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  • PulpstarPulpstar Posts: 80,718

    Nigelb said:

    Suella bringing the stupid.

    Global warming?!?

    Just over a week to go until Easter and we need to get our big coats back out!

    I wouldn’t mind a bit more global warming to be honest, right now.

    https://x.com/SuellaBraverman/status/2036507074868207712

    To be fair to Suella, that's a joke, albeit with the subtlety expected of a Cambridge-educated lawyer.
    I'd be interested to know whether this year's and last year's apparently warm wet winter is part of a trend, or maybe just normal variation. Our parkrun was cancelled due to flooding from Christmas to mid February and the first two weeks in March, which is worse than last year (we managed one run in both January and February but back to BAU in March) and much worse than the year before (about one cancellation a month).
    Ask and ye shall find.


  • StuartinromfordStuartinromford Posts: 21,972
    Nigelb said:

    Suella bringing the stupid.

    Global warming?!?

    Just over a week to go until Easter and we need to get our big coats back out!

    I wouldn’t mind a bit more global warming to be honest, right now.

    https://x.com/SuellaBraverman/status/2036507074868207712

    Suella modelling a big coat;

    https://www.varsity.co.uk/news/24186

    (It's harsh to pin someone's youthful indiscretions on them as adults, but only NatScis wear that sort of coat, and we get mocked for it.)
  • FishingFishing Posts: 6,156
    edited 10:58AM
    FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    It seems that about 21% of pensioners receive some combination of pension credit, housing benefit and council tax reduction.

    And to quote google AI:

    Pension Credit acts as a "passported" benefit, meaning that receiving it often automatically entitles you to a range of other benefits and financial support. These can be worth thousands of pounds a year, particularly if you are in receipt of the Guarantee Credit part of Pension Credit.

    Key benefits and support available include:

    Housing and Council Tax
    Council Tax Reduction: You could have your council tax bill reduced, sometimes to zero, which is typically claimed through your local authority.
    Housing Benefit: If you rent your home, you may have your rent paid in full by your local council.
    Support for Mortgage Interest (SMI): If you own your home, you may be eligible for a loan to help with interest payments on your mortgage, as well as help with ground rent and service charges.

    Health and NHS Costs
    If you receive Guarantee Credit, you are entitled to:
    Free NHS Dental Treatment: Full coverage for check-ups and treatments.
    Help with Spectacles: Vouchers for glasses or contact lenses.
    Travel Costs: Reimbursement of transport costs to and from hospital for NHS treatment.
    Free Prescriptions: (This is automatic in Scotland and Wales, but in England, it is dependent on receiving Guarantee Credit).

    Energy and Heating
    Warm Home Discount: A £150 discount on your electricity bill (usually between October and March).
    Cold Weather Payments: A £25 payment for each seven-day period of freezing weather between November and March.
    Winter Heating Payment (Scotland): An automatic payment replacing the Cold Weather Payment.

    Other Benefits
    Free TV Licence: People aged 75 or over, who also receive Pension Credit, are entitled to a free TV licence.
    Winter Fuel Payment: Eligible low-income pensioners will continue to receive this annual payment.
    Social Tariffs: Access to lower-cost phone and broadband packages from some providers.
    Funeral Expenses Payment: Financial support if you are arranging a funeral and are on a low income.
    Redirection Service: A discount on the Royal Mail redirection service if you are moving house.

    It is important to note that even a small award of Pension Credit can unlock these additional benefits.


    This is a problem with the UK benefits system - receiving one benefit makes you eligible to receive another and then another and then another and so on.

    It might be worth knowing how much these recipients of pension credit (and all the resulting benefits) saved for their own retirement or how much work they ever did and how much tax they ever paid.
    State pension is a welfare benefit paid for out of current taxation. There's no link between what you pay as NI and the pension you receive. Also NI if it actually was insurance should also cover healthcare costs, which are massively higher for older people.

    There's an irrefutable case for welfare for older people. But that's what it is, and it has to be paid for out of general taxation levied on everyone. The whole population deserves a say in how their tax contributions get used.
    There's an irrefutable case for welfare for people who can't physcially or maybe mentally work. But that applies whatever their age is.

    There's no case at all for welfare for people who just happen to be 67 and a day not 66 and 364 days but are fully capable of working, as many people these days are up to 80 or beyond (a former colleague of a relative was still doing work at 105, though this is perhaps slightly unusual). It's an entirely arbitrary criteria, set first by Bismarck in the 19th century and completely inappropriate today.
  • Peter_the_PunterPeter_the_Punter Posts: 15,488
    Pulpstar said:

    Pulpstar said:

    Pulpstar said:

    Including Man Utd players, Mohamed Salah is the eighth-highest PL scorer at Old Trafford in the 2020s

    https://x.com/oilysailor/status/2036535508575109478?s=46

    To be in the top 10 for goals at a stadium you only play at once a year is a level of disrespect we may never see again.

    I think he's probably got a couple of decent seasons left in him, wonder who will snaffle him.
    Wrexham, maybe, for their final push into the Premier.
    He's leaving after the season ends so that doesn't make sense. Also doubt it'll be the Championship club that gets him, they won't be able to compete on wages for a start with elsewhere.
    He doesn't need the wages, so he could play for whoever he fancies.

    Apparently his family is well settled in Liverpool and he likes the British way of life, so maybe he would choose somewhere reasonably local. Everton wouldn't really be acceptable and I can't see him joining the madness at Manchester.

    Maybe one of the Birmingham clubs?
    I reckon Inter Miami
    That's would risk him being picked up by the ICE for forcible rendition to an unpleasant and hostile authority - Tottenham Hotspurs, for example.
  • FF43FF43 Posts: 19,229
    Nigelb said:

    They are a deeply unpleasant regime, but they are not completely stupid.

    Iranian officials told the US they do not want to re-enter negotiations with Witkoff and Kushner, would prefer to talk with Vice President JD Vance -CNN
    https://x.com/Osinttechnical/status/2036581812508467574

    The Trump regime despite being a bit less unpleasant really is completely stupid.
  • another_richardanother_richard Posts: 29,132

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
  • NigelbNigelb Posts: 87,526

    Nigelb said:

    Suella bringing the stupid.

    Global warming?!?

    Just over a week to go until Easter and we need to get our big coats back out!

    I wouldn’t mind a bit more global warming to be honest, right now.

    https://x.com/SuellaBraverman/status/2036507074868207712

    Suella modelling a big coat;

    https://www.varsity.co.uk/news/24186

    (It's harsh to pin someone's youthful indiscretions on them as adults, but only NatScis wear that sort of coat, and we get mocked for it.)
    Interesting take in that article: "Twitter is a sewer of left-wing bile”.
  • Dura_AceDura_Ace Posts: 15,380
    On a train on my way to Thirsk for a collection caper. I know counterfeit plates are a subject of enduring fascination on here so I am experimenting with a completely ficticious set of trade plates I made.
  • Peter_the_PunterPeter_the_Punter Posts: 15,488
    Nigelb said:

    Nigelb said:

    Suella bringing the stupid.

    Global warming?!?

    Just over a week to go until Easter and we need to get our big coats back out!

    I wouldn’t mind a bit more global warming to be honest, right now.

    https://x.com/SuellaBraverman/status/2036507074868207712

    Suella modelling a big coat;

    https://www.varsity.co.uk/news/24186

    (It's harsh to pin someone's youthful indiscretions on them as adults, but only NatScis wear that sort of coat, and we get mocked for it.)
    Interesting take in that article: "Twitter is a sewer of left-wing bile”.
    It is certainly a sewer. Not sure about 'left wing' though. Did the Tower of Babel have a political leaning? That seems the closest analogy to the Twittersphere.
  • Morris_DancerMorris_Dancer Posts: 63,697

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    And the self-employed?

    There is the privilege of quarterly tax returns, I suppose.
  • rottenboroughrottenborough Posts: 70,853
    Andrew Lilico
    @andrew_lilico
    ·
    3m
    But it isn't claimed that he deleted them - right? You can set up WhatsApp on your computer as well as your phone and the messages will be there on your computer. So why can't he just recover his WhatsApp account?

