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politicalbetting.com » Blog Archive » Seduced and abandoned. The DUP’s chances in the general electi

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    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?
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    I'm still proud of the 'Balls deep in trouble' headline when it was rumoured that Ed Balls was on course to lose his seat.

    It's his poor sister Ophelia who deserves the most sympathy...
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    HYUFD said:

    BigRich said:

    HYUFD said:

    I would point out the Alliance Party are fully behind the Boris Deal as it avoids a hard border in Ireland and as the median voter in Northern Ireland increasingly votes Alliance that is great news for Boris and the Union, especially if the Alliance win North Down or Belfast North or South

    I assumed that the Alliance party where (still) anti Brexit?
    No they back the Boris Deal and the Withdrawal Agreement but oppose No Deal and a hard border in Ireland, it is Sinn Fein and the SDLP most anti Brexit

    https://www.express.co.uk/news/politics/1195848/brexit-news-latest-boris-johnson-deal-dup-northern-ireland-backstop-alliance-sinn-fein
    https://www.allianceparty.org/brexit

    "There is no such thing as a good or sensible Brexit. It is an act of huge self-harm."

    They emphatically do not back the deal Boris Johnson negotiated, which they see as worse than Theresa May's.
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    AlistairAlistair Posts: 23,670
    Would the people. Of Milngavie and Bearsden by the type of stuck up twunts who'd love having a party leader as their MP?

    Yes, yes of course the people of Mull Guy are those kind of people
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    HYUFDHYUFD Posts: 117,030

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Prince Andrew's net worth is £52 million, so himself

    https://www.express.co.uk/life-style/life/1193721/prince-andrew-net-worth
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    kle4kle4 Posts: 91,825
    edited November 2019

    Just read to the end of the article linked to on the last thread about the illiterate, racist Lib Dem candidate who's been suspended. He stood for UKIP in the 2010 election. How on earth did he get selected by the Lib Dems in the first place?!

    People like a sinner that repenteth?

    Assuming they have done so of course, which from your comment seems not to be the case.
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    AlistairAlistair Posts: 23,670

    Joe Biden has just once again taken over as favourite for the Democratic nomination from Elizabeth Warren. Someone sedate @Alistair.

    Do not talk down my girl Liz the Biz.
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    camelcamel Posts: 815
    Pulpstar said:

    Talking of Hodge Hill, it is anticipated to be Labour's safest* seat in the whole of the UK at the election according to Electoral Calculus.
    It borders Meriden which is reckoned to be the Tories' 55th safest seat in the country.

    Probably the most extreme example of contiguous safe seats for two neighbouring parties, certainly the big two ?

    * Exclude the sui generis Chorley seat

    Slough and whatever borders Slough?*

    *No idea. The South is like a foreign country to me, though I imagine Berks and Bucks are largely Blue.
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    HYUFDHYUFD Posts: 117,030
    edited November 2019

    HYUFD said:

    BigRich said:

    HYUFD said:

    I would point out the Alliance Party are fully behind the Boris Deal as it avoids a hard border in Ireland and as the median voter in Northern Ireland increasingly votes Alliance that is great news for Boris and the Union, especially if the Alliance win North Down or Belfast North or South

    I assumed that the Alliance party where (still) anti Brexit?
    No they back the Boris Deal and the Withdrawal Agreement but oppose No Deal and a hard border in Ireland, it is Sinn Fein and the SDLP most anti Brexit

    https://www.express.co.uk/news/politics/1195848/brexit-news-latest-boris-johnson-deal-dup-northern-ireland-backstop-alliance-sinn-fein
    https://www.allianceparty.org/brexit

    "There is no such thing as a good or sensible Brexit. It is an act of huge self-harm."

    They emphatically do not back the deal Boris Johnson negotiated, which they see as worse than Theresa May's.
    Naomi Long, Alliance Party leader backs the Boris Deal as 'it is still better for the country than a 'catastrophic No Deal.'

    So they emphatically do back the Boris Deal

    https://www.express.co.uk/news/politics/1195848/brexit-news-latest-boris-johnson-deal-dup-northern-ireland-backstop-alliance-sinn-fein
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    kle4kle4 Posts: 91,825
    RobD said:

    dr_spyn said:

    https://twitter.com/bbclaurak/status/1197187467235020801 LD remove candidate in Birmingham Hodge Hill.

    How can you oust a candidate after the nomination papers have been filed?
    They and her have described it poorly.
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    Scrapheap_as_wasScrapheap_as_was Posts: 10,059
    edited November 2019
    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    Bunkum. No they are not.

