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Guest slot from Moonrabbit – politicalbetting.com

SystemSystem Posts: 12,212
edited December 3 in General
imageGuest slot from Moonrabbit – politicalbetting.com

After much political drama these past years, now elections are out the way, isn’t it time for a dose of honesty, not just between us, but even to ourselves?

Read the full story here

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Comments

  • IanB2IanB2 Posts: 50,144
    First, again!
  • Casino_RoyaleCasino_Royale Posts: 60,668
    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.
  • IanB2IanB2 Posts: 50,144
    The Conservatives wouldn't have had a clue how to deal with the current situation - that much was clear from their record during the closing period of their government, their risible election campaign, and their failure to secure any kind of credible narrative since.

    The combination of demographics, global insecurity, and the ongoing fallout from both the financial crash and the pandemic mean that we're in an era of big government for the foreseeable, and the Conservatives simply haven't successfully adjusted either to the world as it is now or the economic demands of their shifted electoral base.

    Labour, however, risks falling between two stools, trapped by the foolish nature of the promises they made to get elected, raising enough money to tinker around the edges and annoying a lot of people in the process, while failing to make any significant transformation towards the sort of Scandinavian-style social democracy to which many of their supporters aspire.
  • RobDRobD Posts: 60,030

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
  • I was right.

    Louise Haigh was convicted of fraud after a mobile phone that she reported to police as stolen was used to call one of her relatives, The Times has been told.

    Haigh resigned as transport secretary on Thursday night after confirming that she had pleaded guilty after a police investigation involving stolen and missing phones in 2014.

    Sources close to Haigh said that she reported the matter “in full” to Sir Keir Starmer when she joined the shadow cabinet in 2020.

    However, Morgan McSweeney, Starmer’s chief of staff, advised her to resign when No 10 became concerned that Haigh had not revealed all the details of the conviction after a report in The Times....

    ...Haigh said in a statement that she was mugged during a night out in 2013. “I was a young woman and the experience was terrifying,” she said. She was said to have reported the incident to police three or four days later and had told them a man put his arm around her outside a pub, slipped off her handbag and ran off.

    She gave police a list of items that she said were in her handbag, including her company phone that was supplied by her employer Aviva.

    Haigh said she subsequently found the mobile phone in a drawer in her house and made a mistake by failing to inform Aviva straight away.

    The Times has been told that Aviva began a formal investigation into Haigh after establishing that the stolen mobile phone was being used to call her existing contacts, including one of her relatives.

    Investigations by police confirmed that the same numbers had been called by the phone before and after the report of the theft. Haigh did not respond to questions about the use of the phone when approached for comment.

    A case file was sent to the Crown Prosecution Service and she was charged with fraud by false representation. Haigh pleaded guilty when she appeared at Camberwell Green magistrates court in November 2014.


    https://www.thetimes.com/uk/politics/article/louise-haighs-stolen-phone-was-used-to-call-relatives-csr3zn9pq
  • FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    When I was recuperating from my surgery in June (on full pay) I decided to google what the level of statutory sick pay was for people who didn't have such generous employers, for a few weeks afterwards I was felt I was getting targeted ads on how to game the benefits systems, this explains a lot.
  • BenpointerBenpointer Posts: 34,805
    Good header @Moonrabbit. Thanks!

    I agree that Labour should have done more on income-raising, and raised it from the wealthiest.

    I also agree the Conservatives would have been facing all the same challenges with no consensus amongst themselves on how to deal with them.
  • FoxyFoxy Posts: 49,112
    edited November 30
    Dutch Salute for @MoonRabbit

    Fundamentally all parties were being dishonest about the need for either significant tax rises or massive spending cuts in the run up to July, but the poisoned chalice went to Labour so they are the ones being pilloried.
  • Casino_RoyaleCasino_Royale Posts: 60,668
    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
  • Thanks for the piece, Moon - a comfortable pass, imo.
  • IanB2IanB2 Posts: 50,144

    I was right.

    Louise Haigh was convicted of fraud after a mobile phone that she reported to police as stolen was used to call one of her relatives, The Times has been told.

    Haigh resigned as transport secretary on Thursday night after confirming that she had pleaded guilty after a police investigation involving stolen and missing phones in 2014.

    Sources close to Haigh said that she reported the matter “in full” to Sir Keir Starmer when she joined the shadow cabinet in 2020.

    However, Morgan McSweeney, Starmer’s chief of staff, advised her to resign when No 10 became concerned that Haigh had not revealed all the details of the conviction after a report in The Times....

    ...Haigh said in a statement that she was mugged during a night out in 2013. “I was a young woman and the experience was terrifying,” she said. She was said to have reported the incident to police three or four days later and had told them a man put his arm around her outside a pub, slipped off her handbag and ran off.

    She gave police a list of items that she said were in her handbag, including her company phone that was supplied by her employer Aviva.

    Haigh said she subsequently found the mobile phone in a drawer in her house and made a mistake by failing to inform Aviva straight away.

    The Times has been told that Aviva began a formal investigation into Haigh after establishing that the stolen mobile phone was being used to call her existing contacts, including one of her relatives.

    Investigations by police confirmed that the same numbers had been called by the phone before and after the report of the theft. Haigh did not respond to questions about the use of the phone when approached for comment.

    A case file was sent to the Crown Prosecution Service and she was charged with fraud by false representation. Haigh pleaded guilty when she appeared at Camberwell Green magistrates court in November 2014.


    https://www.thetimes.com/uk/politics/article/louise-haighs-stolen-phone-was-used-to-call-relatives-csr3zn9pq

    There's still the mystery of the references in Times and Guardian yesterday to multiple phones being involved....?
  • MexicanpeteMexicanpete Posts: 28,888
    edited November 30
    I am gradually weaning myself off the drug of Political Leon. com, but too many headers like that and I would be hooked again.

    I would award your thesis a first Class Honours degree. Although this is PB, and that counts for nothing if you are studying at the wrong University.
  • RobDRobD Posts: 60,030

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
  • JonathanJonathan Posts: 21,704
    edited November 30
    Thanks for an interesting article.

    The economic situation is dominated by Brexit (we voted to be poorer). and the credit crunch aftermath. There simply isnt the money there once was.

    The Tories answer was to kick the can down the road by taking one off savings from running everything down. That approach has run its course with broken roads, defence and health. We are now in a state of reckoning. No money and poor infrastructure. Labour have a tough gig.
  • BenpointerBenpointer Posts: 34,805
    edited November 30

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
  • BenpointerBenpointer Posts: 34,805

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    Utter bastards, all these parking companies. They all take the same approach.
  • IanB2 said:

    I was right.

    Louise Haigh was convicted of fraud after a mobile phone that she reported to police as stolen was used to call one of her relatives, The Times has been told.

    Haigh resigned as transport secretary on Thursday night after confirming that she had pleaded guilty after a police investigation involving stolen and missing phones in 2014.

    Sources close to Haigh said that she reported the matter “in full” to Sir Keir Starmer when she joined the shadow cabinet in 2020.