    Andrew Lilico
    @andrew_lilico
    ·
    30m
    Has someone checked with WhatsApp whether it has them stored?

    https://x.com/andrew_lilico/status/2036759855164264636
  • another_richardanother_richard Posts: 29,132
    edited 11:05AM
    FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    It seems that about 21% of pensioners receive some combination of pension credit, housing benefit and council tax reduction.

    And to quote google AI:

    Pension Credit acts as a "passported" benefit, meaning that receiving it often automatically entitles you to a range of other benefits and financial support. These can be worth thousands of pounds a year, particularly if you are in receipt of the Guarantee Credit part of Pension Credit.

    Key benefits and support available include:

    Housing and Council Tax
    Council Tax Reduction: You could have your council tax bill reduced, sometimes to zero, which is typically claimed through your local authority.
    Housing Benefit: If you rent your home, you may have your rent paid in full by your local council.
    Support for Mortgage Interest (SMI): If you own your home, you may be eligible for a loan to help with interest payments on your mortgage, as well as help with ground rent and service charges.

    Health and NHS Costs
    If you receive Guarantee Credit, you are entitled to:
    Free NHS Dental Treatment: Full coverage for check-ups and treatments.
    Help with Spectacles: Vouchers for glasses or contact lenses.
    Travel Costs: Reimbursement of transport costs to and from hospital for NHS treatment.
    Free Prescriptions: (This is automatic in Scotland and Wales, but in England, it is dependent on receiving Guarantee Credit).

    Energy and Heating
    Warm Home Discount: A £150 discount on your electricity bill (usually between October and March).
    Cold Weather Payments: A £25 payment for each seven-day period of freezing weather between November and March.
    Winter Heating Payment (Scotland): An automatic payment replacing the Cold Weather Payment.

    Other Benefits
    Free TV Licence: People aged 75 or over, who also receive Pension Credit, are entitled to a free TV licence.
    Winter Fuel Payment: Eligible low-income pensioners will continue to receive this annual payment.
    Social Tariffs: Access to lower-cost phone and broadband packages from some providers.
    Funeral Expenses Payment: Financial support if you are arranging a funeral and are on a low income.
    Redirection Service: A discount on the Royal Mail redirection service if you are moving house.

    It is important to note that even a small award of Pension Credit can unlock these additional benefits.


    This is a problem with the UK benefits system - receiving one benefit makes you eligible to receive another and then another and then another and so on.

    It might be worth knowing how much these recipients of pension credit (and all the resulting benefits) saved for their own retirement or how much work they ever did and how much tax they ever paid.
    State pension is a welfare benefit paid for out of current taxation. There's no link between what you pay as NI and the pension you receive. Also NI if it actually was insurance should also cover healthcare costs, which are massively higher for older people.

    There's an irrefutable case for welfare for older people. But that's what it is, and it has to be paid for out of general taxation levied on everyone. The whole population deserves a say in how their tax contributions get used.
    I'm aware of the legal definitions about pensions and welfare but if you look at your own HMRC account it specifically links your future pension amount to the number of years of NI contributions.

    The problem is those pensioners who didn't pay NI for enough, or sometimes any, years but will still get the same, or more, money from the state once all the other credits and benefits are added in.

    This country isn't paying out too much welfare because of people who worked, its paying out too much welfare because there are too many people who didn't and don't work.

    And this excess welfare payments are taking place for non-workers both during what should be their working lives and when they're oldies.
  • FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    Hopefully no-one wants to see state support removed for old people but what grates is the huge sense of entitlement of the current generation of pensioners. Who are much better catered for than generations past, and also those to come. Who sound off about how they deserve the lion share of state welfare "because they worked for it", all the while denying any support to people who are actually working, and supposedly feckless and morally inferior.

    Sadly all parties indulge this sense of entitlement, hoping these guys will vote for them.
    It is not pensioners receiving free childcare despite family incomes of up to £200,000 a year. It is not pensioners whose children enjoy breakfast clubs and after-school clubs. It is not pensioners who get higher rate tax relief on private pension contributions. It *is* pensioners who left school at 15 or 16 and worked for more years to 65 than younger generations who left school at 21 and whose pension age is 67 or 68.

    And I still believe this intergenerational spat was started by Russian trolls.
    Sorry but this is a shockingly ignorant post. Look at the marginal tax rates on families earning £200k. Look at the gradual erosion of the tax advantages of DC occupational pensions as offered to younger people Vs dB pensions as typically enjoyed by older people, look at the drying up of dB scheme surpluses and the elimination of the generous early retirement provisions enjoyed by earlier generations.

    And what on earth is this point about younger people being in "school" until 21 ? They're at university, pushing themselves into debt rather than enjoying the free further education offered to previous generations, trying to improve their chances in a job market being choked by excessive taxation and poor growth.
  • MalmesburyMalmesbury Posts: 61,841

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
  • Brixian59Brixian59 Posts: 1,665
    edited 11:10AM
    Heard the one about Crispin Blake asking Chris Pincher for good smacks
    🤣🤣🤣
  • JohnLilburneJohnLilburne Posts: 8,057

    Andrew Lilico
    @andrew_lilico
    ·
    3m
    But it isn't claimed that he deleted them - right? You can set up WhatsApp on your computer as well as your phone and the messages will be there on your computer. So why can't he just recover his WhatsApp account?

    Andrew Lilico
    @andrew_lilico
    ·
    30m
    Has someone checked with WhatsApp whether it has them stored?

    https://x.com/andrew_lilico/status/2036759855164264636

    I have to scan a QR code with my phone to get WhatsApp on my laptop.
  • Morris_DancerMorris_Dancer Posts: 63,697

    Andrew Lilico
    @andrew_lilico
    ·
    3m
    But it isn't claimed that he deleted them - right? You can set up WhatsApp on your computer as well as your phone and the messages will be there on your computer. So why can't he just recover his WhatsApp account?

    Andrew Lilico
    @andrew_lilico
    ·
    30m
    Has someone checked with WhatsApp whether it has them stored?

    https://x.com/andrew_lilico/status/2036759855164264636

    I have to scan a QR code with my phone to get WhatsApp on my laptop.
    Technology quite often is irksome. I had a small PS5 system update the other day. If I wanted the privilege of seeing what the change actually was there was a QR code to scan, instead of the info just being put on-screen...
  • BattlebusBattlebus Posts: 2,774

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
  • eekeek Posts: 33,015
    Battlebus said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
    The problem is a full pension is £230.25 so if you have diligently paid your stamp and done things correctly you don’t qualify for pension credit. Only if things have gone wrong so you aren’t on a full pension could you qualify for that help.
  • TheuniondivvieTheuniondivvie Posts: 47,200

    Nigelb said:

    Nigelb said:

    Suella bringing the stupid.

    Global warming?!?

    Just over a week to go until Easter and we need to get our big coats back out!

    I wouldn’t mind a bit more global warming to be honest, right now.

    https://x.com/SuellaBraverman/status/2036507074868207712

    Suella modelling a big coat;

    https://www.varsity.co.uk/news/24186

    (It's harsh to pin someone's youthful indiscretions on them as adults, but only NatScis wear that sort of coat, and we get mocked for it.)
    Interesting take in that article: "Twitter is a sewer of left-wing bile”.
    It is certainly a sewer. Not sure about 'left wing' though. Did the Tower of Babel have a political leaning? That seems the closest analogy to the Twittersphere.
    Sewers are designed to safely & efficently remove the foul smelling, disease ridden effluent from society. Twitter ooh..
  • TazTaz Posts: 26,252

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    And the self-employed?