    To be auto enrolled you have to earn over the threshold in a given pay period to be so. Entitled workers (as opposed to eligible jobholders) have to opt in and may well not do so.

    https://www.nestpensions.org.uk/schemeweb/helpcentre/workers/enrolling-workers/different-enrolment-types.html

    The contributions are in to a personal pension like Nest and nothing to do with state pension 'credit years'.
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    rural_voterrural_voter Posts: 2,038
    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    They're not. A lot are classified as self-employed although some of it is fake or dubious, e.g. DPD van drivers.
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    MarqueeMarkMarqueeMark Posts: 50,125
    So sod all coverage of the LibDem manifesto launch then today.....
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    So, will Boris have frittered away all of his mahoosive lead by the time of the final debate?

    Someone needs to tell him he actually needs to be good if he wants to win, not decidedly average.

    Do we really think a debate in which Corbyn landed no punches but Boris got his Brexit message rammed home is a failure? To my mind, the most obvious black swan of this election could have been Corbyn quietly but lethally demolishing Boris in the debates, but he just doesn't have it in him.
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    bigjohnowlsbigjohnowls Posts: 21,880
    edited November 2019
    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state. £11Bn how is that funded?? MMT
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    Lol. She’s given him the mother of all bollockings.
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    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
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    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    Bunkum. No they are not.

    To be auto enrolled you have to earn over the threshold in a given pay period to be so. Entitled workers (as opposed to eligible jobholders) have to opt in and may well not do so.

    https://www.nestpensions.org.uk/schemeweb/helpcentre/workers/enrolling-workers/different-enrolment-types.html

    The contributions are in to a personal pension like Nest and nothing to do with state pension 'credit years'.
    Stop bringing your expertise in to this.
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    HYUFDHYUFD Posts: 117,030

    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    Bunkum. No they are not.

    To be auto enrolled you have to earn over the threshold in a given pay period to be so. Entitled workers (as opposed to eligible jobholders) have to opt in and may well not do so.

    https://www.nestpensions.org.uk/schemeweb/helpcentre/workers/enrolling-workers/different-enrolment-types.html

    The contributions are in to a personal pension like Nest and nothing to do with state pension 'credit years'.
    If you are 22 or over and earn at least £10 000 you are automatically enrolled
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    HYUFD said:

    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    Bunkum. No they are not.

    To be auto enrolled you have to earn over the threshold in a given pay period to be so. Entitled workers (as opposed to eligible jobholders) have to opt in and may well not do so.

    https://www.nestpensions.org.uk/schemeweb/helpcentre/workers/enrolling-workers/different-enrolment-types.html

    The contributions are in to a personal pension like Nest and nothing to do with state pension 'credit years'.
    If you are 22 or over and earn at least £10 000 you are automatically enrolled
    So not all workers then.
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    HYUFDHYUFD Posts: 117,030

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state. £11Bn how is that funded?? MMT
    Raising more revenues via the laffer curve and putting more money in low earners pockets
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    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    They're not. A lot are classified as self-employed although some of it is fake or dubious, e.g. DPD van drivers.
    Self-employed have a different NI set of tax rules to meet to get their state pension credits. As you say auto enrolment is currently no use to them, they need to set up their own pension plan.
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    bigjohnowlsbigjohnowls Posts: 21,880

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
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    camelcamel Posts: 815
    kle4 said:

    Just read to the end of the article linked to on the last thread about the illiterate, racist Lib Dem candidate who's been suspended. He stood for UKIP in the 2010 election. How on earth did he get selected by the Lib Dems in the first place?!

    People like a sinner that repenteth?

    Assuming they have done so of course, which from your comment seems not to be the case.
    The LDs are a broad church, socially, reflective of the population at large.

    Until the lovely Jo, who is beyond reproach despite being Scottish, LD leaders at GEs have largely been drunks, shaggers and homophobes. The sinless ones never made it to a GE.

    The last Liberal leader, of course , was an apologist for a paedophile. Has he repenteth yet?
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    MikeLMikeL Posts: 7,289
    I thought Ipsos MORI poll was due today.

    Long time since last one - last Ipsos MORI had fieldwork ending 28 Oct.
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    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.
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    So sod all coverage of the LibDem manifesto launch then today.....
    Lucky it's not Labour's launch or the Corbynistas would be blaming a scared establishment and/or the 'dark forces' ranged against them.
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    HYUFDHYUFD Posts: 117,030

    HYUFD said:

    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    Bunkum. No they are not.

    To be auto enrolled you have to earn over the threshold in a given pay period to be so. Entitled workers (as opposed to eligible jobholders) have to opt in and may well not do so.

    https://www.nestpensions.org.uk/schemeweb/helpcentre/workers/enrolling-workers/different-enrolment-types.html

    The contributions are in to a personal pension like Nest and nothing to do with state pension 'credit years'.
    If you are 22 or over and earn at least £10 000 you are automatically enrolled
    So not all workers then.
    Effectively yes as £10 000 per annum is about minimum wage level
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    kinabalukinabalu Posts: 39,251

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Perhaps a round of interviews. I think there's a big audience out there for that.
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    Headline News: MP with an army background and a degree in Hospitality Management is accused of creating a dystopian future by BBC2 presenter.