    However, Morgan McSweeney, Starmer’s chief of staff, advised her to resign when No 10 became concerned that Haigh had not revealed all the details of the conviction after a report in The Times....

    ...Haigh said in a statement that she was mugged during a night out in 2013. “I was a young woman and the experience was terrifying,” she said. She was said to have reported the incident to police three or four days later and had told them a man put his arm around her outside a pub, slipped off her handbag and ran off.

    She gave police a list of items that she said were in her handbag, including her company phone that was supplied by her employer Aviva.

    Haigh said she subsequently found the mobile phone in a drawer in her house and made a mistake by failing to inform Aviva straight away.

    The Times has been told that Aviva began a formal investigation into Haigh after establishing that the stolen mobile phone was being used to call her existing contacts, including one of her relatives.

    Investigations by police confirmed that the same numbers had been called by the phone before and after the report of the theft. Haigh did not respond to questions about the use of the phone when approached for comment.

    A case file was sent to the Crown Prosecution Service and she was charged with fraud by false representation. Haigh pleaded guilty when she appeared at Camberwell Green magistrates court in November 2014.


    https://www.thetimes.com/uk/politics/article/louise-haighs-stolen-phone-was-used-to-call-relatives-csr3zn9pq

    There's still the mystery of the references in Times and Guardian yesterday to multiple phones being involved....?
    Anyone who worked for that dodgy outfit Aviva is pretty suspect straight away.
  • Luckyguy1983Luckyguy1983 Posts: 28,807
    To answer Moonrabbit's question, we cannot really know what a victorious Sunak Government would have done. What a good Conservative government would do would be to cut Government spending, particularly in terms of CS personnel - back to 2014 levels initially. There was no shortage of Government in 2014. Then move the economy forward with targeted tax cuts on business and innovation, planning reform, Labour market reform. And get cheap, secure domestically sourced energy as the overriding priority. Cheapest energy in Europe as an initial goal.
  • RobDRobD Posts: 60,030

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    They are swine, all of them.

    Parking is a racket, run by rogue companies. I hope the Courts pull this bunch of cowboys up short, but I'm not hopeful.
    The five minute rule is ridiculous. It would take that long just to read all the terms and conditions.
  • HYUFDHYUFD Posts: 123,864
    Interesting article. Labour it seems has protected working people but only if they work in the public sector mainly, everyone else got hit in the Budget
  • JosiasJessopJosiasJessop Posts: 43,433

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
  • BenpointerBenpointer Posts: 34,805

    I am gradually weaning myself off the drug of Political Leon. com, but too many headers like that and I would be hooked again.

    I would award your thesis a first Class Honours degree. Although this is PB, and that counts for nothing if you are studying at the wrong University.

    Since the election I have found it good to dip in and out a bit more. Still enjoy the debates and the range of knowledge on here is great.

    Congrats to the mods (and to Leon) for reining him in a bit this year.
  • IanB2 said:

    I was right.

    Louise Haigh was convicted of fraud after a mobile phone that she reported to police as stolen was used to call one of her relatives, The Times has been told.

    Haigh resigned as transport secretary on Thursday night after confirming that she had pleaded guilty after a police investigation involving stolen and missing phones in 2014.

    Sources close to Haigh said that she reported the matter “in full” to Sir Keir Starmer when she joined the shadow cabinet in 2020.

    However, Morgan McSweeney, Starmer’s chief of staff, advised her to resign when No 10 became concerned that Haigh had not revealed all the details of the conviction after a report in The Times....

    ...Haigh said in a statement that she was mugged during a night out in 2013. “I was a young woman and the experience was terrifying,” she said. She was said to have reported the incident to police three or four days later and had told them a man put his arm around her outside a pub, slipped off her handbag and ran off.

    She gave police a list of items that she said were in her handbag, including her company phone that was supplied by her employer Aviva.

    Haigh said she subsequently found the mobile phone in a drawer in her house and made a mistake by failing to inform Aviva straight away.

    The Times has been told that Aviva began a formal investigation into Haigh after establishing that the stolen mobile phone was being used to call her existing contacts, including one of her relatives.

    Investigations by police confirmed that the same numbers had been called by the phone before and after the report of the theft. Haigh did not respond to questions about the use of the phone when approached for comment.

    A case file was sent to the Crown Prosecution Service and she was charged with fraud by false representation. Haigh pleaded guilty when she appeared at Camberwell Green magistrates court in November 2014.


    https://www.thetimes.com/uk/politics/article/louise-haighs-stolen-phone-was-used-to-call-relatives-csr3zn9pq

    There's still the mystery of the references in Times and Guardian yesterday to multiple phones being involved....?
    From what I read elsewhere the implication was that was a way of getting the latest handset.
  • These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    Utter bastards, all these parking companies. They all take the same approach.
    Interesting how many here have this view. Seems their sharky approach is pretty universal.

    I expect that like me you've had a number of adverse experiences. I'd run you through a few, but it's boring and i'm sure yours are every bit as exasperating and tedious as mine.
  • HYUFDHYUFD Posts: 123,864

    I was right.

    Louise Haigh was convicted of fraud after a mobile phone that she reported to police as stolen was used to call one of her relatives, The Times has been told.

    Haigh resigned as transport secretary on Thursday night after confirming that she had pleaded guilty after a police investigation involving stolen and missing phones in 2014.

    Sources close to Haigh said that she reported the matter “in full” to Sir Keir Starmer when she joined the shadow cabinet in 2020.

    However, Morgan McSweeney, Starmer’s chief of staff, advised her to resign when No 10 became concerned that Haigh had not revealed all the details of the conviction after a report in The Times....

    ...Haigh said in a statement that she was mugged during a night out in 2013. “I was a young woman and the experience was terrifying,” she said. She was said to have reported the incident to police three or four days later and had told them a man put his arm around her outside a pub, slipped off her handbag and ran off.

    She gave police a list of items that she said were in her handbag, including her company phone that was supplied by her employer Aviva.

    Haigh said she subsequently found the mobile phone in a drawer in her house and made a mistake by failing to inform Aviva straight away.

    The Times has been told that Aviva began a formal investigation into Haigh after establishing that the stolen mobile phone was being used to call her existing contacts, including one of her relatives.

    Investigations by police confirmed that the same numbers had been called by the phone before and after the report of the theft. Haigh did not respond to questions about the use of the phone when approached for comment.

    A case file was sent to the Crown Prosecution Service and she was charged with fraud by false representation. Haigh pleaded guilty when she appeared at Camberwell Green magistrates court in November 2014.


    https://www.thetimes.com/uk/politics/article/louise-haighs-stolen-phone-was-used-to-call-relatives-csr3zn9pq

    Basically she didn't declare it fully in the papers she signed when joining the Cabinet is the big issue it seems more than the offence itself which was spent by then
  • JonathanJonathan Posts: 21,704
    Low grade Google research informs me that the U.K. benefits budgets exceeds the income tax take. That doesn’t feel sustainable and is a remarkable inheritance from the Conservatives. Again a difficult task for this government on top of everything, which they seem willing to tackle. No wonder they look glum. It’s a nigh on impossible job.