    There is the privilege of quarterly tax returns, I suppose.
    When I was self employed I paid into a stand alone pension account. Now known as SIPP but back then far fewer funds to choose from.
  • TazTaz Posts: 26,252
    Brixian59 said:

    Heard the one about Crispin Blake asking Chris Pincher for good smacks
    🤣🤣🤣

    Who’s Crispin Blake ?
  • TazTaz Posts: 26,252
    eek said:

    Battlebus said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
    The problem is a full pension is £230.25 so if you have diligently paid your stamp and done things correctly you don’t qualify for pension credit. Only if things have gone wrong so you aren’t on a full pension could you qualify for that help.
    Back in the day did people actually get a stamp ? My Dad and Grandad always referred to it as paying your stamp.
  • MalmesburyMalmesbury Posts: 61,841
    eek said:

    Battlebus said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
    The problem is a full pension is £230.25 so if you have diligently paid your stamp and done things correctly you don’t qualify for pension credit. Only if things have gone wrong so you aren’t on a full pension could you qualify for that help.
    So either way we will end up with pensioner poverty - at the moment you won’t qualify for state aid, if you do the right thing.

    Perfect, isn’t it?
  • MexicanpeteMexicanpete Posts: 38,318
    Taz said:

    Brixian59 said:

    Heard the one about Crispin Blake asking Chris Pincher for good smacks
    🤣🤣🤣

    Who’s Crispin Blake ?
    That was a bit Blunt!
  • CiceroCicero Posts: 4,293
    edited 11:30AM
    Leon said:

    I’ve got some amazing travel coming up. This fuel crisis is gonna fuck it, isn’t it?

    Won’t someone think of the poor luxury travel writing flint knapping hack correspondents

    Oh, the humanity!
  • TazTaz Posts: 26,252

    Taz said:

    Brixian59 said:

    Heard the one about Crispin Blake asking Chris Pincher for good smacks
    🤣🤣🤣

    Who’s Crispin Blake ?
    That was a bit Blunt!
    Like the Viz character of the same name, Bertie, who had a parrot ?
  • PulpstarPulpstar Posts: 80,718

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
  • Andy_JSAndy_JS Posts: 39,630
    This isn't good.

    "National Savings in chaos over payouts
    Government-backed bank accused of short-changing bereaved families"

    https://www.telegraph.co.uk/money/banking/bonds/national-savings-chaos-bereaved-families-short-change/
  • MalmesburyMalmesbury Posts: 61,841
    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
  • Andy_JSAndy_JS Posts: 39,630

    If the UK has any sense this war will be the wake up call to go all in on renewables and nuclear.

    I agree. 72% being generated by renewables atm.

    https://www.gridwatch.templar.co.uk/
  • PulpstarPulpstar Posts: 80,718

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    Some more BoE rate hikes might be just the job ;)
  • Daveyboy1961Daveyboy1961 Posts: 5,400
    Andy_JS said:

    If the UK has any sense this war will be the wake up call to go all in on renewables and nuclear.

    I agree. 72% being generated by renewables atm.

    https://www.gridwatch.templar.co.uk/
    82% now
  • DopermeanDopermean Posts: 2,571

    FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    Hopefully no-one wants to see state support removed for old people but what grates is the huge sense of entitlement of the current generation of pensioners. Who are much better catered for than generations past, and also those to come. Who sound off about how they deserve the lion share of state welfare "because they worked for it", all the while denying any support to people who are actually working, and supposedly feckless and morally inferior.

    Sadly all parties indulge this sense of entitlement, hoping these guys will vote for them.
    It is not pensioners receiving free childcare despite family incomes of up to £200,000 a year. It is not pensioners whose children enjoy breakfast clubs and after-school clubs. It is not pensioners who get higher rate tax relief on private pension contributions. It *is* pensioners who left school at 15 or 16 and worked for more years to 65 than younger generations who left school at 21 and whose pension age is 67 or 68.

    And I still believe this intergenerational spat was started by Russian trolls.
    Sorry but this is a shockingly ignorant post. Look at the marginal tax rates on families earning £200k. Look at the gradual erosion of the tax advantages of DC occupational pensions as offered to younger people Vs dB pensions as typically enjoyed by older people, look at the drying up of dB scheme surpluses and the elimination of the generous early retirement provisions enjoyed by earlier generations.

    And what on earth is this point about younger people being in "school" until 21 ? They're at university, pushing themselves into debt rather than enjoying the free further education offered to previous generations, trying to improve their chances in a job market being choked by excessive taxation and poor growth.
    They're at University being milked.
    They've been sold a university degree as the best career path, sold tuition fee and maintenance loans as being a good value investment, then charged rents at getting on for the full maintenance loan.
    The system doesn't care if they get a worthwhile degree, it just wants students to borrow money to pay out as rent.
  • TazTaz Posts: 26,252
    Andy_JS said:

    If the UK has any sense this war will be the wake up call to go all in on renewables and nuclear.

    I agree. 72% being generated by renewables atm.

    https://www.gridwatch.templar.co.uk/
    Which is great, but what about the other essential products we get from oil and gas that we are going to be short of very soon ?
  • viewcodeviewcode Posts: 28,057
    Leon said:

    I’ve got some amazing travel coming up. This fuel crisis is gonna fuck it, isn’t it?

    Won’t someone think of the poor luxury travel writing flint knapping hack correspondents

    You can do luxury train journeys or cruises. Michaels Palin and Portillo built careers on it. Seriously, get a waistcoat and a pair of red trousers and talk to rich matrons who complain about woke whilst the Mediterranean slides by. You can be the 21st century Alan Whicker.

  • SandpitSandpit Posts: 60,719
    edited 11:42AM
    Dammit, I agree with Dan Hodges.

    How can it even be possible that the PM’s Chief of Staff has a phone with no automatic backups? Even my little work IT team makes sure everyone’s phones get backed up regularly. The official version of this incident totally stinks.

    https://x.com/dpjhodges/status/2036718497988764006
    So this is the sequencing:

    a) 11 September, Mandelson resigns
    b) 11 September - 13 October, No.10 start putting together strategy for dealing with Tory demand for messages between Mandelson/McSweeney
    c) 20 October, McSweeney reports phone stolen. All messages reportedly lost


    https://x.com/dpjhodges/status/2036712739582738438
    This was published by Tim Shipman on 14 February. It details how in the period up to 13 October, 2025 Labour officials became worried a motion would be put to parliament demanding the release of Morgan McSweeney's messages to Peter Mandelson. On October 20 McSweeney reported his mobile had been stolen.
  • BattlebusBattlebus Posts: 2,774

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    If you look at how benefit rates are set, they are set on the basis of what was considered necessary for “subsistence”. As housing became a larger part of living, benefits levels started to erode the gap with working. You had compression of the gap between work and non-work. But at the same time employers were lobbying for subsidies via UC to the extent that 30% of households get UC.

    So we are stuck between the needs of someone living here and what they will be paid - with the gap being met by UC including rent.
  • PulpstarPulpstar Posts: 80,718
    Dopermean said:

    FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    Hopefully no-one wants to see state support removed for old people but what grates is the huge sense of entitlement of the current generation of pensioners. Who are much better catered for than generations past, and also those to come. Who sound off about how they deserve the lion share of state welfare "because they worked for it", all the while denying any support to people who are actually working, and supposedly feckless and morally inferior.

    Sadly all parties indulge this sense of entitlement, hoping these guys will vote for them.
    It is not pensioners receiving free childcare despite family incomes of up to £200,000 a year. It is not pensioners whose children enjoy breakfast clubs and after-school clubs. It is not pensioners who get higher rate tax relief on private pension contributions. It *is* pensioners who left school at 15 or 16 and worked for more years to 65 than younger generations who left school at 21 and whose pension age is 67 or 68.

    And I still believe this intergenerational spat was started by Russian trolls.
    Sorry but this is a shockingly ignorant post. Look at the marginal tax rates on families earning £200k. Look at the gradual erosion of the tax advantages of DC occupational pensions as offered to younger people Vs dB pensions as typically enjoyed by older people, look at the drying up of dB scheme surpluses and the elimination of the generous early retirement provisions enjoyed by earlier generations.