    MP goes under the banner of Tory Big Wig.Not a 'clever' move.
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    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Can't wait - neutral in the sense that paying with debt doesn't cost anything?
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    wooliedyedwooliedyed Posts: 6,934

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Yes, jeremy told us last night the 4 day week will be funded by 'increased productivity'
    Fucking priceless.
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    HYUFD said:

    HYUFD said:

    BigRich said:

    HYUFD said:

    I would point out the Alliance Party are fully behind the Boris Deal as it avoids a hard border in Ireland and as the median voter in Northern Ireland increasingly votes Alliance that is great news for Boris and the Union, especially if the Alliance win North Down or Belfast North or South

    I assumed that the Alliance party where (still) anti Brexit?
    No they back the Boris Deal and the Withdrawal Agreement but oppose No Deal and a hard border in Ireland, it is Sinn Fein and the SDLP most anti Brexit

    https://www.express.co.uk/news/politics/1195848/brexit-news-latest-boris-johnson-deal-dup-northern-ireland-backstop-alliance-sinn-fein
    https://www.allianceparty.org/brexit

    "There is no such thing as a good or sensible Brexit. It is an act of huge self-harm."

    They emphatically do not back the deal Boris Johnson negotiated, which they see as worse than Theresa May's.
    Naomi Long, Alliance Party leader backs the Boris Deal as 'it is still better for the country than a 'catastrophic No Deal.'

    So they emphatically do back the Boris Deal

    https://www.express.co.uk/news/politics/1195848/brexit-news-latest-boris-johnson-deal-dup-northern-ireland-backstop-alliance-sinn-fein
    As usual, the Express is not your best source. Their candidates are campaigning in Northern Ireland as "Your liberal, inclusive, pro-Remain candidate." They are pursuing a referendum.

    They are no more pursuing Boris's deal than the Lib Dems are. They are opposed to no deal, as indeed are the Lib Dems.
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    Black_RookBlack_Rook Posts: 8,905
    BluerBlue said:

    So, will Boris have frittered away all of his mahoosive lead by the time of the final debate?

    Someone needs to tell him he actually needs to be good if he wants to win, not decidedly average.

    Do we really think a debate in which Corbyn landed no punches but Boris got his Brexit message rammed home is a failure? To my mind, the most obvious black swan of this election could have been Corbyn quietly but lethally demolishing Boris in the debates, but he just doesn't have it in him.
    Theory: the kind of people who tune in to watch these debates are predominantly the politically interested, and most of them have already made their minds up. They were hoping to see their man land a knockout blow on the other, not looking for information to help them make a judgment.

    When the polls come out over the next few days, we're either going to see stasis or a slow, 2017-style creep towards Labour. This debate won't have changed many minds, and the rest of the set-piece events still to come probably won't do so, either.
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    HYUFD said:

    HYUFD said:

    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    Bunkum. No they are not.

    To be auto enrolled you have to earn over the threshold in a given pay period to be so. Entitled workers (as opposed to eligible jobholders) have to opt in and may well not do so.

    https://www.nestpensions.org.uk/schemeweb/helpcentre/workers/enrolling-workers/different-enrolment-types.html

    The contributions are in to a personal pension like Nest and nothing to do with state pension 'credit years'.
    If you are 22 or over and earn at least £10 000 you are automatically enrolled
    So not all workers then.
    Effectively yes as £10 000 per annum is about minimum wage level
    Effectively' is quite the reach given the question was taking people out of tax all together in a mode similar to the income tax rises previously implemented?
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    bigjohnowlsbigjohnowls Posts: 21,880
    BBC News just found someone who thinks Swinson is doing a good job.
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    HYUFDHYUFD Posts: 117,030
    edited November 2019

    HYUFD said:

    HYUFD said:

    BigRich said:

    HYUFD said:

    I would point out the Alliance Party are fully behind the Boris Deal as it avoids a hard border in Ireland and as the median voter in Northern Ireland increasingly votes Alliance that is great news for Boris and the Union, especially if the Alliance win North Down or Belfast North or South

    I assumed that the Alliance party where (still) anti Brexit?
    No they back the Boris Deal and the Withdrawal Agreement but oppose No Deal and a hard border in Ireland, it is Sinn Fein and the SDLP most anti Brexit

    https://www.express.co.uk/news/politics/1195848/brexit-news-latest-boris-johnson-deal-dup-northern-ireland-backstop-alliance-sinn-fein
    https://www.allianceparty.org/brexit

    "There is no such thing as a good or sensible Brexit. It is an act of huge self-harm."

    They emphatically do not back the deal Boris Johnson negotiated, which they see as worse than Theresa May's.
    Naomi Long, Alliance Party leader backs the Boris Deal as 'it is still better for the country than a 'catastrophic No Deal.'