    Hopefully my Googling is incorrect.
  • BenpointerBenpointer Posts: 34,805

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    Utter bastards, all these parking companies. They all take the same approach.
    Interesting how many here have this view. Seems their sharky approach is pretty universal.

    I expect that like me you've had a number of adverse experiences. I'd run you through a few, but it's boring and i'm sure yours are every bit as exasperating and tedious as mine.
    Not mine so much - I trend to be pretty wary and careful, though I've still been caught out. It's people who are more vulnerable, I feel for.
  • GallowgateGallowgate Posts: 19,515

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    They are swine, all of them.

    Parking is a racket, run by rogue companies. I hope the Courts pull this bunch of cowboys up short, but I'm not hopeful.
    ParkingEye Limited v Beavis in the Supreme Court…

    I think this needs careful legislation. The courts can’t fix this because of freedom of contract
  • FoxyFoxy Posts: 49,112

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
  • LostPasswordLostPassword Posts: 18,895
    Counting due to start in minutes. Decent tallies expected from the count by around 11am - these are normally an improvement on the exit poll and will ride everyone over until the first count results start to be announced in the afternoon.
  • RobDRobD Posts: 60,030
    Jonathan said:

    Low grade Google research informs me that the U.K. benefits budgets exceeds the income tax take. That doesn’t feel sustainable and is a remarkable inheritance from the Conservatives. Again a difficult task for this government on top of everything, which they seem willing to tackle. No wonder they look glum. It’s a nigh on impossible job.

    Hopefully my Googling is incorrect.

    Wait until you see the numbers from 2010.
  • DavidLDavidL Posts: 54,012

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    They are swine, all of them.

    Parking is a racket, run by rogue companies. I hope the Courts pull this bunch of cowboys up short, but I'm not hopeful.
    ParkingEye Limited v Beavis in the Supreme Court…

    I think this needs careful legislation. The courts can’t fix this because of freedom of contract
    I completely agree. They had opportunities under the Unfair Contract Terms Act and they could have done more in respect of penalties that were in no way a reasonable estimate of any prospective loss but they chose to emphasise the greater good of freedom of contract. This now, unfortunately, requires regulation.
  • TheuniondivvieTheuniondivvie Posts: 42,141

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    Have a like for 'scallywags'. Looking forward to 'rapscallions' and 'ne'er-do-wells' in future posts.
  • These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    They are swine, all of them.

    Parking is a racket, run by rogue companies. I hope the Courts pull this bunch of cowboys up short, but I'm not hopeful.
    ParkingEye Limited v Beavis in the Supreme Court…

    I think this needs careful legislation. The courts can’t fix this because of freedom of contract
    That looks a pretty clear case and a correct decision but Parking Companies have a pretty shocking reputation for unfair and unreasonable application of rules devised to trap the user.

  • CarnyxCarnyx Posts: 43,330

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
    Also, very odd to see right-wingers condemn free enterprise.
  • EabhalEabhal Posts: 8,942
    Jonathan said:

    Low grade Google research informs me that the U.K. benefits budgets exceeds the income tax take. That doesn’t feel sustainable and is a remarkable inheritance from the Conservatives. Again a difficult task for this government on top of everything, which they seem willing to tackle. No wonder they look glum. It’s a nigh on impossible job.

    Hopefully my Googling is incorrect.

    That's only true if you include benefits for pensioners, which account for about 55% of social security spending, and don't include NICs as an income tax.
  • AlanbrookeAlanbrooke Posts: 25,514
    edited November 30
    As ever the question is framed in how do we tax more and who.

    The question of cutting government spending gets passed over but this is what governments will eventually have to do.
  • FoxyFoxy Posts: 49,112
    edited November 30

    To answer Moonrabbit's question, we cannot really know what a victorious Sunak Government would have done. What a good Conservative government would do would be to cut Government spending, particularly in terms of CS personnel - back to 2014 levels initially. There was no shortage of Government in 2014. Then move the economy forward with targeted tax cuts on business and innovation, planning reform, Labour market reform. And get cheap, secure domestically sourced energy as the overriding priority. Cheapest energy in Europe as an initial goal.

    No one can address the ballooning welfare budget while the triple lock still exists.

    It's hard to tackle the numbers off sick with mental health issues without investment in that Cinderella of the NHS, mental health services. Often what the anxious and depressed need is a purpose in life, and getting back to work is a step towards that. Work gives a reason to get out of bed, social contact and income. Getting people back into work is a key part of therapy, but should be carrot more than stick.

    No wonder we have a 2 year wait for CAMHS assessment when a quarter of Child and Adolescent Psychiatrist posts in the country are vacant and unfillable.
  • JonathanJonathan Posts: 21,704
    At least the previous government
    Eabhal said:

    Jonathan said:

    Low grade Google research informs me that the U.K. benefits budgets exceeds the income tax take. That doesn’t feel sustainable and is a remarkable inheritance from the Conservatives. Again a difficult task for this government on top of everything, which they seem willing to tackle. No wonder they look glum. It’s a nigh on impossible job.

    Hopefully my Googling is incorrect.

    That's only true if you include benefits for pensioners, which account for about 55% of social security spending, and don't include NICs as an income tax.
    You should include pensioner benefits. They do not come for free and need to be paid for just the same as everything else.
  • EabhalEabhal Posts: 8,942
    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Just mandate contactless. Existing technology, works without a signal, and they have it the deepest parts of the Scottish Highlands already.

    When it doesn't work, just make sure there is a grace period where you can make a bank transfer afterwards. I've done that with a few estates when their machines didn't work and I left the car for a few days during a camping trip.
  • CarnyxCarnyx Posts: 43,330
    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
  • Pro_RataPro_Rata Posts: 5,352
    edited November 30
    I'll admit, I saw Moonrabbit and raised my eyes about what might be within, but that is a broadly fair and decent point.

    I go back to my assesment of the Conservative's fundamental failure, obvious from about 2012 onwards. Lacking the know how of public services to pivot from the selective salami slicing of austerity to meaningful, coherent public service reform, especially in the largest spending departments - which could have saved what c the less favoured parts of the public sphere have faced. What they did was half arsed and left to gentleman enthusiasts like IDS. (the same reductive failures hamstrung whatever chance there ever was of finding Brexit benefits)

    Framed like this, ongoing austerity was a failure of imagination, not primarily a fiscal one. I hope Labour's reform attempts turn out to be more meaningful - that the Labour programme is dry as anything doesn't necessarily bode ill.

    There is a lot of boring but consequential stuff to think through that should have been done in 2012.

  • These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    Utter bastards, all these parking companies. They all take the same approach.
    Interesting how many here have this view. Seems their sharky approach is pretty universal.

    I expect that like me you've had a number of adverse experiences. I'd run you through a few, but it's boring and i'm sure yours are every bit as exasperating and tedious as mine.
    Not mine so much - I trend to be pretty wary and careful, though I've still been caught out. It's people who are more vulnerable, I feel for.
    I'm careful to the point of paranoia but sometimes you have little chance.

