Cash will be obsolete within a generation – politicalbetting.com
Options
Cash will be obsolete within a generation – politicalbetting.com
20% of Britons now say they typically use their phone to pay when out shopping, rising to 38% among 18-24 year oldsAll BritonsCard: 62%Phone: 20%Cash: 15%18-24yr oldsCard: 42%Phone: 38%Cash: 15%65+yr oldsCard: 71%Cash: 22%Phone: 6%https://t.co/Ya2nWoMFmD pic.twitter.com/B9YHDs9xwr
0
Comments
-
Can’t wait to use Apple Pay to pay for my future children’s bike MOTs10
-
Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash2 -
Using the phone is just so much more convenient.2
-
All of those things are done with cards/phones nowHYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash1 -
Its obsolete today.
Just like cheques 20 years ago some people haven't caught up yet.
All of those are viable with contactless already today.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash3 -
And, beyond a certain point, processing cash will become more hassle than it's worth. Fewer and fewer transactions to sustain the cost of all the background infrastructure needed to make it work.Gallowgate said:
All of those things are done with cards/phones nowHYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash2 -
I still even occasionally use cheques eg to pay in advance for dinners I am going toBartholomewRoberts said:Its obsolete today.
Just like cheques 20 years ago some people haven't caught up yet.
All of those are viable with contactless already today.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash0 -
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.0 -
It’s already more of a hassle for a few factors.Stuartinromford said:
And, beyond a certain point, processing cash will become more hassle than it's worth. Fewer and fewer transactions to sustain the cost of all the background infrastructure needed to make it work.Gallowgate said:
All of those things are done with cards/phones nowHYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
Cash processing fees for businesses are generally higher than card processing fees.
The reduction of the bank branch network.
Insurance costs are rather high if you have cash onsite/overnight.5 -
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
1 -
100%RobD said:Using the phone is just so much more convenient.
I added all my cards to my phone in 2020 and have never routinely carried my wallet with me since. Actual cards and cash are both obsolete to me now.
Since already carrying my phone at all times anyway, dumping all the cards and not worrying about cash is far more convenient. Especially if you use loyalty cards etc, I have all of those saved within my payment app too, so I can swipe between all my loyalty cards to use my clubcard or whatever, and swipe between my payment cards too, all handled with just the one device I always have on me anyway.2 -
Two observations from a friend in the US, who spends part of each year in Arizona, and part in Pennsylvania: From Arizona last winter: The McCain supporters and the Trumpistas are locked in a "death match" over the control of the party.
From Pennsylvania, currently: He has seen almost no political ads -- so far. So, for many voters, the campaign there has not really begun.
(I haven't seen many ads for state races here in Washington, so far.)2 -
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.0 -
I have a small float that I use for FB/gumtree purchases, so it's not completely dead to me. Otherwise I use my watch.
Any charity that is taking cash only donations will be missing out on a huge swathe of revenue.0 -
And what will I pay my drug dealer with?
Glad to see this forum finally becoming bullish on crypto.2 -
It probably will be but I don't expect to know if it is !!!!!1
-
It's important to have a variety of ways of paying for things so that if something goes wrong with one or more of them you've got lots of backup systems.5
-
I must admit, I carry cash less and less. Now you can do micropayments with your phone, what's the point?0
-
Those who keep citing the popular vote for the presidency in recent US elections, should also look at the total popular vote for House, since 1994. You'll find a mixed result there.
(There are some technical problems with that total vote, since the parties do not run candidates for all seats, but it would be possible to approximate those votes if you wanted to .)0 -
I do, I have American Express, Visa, and Mastercard.Andy_JS said:It's important to have a variety of ways of paying for things so that if something goes wrong with one or more of them you've got lots of backup systems.
2 -
FPT
True but it's very unlikely to happen. The chances are whoever wins PA will win the election.HYUFD said:
Harris can still win without Pennsylvania but she would need to win Georgia or NC instead and hold Michigan and Wisconsin and NevadaAndy_JS said:
Pennsylvania continues to be a major headache for Harris. She's only ahead by around 1% according to 538.SouthamObserver said:Trump is ahead of Harris on the issues that matter most to voters - the economy and immigration. For me, that makes him favourite, whatever national polling might say. Harris is a better candidate than Biden but she is still a weak one. Any other Republican would be home and dry by now. Trump's unique toxicity makes it much closer than it would otherwise be but I'd still be very surprised (pleasantly so) if he did did not win.
https://projects.fivethirtyeight.com/2024-election-forecast/pennsylvania/3 -
Many would argue that it is already obsolete - the question is will it still be present and usable. Non-digital watches, paintings, and books are also obsolete, but still survive because people quite like them.2
-
I am not ready to make a formal prediction, but as of now I think Harris has the edge, the Republicans are likely to win control of the Senate, and the Republicans may lose control of the House. Which would be interesting, as far as policy goes.1
-
You seem to have missed two letters when describing crypto.kyf_100 said:And what will I pay my drug dealer with?