    So they emphatically do back the Boris Deal

    https://www.express.co.uk/news/politics/1195848/brexit-news-latest-boris-johnson-deal-dup-northern-ireland-backstop-alliance-sinn-fein
    As usual, the Express is not your best source. Their candidates are campaigning in Northern Ireland as "Your liberal, inclusive, pro-Remain candidate." They are pursuing a referendum.

    They are no more pursuing Boris's deal than the Lib Dems are. They are opposed to no deal, as indeed are the Lib Dems.
    The Alliance Party are not opposed to the Boris Deal though, unlike the LDs
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    camelcamel Posts: 815

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state. £11Bn how is that funded?? MMT
    Promising tax cuts to to low paid workers pre-election is not spaffing. It's just giving these people the means to afford the traditonal tory VAT rise due post-election.

    I imagined you were experienced enough to understand this core tenet of tory electioneering.
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    LostPasswordLostPassword Posts: 15,315
    HYUFD said:

    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    Bunkum. No they are not.

    To be auto enrolled you have to earn over the threshold in a given pay period to be so. Entitled workers (as opposed to eligible jobholders) have to opt in and may well not do so.

    https://www.nestpensions.org.uk/schemeweb/helpcentre/workers/enrolling-workers/different-enrolment-types.html

    The contributions are in to a personal pension like Nest and nothing to do with state pension 'credit years'.
    If you are 22 or over and earn at least £10 000 you are automatically enrolled
    Part-time workers, say teaching assistants on two days a week, are the sort of people who could fall through a gap, if it isn't purposefully bridged (it may be, but I would want to see the details).
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    wooliedyedwooliedyed Posts: 6,934

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    They dont have one, they have a governor-general
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    ozymandiasozymandias Posts: 1,503
    Problem being that Andrew isn’t the Monarch.
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    camelcamel Posts: 815

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
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    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Yes, jeremy told us last night the 4 day week will be funded by 'increased productivity'
    Fucking priceless.
    When the NHS was founded it was claimed the cost would come down as people got more healthy....
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    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    Do the Pitcairn Islands have a role for Randy Andy?
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    LostPasswordLostPassword Posts: 15,315

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    i think you get a credit via Working Tax Credit system equivalent to someone on the lowest earning limit.

    but check if this is important to you
    There's 2 starting levels of NI - the one where you get credit for the state pension and one where you actually start paying employee NI. Raise the latter and not the former and job done - well at least you are back to how it works now. There's still the problem for those who earn below the lower threshold....

    Fab, thanks, that's the detail I was after.
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    JohnOJohnO Posts: 4,215
    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    The sheep? Will no one think of the sheep?
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    ozymandiasozymandias Posts: 1,503
    edited November 2019

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    i think you get a credit via Working Tax Credit system equivalent to someone on the lowest earning limit.

    but check if this is important to you
    There's 2 starting levels of NI - the one where you get credit for the state pension and one where you actually start paying employee NI. Raise the latter and not the former and job done - well at least you are back to how it works now. There's still the problem for those who earn below the lower threshold....

    Fab, thanks, that's the detail I was after.
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    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Assumes nobody changes their behaviour at all faced with huge tax rises. Fantasy.

    Wonder if they'll risk the lifetime gift/death tax.
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    kle4kle4 Posts: 91,825
    Got my first Tory leaflet of the campaign, a six page glossy brochure, with a very odd photo of Boris and the incumbent MP, as it is blurred and almost pixellated. Bizarre, as they cannot have struggled to find a picture of him and Boris, so it was deliberate for some reason.
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    MattWMattW Posts: 18,599
    TimT said:

    Anorak said:

    A right old faff of a day. Starts off 6am start heading from Teesside to Excel in London. Get as far as Rotherham, off the motorway to collect McDonalds (I know, I know...) and instead collect some kid driving a Fiesta who managed to cut at 90 degrees through a line of traffic to enter a driveway not realising there are two lanes. He didn't see me, I saw him but nowhere to go, classic low speed T-Bone as my braking Volvo hit his nearside front wheel square on.

    He's fine. I'm fine. My car needs new bumper, grille etc but drove back to Teesside after application of Gaffer Tape. His 10 year old Fezzer with a wheel at an entertaining angle and crunched wind and door probably a write off. He even admitted 100% liability to his insurers when reporting it. Simples!

    Except for the afternoon then spent on the phone to various people some repeatedly. And this is with Volvo claim handling it between my insurer and his. If this is the faff required for a fairly straightforward car driveable but needs proffered hire replacement and a fix, and there is no insurance argument because liability admitted, I would hate to think how bloody long it would take with a worse prang. Or multiple cars and insurers.