    There's a large open air car park in the centre of Cheltenham which has a clunky old-fashioned device into which you have to type your car registration. The letter Z does not work. There is no attendant and no obvious work around so if your reg has a Z in it you have no option but to leave. You have five minutes to do this and have been clocked on camera so if you don't get out in the alloted time you are done.

    This is fairly close to the situation with the lady in the news. She has my full sympathy.
  • DavidLDavidL Posts: 54,012
    Foxy said:

    To answer Moonrabbit's question, we cannot really know what a victorious Sunak Government would have done. What a good Conservative government would do would be to cut Government spending, particularly in terms of CS personnel - back to 2014 levels initially. There was no shortage of Government in 2014. Then move the economy forward with targeted tax cuts on business and innovation, planning reform, Labour market reform. And get cheap, secure domestically sourced energy as the overriding priority. Cheapest energy in Europe as an initial goal.

    No one can address the ballooning welfare budget while the triple lock still exists.

    It's hard to tackle the numbers off sick with mental health issues without investment in that Cinderella of the NHS, mental health services. Often what the anxious and depressed need is a purpose in life, and getting back to work is a step towards that. Work gives a reason to get out of bed, social contact and income. Getting people back into work is a key part of therapy, but should be carrot more than stick.

    No wonder we have a 2 year wait for CAMHS assessment when a quarter of Child and Adolescent Psychiatrist posts in the country are vacant and unfillable.
    I agree @Foxy. In particular your last point emphasises the nonsense situation we are in when Labour promised more doctors and more appointments when we cannot even fill the existing posts. It is depressing how far our political discourse has slipped away from reality on the basis that reality is just too hard to deal with.
  • ydoethurydoethur Posts: 71,709
    Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    To be fair, the main issue seems to be there was one but it wasn't working.

    I would hope that a sensible judge would take that into account.
  • CarnyxCarnyx Posts: 43,330
    edited November 30
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    ...

  • FoxyFoxy Posts: 49,112

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    Have a like for 'scallywags'. Looking forward to 'rapscallions' and 'ne'er-do-wells' in future posts.
    Not sure Scallywags is correct here, Scallywags were Southerners who feathered their nests by working for the Union Reconstruction after the defeat of the Confederacy, self interested opportunists rather than rip off merchants.

    Nothing new about "Rip Off Britain" but I am not sure that more regulation is the answer.
  • LostPasswordLostPassword Posts: 18,895

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    This is the sort of thing that is normally ruled to be an unreasonable condition. Companies can't just put anything in terms and conditions.
  • MalmesburyMalmesbury Posts: 51,082
    Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    A parking machine that takes Scottish £100 notes?

    There is also, according to rumour, a strange issue with signal but no reception at some car parks. But good signal in the areas around them….
  • CarnyxCarnyx Posts: 43,330
    ydoethur said:

    Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    To be fair, the main issue seems to be there was one but it wasn't working.

    I would hope that a sensible judge would take that into account.
    Could have been a card machine/reader, but yes, I agree.
  • Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    Correct.

    A lot of parking authorities try to bully you into using their App, which is fine if they are user friendly and reliable, which they are generally not.
  • BenpointerBenpointer Posts: 34,805
    Jonathan said:

    Low grade Google research informs me that the U.K. benefits budgets exceeds the income tax take. That doesn’t feel sustainable and is a remarkable inheritance from the Conservatives. Again a difficult task for this government on top of everything, which they seem willing to tackle. No wonder they look glum. It’s a nigh on impossible job.

    Hopefully my Googling is incorrect.

    Strange comparison to make tbh. (Plus I don't think it's right if you exclude State Pension from welfare.)

    Would you be happier if Income Tax was lower but VAT say 25%? Or Income tax abolished but everybody's wealth taxed at 2% pa?

    Four big drivers of the high benefit bill imo are:
    1. Housing costs - claimant's get their rent costs largely covered. Reduce rents = reduce benefits.
    2. Low pay - most UC claimants are working.
    3. Poor mental health care - most disability claims are not mental health related.
    4. Illegal drugs - recreational drugs need legalising, regulating, taxing.

  • CarnyxCarnyx Posts: 43,330
    edited November 30

    Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    Correct.

    A lot of parking authorities try to bully you into using their App, which is fine if they are user friendly and reliable, which they are generally not.
    Insistence on downloading a particular chunk of software from some unknown source is something I really avoid.
  • Casino_RoyaleCasino_Royale Posts: 60,668
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
  • BenpointerBenpointer Posts: 34,805

    Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    Correct.

    A lot of parking authorities try to bully you into using their App, which is fine if they are user friendly and reliable, which they are generally not.
    Not fine for the elderly and disabled with low or no digital access or skills.
  • These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    This is the sort of thing that is normally ruled to be an unreasonable condition. Companies can't just put anything in terms and conditions.
    This is true.

    This was a major factor in the scandalous Post Office prosecutions. The contract terms for Subpostmasters were plainly unfair and unreasonable. Strange that none of the lawyers involved noticed this.
  • BenpointerBenpointer Posts: 34,805
    Carnyx said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
    Also, very odd to see right-wingers condemn free enterprise.
    Twice: Sickness benefits advice service and parking companies!
  • LostPasswordLostPassword Posts: 18,895
    Eabhal said:

    Jonathan said:

    Low grade Google research informs me that the U.K. benefits budgets exceeds the income tax take. That doesn’t feel sustainable and is a remarkable inheritance from the Conservatives. Again a difficult task for this government on top of everything, which they seem willing to tackle. No wonder they look glum. It’s a nigh on impossible job.

    Hopefully my Googling is incorrect.

    That's only true if you include benefits for pensioners, which account for about 55% of social security spending, and don't include NICs as an income tax.
    Only 55%? I thought the state pension was a much greater proportion of the total.
  • Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    Correct.

    A lot of parking authorities try to bully you into using their App, which is fine if they are user friendly and reliable, which they are generally not.
    Not fine for the elderly and disabled with low or no digital access or skills.
    Or indeed for anybody trying to park on a wet and windy night with a family and animals in tow.
  • GallowgateGallowgate Posts: 19,515
    A simple fix would be amend the Consumer Rights Act to make it so penalties/liquidated damages have to be genuine pre-estimates of loss. Unfortunately it would probably kill the parking industry (maybe that isn’t a bad thing).

    The alternative is prescriptive regulations targeted at one sector, which I personally hate, prescribing grace periods down to a minute.
  • AnabobazinaAnabobazina Posts: 23,792
    edited November 30
    Never have much problem with parking apps to be fair. They are a good idea. Being able to add time remotely is a really useful advantage over the old meters.

    But, there should be just one universal app. Downloading a plethora of apps is a pain. The government should invite tenders and contract it out over a four/five year period or some such.

  • Casino_RoyaleCasino_Royale Posts: 60,668
    Carnyx said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
    Also, very odd to see right-wingers condemn free enterprise.
    We're not condemning free enterprise; we're condemning rogues and cowboys.

    Being right-wing doesn't mean you condone a wild-west or the absence of the rule of law; in fact, it's quite the opposite.
  • EabhalEabhal Posts: 8,942
    edited November 30

    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
    Take-up of many benefits, and particularly passported benefits like free school meals, tend to be much lower than you would expect. This is particularly the case for those who are most vulnerable as they often don't have access to a computer and, frankly, don't have intellect to navigate the complexity of the system (I'm not sure I do either...).