    And what on earth is this point about younger people being in "school" until 21 ? They're at university, pushing themselves into debt rather than enjoying the free further education offered to previous generations, trying to improve their chances in a job market being choked by excessive taxation and poor growth.
    They're at University being milked.
    They've been sold a university degree as the best career path, sold tuition fee and maintenance loans as being a good value investment, then charged rents at getting on for the full maintenance loan.
    The system doesn't care if they get a worthwhile degree, it just wants students to borrow money to pay out as rent.
    RPI + 3% debt accruing for your fertile & mortgage paying years and then being wiped is simply bonkers from all perspectives. Effectively 9% extra tax on your working life, disgusting.
  • Sunil_PrasannanSunil_Prasannan Posts: 58,649
    Dura_Ace said:

    On a train on my way to Thirsk for a collection caper. I know counterfeit plates are a subject of enduring fascination on here so I am experimenting with a completely ficticious set of trade plates I made.

    Sounds like thirsky work.
  • viewcodeviewcode Posts: 28,057
    Taz said:

    Brixian59 said:

    Heard the one about Crispin Blake asking Chris Pincher for good smacks
    🤣🤣🤣

    Who’s Crispin Blake ?
    Quentin Blake is a cartoonist and illustrator, Crispin Blunt is a drug-using former MP currently being tried for drug possession. I think @Brixian59 has confused the two.
  • Sunil_PrasannanSunil_Prasannan Posts: 58,649
    FF43 said:

    FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    It seems that about 21% of pensioners receive some combination of pension credit, housing benefit and council tax reduction.

    And to quote google AI:

    Pension Credit acts as a "passported" benefit, meaning that receiving it often automatically entitles you to a range of other benefits and financial support. These can be worth thousands of pounds a year, particularly if you are in receipt of the Guarantee Credit part of Pension Credit.

    Key benefits and support available include:

    Housing and Council Tax
    Council Tax Reduction: You could have your council tax bill reduced, sometimes to zero, which is typically claimed through your local authority.
    Housing Benefit: If you rent your home, you may have your rent paid in full by your local council.
    Support for Mortgage Interest (SMI): If you own your home, you may be eligible for a loan to help with interest payments on your mortgage, as well as help with ground rent and service charges.

    Health and NHS Costs
    If you receive Guarantee Credit, you are entitled to:
    Free NHS Dental Treatment: Full coverage for check-ups and treatments.
    Help with Spectacles: Vouchers for glasses or contact lenses.
    Travel Costs: Reimbursement of transport costs to and from hospital for NHS treatment.
    Free Prescriptions: (This is automatic in Scotland and Wales, but in England, it is dependent on receiving Guarantee Credit).

    Energy and Heating
    Warm Home Discount: A £150 discount on your electricity bill (usually between October and March).
    Cold Weather Payments: A £25 payment for each seven-day period of freezing weather between November and March.
    Winter Heating Payment (Scotland): An automatic payment replacing the Cold Weather Payment.

    Other Benefits
    Free TV Licence: People aged 75 or over, who also receive Pension Credit, are entitled to a free TV licence.
    Winter Fuel Payment: Eligible low-income pensioners will continue to receive this annual payment.
    Social Tariffs: Access to lower-cost phone and broadband packages from some providers.
    Funeral Expenses Payment: Financial support if you are arranging a funeral and are on a low income.
    Redirection Service: A discount on the Royal Mail redirection service if you are moving house.

    It is important to note that even a small award of Pension Credit can unlock these additional benefits.


    This is a problem with the UK benefits system - receiving one benefit makes you eligible to receive another and then another and then another and so on.

    It might be worth knowing how much these recipients of pension credit (and all the resulting benefits) saved for their own retirement or how much work they ever did and how much tax they ever paid.
    State pension is a welfare benefit paid for out of current taxation. There's no link between what you pay as NI and the pension you receive. Also NI if it actually was insurance should also cover healthcare costs, which are massively higher for older people.

    There's an irrefutable case for welfare for older people. But that's what it is, and it has to be paid for out of general taxation levied on everyone. The whole population deserves a say in how their tax contributions get used.
    There is a link, given that paying NI is the qualification for a state pension and we have all spent our working lives being told this is the case. Also, why should it pay for healthcare? It is a tax that qualifies you for employment related benefits including crrtain unemployment and sickness benefits and your pension.
    Fair point on qualifications for the benefit. Nevertheless State Pension is paid out of current taxation, what you get out isn't connected to what you put in over the population, and National insurance is an employment tax and isn't actually insurance.
    State Pension is chickenfeed, as a former Tory PM might have said.
  • TazTaz Posts: 26,252

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
  • Andy_JSAndy_JS Posts: 39,630
    "An XL bully started eating an 84-year-old man alive “as if he were its prey” before police stopped the attack, a court heard.

    John McColl died from his injuries a month after the attack. The dog, called Toretto, had to be shot 10 times by armed police officers at the property in Warrington, Cheshire, on Feb 24, 2025.

    Sean Garner, 31, has admitted possessing the banned male dog and a female XL bully without an exemption certificate, but he denied being the owner of a dog that caused injury while dangerously out of control."

    https://www.telegraph.co.uk/news/2026/03/24/xl-bully-eating-pensioner-alive-savage-attack-warrington
  • viewcodeviewcode Posts: 28,057
    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    House prices are seasonal. They go up on/after Easter, continue high until September, then stabilize/decline over Winter.

    Having said that, I have also heard about the London flat price falling that isn't obviously seasonal.
  • MalmesburyMalmesbury Posts: 61,841
    Andy_JS said:

    "An XL bully started eating an 84-year-old man alive “as if he were its prey” before police stopped the attack, a court heard.

    John McColl died from his injuries a month after the attack. The dog, called Toretto, had to be shot 10 times by armed police officers at the property in Warrington, Cheshire, on Feb 24, 2025.

    Sean Garner, 31, has admitted possessing the banned male dog and a female XL bully without an exemption certificate, but he denied being the owner of a dog that caused injury while dangerously out of control."

    https://www.telegraph.co.uk/news/2026/03/24/xl-bully-eating-pensioner-alive-savage-attack-warrington

    Sadly, it appears the government will try and fix the small problem of non-existent insurance for such dogs.

    Non existent because it is too expensive for the insurance companies…

    When the current insurance disappears (run by a charity that can’t afford it anymore) the dogs would otherwise be liable to be destroyed.
  • NigelbNigelb Posts: 87,526
    Any of our PB tech crew able to explain how this works ?
    (A Norwegian startup is pursuing the technology commercially.)

    Advances in metastable helium (He) atom lithography
    https://spie.org/advanced-lithography/presentation/Advances-in-metastable-atom-lithography/13982-76
    Photolithography uses masks (reticles) combined with demagnifying projection optics to print patterns at high volume manufacturing (HVM) throughput. However, there are two fundamental challenges. Firstly; the half-pitch (resolution) is limited by the wavelength, which is inversely proportional to the photon energy; the increase in energy with wavelength reduction leads to increased stochastics and electron blurring in the resist, which limit the minimum achievable feature size (critical dimension, CD). Secondly; engineering constraints on the projection optics lead to limitation of the size of the field (exposure field/write field) and the Depth of Focus (DOF). Here we propose metastable helium (He*) atom matter wave lithography as a next-generation tool to reach extreme resolutions, scale up the field beyond the standard full field size of 26 mm × 33 mm and provide HVM throughputs. A fundamental advantage of using metastable atoms for lithography is that the patterning resolution is decoupled from the patterning energy. The wavelength of a helium atom is typically less than 0.1 nm, smaller than any desired resolution, while the deposited energy (the patterning energy) is no more than 20 eV and independent of the wavelength. In this paper we present first results from a He* atom lithography prototype tool. We demonstrate two different exposure modes: proximity and diffraction. For proximity, we present patterns of holes down to 50 nm CD at a half pitch of 100 nm. For diffraction, we present a regular line pattern with a half pitch of 50 nm. Furthermore, we present the first AI-based Inverse Lithography Technology (ILT) diffraction mask designs for atoms. We show that the mask designs can produce arbitrary patterns with a theoretical resolution limit down to the atomic spacing of silicon. The mask design simulations can be scaled to the current full field size and beyond.