    They all play the same shitty game. I had a 14 page (really!!) form to claim for a £130 pushchair that easyjet trashed, with a lot of information required that you'd only think to gather if you knew what arseholes insurance companies are.

    I came very close to just binning it, but was sufficiently stubborn to grind through the whole unnecessarily painful process. I'm sure many others would simply fold.
    Just think of how bad it can get with medical insurance claims with insurance companies second-guessing the physicians' judgment at to what procedures were necessary.
    Just applying for Attendance Allowance. 32 pages...
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    HYUFDHYUFD Posts: 117,030
    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
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    St Helena is still available, and I believe it has some practice dealing with troublesome bigwigs.
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    kle4 said:

    Got my first Tory leaflet of the campaign, a six page glossy brochure, with a very odd photo of Boris and the incumbent MP, as it is blurred and almost pixellated. Bizarre, as they cannot have struggled to find a picture of him and Boris, so it was deliberate for some reason.

    Is the strategy to get people talking about anything apart from political policies?

    Microwaves, mops, misleading tweets, curry, misbehaving royals, blurry pictures, fake videos all good topics for them.
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    JohnO said:

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    The sheep? Will no one think of the sheep?
    I know from close connections that back in the day, Rex Hunt was sent there as punishment as being governor of the islands was considered the worst post the foreign office had.
  • Options
    kle4kle4 Posts: 91,825
    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    While I don't think even the institution is above reproach, though I back it, it's typical hyperbole to suggest it was some giant goof because of the Andrew stuff. It's very try hard and is not convincing as a result.
  • Options
    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    The family that gave us the Nazi loving monarch? Yeah right, beyond reproach.
  • Options
    Andy_JSAndy_JS Posts: 26,714
    FT poll tracker:

    Con 42%, Lab 29%, LD 14%, BRX 6%, Grn 3%.

    https://www.ft.com/content/263615ca-d873-11e9-8f9b-77216ebe1f17
  • Options
    MarqueeMarkMarqueeMark Posts: 50,125

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    Do the Pitcairn Islands have a role for Randy Andy?
    St Helena is the obvious place for him to go. Saw some really big graffiti still there in 2011, welcoming him in the mid-1980s.
  • Options
    VerulamiusVerulamius Posts: 1,435
    https://www.gov.uk/new-state-pension/your-national-insurance-record-and-your-state-pension

    This Webpage provides guidance on what an individual needs to do to have a qualifying year for state pension purposes.

    Earnings of over £166 per week from one employer for example.
  • Options
    wooliedyedwooliedyed Posts: 6,934

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    Do the Pitcairn Islands have a role for Randy Andy?
    They have a history of pedophilia problems. He will fit right in
  • Options
    HYUFDHYUFD Posts: 117,030

    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    The family that gave us the Nazi loving monarch? Yeah right, beyond reproach.
    The Queen Mother and King George stated in London during the blitz and rallied the nation against Nazism, whatever non Tories like you might try and claim
  • Options
    OmniumOmnium Posts: 9,793

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Can't wait - neutral in the sense that paying with debt doesn't cost anything?
    Neutral in the sense that its your top gear if you think so.
  • Options
    MattW said:

    TimT said:

    Anorak said:

    A right old faff of a day. Starts off 6am start heading from Teesside to Excel in London. Get as far as Rotherham, off the motorway to collect McDonalds (I know, I know...) and instead collect some kid driving a Fiesta who managed to cut at 90 degrees through a line of traffic to enter a driveway not realising there are two lanes. He didn't see me, I saw him but nowhere to go, classic low speed T-Bone as my braking Volvo hit his nearside front wheel square on.

    He's fine. I'm fine. My car needs new bumper, grille etc but drove back to Teesside after application of Gaffer Tape. His 10 year old Fezzer with a wheel at an entertaining angle and crunched wind and door probably a write off. He even admitted 100% liability to his insurers when reporting it. Simples!

    Except for the afternoon then spent on the phone to various people some repeatedly. And this is with Volvo claim handling it between my insurer and his. If this is the faff required for a fairly straightforward car driveable but needs proffered hire replacement and a fix, and there is no insurance argument because liability admitted, I would hate to think how bloody long it would take with a worse prang. Or multiple cars and insurers.

    They all play the same shitty game. I had a 14 page (really!!) form to claim for a £130 pushchair that easyjet trashed, with a lot of information required that you'd only think to gather if you knew what arseholes insurance companies are.