    They don't benefit from financial advisers in the same way people avoiding tax do.
  • EabhalEabhal Posts: 8,942
    Carnyx said:

    Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    Correct.

    A lot of parking authorities try to bully you into using their App, which is fine if they are user friendly and reliable, which they are generally not.
    Insistence on downloading a particular chunk of software from some unknown source is something I really avoid.
    Top tip: take a great deal of care with QR codes. Quite a few frauds happening that way.
  • CarnyxCarnyx Posts: 43,330
    Eabhal said:

    Carnyx said:

    Carnyx said:

    Foxy said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    I'd like there to be just one app to rule them all.
    Not much good if there is no signal, which seems to be the problem here.
    Now, IF THERE HAD BEEN A CASH MACHINE ....
    Correct.

    A lot of parking authorities try to bully you into using their App, which is fine if they are user friendly and reliable, which they are generally not.
    Insistence on downloading a particular chunk of software from some unknown source is something I really avoid.
    Top tip: take a great deal of care with QR codes. Quite a few frauds happening that way.
    That too, especially when someone else has stuck a dodgy new one up.
  • MalmesburyMalmesbury Posts: 51,082
    a

    Jonathan said:

    Low grade Google research informs me that the U.K. benefits budgets exceeds the income tax take. That doesn’t feel sustainable and is a remarkable inheritance from the Conservatives. Again a difficult task for this government on top of everything, which they seem willing to tackle. No wonder they look glum. It’s a nigh on impossible job.

    Hopefully my Googling is incorrect.

    Strange comparison to make tbh. (Plus I don't think it's right if you exclude State Pension from welfare.)

    Would you be happier if Income Tax was lower but VAT say 25%? Or Income tax abolished but everybody's wealth taxed at 2% pa?

    Four big drivers of the high benefit bill imo are:
    1. Housing costs - claimant's get their rent costs largely covered. Reduce rents = reduce benefits.
    2. Low pay - most UC claimants are working.
    3. Poor mental health care - most disability claims are not mental health related.
    4. Illegal drugs - recreational drugs need legalising, regulating, taxing.

    I’d also add that many (most) organisations, including the government, are addicted to cheap pre-trained labour.

    I’ve encountered management who simply refuse to contemplate a world where they have to invest in productivity - both machines and people. The cheap labour is their right, damn it!

    Surely a Labour government could have sold the following -

    1) Increase the number places for students to study medicine at X percent, per year, until we reach a target of 100%* of planned future capacity of the NHS.
    2) Increase by a matching X percent, the number of training places within the NHS.

    The aim would be to eliminate the use of agency staff, for medical duties in the NHS.

    *institutions being what they are, there will be an overshoot. In 20 years time we will have a surplus of doctors and nurses. On the other hand, there will still be a world wide shortage of medical staff….
  • JonathanJonathan Posts: 21,704
    stodge said:

    Morning all :)

    On topic, a B+ at best from me. Written from what I sense to be a Conservative perspective, it almost admits had Sunak and Hunt somehow remained in power, they'd have faced the same challenges as they would have but we know they'd have done nothing about winter fuel allowance and we'd have likely had a summer of strikes on the rails and from the junior doctors (and possibly others).

    Hunt's NI cuts salted the earth for the incoming Government - they were a deliberate politically motivated act.

    As for Reeves and Starmer, they have done what you must never do in politics - taken good ideas and turned them into bad ones. The winter fuel allowance, as it was, was wholly unsustainable and being given to some who frankly didn't need it. That said, the messaging, targetting and cliff-edge nature of the new measures were all avoidable mistakes.

    The damning figures showing many people (not all by any stretch) are no better off now than in 2008 explain so much. After decades of cheap food, cheap fuel, cheap money and endlessly rising asset prices, we may be entering a prolonged period of anaemic growth at best and stagflation at worst. We all want to be better off than our parents and for our children to be better off than us but that part of the capitalist "contract" hasn't been delivered.

    This sense of going nowhere fast (or slowly if you follow productivity numbers) is pervasive and corrosive and explains the appeal of those who claim they have "the answers" whether it's slashing "the public sector" by 50% or net zero migration. I don't see how one or both works but if you are desperate and feel trapped any glimmer of light will be welcomed.

    If you have or seem to have no answers, no one will support you. If you have answers, even if they are the wrong ones, you will attract supporters. That's populism.

    Populist or not, change is coming.

    The system doesn’t look like it can be tweaked back into equilibrium. Labour are making some positive noises that they get it. They were elected on a Change mandate. I hope they go for it.

    If they don’t, the door is open to Reform and who knows what.
  • CarnyxCarnyx Posts: 43,330
    Eabhal said:

    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
    Take-up of many benefits, and particularly passported benefits like free school meals, tend to be much lower than you would expect. This is particularly the case for those who are most vulnerable as they often don't have access to a computer and, frankly, don't have intellect to navigate the complexity of the system (I'm not sure I do either...).

    They don't benefit from financial advisers in the same way people avoiding tax do.
    Ah, but they're bent and scroungers and criminals. Apparently.

    (Unlike tax avoidance/evasion advisers and home tutors who play the school exams game for you. Apparently.)

  • Casino_RoyaleCasino_Royale Posts: 60,668
    Eabhal said:

    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
    Take-up of many benefits, and particularly passported benefits like free school meals, tend to be much lower than you would expect. This is particularly the case for those who are most vulnerable as they often don't have access to a computer and, frankly, don't have intellect to navigate the complexity of the system (I'm not sure I do either...).

    They don't benefit from financial advisers in the same way people avoiding tax do.
    Yeah, bollocks, I'm not buying the bleeding heart stuff on vulnerable. £100bn. Insane and offensive.

    "Stress", "anxiety", "depression".. these are workshy lazy shysters who can't be arsed, are gaming the system and are probably close to the bottle and their nearest fast food joint.

    You can see it in their faces.
  • LostPasswordLostPassword Posts: 18,895

    Carnyx said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
    Also, very odd to see right-wingers condemn free enterprise.
    We're not condemning free enterprise; we're condemning rogues and cowboys.

    Being right-wing doesn't mean you condone a wild-west or the absence of the rule of law; in fact, it's quite the opposite.
    Yes. Fear of being ripped off, of not being paid, of work not being done to the agreed standard, etc, are the sorts off things that inhibit economic activity. A successful economy needs to have a degree of trust between different economic actors.