    Presenter. Bodil Holst
    Lace Lithography (Norway)
    Bodil Holst is CEO and co-founder of Lace Lithography. She is a world-leading expert with over 20 years of experience developing advanced helium instrumentation. She holds a PhD in Experimental Physics from the University of Cambridge and an Executive Master of Management from BI Norwegian Business School. Before founding Lace, she was Professor of Physics at the University of Bergen and served as Chair of the Kavli Prize Committee in Nanoscience (2019–2024).

  • kinabalukinabalu Posts: 49,694
    Well I'll post when I finally find some sardines but until then it can be assumed that I haven't. Been almost a month now. Not the war, I don't think, given it pre-dates the start of that.
  • OnlyLivingBoyOnlyLivingBoy Posts: 18,090
    Taz said:

    Taz said:

    Brixian59 said:

    Heard the one about Crispin Blake asking Chris Pincher for good smacks
    🤣🤣🤣

    Who’s Crispin Blake ?
    That was a bit Blunt!
    Like the Viz character of the same name, Bertie, who had a parrot ?
    Greatest standalone Viz story of all time. Possibly tied with Mickey's Monkey Spunk Moped.
  • JohnLilburneJohnLilburne Posts: 8,057
    Taz said:

    eek said:

    Battlebus said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
    The problem is a full pension is £230.25 so if you have diligently paid your stamp and done things correctly you don’t qualify for pension credit. Only if things have gone wrong so you aren’t on a full pension could you qualify for that help.
    Back in the day did people actually get a stamp ? My Dad and Grandad always referred to it as paying your stamp.
    Yes, I think it was a stamp in a little book. Think it was a sticky stamp like a postage stamp. Back in the day when most people were paid weekly, employers only had to pay it over 4 weekly which is why your Nino ends A, B, C or D according to which week of the cycle you were. Annoyingly three of the letters rhyme making it difficult to hear on the phone - A, B, X, Y would have been better
  • NigelbNigelb Posts: 87,526
    kinabalu said:

    Well I'll post when I finally find some sardines but until then it can be assumed that I haven't. Been almost a month now. Not the war, I don't think, given it pre-dates the start of that.

    The story first broke last year.
    Climate change related...
    https://www.thegrocer.co.uk/news/tinned-sardines-shortages-loom-as-morocco-supply-non-existent/702375.article
  • HYUFDHYUFD Posts: 134,925
    FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    It seems that about 21% of pensioners receive some combination of pension credit, housing benefit and council tax reduction.

    And to quote google AI:

    Pension Credit acts as a "passported" benefit, meaning that receiving it often automatically entitles you to a range of other benefits and financial support. These can be worth thousands of pounds a year, particularly if you are in receipt of the Guarantee Credit part of Pension Credit.

    Key benefits and support available include:

    Housing and Council Tax
    Council Tax Reduction: You could have your council tax bill reduced, sometimes to zero, which is typically claimed through your local authority.
    Housing Benefit: If you rent your home, you may have your rent paid in full by your local council.
    Support for Mortgage Interest (SMI): If you own your home, you may be eligible for a loan to help with interest payments on your mortgage, as well as help with ground rent and service charges.

    Health and NHS Costs
    If you receive Guarantee Credit, you are entitled to:
    Free NHS Dental Treatment: Full coverage for check-ups and treatments.
    Help with Spectacles: Vouchers for glasses or contact lenses.
    Travel Costs: Reimbursement of transport costs to and from hospital for NHS treatment.
    Free Prescriptions: (This is automatic in Scotland and Wales, but in England, it is dependent on receiving Guarantee Credit).

    Energy and Heating
    Warm Home Discount: A £150 discount on your electricity bill (usually between October and March).
    Cold Weather Payments: A £25 payment for each seven-day period of freezing weather between November and March.
    Winter Heating Payment (Scotland): An automatic payment replacing the Cold Weather Payment.

    Other Benefits
    Free TV Licence: People aged 75 or over, who also receive Pension Credit, are entitled to a free TV licence.
    Winter Fuel Payment: Eligible low-income pensioners will continue to receive this annual payment.
    Social Tariffs: Access to lower-cost phone and broadband packages from some providers.
    Funeral Expenses Payment: Financial support if you are arranging a funeral and are on a low income.
    Redirection Service: A discount on the Royal Mail redirection service if you are moving house.

    It is important to note that even a small award of Pension Credit can unlock these additional benefits.


    This is a problem with the UK benefits system - receiving one benefit makes you eligible to receive another and then another and then another and so on.

    It might be worth knowing how much these recipients of pension credit (and all the resulting benefits) saved for their own retirement or how much work they ever did and how much tax they ever paid.
    State pension is a welfare benefit paid for out of current taxation. There's no link between what you pay as NI and the pension you receive. Also NI if it actually was insurance should also cover healthcare costs, which are massively higher for older people.

    There's an irrefutable case for welfare for older people. But that's what it is, and it has to be paid for out of general taxation levied on everyone. The whole population deserves a say in how their tax contributions get used.
    You cannot receive the state pension without having paid NI or NI credits nor can you receive JSA now without NI or NI credit payments.

    I would also yes have more social insurance to fund state healthcare like most OECD nations do
  • Sunil_PrasannanSunil_Prasannan Posts: 58,649
    viewcode said:

    Leon said:

    I’ve got some amazing travel coming up. This fuel crisis is gonna fuck it, isn’t it?

    Won’t someone think of the poor luxury travel writing flint knapping hack correspondents

    You can do luxury train journeys or cruises. Michaels Palin and Portillo built careers on it. Seriously, get a waistcoat and a pair of red trousers and talk to rich matrons who complain about woke whilst the Mediterranean slides by. You can be the 21st century Alan Whicker.

    On my Bouquet List for this year (hopefully!):

    West Midlands Metro from Wednesbury to Dudley (expected August)
    West Midlands Metro from Bull Street to Millennium Point (expected "soon")
    East West Rail from Bicester to Bletchley (expected... some time!)
  • kinabalukinabalu Posts: 49,694
    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    My gaff has fallen about 15% in the last 3 years, Taz, you'll be happy to learn.

    I sense the era of making easy money off property has passed and that's got to be a good thing.
  • NigelbNigelb Posts: 87,526
    Yesterday saw a 1000 drone raid on Ukraine's cities.
    A first, I think ?
  • Sunil_PrasannanSunil_Prasannan Posts: 58,649
    kinabalu said:

    Well I'll post when I finally find some sardines but until then it can be assumed that I haven't. Been almost a month now. Not the war, I don't think, given it pre-dates the start of that.

    Mum said she saw some frozen sardines in Lidl, Ilford North, the other day.
  • kinabalukinabalu Posts: 49,694
    Dopermean said:

    FF43 said:

    Taz said:

    Battlebus said:

    malcolmg said:

    Eabhal said:

    As I predicted, mandatory WFH here we come.

    If we're really lucky we might even get a de facto lockdown

    Huge energy price rises pile pressure on British companies

    Warning of businesses going under as cost of gas set to rise by as much as 80 per cent, while electricity bills to increase by up to 30 per cent


    Businesses across the UK are facing “eye-watering” rises in their energy bills because of the conflict in the Middle East, analysis for The Times suggests.

    Unlike households, companies are not insulated from volatility in gas and electricity prices, which have almost doubled since the Iran war began.

    The problem is particularly acute for the thousands of companies that fix their annual price tariff at the start of the financial year in April and will face an immediate sharp rise in their bills.

    Analysis by the energy consultancy Cornwall Insight found that as a result of the conflict, business users’ electricity bills would rise by up to 30 per cent, while the cost of gas could go up by as much as 80 per cent. This would mean that a business such as a larger retail and leisure site, on an average 12-month electricity contract, would have an annual bill of £578,000 — £95,000 more than early last month.

    For gas, bills have risen by £376,000, reaching just over £1.02 million a year, an increase of nearly 60 per cent, based on the latest wholesale prices.