Glad to see this forum finally becoming bullish on crypto.1 -
I wanted to be hugely pro-cash as befits my fuddy-duddy retired colonel golf club profile.
But realise that you can go weeks and weeks and never need it. You can, as @rcs1000 notes, pay for something for 79p by phone and so it really is not necessary for day to day life.
Plus every time you do get a pound coin in change if you have used cash, it is effectively dead money (generous offers by PB-ers to take all such coins off my hands notwithstanding).0 -
You are depressingly wrong about mullets.
But cash will also survive, if used increasingly infrequently. There'd be too much political hassle in scrapping it. Look at the timidity on display in simply demonetizing coppers, which is something long overdue and entirely in line with removing coins of pointlessly low value, as with farthings in the 1960s and ha'pennies in the early 1980s.5 -
OKC - Corruption is not a thing of the past in American states and cities. The New York City police commissioner has resigned because of an ongoing investigation. https://abc7ny.com/post/nypd-commissioner-edward-caban-resigns-fbi-probe-nyc-eric-adams/15295366/
Illinois has been so corrupt, so long, that the state is bankrupt. And so on.0 -
We would if they would let us. We pay our window cleaner and gardener by bank trf. I do bank trf all the time. I notice @hyufd says he pays in advance for a dinner he is going to by cheque. I haven't used a cheque in 10 years. Always a bank trf if I can't use a card. But some people insist on cash. I wonder why? It is either they are very old fashioned or dishonest.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.0 -
XMR is perfectly fine for drugs but that's no reason to invest in it as the price shouldn't appreciate appreciably.kyf_100 said:And what will I pay my drug dealer with?
Glad to see this forum finally becoming bullish on crypto.0 -
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.0 -
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.0 -
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.2 -
I haven't carried cash for years now and I might come unstuck if payment points go down, but it hasn't happened to me yet.Andy_JS said:It's important to have a variety of ways of paying for things so that if something goes wrong with one or more of them you've got lots of backup systems.
It is a pain though having to take it out for the 3 occasions we do have to use it (see other post).0 -
538 has Pennsylvania about 17% chance of being the tipping point state, so important but there are other paths in a close race.Andy_JS said:FPT
True but it's very unlikely to happen. The chances are whoever wins PA will win the election.HYUFD said:
Harris can still win without Pennsylvania but she would need to win Georgia or NC instead and hold Michigan and Wisconsin and NevadaAndy_JS said:
Pennsylvania continues to be a major headache for Harris. She's only ahead by around 1% according to 538.SouthamObserver said:Trump is ahead of Harris on the issues that matter most to voters - the economy and immigration. For me, that makes him favourite, whatever national polling might say. Harris is a better candidate than Biden but she is still a weak one. Any other Republican would be home and dry by now. Trump's unique toxicity makes it much closer than it would otherwise be but I'd still be very surprised (pleasantly so) if he did did not win.
https://projects.fivethirtyeight.com/2024-election-forecast/pennsylvania/
Of course in a landslide Pennsylvania will go to the winner like all the other swing states.0 -
I have on my phone my Amex, Debit card and Visa Credit Card. That's plenty of variety.Andy_JS said:It's important to have a variety of ways of paying for things so that if something goes wrong with one or more of them you've got lots of backup systems.
0 -
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.1 -
I think most people here are familiar with the House as it is the most similar to the UK House of Commons, with representatives representing individual constituencies.Jim_Miller said:Those who keep citing the popular vote for the presidency in recent US elections, should also look at the total popular vote for House, since 1994. You'll find a mixed result there.
(There are some technical problems with that total vote, since the parties do not run candidates for all seats, but it would be possible to approximate those votes if you wanted to .)
The Electoral College is a stupid system that no other democracy in the world uses.0 -
Whites? Card. Or is this a club and only the members can pay? Not used to such things, but I would do a bank trf on my phone there and then to the host.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.1 -
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.0 -
My local morrisons has a cash only notice up often enough that it would be inconvenient.Largely due to the mobile strength being patchy in my area and the machine for cards and phones not having a connection (estimate probably 15 to 20 times a year). I always have cash on me for those occasionskjh said:
I haven't carried cash for years now and I might come unstuck if payment points go down, but it hasn't happened to me yet.Andy_JS said:It's important to have a variety of ways of paying for things so that if something goes wrong with one or more of them you've got lots of backup systems.
It is a pain though having to take it out for the 3 occasions we do have to use it (see other post).1 -
Sadly not possible.kjh said:
Whites? Card. Or is this a club and only the members can pay? Not used to such things, but I would do a bank trf on my phone there and then to the host.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.0 -
I was searching for an old important document yesterday evening, and came across a collection of old chequebook stubs. I used to get through chequebooks quite quickly - more than one a year at one point - but the last cheque I wrote was in March 2015.
I looked at all the people I used to pay with cheques - nursery, tradesmen, membership fees, etc - and it was obvious why I never used cheques anymore.