    A car park like this puts people off from using it, which is a problem for the businesses close to it as they will have less custom if potential customers can't safely park nearby.
  • Good morning and thank you @MoonRabbit and I largely agree

    The biggest factor, and one that is lost in '14 years of conservatives', was and is covid and the war in Ukraine that has overwhelmed every government that was in power

    It has ballooned borrowing by more than £400 billion and caused the huge destructive rise in inflation

    The truth is no government can go into an election campaign promising the remedy because, we the electorate, would not vote them in

    All parties were economical with the truth before the GE, when none of them should have ruled out increases in income tax, vat and NI as these are the main levers for generating tax income

    A rise in basic tax towards 25% with a reduction in NI to compensate those working, an increase in the tax free allowance to cushion poorer workers, replace triple lock with annual rise of inflation plus 1%, reduce corporation tax to 20% but at tthe same time introduce a wealth tax would be my suggestions

    It is interesting that there are indications this morning that Haigh awarded the train drivers all their demands without permission from Reeves or the treasury, and that as she was not acting as Starmer and Reeves considered collectively she had to go

    Anyway, we are where we are and it does look as if the budget has seriously damaged growth prospects and that before the arrival of Trump and the chaos he will leave in his wake
  • MalmesburyMalmesbury Posts: 51,082

    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
    When I lived with an immigration lawyer, it was fascinating and farcical to see the system up close. She insisted on picking real clients. But many of the others….
  • Casino_RoyaleCasino_Royale Posts: 60,668

    A simple fix would be amend the Consumer Rights Act to make it so penalties/liquidated damages have to be genuine pre-estimates of loss. Unfortunately it would probably kill the parking industry (maybe that isn’t a bad thing).

    The alternative is prescriptive regulations targeted at one sector, which I personally hate, prescribing grace periods down to a minute.

    It's not a bad thing. It's less an industry than a cartel.

    We'd end up with more free car parks and council car parks, but not fewer car parks.
  • Casino_RoyaleCasino_Royale Posts: 60,668

    Carnyx said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
    Also, very odd to see right-wingers condemn free enterprise.
    We're not condemning free enterprise; we're condemning rogues and cowboys.

    Being right-wing doesn't mean you condone a wild-west or the absence of the rule of law; in fact, it's quite the opposite.
    Yes. Fear of being ripped off, of not being paid, of work not being done to the agreed standard, etc, are the sorts off things that inhibit economic activity. A successful economy needs to have a degree of trust between different economic actors.

    A car park like this puts people off from using it, which is a problem for the businesses close to it as they will have less custom if potential customers can't safely park nearby.
    Exactly.
  • Casino_RoyaleCasino_Royale Posts: 60,668

    Never have much problem with parking apps to be fair. They are a good idea. Being able to add time remotely is a really useful advantage over the old meters.

    But, there should be just one universal app. Downloading a plethora of apps is a pain. The government should invite tenders and contract it out over a four/five year period or some such.

    What do you think about them accepting cash?
  • TheuniondivvieTheuniondivvie Posts: 42,141
    Jonathan said:

    stodge said:

    Morning all :)

    On topic, a B+ at best from me. Written from what I sense to be a Conservative perspective, it almost admits had Sunak and Hunt somehow remained in power, they'd have faced the same challenges as they would have but we know they'd have done nothing about winter fuel allowance and we'd have likely had a summer of strikes on the rails and from the junior doctors (and possibly others).

    Hunt's NI cuts salted the earth for the incoming Government - they were a deliberate politically motivated act.

    As for Reeves and Starmer, they have done what you must never do in politics - taken good ideas and turned them into bad ones. The winter fuel allowance, as it was, was wholly unsustainable and being given to some who frankly didn't need it. That said, the messaging, targetting and cliff-edge nature of the new measures were all avoidable mistakes.

    The damning figures showing many people (not all by any stretch) are no better off now than in 2008 explain so much. After decades of cheap food, cheap fuel, cheap money and endlessly rising asset prices, we may be entering a prolonged period of anaemic growth at best and stagflation at worst. We all want to be better off than our parents and for our children to be better off than us but that part of the capitalist "contract" hasn't been delivered.

    This sense of going nowhere fast (or slowly if you follow productivity numbers) is pervasive and corrosive and explains the appeal of those who claim they have "the answers" whether it's slashing "the public sector" by 50% or net zero migration. I don't see how one or both works but if you are desperate and feel trapped any glimmer of light will be welcomed.

    If you have or seem to have no answers, no one will support you. If you have answers, even if they are the wrong ones, you will attract supporters. That's populism.

    Populist or not, change is coming.

    The system doesn’t look like it can be tweaked back into equilibrium. Labour are making some positive noises that they get it. They were elected on a Change mandate. I hope they go for it.

    If they don’t, the door is open to Reform and who knows what.
    Indeed. Sarwar would of course sell his granny to be FM but will this be a step too far?

    'Nigel Farage's Reform will back Anas Sarwar to be next First Minister'

    https://www.heraldscotland.com/news/24760407.nigel-farages-reform-will-back-anas-sarwar-next-first-minister/
  • CarnyxCarnyx Posts: 43,330

    Carnyx said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
    Also, very odd to see right-wingers condemn free enterprise.
    We're not condemning free enterprise; we're condemning rogues and cowboys.

    Being right-wing doesn't mean you condone a wild-west or the absence of the rule of law; in fact, it's quite the opposite.
    Yes. Fear of being ripped off, of not being paid, of work not being done to the agreed standard, etc, are the sorts off things that inhibit economic activity. A successful economy needs to have a degree of trust between different economic actors.

    A car park like this puts people off from using it, which is a problem for the businesses close to it as they will have less custom if potential customers can't safely park nearby.
    Same with the DWP assessments for disability. So unfair and erratic that trust is impossible.
  • LostPasswordLostPassword Posts: 18,895
    edited November 30

    Eabhal said:

    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
    Take-up of many benefits, and particularly passported benefits like free school meals, tend to be much lower than you would expect. This is particularly the case for those who are most vulnerable as they often don't have access to a computer and, frankly, don't have intellect to navigate the complexity of the system (I'm not sure I do either...).

    They don't benefit from financial advisers in the same way people avoiding tax do.
    Yeah, bollocks, I'm not buying the bleeding heart stuff on vulnerable. £100bn. Insane and offensive.

    "Stress", "anxiety", "depression".. these are workshy lazy shysters who can't be arsed, are gaming the system and are probably close to the bottle and their nearest fast food joint.

    You can see it in their faces.
    I think both things can be true. You will have people who are genuinely suffering but put off from claiming, and then you will have people acting selfishly looking to get one over the system.

    The processes in place don't appear much interested in sorting between the two.
  • TazTaz Posts: 14,972
    edited November 30

    Carnyx said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Funnily enough, this is largely the PIP service that Citizens Advice offers (help with making claims) though we don't charge a penny of course and we certainly don't claim 100% success, which is plainly impossible.

    I quite often advise clients not to claim as they really don't meet the criteria. Also, to say the DWP assessments are usually quite rigorous.

    Government should pass a law making it illegal to charge for benefits advice maybe? I dunno, more red tape.
    Also, very odd to see right-wingers condemn free enterprise.
    We're not condemning free enterprise; we're condemning rogues and cowboys.

    Being right-wing doesn't mean you condone a wild-west or the absence of the rule of law; in fact, it's quite the opposite.
    Yes. Fear of being ripped off, of not being paid, of work not being done to the agreed standard, etc, are the sorts off things that inhibit economic activity. A successful economy needs to have a degree of trust between different economic actors.