    I came very close to just binning it, but was sufficiently stubborn to grind through the whole unnecessarily painful process. I'm sure many others would simply fold.
    Just think of how bad it can get with medical insurance claims with insurance companies second-guessing the physicians' judgment at to what procedures were necessary.
    Just applying for Attendance Allowance. 32 pages...
    I always suggest people looking at that contact Age UK for help with claiming the AA - they can be fantastic in getting the forms completed in my experience, including sometimes sending someone out to help the pensioner get them all done. A fantastic support (IMHO) and usually far better than going to certain Citizens Advice offices who often say it's too difficult to get to be bothered with trying to claim it. No, it's not.
  • Options
    JohnO said:

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    The sheep? Will no one think of the sheep?
    What do you make of this?

    https://twitter.com/nicholaswatt/status/1197148904661438470

    https://twitter.com/nicholaswatt/status/1197151350867595265

    https://twitter.com/nicholaswatt/status/1197152683037249536
  • Options
    To be honest, I think DUP will return to Westminster as the largest party.
  • Options
    HYUFD said:

    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    The family that gave us the Nazi loving monarch? Yeah right, beyond reproach.
    The Queen Mother and King George stated in London during the blitz and rallied the nation against Nazism, whatever non Tories like you might try and claim
    His brother collaborated with the Nazis and would have become King again if the Nazis had invaded Britain.
  • Options

    JohnO said:

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    The sheep? Will no one think of the sheep?
    What do you make of this?

    https://twitter.com/nicholaswatt/status/1197148904661438470

    https://twitter.com/nicholaswatt/status/1197151350867595265

    https://twitter.com/nicholaswatt/status/1197152683037249536
    Does Milton not split the remain vote (i.e. LD) there as much as she does the Tory vote?
  • Options
    isamisam Posts: 40,933

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Yes, jeremy told us last night the 4 day week will be funded by 'increased productivity'
    Fucking priceless.
    When the NHS was founded it was claimed the cost would come down as people got more healthy....
    I recently spent some time at a hospital. and was amazed that it had a Subway take away in the food hall. How can a "Health Service" provide food that is so unhealthy? If it were genuine interested in the health of the nation, it should take a more holistic approach.
  • Options
    nichomarnichomar Posts: 7,483
    HYUFD said:

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Prince Andrew's net worth is £52 million, so himself

    https://www.express.co.uk/life-style/life/1193721/prince-andrew-net-worth
    What did he do to earn it?
  • Options
    HYUFDHYUFD Posts: 117,030
    Andy_JS said:

    FT poll tracker:

    Con 42%, Lab 29%, LD 14%, BRX 6%, Grn 3%.

    https://www.ft.com/content/263615ca-d873-11e9-8f9b-77216ebe1f17

    Tory poll lead widens since the start of the campaign, unlike 2017
  • Options
    MarqueeMarkMarqueeMark Posts: 50,125

    BBC News just found someone who thinks Swinson is doing a good job.

    In the words of Basil Faulty "A satisfied customer - have him stuffed."
  • Options
    IanB2IanB2 Posts: 47,299
    edited November 2019

    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    They're not. A lot are classified as self-employed although some of it is fake or dubious, e.g. DPD van drivers.
    Self-employed have a different NI set of tax rules to meet to get their state pension credits. As you say auto enrolment is currently no use to them, they need to set up their own pension plan.
    As I recall, the cost of NI credits for a year in which you have paid no NI is about £700, and gaps can be made good with a lump sum payment up to quite some years after the period concerned. Whilst probably not viable for people on permanently low income, but as an investment with a guaranteed return it is one of the most attractive there is.

    Also worth remembering that to get full pension you need 35 years’ contributions - someone leaving school at 18 and retiring at say 67 has nearly fifty potential working years so it isn’t necessary to earn NI credits every year to get a full pension.
  • Options
    HYUFDHYUFD Posts: 117,030
    nichomar said:

    HYUFD said:

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Prince Andrew's net worth is £52 million, so himself

    https://www.express.co.uk/life-style/life/1193721/prince-andrew-net-worth
    What did he do to earn it?
    I am a conservative, I have no problem with inherited wealth plus he earnt some of it through business deals
  • Options
    StreeterStreeter Posts: 684
    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    The Queen could shoot someone on The Mall and you'd still support her?
  • Options

    JohnO said:

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    The sheep? Will no one think of the sheep?
    What do you make of this?

    https://twitter.com/nicholaswatt/status/1197148904661438470

    https://twitter.com/nicholaswatt/status/1197151350867595265

    https://twitter.com/nicholaswatt/status/1197152683037249536
    Does Milton not split the remain vote (i.e. LD) there as much as she does the Tory vote?
    Anne Milton has always struck me as a really weird individual.
  • Options
    HYUFDHYUFD Posts: 117,030

    HYUFD said:

    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    The family that gave us the Nazi loving monarch? Yeah right, beyond reproach.
    The Queen Mother and King George stated in London during the blitz and rallied the nation against Nazism, whatever non Tories like you might try and claim
    His brother collaborated with the Nazis and would have become King again if the Nazis had invaded Britain.
    King George would have been shot along with Churchill had the Nazis invaded and they not had time to evacuate
  • Options
    IanB2 said:

    HYUFD said:

    Does anyone know how increasing the national insurance threshold will affect entitlement to state pension? Potentially you could have people not paying any national insurance through their employment, and not having their record maintained through benefits and so they wouldn't build up the years to qualify for the full state pension.