Why would I bother to write a cheque to pay these people when it was so easy to pay them in cash?1 -
Was your use of “red flags” here an example of the subtle puns for which you are so well known?TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.0 -
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.0 -
I'm banned I guess. Won't be the first place I get banned from.TOPPING said:
Sadly not possible.kjh said:
Whites? Card. Or is this a club and only the members can pay? Not used to such things, but I would do a bank trf on my phone there and then to the host.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.0 -
I don't know what White's is but if I want to transfer someone some money, I transfer them some money.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.
If I want to pay a business, I pay the business.
All possible with no more than a phone.
What would I need a cheque for?0 -
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.0 -
I'll be stuffed then. Actually my pub's IT went down one night, but I am well enough known to be able to run a tab. Elsewhere I'm snookered.Pagan2 said:
My local morrisons has a cash only notice up often enough that it would be inconvenient.Largely due to the mobile strength being patchy in my area and the machine for cards and phones not having a connection (estimate probably 15 to 20 times a year). I always have cash on me for those occasionskjh said:
I haven't carried cash for years now and I might come unstuck if payment points go down, but it hasn't happened to me yet.Andy_JS said:It's important to have a variety of ways of paying for things so that if something goes wrong with one or more of them you've got lots of backup systems.
It is a pain though having to take it out for the 3 occasions we do have to use it (see other post).1 -
Yes.Fysics_Teacher said:
Was your use of “red flags” here an example of the subtle puns for which you are so well known?TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
I even got in a subtle historical reference in as well.
If you don’t think Huawei is an organ of the Chinese state then you believe the same People’s Volunteer Army and their intervention in the Korean War.0 -
Hah. True that.Dumbosaurus said:
XMR is perfectly fine for drugs but that's no reason to invest in it as the price shouldn't appreciate appreciably.kyf_100 said:And what will I pay my drug dealer with?
Glad to see this forum finally becoming bullish on crypto.
But it's all very well and good if you're getting it in advance via telegram or the dark web, but what about that ill-advised second 8 ball at 4am? Where a handful of twenties collectively hastily gathered from the people in the room who are "up for it" is far more convenient than one person beaning his gourd off going Coinbase -> Cake wallet -> XMR -> Dealer (a process which, I'm told, can take several hours, apparently). Then asking everyone else to venmo their share the next day...
Similarly, note the pong of stale weed on every high street from Land's End to John'O'Scrotes. All of it bought with, I'd imagine, a twenty pound note or two. As long as the market for drugs exists - and that market is estimated at £9-10 _billion_ a year in the UK - there will be a market for frictionless, anonymous currency. Crypto might get there eventually, but until then, that's 9-10 billion (less whatever gets bought in crypto) happening in cash payments happening annually.
0 -
To pay for dinner there.BartholomewRoberts said:
I don't know what White's is but if I want to transfer someone some money, I transfer them some money.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.
If I want to pay a business, I pay the business.
All possible with no more than a phone.
What would I need a cheque for?0 -
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.1 -
I wish I could disagree, but I can’t.TheScreamingEagles said:
Yes.Fysics_Teacher said:
Was your use of “red flags” here an example of the subtle puns for which you are so well known?TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
I even got in a subtle historical reference in as well.
If you don’t think Huawei is an organ of the Chinese state then you believe the same People’s Volunteer Army and their intervention in the Korean War.0 -
For all those remainers that hate cash perhaps a brexit benefit
a proposalfor a regulation on the legal tender of euro banknotes and coins that provides
for detailed rules to preserve the effectiveness of the legal tender status of cash in
practice and thus for citizens to have access to the physical form of central bank money.
The scope and effects of the legal tender of cash is based on Article 133 TFEU;0 -
TheScreamingEagles said:
Yes.Fysics_Teacher said:
Was your use of “red flags” here an example of the subtle puns for which you are so well known?TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
I even got in a subtle historical reference in as well.
If you don’t think Huawei is an organ of the Chinese state then you believe the same People’s Volunteer Army and their intervention in the Korean War.
I wish I could disagree, but I can’t.TheScreamingEagles said:
Yes.Fysics_Teacher said:
Was your use of “red flags” here an example of the subtle puns for which you are so well known?TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
I even got in a subtle historical reference in as well.
If you don’t think Huawei is an organ of the Chinese state then you believe the same People’s Volunteer Army and their intervention in the Korean War.0 -
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.0 -
I obviously haven't got the hang of editing messages on my phone…0
-
True but it's £200 worth of inconvenience and you can get another android phone super quickly, rather than £1,500.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.0 -
The Euro could be a casualty of the end of cash. It would suddenly become much easier for a country to flip to a national currency the next time there's a crisis.3
-
Go CeX they give you a 2 year warranty and get a better phone for same priceTOPPING said:
True but it's £200 worth of inconvenience and you can get another android phone super quickly, rather than £1,500.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.0 -
As I understand it, the Germans have been very reluctant to move away from cash. I don’t know if that is still the case.Pagan2 said:For all those remainers that hate cash perhaps a brexit benefit
a proposalfor a regulation on the legal tender of euro banknotes and coins that provides
for detailed rules to preserve the effectiveness of the legal tender status of cash in
practice and thus for citizens to have access to the physical form of central bank money.