    A car park like this puts people off from using it, which is a problem for the businesses close to it as they will have less custom if potential customers can't safely park nearby.
    The current regime came in as part of the POFA act Nick Clegg was responsible for. This law outlawed wheel clamping on private land. Now that really was full of rogues.

    Parking companies are self regulated and there are two regulators. The BPA and the IAS. Paid for by the parking companies who want your money. They’re not going to be in your favour,

    Always worth an appeal to POPLA. Even if you lose it costs the parking companies around £30.00

    It’s an industry that is ripe for proper regulation. However it’s unlikely to happen anytime soon.

    Oh and you’re right about it damaging businesses. I remember this case of over zealous parking company from MSE a few years back.

    https://www.gazette-news.co.uk/news/15047352.company-vows-to-boycott-hotel-after-staff-fined-100-to-park-there/

  • JonathanJonathan Posts: 21,704
    A pb dystopia emerges this morning

    You deserve compassion if you cannot park your Jaguar (rip) competently, but if you’re broken by depression you’re on your own.

  • MalmesburyMalmesbury Posts: 51,082
    Jonathan said:

    stodge said:

    Morning all :)

    On topic, a B+ at best from me. Written from what I sense to be a Conservative perspective, it almost admits had Sunak and Hunt somehow remained in power, they'd have faced the same challenges as they would have but we know they'd have done nothing about winter fuel allowance and we'd have likely had a summer of strikes on the rails and from the junior doctors (and possibly others).

    Hunt's NI cuts salted the earth for the incoming Government - they were a deliberate politically motivated act.

    As for Reeves and Starmer, they have done what you must never do in politics - taken good ideas and turned them into bad ones. The winter fuel allowance, as it was, was wholly unsustainable and being given to some who frankly didn't need it. That said, the messaging, targetting and cliff-edge nature of the new measures were all avoidable mistakes.

    The damning figures showing many people (not all by any stretch) are no better off now than in 2008 explain so much. After decades of cheap food, cheap fuel, cheap money and endlessly rising asset prices, we may be entering a prolonged period of anaemic growth at best and stagflation at worst. We all want to be better off than our parents and for our children to be better off than us but that part of the capitalist "contract" hasn't been delivered.

    This sense of going nowhere fast (or slowly if you follow productivity numbers) is pervasive and corrosive and explains the appeal of those who claim they have "the answers" whether it's slashing "the public sector" by 50% or net zero migration. I don't see how one or both works but if you are desperate and feel trapped any glimmer of light will be welcomed.

    If you have or seem to have no answers, no one will support you. If you have answers, even if they are the wrong ones, you will attract supporters. That's populism.

    Populist or not, change is coming.

    The system doesn’t look like it can be tweaked back into equilibrium. Labour are making some positive noises that they get it. They were elected on a Change mandate. I hope they go for it.

    If they don’t, the door is open to Reform and who knows what.
    This. There is a window for the sensible reform of the planning process, for example.

    Then you will get a government using primary legislation to get round all of it. And probably selling the whipped vote in the Commons to the developers…

    And once a government starts using primary legislation to Get Things Done, there will be no stopping them.

    “We build the trains on time. Also the migrant deportations.”….

    Wonder how much instant planning permission for a new town (unstoppable by legal challenge) would be worth to the right people?
  • maxhmaxh Posts: 1,286
    B+ Moonrabbit. And I'm a harsh marker, so you should be pleased with that.

    What went well: I think there is a fundamental honesty in this piece that is lacking in both sides' more partisan bleatings on our current issues.

    Next steps: incorporate the relative willingness of the parties to court unpopularity by actually tackling the mess we're in. For all his flaws, Starmer cultivated the narrative that things are broken and need fixing. Sunak couldn't do this as
    he'd be pointing definitively to the large hole in his own foot. This now means Labour has more space to say how bad things are, and can do more to put things right (whether he does or not remains to be seen).
  • stodgestodge Posts: 13,984

    Good morning and thank you @MoonRabbit and I largely agree

    The biggest factor, and one that is lost in '14 years of conservatives', was and is covid and the war in Ukraine that has overwhelmed every government that was in power

    It has ballooned borrowing by more than £400 billion and caused the huge destructive rise in inflation

    The truth is no government can go into an election campaign promising the remedy because, we the electorate, would not vote them in

    All parties were economical with the truth before the GE, when none of them should have ruled out increases in income tax, vat and NI as these are the main levers for generating tax income

    A rise in basic tax towards 25% with a reduction in NI to compensate those working, an increase in the tax free allowance to cushion poorer workers, replace triple lock with annual rise of inflation plus 1%, reduce corporation tax to 20% but at tthe same time introduce a wealth tax would be my suggestions

    It is interesting that there are indications this morning that Haigh awarded the train drivers all their demands without permission from Reeves or the treasury, and that as she was not acting as Starmer and Reeves considered collectively she had to go

    Anyway, we are where we are and it does look as if the budget has seriously damaged growth prospects and that before the arrival of Trump and the chaos he will leave in his wake

    That's a very fair and honest assessment and incumbent Governments everywhere have suffered from Covid (as much from the post-virus economic impacts than from how they responded to the virus itself).

    Whatever I think of Boris Johnson, having had all the luck going in the 2010s (arguably), karma repaid him in spades in 2020 and afterward. There's an irony somewhere in all that.

    Hindsight is a wonderful thing but Sunak and the Treasury must have thought through the economic and fiscal consequences of "unlocking" all that pent up demand, releasing all the accumulated cash into the economy. Obviously, Russia's invasion of Ukraine was another factor - I think Sunak lost control of the public finances and the brief Truss/Kwarteng interregnum did us no favours either. In essence, it paralleled 1992 - once the Conservatives lost the public perception for sound economic management, they were toast.

    Everything that happened from 2022-24 was analogous to the prisoner's long walk to the tumbril.
  • LostPasswordLostPassword Posts: 18,895
    RTÉ now expecting early tallies before 10am. Exciting.

    I have to go into town and do old-school things like posting a card, buying things with cash at a market, visiting the library, so I'm going to miss some of the early fun it looks like.
  • CarnyxCarnyx Posts: 43,330

    RTÉ now expecting early tallies before 10am. Exciting.

    I have to go into town and do old-school things like posting a card, buying things with cash at a market, visiting the library, so I'm going to miss some of the early fun it looks like.

    Braving the car park too!
  • EabhalEabhal Posts: 8,942

    Eabhal said:

    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
    Take-up of many benefits, and particularly passported benefits like free school meals, tend to be much lower than you would expect. This is particularly the case for those who are most vulnerable as they often don't have access to a computer and, frankly, don't have intellect to navigate the complexity of the system (I'm not sure I do either...).

    They don't benefit from financial advisers in the same way people avoiding tax do.
    Yeah, bollocks, I'm not buying the bleeding heart stuff on vulnerable. £100bn. Insane and offensive.

    "Stress", "anxiety", "depression".. these are workshy lazy shysters who can't be arsed, are gaming the system and are probably close to the bottle and their nearest fast food joint.