    On Tuesday Wael Sawan, the chief executive of Shell, warned that Europe risked fuel shortages as soon as next month. At an industry conference in Houston, Texas, he said the global oil and gas supply squeeze had already forced parts of Asia to cut energy consumption and that the “ripple effect” threatened to spread west within days.


    https://www.thetimes.com/uk/politics/article/huge-energy-price-rises-pile-pressure-on-british-companies-6w9m0j0xk

    Depressing. I’d much rather businesses were given some kind of some support - low interest government loans or similar - than handouts to people who can shoulder this. Loans that could bd used to install solar, heat pumps, batteries.

    I include myself in this. We save for emergencies so can weather this out. We do huge mileage each year, but a lot of that is social, weekend driving that we can cut back on. We don’t need any help from the government.

    OTOH , we don’t use much gas because we live in an energy-efficient flat, appropriate for two young-ish adults. I’m not sure why people like me should bail out those in big, detached houses. They’ve made their choice.
    If only spongers on benefits are getting the help I doubt many will be in big detached houses , once again telling that you spew hatred on a handful of poor pensioners ( unlike the majority) who may have a decent house and no money.
    30% of UK households (7mn) are in receipt of Universal Credit. Surprisingly the same spread throughout the UK (England 29% / Wales 30% / Scotland 31%). There are 9mn pensioner households.

    So the workers not in receipt of UC are doing a lot of the heavy lifting for pensioners more than anyone else.
    You’re obsessed with bloody pensioners receiving benefits but not working age people.

    Pension is a contribution based benefit and those receiving it did the heavy lifting in the past.

    Rightly or wrongly that’s the case.

    Aside from a few benefits, such as contribution based JSA, you cannot say that about most who receive working age benefits and bloody labour, or some of them, want to hand more money to the Boriswave.

    Personally I’d tie both pensions and benefits to GDP growth.

    @malcolmg what is it with people here who are happy to dump on people who contributed to the benefits system getting something back but radiate their middle class, white, worthiness on those who largely haven’t ?
    Hopefully no-one wants to see state support removed for old people but what grates is the huge sense of entitlement of the current generation of pensioners. Who are much better catered for than generations past, and also those to come. Who sound off about how they deserve the lion share of state welfare "because they worked for it", all the while denying any support to people who are actually working, and supposedly feckless and morally inferior.

    Sadly all parties indulge this sense of entitlement, hoping these guys will vote for them.
    It is not pensioners receiving free childcare despite family incomes of up to £200,000 a year. It is not pensioners whose children enjoy breakfast clubs and after-school clubs. It is not pensioners who get higher rate tax relief on private pension contributions. It *is* pensioners who left school at 15 or 16 and worked for more years to 65 than younger generations who left school at 21 and whose pension age is 67 or 68.

    And I still believe this intergenerational spat was started by Russian trolls.
    Sorry but this is a shockingly ignorant post. Look at the marginal tax rates on families earning £200k. Look at the gradual erosion of the tax advantages of DC occupational pensions as offered to younger people Vs dB pensions as typically enjoyed by older people, look at the drying up of dB scheme surpluses and the elimination of the generous early retirement provisions enjoyed by earlier generations.

    And what on earth is this point about younger people being in "school" until 21 ? They're at university, pushing themselves into debt rather than enjoying the free further education offered to previous generations, trying to improve their chances in a job market being choked by excessive taxation and poor growth.
    They're at University being milked.
    They've been sold a university degree as the best career path, sold tuition fee and maintenance loans as being a good value investment, then charged rents at getting on for the full maintenance loan.
    The system doesn't care if they get a worthwhile degree, it just wants students to borrow money to pay out as rent.
    It's the interest rate on student loans, rather than the concept per se, that I find most shocking.
  • SandpitSandpit Posts: 60,719
    Nigelb said:

    Yesterday saw a 1000 drone raid on Ukraine's cities.
    A first, I think ?

    I believe yes, sadly.
  • kinabalukinabalu Posts: 49,694

    kinabalu said:

    Well I'll post when I finally find some sardines but until then it can be assumed that I haven't. Been almost a month now. Not the war, I don't think, given it pre-dates the start of that.

    Mum said she saw some frozen sardines in Lidl, Ilford North, the other day.
    Ah interesting. That's a bit far for me though. I haven't been checking frozen - will do so next time.
  • OldKingColeOldKingCole Posts: 36,964
    Taz said:

    eek said:

    Battlebus said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
    The problem is a full pension is £230.25 so if you have diligently paid your stamp and done things correctly you don’t qualify for pension credit. Only if things have gone wrong so you aren’t on a full pension could you qualify for that help.
    Back in the day did people actually get a stamp ? My Dad and Grandad always referred to it as paying your stamp.
    Yes; employers had to buy them from the Post Office.
  • MalmesburyMalmesbury Posts: 61,841
    kinabalu said:

    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    My gaff has fallen about 15% in the last 3 years, Taz, you'll be happy to learn.

    I sense the era of making easy money off property has passed and that's got to be a good thing.
    I hear that Labour MPs and councillors in rural seats are already lobbying the government to back off the big house building plans.

    Their pitch is that it will lose them seats, deliver nothing before the next election etc.

    Anyone want to bet on the U turn?
  • FeersumEnjineeyaFeersumEnjineeya Posts: 5,199
    Taz said:

    Andy_JS said:

    If the UK has any sense this war will be the wake up call to go all in on renewables and nuclear.

    I agree. 72% being generated by renewables atm.

    https://www.gridwatch.templar.co.uk/
    Which is great, but what about the other essential products we get from oil and gas that we are going to be short of very soon ?
    Stop wasting our relatively modest reserves by burning them and instead save them for those essential products?
  • kinabalukinabalu Posts: 49,694
    Nigelb said:

    kinabalu said:

    Well I'll post when I finally find some sardines but until then it can be assumed that I haven't. Been almost a month now. Not the war, I don't think, given it pre-dates the start of that.

    The story first broke last year.
    Climate change related...
    https://www.thegrocer.co.uk/news/tinned-sardines-shortages-loom-as-morocco-supply-non-existent/702375.article
    Ah ok, thanks.
  • SandpitSandpit Posts: 60,719
    Steven Swinford (PolEd at The Times) with a transcript of McSweeney’s 999 call.

    No mention at all of who he works for, and gives a personal email and address outside London, but he does say he called ‘work’ to have them track the phone.

    https://x.com/steven_swinford/status/2036769547768807770
  • Sunil_PrasannanSunil_Prasannan Posts: 58,649
    Sandpit said:

    Nigelb said:

    Yesterday saw a 1000 drone raid on Ukraine's cities.
    A first, I think ?

    I believe yes, sadly.
    But where are these drones coming from? The Iranians must have expended hundreds if not thousands in the last four weeks, no?
  • kinabalukinabalu Posts: 49,694
    viewcode said:

    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    House prices are seasonal. They go up on/after Easter, continue high until September, then stabilize/decline over Winter.

    Having said that, I have also heard about the London flat price falling that isn't obviously seasonal.
    Not just flats. London property is generally well off the peak.
  • PhilPhil Posts: 3,200

    Taz said:

    eek said:

    Battlebus said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
    The problem is a full pension is £230.25 so if you have diligently paid your stamp and done things correctly you don’t qualify for pension credit. Only if things have gone wrong so you aren’t on a full pension could you qualify for that help.
    Back in the day did people actually get a stamp ? My Dad and Grandad always referred to it as paying your stamp.
    Yes; employers had to buy them from the Post Office.
    One of the drivers of the Thorpe scandal in the 70s was Josiffe’s National Insurance card, which he believed Thorpe was in possession of & was crucial to Josiffe being able to claim any contribution-based benefits.
  • MalmesburyMalmesbury Posts: 61,841

    Sandpit said:

    Nigelb said:

    Yesterday saw a 1000 drone raid on Ukraine's cities.
    A first, I think ?