The scope and effects of the legal tender of cash is based on Article 133 TFEU;0 -
Also true. I find that warranties aren't always as reliable as you would like.Pagan2 said:
Go CeX they give you a 2 year warranty and get a better phone for same priceTOPPING said:
True but it's £200 worth of inconvenience and you can get another android phone super quickly, rather than £1,500.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.
My current phone (of 3yrs standing) is a Xiaomi Redmi cost me £170 from the company itself and hasn't put a foot wrong. Not the fastest out there but perfect for what I want or need.0 -
This is going to wind up TSE: https://x.com/Balmoral_Castle/status/18346309054213534261
-
That's very much the case - Eek twin A didn't buy something last week as the stall was cash only (even though the item was €140) and the only cashpoint was in a bank that looked locked (the area where the cashpoint was wasn't actually locked but she only discovered that far later).Fysics_Teacher said:
As I understand it, the Germans have been very reluctant to move away from cash. I don’t know if that is still the case.Pagan2 said:For all those remainers that hate cash perhaps a brexit benefit
a proposalfor a regulation on the legal tender of euro banknotes and coins that provides
for detailed rules to preserve the effectiveness of the legal tender status of cash in
practice and thus for citizens to have access to the physical form of central bank money.
The scope and effects of the legal tender of cash is based on Article 133 TFEU;
The only other place I've had to get cash out recently is a shop in Antalya - which given that he sold hand made tile mosaics wasn't that surprising.0 -
Never needed yet to use the warranty and my last four phones have been from there so no idea how good the warranty is in practiseTOPPING said:
Also true. I find that warranties aren't always as reliable as you would like.Pagan2 said:
Go CeX they give you a 2 year warranty and get a better phone for same priceTOPPING said:
True but it's £200 worth of inconvenience and you can get another android phone super quickly, rather than £1,500.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.
My current phone (of 3yrs standing) is a Xiaomi Redmi cost me £170 from the company itself and hasn't put a foot wrong. Not the fastest out there but perfect for what I want or need.
0 -
I've just looked up Whites. Apologies for my ignorance.TOPPING said:
To pay for dinner there.BartholomewRoberts said:
I don't know what White's is but if I want to transfer someone some money, I transfer them some money.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.
If I want to pay a business, I pay the business.
All possible with no more than a phone.
What would I need a cheque for?
I have this very strong feeling that me not having a cheque book is not going to be an inconvenience to them or me any time soon.
A bit like James May on being banned from Clarkson's pub. He said it was like being banned from the golf club. It didn't matter as he had no intention of going to either anyway.1 -
https://www.bbc.co.uk/news/articles/cx2x202v2ejo
A teacher who carried a placard at a pro-Palestinian protest depicting Rishi Sunak and Suella Braverman as coconuts has been found not guilty of a racially aggravated public order offence.
EDIT: I should read the story. This was a bloody judge!1 -
What colour are you going for?TheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
0 -
I take the view that anything I’m going to be using for hours a day ( so a mattress, laptop, phone, shoes, that one chair in just the right spot in front of the TV/in the sweet spot of your speakers) should be as “costly … as thy purse can buy”.TOPPING said:
True but it's £200 worth of inconvenience and you can get another android phone super quickly, rather than £1,500.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.5 -
Wow you use your phone hours a day? I pick mine up about once every 3 daysFysics_Teacher said:
I take the view that anything I’m going to be using for hours a day ( so a mattress, laptop, phone, shoes, that one chair in just the right spot in front of the TV/in the sweet spot of your speakers) should be as “costly … as thy purse can buy”.TOPPING said:
True but it's £200 worth of inconvenience and you can get another android phone super quickly, rather than £1,500.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.2 -
Not really, far less worrying than losing your wallet.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.
I keep a spare old phone home as an emergency backup. I smashed my phone last year, I got home and took my old device out, put in the SIM card, logged onto my apps and all my cards were transferred over and I was back up and running immediately.
Olden days I'd have had to wait to get new cards printed and sent out, and even older days any cash I had would have been just lost.
When I got my new phone then I just transferred everything back immediately.
Plus its an option to have everything on your watch too, so can use that when phone is unavailable.0 -
Cash has been used for exchange for 4 or 5,000 years if not longer.
It 'aint going to disappear.1 -
They're viable, but not ubiquitous.BartholomewRoberts said:Its obsolete today.
Just like cheques 20 years ago some people haven't caught up yet.
All of those are viable with contactless already today.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
I reckon cash has a good decade left in it. I still got to the cashpoint, and use it to pay for coffee etc, but largely to get change for the homeless guys.0 -
No idea why I'd need a chequebook to pay for dinner there, I'd pay contactless same as I do everywhere else and if they don't accept contactless I'll take my business elsewhere.TOPPING said:
To pay for dinner there.BartholomewRoberts said:
I don't know what White's is but if I want to transfer someone some money, I transfer them some money.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.