    All workers are now enrolled in workplace pensions, those contributions would be recorded as credits
    They're not. A lot are classified as self-employed although some of it is fake or dubious, e.g. DPD van drivers.
    Self-employed have a different NI set of tax rules to meet to get their state pension credits. As you say auto enrolment is currently no use to them, they need to set up their own pension plan.
    As I recall, the cost of NI credits for a year in which you have paid no NI is about £700, and gaps can be made good with a lump sum payment up to quite some years after the period concerned. Whilst probably not viable for people on permanently low income, but as an investment with a fixed return it is one of the most attractive there is.
    It is a very good investment if you are both short of qualifying years (you can miss plenty), and near retirement. The further away from retirement the less use it is, mainly due to uncertainty about how any future state pension would be managed.
  • Options
    wooliedyedwooliedyed Posts: 6,934
    HYUFD said:

    nichomar said:

    HYUFD said:

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Prince Andrew's net worth is £52 million, so himself

    https://www.express.co.uk/life-style/life/1193721/prince-andrew-net-worth
    What did he do to earn it?
    I am a conservative, I have no problem with inherited wealth plus he earnt some of it through business deals
    Plus nicking pocket money off his favourite sexual partners
  • Options
    bigjohnowlsbigjohnowls Posts: 21,880
    HYUFD said:
    He said £12500 in Leadership contest. Now he says £12k and only means £9.5k according to the Minister for Tory Propaganda @bbclaurak

    Looks as if its like his 40 new hospitals that are now down to 6 upgrades
  • Options
    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach

    The institution of monarchy is, but not all of the members of its family are.

    Some are subject to very human failings unfortunately.
  • Options
    isam said:

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Yes, jeremy told us last night the 4 day week will be funded by 'increased productivity'
    Fucking priceless.
    When the NHS was founded it was claimed the cost would come down as people got more healthy....
    I recently spent some time at a hospital. and was amazed that it had a Subway take away in the food hall. How can a "Health Service" provide food that is so unhealthy? If it were genuine interested in the health of the nation, it should take a more holistic approach.
    How dare adults make choices. What is it with people wanting to boss people around?

    The food you need to eat when ill and recovering is quite different to when you are well. A high carb high protein meal like what you would get from Subway would be perfect.
  • Options
    MarqueeMarkMarqueeMark Posts: 50,125
    Andy_JS said:

    FT poll tracker:

    Con 42%, Lab 29%, LD 14%, BRX 6%, Grn 3%.

    https://www.ft.com/content/263615ca-d873-11e9-8f9b-77216ebe1f17

    A week until postal starts going out, the campaign ends 3 weeks today. Halfway through, and Labour have gone backwards.
  • Options
    HYUFDHYUFD Posts: 117,030
    edited November 2019
    Streeter said:

    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    The Queen could shoot someone on The Mall and you'd still support her?
    I would imagine she would have a good reason but I support constitutional monarchy not divine right and monarchs can abdicate but the institution remains
  • Options
    wooliedyedwooliedyed Posts: 6,934
    HYUFD said:

    HYUFD said:

    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach
    The family that gave us the Nazi loving monarch? Yeah right, beyond reproach.
    The Queen Mother and King George stated in London during the blitz and rallied the nation against Nazism, whatever non Tories like you might try and claim
    His brother collaborated with the Nazis and would have become King again if the Nazis had invaded Britain.
    King George would have been shot along with Churchill had the Nazis invaded and they not had time to evacuate
    Both would have set up court/parliament in British Labrador long before the Nazis got off the beaches
  • Options

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    Do the Pitcairn Islands have a role for Randy Andy?
    They have a history of pedophilia problems. He will fit right in
    Not to mention the inbreeding.
  • Options
    MikeLMikeL Posts: 7,289
    LD Manifesto:

    CGT allowance (currently £12,000) completely abolished.

    One single allowance (the current income tax personal allowance) before income and capital gains are taxed.