    I believe yes, sadly.
    But where are these drones coming from? The Iranians must have expended hundreds if not thousands in the last four weeks, no?
    The Russians have set up a factory or 2. The output isn’t vast - limited by components. So they have saved up production over a period to do a mass attack. The idea of which is to overwhelm defences.
  • kinabalukinabalu Posts: 49,694
    edited 12:12PM

    kinabalu said:

    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    My gaff has fallen about 15% in the last 3 years, Taz, you'll be happy to learn.

    I sense the era of making easy money off property has passed and that's got to be a good thing.
    I hear that Labour MPs and councillors in rural seats are already lobbying the government to back off the big house building plans.

    Their pitch is that it will lose them seats, deliver nothing before the next election etc.

    Anyone want to bet on the U turn?
    I would, since I think not, but we already have a bet on something else.
  • LostPasswordLostPassword Posts: 22,892
    Nigelb said:

    Yesterday saw a 1000 drone raid on Ukraine's cities.
    A first, I think ?

    So much for the argument that the Iran War would help Ukraine by diverting drones to the Gulf.
  • SandpitSandpit Posts: 60,719
    edited 12:13PM

    Sandpit said:

    Nigelb said:

    Yesterday saw a 1000 drone raid on Ukraine's cities.
    A first, I think ?

    I believe yes, sadly.
    But where are these drones coming from? The Iranians must have expended hundreds if not thousands in the last four weeks, no?
    The Iranian factory is no more, and they now appear to be launching only dozens per day.

    There is however also a Russian factory, and both countries have potentially 10k of them stored.

    Importantly, the sea crossing between the two countries has been targeted, there’s no Iranian port left intact on the Caspian Sea. That should stop the Iranian parts being shipped to Russia.
  • BarnesianBarnesian Posts: 9,815
    Boring PMQs. Yawn
  • oggologioggologi Posts: 31
    Reform may have well peaked and is falling . These Tory defectors may wish they hadn’t defected came the next GE.
  • NigelbNigelb Posts: 87,526
    The government is severely cutting nuclear physics research (among other things)to pay for its AI bet.
    The money is not massive in terms of government spending, but is existential for parts of the UK science base.

    The STFC turmoil bodes ill for UK plc as well as UK physics
    https://www.timeshighereducation.com/opinion/stfc-turmoil-bodes-ill-uk-plc-well-uk-physics
  • PulpstarPulpstar Posts: 80,718

    kinabalu said:

    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    My gaff has fallen about 15% in the last 3 years, Taz, you'll be happy to learn.

    I sense the era of making easy money off property has passed and that's got to be a good thing.
    I hear that Labour MPs and councillors in rural seats are already lobbying the government to back off the big house building plans.

    Their pitch is that it will lose them seats, deliver nothing before the next election etc.

    Anyone want to bet on the U turn?
    Is a U-turn actually needed ?

    Housing is way off target anyway.
  • LostPasswordLostPassword Posts: 22,892
    Andy_JS said:

    "An XL bully started eating an 84-year-old man alive “as if he were its prey” before police stopped the attack, a court heard.

    John McColl died from his injuries a month after the attack. The dog, called Toretto, had to be shot 10 times by armed police officers at the property in Warrington, Cheshire, on Feb 24, 2025.

    Sean Garner, 31, has admitted possessing the banned male dog and a female XL bully without an exemption certificate, but he denied being the owner of a dog that caused injury while dangerously out of control."

    https://www.telegraph.co.uk/news/2026/03/24/xl-bully-eating-pensioner-alive-savage-attack-warrington

    If the dog was not out of control then it follows that its owner used it as a weapon to commit murder.
  • wooliedyedwooliedyed Posts: 16,881
    Barnesian said:

    Boring PMQs. Yawn

    Demob happy for the break
  • NigelbNigelb Posts: 87,526

    Nigelb said:

    Yesterday saw a 1000 drone raid on Ukraine's cities.
    A first, I think ?

    So much for the argument that the Iran War would help Ukraine by diverting drones to the Gulf.
    At the margin, it certainly will, but it also diverts western military resources to the Gulf.

    And other effects - a potential recession in Europe; the US relaxing sanctions on Russia etc - won't help.
  • bigjohnowlsbigjohnowls Posts: 23,437
    Barnesian said:

    Boring PMQs. Yawn

    I thought SKS wiped the floor with Kimi
  • SandpitSandpit Posts: 60,719
    Pulpstar said:

    kinabalu said:

    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    My gaff has fallen about 15% in the last 3 years, Taz, you'll be happy to learn.

    I sense the era of making easy money off property has passed and that's got to be a good thing.
    I hear that Labour MPs and councillors in rural seats are already lobbying the government to back off the big house building plans.

    Their pitch is that it will lose them seats, deliver nothing before the next election etc.

    Anyone want to bet on the U turn?
    Is a U-turn actually needed ?

    Housing is way off target anyway.
    They’re not even trying.

    At some point there’s going to be a Parliamentary majority for building 10m new houses in five years, as happened after WWII. But it’s now clear that’s not happening any time soon.
  • LostPasswordLostPassword Posts: 22,892
    Sandpit said:

    Dammit, I agree with Dan Hodges.

    How can it even be possible that the PM’s Chief of Staff has a phone with no automatic backups? Even my little work IT team makes sure everyone’s phones get backed up regularly. The official version of this incident totally stinks.

    https://x.com/dpjhodges/status/2036718497988764006
    So this is the sequencing:

    a) 11 September, Mandelson resigns
    b) 11 September - 13 October, No.10 start putting together strategy for dealing with Tory demand for messages between Mandelson/McSweeney
    c) 20 October, McSweeney reports phone stolen. All messages reportedly lost


    https://x.com/dpjhodges/status/2036712739582738438
    This was published by Tim Shipman on 14 February. It details how in the period up to 13 October, 2025 Labour officials became worried a motion would be put to parliament demanding the release of Morgan McSweeney's messages to Peter Mandelson. On October 20 McSweeney reported his mobile had been stolen.

    It's taking the piss isn't it?
  • Brixian59Brixian59 Posts: 1,665

    Barnesian said:

    Boring PMQs. Yawn

    I thought SKS wiped the floor with Kimi
    3 lessons got any LOTO

    Remember what you said in Government

    Understand basic Fundamental Law

    When you've been told twice that what you're suggesting is illegal, don't keep asking why it's not being done

    Bssic
    Bssic
    Basic
  • rottenboroughrottenborough Posts: 70,853

    Barnesian said:

    Boring PMQs. Yawn

    Demob happy for the break
    How long will they get into the two weeks before Parliament is recalled?
  • wooliedyedwooliedyed Posts: 16,881

    Barnesian said:

    Boring PMQs. Yawn

    I thought SKS wiped the floor with Kimi
    Benefit Street Bailout will hit home. Cost of Living will be a heavy weight for Labour.
    Drill baby drill
  • LostPasswordLostPassword Posts: 22,892
    Nigelb said:

    The government is severely cutting nuclear physics research (among other things)to pay for its AI bet.
    The money is not massive in terms of government spending, but is existential for parts of the UK science base.

    The STFC turmoil bodes ill for UK plc as well as UK physics
    https://www.timeshighereducation.com/opinion/stfc-turmoil-bodes-ill-uk-plc-well-uk-physics

    Fuxsake. This is so stupid. It's like burning your house down to boil water to make a cup of tea for the painter who has come to paint the walls of your kitchen.
  • wooliedyedwooliedyed Posts: 16,881

    Barnesian said:

    Boring PMQs. Yawn

    Demob happy for the break
    How long will they get into the two weeks before Parliament is recalled?
    2 weeks. Starmer doesnt do accountability
  • JohnLilburneJohnLilburne Posts: 8,057
    oggologi said:

    Reform may have well peaked and is falling . These Tory defectors may wish they hadn’t defected came the next GE.

    On the other hand they will get a huge publicity boost when they gain several hundred council seats, take over some more councils and become the opposition in Scotland and Wales. Even if they perform below what us politics nerds regard as expectations, they will still get a huge publicity boost. And Pollcheck reports they are still a couple of percent above where they were this time last year.
  • TazTaz Posts: 26,252
    kinabalu said:

    Taz said:

    Pulpstar said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Housing has more or less kept pace with inflation since 2006. Sustained UK wide real terms house price growth is long gone.
    We are just stuck at absurd prices now.