If I want to pay a business, I pay the business.
All possible with no more than a phone.
What would I need a cheque for?
I don't have a chequebook. 🤷♂️0 -
Horses were used for transportation for over 5,000 years too.rottenborough said:Cash has been used for exchange for 4 or 5,000 years if not longer.
It 'aint going to disappear.0 -
Off topic: Congratulations! I see that "Czar" Putin has expelled some of your diplomats. I think this reflects credit on both your current prime minister, and his predecessor. And, probably, Boris Johnson.
Time for a new Bond film, possibly?0 -
I'm obviously a trailblazer, being one of the mere 6% of over-65s who uses their phone to pay for pretty much everything.
More importantly, I need to use the app on my phone to claim the 10% discount that my local offers on every pint I purchase.0 -
Cash is still king in Germany. Not going anywhere anytime soon, at least for smaller payments.eek said:
That's very much the case - Eek twin A didn't buy something last week as the stall was cash only (even though the item was €140) and the only cashpoint was in a bank that looked locked (the area where the cashpoint was wasn't actually locked but she only discovered that far later).Fysics_Teacher said:
As I understand it, the Germans have been very reluctant to move away from cash. I don’t know if that is still the case.Pagan2 said:For all those remainers that hate cash perhaps a brexit benefit
a proposalfor a regulation on the legal tender of euro banknotes and coins that provides
for detailed rules to preserve the effectiveness of the legal tender status of cash in
practice and thus for citizens to have access to the physical form of central bank money.
The scope and effects of the legal tender of cash is based on Article 133 TFEU;
The only other place I've had to get cash out recently is a shop in Antalya - which given that he sold hand made tile mosaics wasn't that surprising.
I'm probably one of the few people here who actually works on a till, and cash is still used more frequently than cards. I see lots of people getting their wallets out and passing over the 2 or 3 cards they have to pull out some cash.
Cash payers are much more likely to leave a tip.
And it happens at least once a day that someone tries to pay with a card and it doesn't work, so they pay cash. And more often that someone tries to pay by phone and it asks them to "insert their card".
Some people on here have never had the experience of needing cash, but they tend to be the people I anyway suspect of rarely leaving their basement, and doing all their shopping online.
I also don't personally know any child who doesn't get their pocket money in hard cash.
1 -
I still use cheques occasionally.BartholomewRoberts said:Its obsolete today.
Just like cheques 20 years ago some people haven't caught up yet.
All of those are viable with contactless already today.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash1 -
As far as making payments are concerned it is less inconvenient and more easily replaceable than losing your wallet.malcolmg said:
till you lose your phoneRobD said:Using the phone is just so much more convenient.
Still have a watch even if lose phone, and can transfer onto a brand new (or old) phone just by logging into the apps. Easily done. No waiting for replacement cards to be issued.0 -
I know the chance is being put at 17% but in reality I'd put it at more like 60%.kamski said:
538 has Pennsylvania about 17% chance of being the tipping point state, so important but there are other paths in a close race.Andy_JS said:FPT
True but it's very unlikely to happen. The chances are whoever wins PA will win the election.HYUFD said:
Harris can still win without Pennsylvania but she would need to win Georgia or NC instead and hold Michigan and Wisconsin and NevadaAndy_JS said:
Pennsylvania continues to be a major headache for Harris. She's only ahead by around 1% according to 538.SouthamObserver said:Trump is ahead of Harris on the issues that matter most to voters - the economy and immigration. For me, that makes him favourite, whatever national polling might say. Harris is a better candidate than Biden but she is still a weak one. Any other Republican would be home and dry by now. Trump's unique toxicity makes it much closer than it would otherwise be but I'd still be very surprised (pleasantly so) if he did did not win.
https://projects.fivethirtyeight.com/2024-election-forecast/pennsylvania/
Of course in a landslide Pennsylvania will go to the winner like all the other swing states.1 -
FPT:
Would you care to list some examples?kamski said:
Your point is simplistic to the point of being infantile. "harmful compounds that scientists believe are present as defences" might be beneficial or harmful depending on which animals are eating them, which plants are being eaten, and the dosage. In exactly the same way as fruit that the tree "wants to be eaten" might be harmful or beneficial depending on exactly the same factors.Luckyguy1983 said:
It has nothing to do with being 'poisonous' and I'm not making 'an argument' I am highlighting an established fact. Of course the vegetables we eat are not 'poisonous' or we would have stopped eating them millennia ago. It is true however that they do contain small amounts of harmful compounds that scientists believe are present as defences against consumption by herbivores. Have your cornflakes or coffee or whatever you need and stop being such an almighty bellend.kamski said:
Of course there are fruits that aren't poisonous. Just like there are salads that aren't poisonous. Just pointing out that your 'argument' is shit.Luckyguy1983 said:
Um, of course there are poisonous fruits. I said of a fruit like an apple.kamski said:
Except it's bollocks.Luckyguy1983 said:..