    You can see it in their faces.
    I think both things can be true. You will have people who are genuinely suffering but put off from claiming, and then you will have people acting selfishly looking to get one over the system.

    The processes in place don't appear much interested in sorting between the two.
    Yes - though I suspect the cost of providing the full extent of social security to those genuinely entitled to it far out outweighs the savings that could be achieved by tightening up the process for those gaming the system.

    The worrying thing is overall upward trend for incapacity benefits is consistent since about 2012. Was about 5 per cent of the working age population then, now about 7 per cent, pretty much a straight line between the two.

    Slightly higher for men, much higher for older age groups, and the increase is consistent across age groups.
  • PulpstarPulpstar Posts: 78,405

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    This is the sort of thing that is normally ruled to be an unreasonable condition. Companies can't just put anything in terms and conditions.
    1st up it's clearly an unreasonable condition. So if I was the judge I'd assess her time, say £100/hr - say she spent 19 hours on this nonsense... and make a judgement accordingly.
  • TazTaz Posts: 14,972
    Pulpstar said:

    These vultures, Excel Parking, need taking to task. Dealt with scallywags like this before and I hope Claire wins her case.

    The Government should also change the law and regulate charges and payment conditions for private car parks:

    https://www.bbc.co.uk/news/articles/c2k0qlpjgk2o

    This is the sort of thing that is normally ruled to be an unreasonable condition. Companies can't just put anything in terms and conditions.
    1st up it's clearly an unreasonable condition. So if I was the judge I'd assess her time, say £100/hr - say she spent 19 hours on this nonsense... and make a judgement accordingly.
    If they win or lose at court it won’t matter to them. When people get these threatening letters the vast majority just pay up.


  • EabhalEabhal Posts: 8,942
    Eabhal said:

    Eabhal said:

    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    RobD said:

    RobD said:

    FPT - more on sickness benefits scam.

    "The YouTuber Charlie Anderson’s most popular video, Unlock the secret steps for winning your Pip claims, had 378,000 views and offered advice for people seeking personal independence payments, which are meant to provide extra support for difficulties caused by physical or mental health conditions and disabilities.

    In the video, she said: “I have a 100 per cent success rate at winning Pip claims for people because of understanding the point system and how to communicate it in a manner that then scores the points.”

    She also posted templates for claims on her website as well as reviews for chargeable services of up to £950 for a personal session."


    Um. So she's working then.

    Does it say she’s claiming benefit? I find it hard to get worked up by people getting what they are entitled to so long as it isn’t illegal. The problem is the system is too lax, and there should be a higher bar.
    I have a real problem in people getting tutored on how to game the system at the expense of the taxpayer.

    Us.
    It’s the same as tax planning. You can blame the system for encouraging it, it shouldn’t be one that relies on people not knowing what they are entitled to in order to be affordable.
    I expect people to show integrity.

    I wouldn't try and exploit it to get benefits.
    Take-up of many benefits, and particularly passported benefits like free school meals, tend to be much lower than you would expect. This is particularly the case for those who are most vulnerable as they often don't have access to a computer and, frankly, don't have intellect to navigate the complexity of the system (I'm not sure I do either...).

    They don't benefit from financial advisers in the same way people avoiding tax do.
    Yeah, bollocks, I'm not buying the bleeding heart stuff on vulnerable. £100bn. Insane and offensive.

    "Stress", "anxiety", "depression".. these are workshy lazy shysters who can't be arsed, are gaming the system and are probably close to the bottle and their nearest fast food joint.

    You can see it in their faces.
    I think both things can be true. You will have people who are genuinely suffering but put off from claiming, and then you will have people acting selfishly looking to get one over the system.

    The processes in place don't appear much interested in sorting between the two.
    Yes - though I suspect the cost of providing the full extent of social security to those genuinely entitled to it far out outweighs the savings that could be achieved by tightening up the process for those gaming the system.

    The worrying thing is overall upward trend for incapacity benefits is consistent since about 2012. Was about 5 per cent of the working age population then, now about 7 per cent, pretty much a straight line between the two.

    Slightly higher for men, much higher for older age groups, and the increase is consistent across age groups.
    Over that time, there has been an increase in people claiming for mental health problems, with a clear break at the pandemic. A boost from 30 to 40 per cent of all claims.

    And that the number of new people claiming hasn't risen particularly quickly - it's the number of people not coming off incapacity benefits which is the bigger issue.
  • maxh said:

    B+ Moonrabbit. And I'm a harsh marker, so you should be pleased with that.

    What went well: I think there is a fundamental honesty in this piece that is lacking in both sides' more partisan bleatings on our current issues.

    Next steps: incorporate the relative willingness of the parties to court unpopularity by actually tackling the mess we're in. For all his flaws, Starmer cultivated the narrative that things are broken and need fixing. Sunak couldn't do this as
    he'd be pointing definitively to the large hole in his own foot. This now means Labour has more space to say how bad things are, and can do more to put things right (whether he does or not remains to be seen).

    Second marker agrees.

    What fundamentally disappointed me about Sunak and Hunt (especially Hunt) was their failure to acknowledge their prospects (inevitable defeat) and the freedom that gave them to do the right thing by the country; namely, to do some genuinely unpopular but genuinely necessary stuff. Planning reform, recalibration of taxes and spending, that sort of thing. Hand over a better inheritance to the next government. They'd still have lost the election, but kept their self-respect and maybe won history.

    Instead, we got further NI cuts which didn't win them many votes, "funded" by spending cuts that didn't even qualify as fictional.

    As for the bigger picture, we have had a few decades of favourable demographics and other windfalls. They're over, and as the party lights turn out, they seem to have mostly gone on house price inflation and tat. Whoever runs things from here isn't going to find it easy.
  • LostPasswordLostPassword Posts: 18,895
    12% of the boxes open in Dublin West and the early unofficial tallies put the Green Party leader on only 4%. Ouch.
  • FPT
    Leon said:

    I bet the new notre dame has minimal noom. Certainly doesn’t flood out of the photos. Tho it looks lovely

    Looks like somebody beat you to the word "noom":

    https://www.noom.com/
    https://www.noom.com/about-us/

    "In 2008, Saeju Jeong and Artem Petakov founded Noom because they were dissatisfied with how the American healthcare system focused on sick care instead of health care."

    Sorry.
  • Richard_TyndallRichard_Tyndall Posts: 32,682
    edited November 30
    Probably a fair summary from MoonRabbit. But for me the issue has not just been Labour failing to provide a balanced budget. It has been the fact that, after promising to be a clean slate, honest with the public, honest in their own dealings and at least mildly competent, they have turned out, to a large extent, to be no better than the last lot.

    They follow the same old tired, dishonest matra about everything being disastrously bad, exaggerating the black hole (as an example) and making stupid, unforced errors. They show themselves to be completely out of touch with reality when it comes to large sections of the economy and people's real lives and at the same time continue the indefensible practice of sucking up to the multinationals and the rich and powerful.

    I said before the election that, although I would not vote for them, I didn't fear a Labour victory and at least they would be able to do the basic job competently. I mistook boring for competence and sadly I was wrong.
This discussion has been closed.