    Unless they drop by about 50%, the problems will continue.
    I follow this site on the Twitter

    Prices, mainly leasehold flats, seem to be falling in London.

    https://x.com/londonpricedrop/status/2036713688388755609?s=61

    Round by me houses are selling with small drops in asking price. Although it’s all relative. A decent 3 bed detached with 1 bathroom goes for about £300K
    My gaff has fallen about 15% in the last 3 years, Taz, you'll be happy to learn.

    I sense the era of making easy money off property has passed and that's got to be a good thing.
    Why would that please me ? I may disagree with you on here but I wish you, not anyone here, no ill fortune.
  • MoonRabbitMoonRabbit Posts: 15,535
    Whilst Starmer can say nothing but “She would have taken us straight into this war without thought for the consequences” at least he’s giving “did you know my Dad was a toolmaker” a rest. 🤷‍♀️
  • nico67nico67 Posts: 7,392
    edited 12:25PM

    Andy_JS said:

    "An XL bully started eating an 84-year-old man alive “as if he were its prey” before police stopped the attack, a court heard.

    John McColl died from his injuries a month after the attack. The dog, called Toretto, had to be shot 10 times by armed police officers at the property in Warrington, Cheshire, on Feb 24, 2025.

    Sean Garner, 31, has admitted possessing the banned male dog and a female XL bully without an exemption certificate, but he denied being the owner of a dog that caused injury while dangerously out of control."

    https://www.telegraph.co.uk/news/2026/03/24/xl-bully-eating-pensioner-alive-savage-attack-warrington

    Sadly, it appears the government will try and fix the small problem of non-existent insurance for such dogs.

    Non existent because it is too expensive for the insurance companies…

    When the current insurance disappears (run by a charity that can’t afford it anymore) the dogs would otherwise be liable to be destroyed.
    They should all be removed and destroyed. I couldn’t care less about the owners protestations that these killing machines are just a bundle of joy !
  • SandpitSandpit Posts: 60,719

    Sandpit said:

    Dammit, I agree with Dan Hodges.

    How can it even be possible that the PM’s Chief of Staff has a phone with no automatic backups? Even my little work IT team makes sure everyone’s phones get backed up regularly. The official version of this incident totally stinks.

    https://x.com/dpjhodges/status/2036718497988764006
    So this is the sequencing:

    a) 11 September, Mandelson resigns
    b) 11 September - 13 October, No.10 start putting together strategy for dealing with Tory demand for messages between Mandelson/McSweeney
    c) 20 October, McSweeney reports phone stolen. All messages reportedly lost


    https://x.com/dpjhodges/status/2036712739582738438
    This was published by Tim Shipman on 14 February. It details how in the period up to 13 October, 2025 Labour officials became worried a motion would be put to parliament demanding the release of Morgan McSweeney's messages to Peter Mandelson. On October 20 McSweeney reported his mobile had been stolen.

    It's taking the piss isn't it?
    It’s way more than that, at this point.

    https://x.com/dpjhodges/status/2036774824790339916
    I've now spoken to two former Government Spads. Both were senior, both lost their Government phones. In both cases their first approach was to the Government internal security services, who then brokered a liaison with the Met to ensure the issue was dealt with properly.

    This says that there’s a process in place which wasn’t followed.

    The timing appears to be impeccable.

    https://x.com/dpjhodges/status/2036757585395581387
    I'm still trying to get round the fact that in 72 hours we've gone from "he lost his phone a year before the Mandelson scandal broke" to "OK, he actually lost his phone a week after we strategised how to deal with parliament trying to get his Mandelson messages".

    The whole thing totally stinks, and it’s always the cover-up that gets you.
  • OldKingColeOldKingCole Posts: 36,964
    Phil said:

    Taz said:

    eek said:

    Battlebus said:

    On pensions - the next comedy will be when generation rent retires.

    If you own your property outright, you can live well on very little.

    If they are paying full rent, many will not have the resources to retire at all - no savings, since it all went on rent.

    An oncoming cliff of pensioner poverty.

    All workers should have their own pensions by then because of pension auto enrolment.

    If they don't that will be their own fault.
    Good luck with a pension big enough to support the rental values we see.
    Rent will be paid at the 30th percentile through Pension Credit if your income falls below £227/week. Plus it's a gateway to other benefits so there are cliff edges at both ends of the income scale.
    The problem is a full pension is £230.25 so if you have diligently paid your stamp and done things correctly you don’t qualify for pension credit. Only if things have gone wrong so you aren’t on a full pension could you qualify for that help.
    Back in the day did people actually get a stamp ? My Dad and Grandad always referred to it as paying your stamp.
    Yes; employers had to buy them from the Post Office.
    One of the drivers of the Thorpe scandal in the 70s was Josiffe’s National Insurance card, which he believed Thorpe was in possession of & was crucial to Josiffe being able to claim any contribution-based benefits.
    Yes; one of the first things a student was asked for when doing vacation work was their NI card. Obviously there were unstamped areas on it and at least one friend of mine was sympathetically asked if he'd been in prison.
    Card weren't stamped there, apparently.
    Occasionally wondered how ex-prisoners, with many years 'service'and released in their 60's got an OAP!
  • kinabalukinabalu Posts: 49,694
    Can't messages sent/received by phone be accessed without the phone?
  • TazTaz Posts: 26,252
    Greater Israel coming soon.

    Lebanon below the river Litani, which is happening, and now this proposal.

    ‘ 🇮🇱🇬🇷 A representative of the Israel Defense Minister's party has proposed Israel purchase islands in Greece “for the good of the Jewish people.”

    Avri Steiner, a board member of the Jewish National Fund, proposed the purchasing Greek islands as an emergency “safe haven” for Jews, and claims a framework could be created with the Greek government to eventually transfer full sovereignty.

    Follow: @europa’

    https://x.com/europa/status/2036569682430374069?s=61
  • RobDRobD Posts: 60,963
    kinabalu said:

    Can't messages sent/received by phone be accessed without the phone?

    I thought whatsapp had a backup facility that you could use to restore your account on a new phone if you kept the same number.
  • SandpitSandpit Posts: 60,719
    https://x.com/archrose90/status/2036764401320017978
    Wes Streeting, now: I always use disappearing messages on WhatsApp.

    Wes Streeting in February: *Released a batch of WhatsApp messages with Lord Mandelson, over a period of 14 months*

    I don’t believe Wes has disappearing messages on. He’s lying and part of the cover up.
  • rottenboroughrottenborough Posts: 70,853
    kinabalu said:

    Can't messages sent/received by phone be accessed without the phone?

    See the Lillico tweet I posted earlier. Same question.

    There's been a few replies to his tweet since I posted it on here.
  • OldKingColeOldKingCole Posts: 36,964

    oggologi said:

    Reform may have well peaked and is falling . These Tory defectors may wish they hadn’t defected came the next GE.

    On the other hand they will get a huge publicity boost when they gain several hundred council seats, take over some more councils and become the opposition in Scotland and Wales. Even if they perform below what us politics nerds regard as expectations, they will still get a huge publicity boost. And Pollcheck reports they are still a couple of percent above where they were this time last year.
    Six weeks or so before the elections, so they've still time to fall a bit further.
  • MoonRabbitMoonRabbit Posts: 15,535
    edited 12:31PM

    Barnesian said:

    Boring PMQs. Yawn

    I thought SKS wiped the floor with Kimi
    Benefit Street Bailout will hit home. Cost of Living will be a heavy weight for Labour.
    Drill baby drill
    Reform last week asked the same question as Kemi’s 6 this week, and the “fact checkers” shredded the argument, that drilling for gas is certain to reduce gas bills as Kemi today it would.

    Kemi also said at PMQs, the new Gas would be used exclusively by Britons, and she named the actual counties who would be using it.

    Go look at the fact checkers on this, they call out what Kemi said today as bunkum and lies.
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