He is exaggerating somewhat but this is true: https://en.wikipedia.org/wiki/Plant_defense_against_herbivoryNigelb said:Mught we have a couple of these on PB ?
‘Plants are trying to kill you’: why carnivore influencers claim we should eat only meat
https://www.theguardian.com/food/2024/sep/12/carnivore-diet-meat-plants
...“Plants are trying to kill you,” Chaffee says within the first few minutes of our first video call. “We have some defenses, and that’s why some plants are edible, but they still cause harm with long-term exposure over years and decades,” he continues, comparing the long-term health impacts of eating salad to those of cigarettes and alcohol.
Chaffee is one of the leading exponents of the carnivore diet, the latest trend in the wellness universe, in which people claim they turned around their health – and their lives – by eating bowls piled high with ground beef and boiled eggs...
It wouldn't be true of a fruit like an apple, where the tree 'wants' it to be eaten, but where plants being eaten isn't a part of their lifecycle they have these compounds.
There are also actually poisonous fruits.
As a simple example, have you not noticed that plants that have made themselves taste bitter as a defence are also sometimes very good for us?0 -
So if the illegal drugs market is the number 1 customer for cash, wouldn't abandoning cash be a means of combating illegal drugs?kyf_100 said:
Hah. True that.Dumbosaurus said:
XMR is perfectly fine for drugs but that's no reason to invest in it as the price shouldn't appreciate appreciably.kyf_100 said:And what will I pay my drug dealer with?
Glad to see this forum finally becoming bullish on crypto.
But it's all very well and good if you're getting it in advance via telegram or the dark web, but what about that ill-advised second 8 ball at 4am? Where a handful of twenties collectively hastily gathered from the people in the room who are "up for it" is far more convenient than one person beaning his gourd off going Coinbase -> Cake wallet -> XMR -> Dealer (a process which, I'm told, can take several hours, apparently). Then asking everyone else to venmo their share the next day...
Similarly, note the pong of stale weed on every high street from Land's End to John'O'Scrotes. All of it bought with, I'd imagine, a twenty pound note or two. As long as the market for drugs exists - and that market is estimated at £9-10 _billion_ a year in the UK - there will be a market for frictionless, anonymous currency. Crypto might get there eventually, but until then, that's 9-10 billion (less whatever gets bought in crypto) happening in cash payments happening annually.
Good evening, everybody
0 -
Why are you replying to me you fucking troll? fuck offBartholomewRoberts said:
Not really, far less worrying than losing your wallet.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.
I keep a spare old phone home as an emergency backup. I smashed my phone last year, I got home and took my old device out, put in the SIM card, logged onto my apps and all my cards were transferred over and I was back up and running immediately.
Olden days I'd have had to wait to get new cards printed and sent out, and even older days any cash I had would have been just lost.
When I got my new phone then I just transferred everything back immediately.
Plus its an option to have everything on your watch too, so can use that when phone is unavailable.-4 -
On good days I use it to listen to music or audio books as I walk. On bad days it keeps me occupied as I’m waiting for something to happen at a hospital. On any day it keeps me organised with alarms, diary, contacts, etc. I do use it to pay for most things. It’s often the best camera I own: I.e. the one I have on me when I want to take a photo. It gives me access to an almost infinite amount of knowledge, which I mostly use to answer arguments. Sometimes I even use to make phone calls.Pagan2 said:
Wow you use your phone hours a day? I pick mine up about once every 3 daysFysics_Teacher said:
I take the view that anything I’m going to be using for hours a day ( so a mattress, laptop, phone, shoes, that one chair in just the right spot in front of the TV/in the sweet spot of your speakers) should be as “costly … as thy purse can buy”.TOPPING said:
True but it's £200 worth of inconvenience and you can get another android phone super quickly, rather than £1,500.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.
1 -
You're the troll that's being abusive, I was just politely taking part in a conversation.kamski said:
Why are you replying to me you fucking troll? fuck offBartholomewRoberts said:
Not really, far less worrying than losing your wallet.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.
I keep a spare old phone home as an emergency backup. I smashed my phone last year, I got home and took my old device out, put in the SIM card, logged onto my apps and all my cards were transferred over and I was back up and running immediately.
Olden days I'd have had to wait to get new cards printed and sent out, and even older days any cash I had would have been just lost.
When I got my new phone then I just transferred everything back immediately.
Plus its an option to have everything on your watch too, so can use that when phone is unavailable.
If you want to be abusive why don't you just go back to taking the AfD/Russia's side against Ukraine again.0 -
Horses haven’t gone away you know…BartholomewRoberts said:
Horses were used for transportation for over 5,000 years too.rottenborough said:Cash has been used for exchange for 4 or 5,000 years if not longer.