    However, perhaps surprisingly - no mention of any changes to Inheritance Tax.
  • Options
    RobDRobD Posts: 58,980
    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    The poor Falkland Islanders. Governor of Southern Thule seems far more appropriate.
  • Options
    Let us not forget that our current monarch performed Nazi salutes.
  • Options
    nichomarnichomar Posts: 7,483
    HYUFD said:

    It has not at all, Prince Andrew at stepping back from public duties does not affect the institution of monarchy which any true Tory would know is beyond reproach

    Beyond belief, the royal Conservative party, is he not a member of said family ? Are you implying his behavior is therefore beyond reproach. HMQ has made a serious misjudgment by havin him escort her to church, thereby demonstrating support for him. He is taking the monarchy down if they don’t act
  • Options
    kinabalukinabalu Posts: 39,251
    Yes that was very naff. Boris did not seem good generally at the ad lib stuff. Which rather surprised me.
  • Options

    HYUFD said:

    nichomar said:

    HYUFD said:

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Prince Andrew's net worth is £52 million, so himself

    https://www.express.co.uk/life-style/life/1193721/prince-andrew-net-worth
    What did he do to earn it?
    I am a conservative, I have no problem with inherited wealth plus he earnt some of it through business deals
    Plus nicking pocket money off his favourite sexual partners
    Isnt the claim he had sex with a seventeen year old?
  • Options
    RobD said:

    camel said:

    I'm going to ask Shadsy to open up a market on The Duke of York becoming the Governor of the Bahamas.

    Governor of the Falklands would be appropriate in so many ways.
    The poor Falkland Islanders. Governor of Southern Thule seems far more appropriate.
    I did suggest a few years ago that Katie Hopkins be appointed UK Ambassador to the Islamic State, perhaps The Duke of York is more suited for that role.
  • Options
    camelcamel Posts: 815
    nichomar said:

    HYUFD said:

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Prince Andrew's net worth is £52 million, so himself

    https://www.express.co.uk/life-style/life/1193721/prince-andrew-net-worth
    What did he do to earn it?
    It's a parsimonious prince who, while worth £52m, refuses to lend his ex wife £15k to feed and clothe the kids, and instead suggests she begs it off some wealthy paedo.

    I was feeling more forgiving when I thought he was living off his navy pension
  • Options
    wooliedyedwooliedyed Posts: 6,934

    HYUFD said:

    nichomar said:

    HYUFD said:

    So will be paying for the parasite Randy Andy whilst he sits on his arse doing nothing ?

    Prince Andrew's net worth is £52 million, so himself

    https://www.express.co.uk/life-style/life/1193721/prince-andrew-net-worth
    What did he do to earn it?
    I am a conservative, I have no problem with inherited wealth plus he earnt some of it through business deals
    Plus nicking pocket money off his favourite sexual partners
    Isnt the claim he had sex with a seventeen year old?
    One of the claims is, yes
  • Options
    bigjohnowlsbigjohnowls Posts: 21,880
    The @CCHQpress account is verified by Twitter, which means its profile page displays a blue tick intended to show other users that the account is genuine.

    But, according to Twitter's rules published on its website, this verification can be removed for behaviour such as "intentionally misleading people...by changing one's display name or bio".

    Twitter's rules also state that users cannot "impersonate individuals, groups, or organisations in a manner that is intended to or does mislead, confuse, or deceive others".

    A Twitter spokesperson said on Wednesday: "Twitter is committed to facilitating healthy debate throughout the UK general election.

    "We have global rules in place that prohibit behaviour that can mislead people, including those with verified accounts.

    "Any further attempts to mislead people by editing verified profile information - in a manner seen during the UK election debate - will result in decisive corrective action."
  • Options
    isamisam Posts: 40,933

    isam said:

    HYUFD said:

    Great new policy from Boris too to raise the NI threshold to £12 500, targeted at precisely the low and middle income Leave voters he needs for a majority

    Spaffing money on tax cuts when Public Services are in such a state
    Priceless ... only Santa Grandpa can offer free stuff and bribes.
    Lab proposals fiscally neutral as you will see tomorrow.

    Con £11bn MMT so far.
    Yes, jeremy told us last night the 4 day week will be funded by 'increased productivity'
    Fucking priceless.
    When the NHS was founded it was claimed the cost would come down as people got more healthy....
    I recently spent some time at a hospital. and was amazed that it had a Subway take away in the food hall. How can a "Health Service" provide food that is so unhealthy? If it were genuine interested in the health of the nation, it should take a more holistic approach.
    How dare adults make choices. What is it with people wanting to boss people around?

    The food you need to eat when ill and recovering is quite different to when you are well. A high carb high protein meal like what you would get from Subway would be perfect.
    Well its generally the visitors that are eating it.

    Adults can make the choice to walk over the road to the burger and pizza restaurants, but in my opinion, a state health system paid for from our taxes shouldn't be selling junk food, tasty as it was. The best way to be healthy is to look after yourself, not to destroy yourself and have a good remedy
  • Options
    wooliedyedwooliedyed Posts: 6,934
    edited November 2019
    MikeL said:

    LD Manifesto:

    CGT allowance (currently £12,000) completely abolished.

    One single allowance (the current income tax personal allowance) before income and capital gains are taxed.

    However, perhaps surprisingly - no mention of any changes to Inheritance Tax.

    All share sales profits subject to tax if you are on minimum wage or above.

    Edit - will also affect sales of collectibles at auction etc.
This discussion has been closed.