It 'aint going to disappear.1 -
It's a tiny bit ironic that you have just mentioned coffee...Luckyguy1983 said:FPT:
Would you care to list some examples?kamski said:
Your point is simplistic to the point of being infantile. "harmful compounds that scientists believe are present as defences" might be beneficial or harmful depending on which animals are eating them, which plants are being eaten, and the dosage. In exactly the same way as fruit that the tree "wants to be eaten" might be harmful or beneficial depending on exactly the same factors.Luckyguy1983 said:
It has nothing to do with being 'poisonous' and I'm not making 'an argument' I am highlighting an established fact. Of course the vegetables we eat are not 'poisonous' or we would have stopped eating them millennia ago. It is true however that they do contain small amounts of harmful compounds that scientists believe are present as defences against consumption by herbivores. Have your cornflakes or coffee or whatever you need and stop being such an almighty bellend.kamski said:
Of course there are fruits that aren't poisonous. Just like there are salads that aren't poisonous. Just pointing out that your 'argument' is shit.Luckyguy1983 said:
Um, of course there are poisonous fruits. I said of a fruit like an apple.kamski said:
Except it's bollocks.Luckyguy1983 said:..
He is exaggerating somewhat but this is true: https://en.wikipedia.org/wiki/Plant_defense_against_herbivoryNigelb said:Mught we have a couple of these on PB ?
‘Plants are trying to kill you’: why carnivore influencers claim we should eat only meat
https://www.theguardian.com/food/2024/sep/12/carnivore-diet-meat-plants
...“Plants are trying to kill you,” Chaffee says within the first few minutes of our first video call. “We have some defenses, and that’s why some plants are edible, but they still cause harm with long-term exposure over years and decades,” he continues, comparing the long-term health impacts of eating salad to those of cigarettes and alcohol.
Chaffee is one of the leading exponents of the carnivore diet, the latest trend in the wellness universe, in which people claim they turned around their health – and their lives – by eating bowls piled high with ground beef and boiled eggs...
It wouldn't be true of a fruit like an apple, where the tree 'wants' it to be eaten, but where plants being eaten isn't a part of their lifecycle they have these compounds.
There are also actually poisonous fruits.
As a simple example, have you not noticed that plants that have made themselves taste bitter as a defence are also sometimes very good for us?1 -
I see PB is having fun. A couple of people need to get a room. Not to mention @TheScreamingEagles crush on Kemi.1
-
The Trumpistas won the AZ deathmatch, I think ?Jim_Miller said:Two observations from a friend in the US, who spends part of each year in Arizona, and part in Pennsylvania: From Arizona last winter: The McCain supporters and the Trumpistas are locked in a "death match" over the control of the party.
From Pennsylvania, currently: He has seen almost no political ads -- so far. So, for many voters, the campaign there has not really begun.
(I haven't seen many ads for state races here in Washington, so far.)
Almost no ads in PA yet ? Wow.
You got me searching.
For the Senate races, Montana is a massive outlier in spend per voter;
Pennsylvania some way down the list:
https://x.com/AdImpact_Pol/status/1834599448640385038
These stats don't look great for my Florida bet (though that may change this month, with the closer polls ?):
https://x.com/AdImpact_Pol/status/1834580226732425299
FL Presidential ad spending in August 2020:
🔵$21.7m 🔴$8m
FL Presidential ad spending in August 2024:
🔴$176k 🔵$174k
You'd have noticed in Georgia;
Campaigns ran nearly 700 ads in Atlanta on day of the Harris, Trump debate
Ah, here's PA.
As far as your friend is concerned, both campaigns are wasting a heap of cash.
https://x.com/AdImpact_Pol/status/1834260862313382038
"Harris will ban all fracking...that will immediately put tens of thousands of Pennsylvanians out of work."
Trump's newest ad attacks Harris on fracking. #PAPol has seen $260m in aired Presidential spending since Super Tuesday, making up 23% of all aired Presidential spending.
...Harris then got free debate airtime for her pro-fracking declaration.0 -
But they are obsolete as the primary mode of transportation is concerned.Fysics_Teacher said:
Horses haven’t gone away you know…BartholomewRoberts said:
Horses were used for transportation for over 5,000 years too.rottenborough said:Cash has been used for exchange for 4 or 5,000 years if not longer.
It 'aint going to disappear.
Now they're a niche hobby for people, which was not the case in the past.
Same with cash, there might remain niche people who use it in the future but as far as a mode of exchange is concerned, its obsolete.0 -
It really depends on where you live.rcs1000 said:I must admit, I carry cash less and less. Now you can do micropayments with your phone, what's the point?
Cash is obsolete, and would be pointless, if there weren't still a significant minority of folk who depend on it. I'm not going to be the one to tell them tough shit.0 -
The US border patrol still uses horses, in places. There are places in the US (and, probably Canada) where horses are part of the best solutions.
(Amazon, a very practical operation, uses mules to deliver packages in the Grand Canyon. https://www.youtube.com/watch?v=m0YPY50LnRo )0 -
He doesn't want you to reply to his posts so why do it?BartholomewRoberts said:
You're the troll that's being abusive, I was just politely taking part in a conversation.kamski said:
Why are you replying to me you fucking troll? fuck offBartholomewRoberts said:
Not really, far less worrying than losing your wallet.kamski said:
Though if it's the only way you have of paying for anything then losing it might be slightly inconvenient.TOPPING said:
Thing is, if you buy a phone for £200-300 it makes you a lot less worried about losing it, dropping it on the floor, etc. Plus if you are in the google ecosystem then you just log in a la your Apple ID and on you go on a new machine.TheScreamingEagles said:
I’ve been an Apple user since 1994.TOPPING said:
It is slightly (ok hugely) sad to see how completely people fall for such marketing.TheScreamingEagles said:
Apple is the best.TOPPING said:
How very dare you. It was none other than OGS himself who put me onto Xiaomi phones and they have been fantastic. That the CCP knows my every move is but a minor inconvenience, up with which I am able to put.TheScreamingEagles said:
Huawei though.rcs1000 said:
Why would anyone get a new Apple, when you can get folding phones like this: https://www.youtube.com/watch?v=IF2qgRXADOcTheScreamingEagles said:
Using my Apple watch is even easier.RobD said:Using the phone is just so much more convenient.
Apple are in my bad books today, I have to wait until the middle of October to receive my new iPhone 16 Pro Max.
So many red flags there.
At work nobody is allowed to bring a Huawei device on premises.
There is no further discussion to be had.
Only ever had one blue screen of death.
I keep a spare old phone home as an emergency backup. I smashed my phone last year, I got home and took my old device out, put in the SIM card, logged onto my apps and all my cards were transferred over and I was back up and running immediately.
Olden days I'd have had to wait to get new cards printed and sent out, and even older days any cash I had would have been just lost.
When I got my new phone then I just transferred everything back immediately.
Plus its an option to have everything on your watch too, so can use that when phone is unavailable.
If you want to be abusive why don't you just go back to taking the AfD/Russia's side against Ukraine again.1 -
It is infuriating when you still encounter cash only businesses. A pizza house near us only accepts cash on the door, yet I can order by food hub!!!, which obviously involves cards etc.TheScreamingEagles said:
It’s already more of a hassle for a few factors.Stuartinromford said:
And, beyond a certain point, processing cash will become more hassle than it's worth. Fewer and fewer transactions to sustain the cost of all the background infrastructure needed to make it work.Gallowgate said:
All of those things are done with cards/phones nowHYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
Cash processing fees for businesses are generally higher than card processing fees.
The reduction of the bank branch network.
Insurance costs are rather high if you have cash onsite/overnight.0 -
That'll teach them.BartholomewRoberts said:
No idea why I'd need a chequebook to pay for dinner there, I'd pay contactless same as I do everywhere else and if they don't accept contactless I'll take my business elsewhere.TOPPING said:
To pay for dinner there.BartholomewRoberts said:
I don't know what White's is but if I want to transfer someone some money, I transfer them some money.TOPPING said:
???kjh said:
I haven't used a cheque in 10 years.BartholomewRoberts said:
Why not just ping the dog groomer the money? Can do that with banking apps etc nowadays dead easily, that's how we pay the window cleaner.kjh said:
I will admit I do still have to use cash for just 3 things and it is a pain. They are haircut, dog grooming and dog sitter. None of which should be necessary and which are a pain.HYUFD said:Cash will still be there even if most use card or phone.
Slot machines, tips in restaurants, charity collection boxes etc will all still use cash
The 3 you give don't seem to be an issue anymore. Restaurant tips always take a card now, even if you offer cash. You never see slot machines that take cash anymore. In Las Vegas last year I saw no slot machines that took cash. It was cards, vouchers or plug your phone in. Ditto charity boxes and beggars now have machines.
Many places refuse cash. You can't use cash in any pub in Southwold and I now notice places advertising cash taken as if it is unusual. Eg one of the cafes on Southwold beach.
I never carry it. In Iceland a few years ago we went the whole holiday cashless.
It is doomed.
How do you pay for dinner at White's when you are there as a guest and want to pay your way.
If I want to pay a business, I pay the business.
All possible with no more than a phone.
What would I need a cheque for?
I don't have a chequebook. 🤷♂️1 -
True: you don’t see many horses in central London these days. But the number isn’t zero either.BartholomewRoberts said:
But they are obsolete as the primary mode of transportation is concerned.Fysics_Teacher said:
Horses haven’t gone away you know…BartholomewRoberts said:
Horses were used for transportation for over 5,000 years too.rottenborough said:Cash has been used for exchange for 4 or 5,000 years if not longer.
It 'aint going to disappear.
Now they're a niche hobby for people, which was not the case in the past.
Same with cash, there might remain niche people who use it in the future but as far as a mode of exchange is concerned, its obsolete.0
This discussion has been closed.