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And I liked her taking the piss out of the guy who decked his house out like Nick Griffin's bunker.tyson said:
ET is very comfortable in her own shoes too.Roger said:
It was for Miliband. It showed him to be fake.Ishmael_Z said:
She is very good on TV, and the chav flag tweet was really, really not the career-annihilating blunder it was portrayed as.Paristonda said:
Thornberry has only 1 black mark next to her name with that whole Rotherham affair. Otherwise, she has actually been quite impressive - she generally performs well on TV, she's clearly of the left but not a hard left marxist type. She's clearly a bit of a champagne socialist, but her background is not. To my knowledge no history of IRA remarks or similar.Ishmael_Z said:Gotta be JRM. No one on that list cuts it; Thornberry, Benn, Cooper look much more prime ministerial to me, and the tories are extraordinarily lucky that the lunatics have taken over the Labour asylum, and are due to consolidate their position at party conference.
If the Corbynistas do consolidate control, I think she would be in with a shot for next leader0 -
Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.0
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Which was a great help to the Leave campaign.Roger said:
And I liked her taking the piss out of the guy who decked his house out like Nick Griffin's bunker.tyson said:
ET is very comfortable in her own shoes too.Roger said:
It was for Miliband. It showed him to be fake.Ishmael_Z said:
She is very good on TV, and the chav flag tweet was really, really not the career-annihilating blunder it was portrayed as.Paristonda said:
Thornberry has only 1 black mark next to her name with that whole Rotherham affair. Otherwise, she has actually been quite impressive - she generally performs well on TV, she's clearly of the left but not a hard left marxist type. She's clearly a bit of a champagne socialist, but her background is not. To my knowledge no history of IRA remarks or similar.Ishmael_Z said:Gotta be JRM. No one on that list cuts it; Thornberry, Benn, Cooper look much more prime ministerial to me, and the tories are extraordinarily lucky that the lunatics have taken over the Labour asylum, and are due to consolidate their position at party conference.
If the Corbynistas do consolidate control, I think she would be in with a shot for next leader0 -
The Tories may just at the moment be thinking that attacks on a LOTO's political past don't work too good. As for the flags thing, it has all the hallmarks of being a #thing on #twitter and utterly trivial in #reallife.nigel4england said:
ET would be a gift for the Tories, a proper champagne socialist and hypocrite to boot.tyson said:
ET is very comfortable in her own shoes too.Roger said:
It was for Miliband. It showed him to be fake.Ishmael_Z said:
She is very good on TV, and the chav flag tweet was really, really not the career-annihilating blunder it was portrayed as.Paristonda said:
Thornberry has only 1 black mark next to her name with that whole Rotherham affair. Otherwise, she has actually been quite impressive - she generally performs well on TV, she's clearly of the left but not a hard left marxist type. She's clearly a bit of a champagne socialist, but her background is not. To my knowledge no history of IRA remarks or similar.Ishmael_Z said:Gotta be JRM. No one on that list cuts it; Thornberry, Benn, Cooper look much more prime ministerial to me, and the tories are extraordinarily lucky that the lunatics have taken over the Labour asylum, and are due to consolidate their position at party conference.
If the Corbynistas do consolidate control, I think she would be in with a shot for next leader
Her father worked for the UN and NATO, nothing wrong with that but does contradict the 'her background is not' theory above.
Despite campaigning for a greater commitment to social housing, it didn't stop her adding an ex-local authority house to her property portfolio and letting it out.
Plus the Rochester tweet will come back to haunt her forever and rightly so, if she is leader then Labour can kiss goodbye to the WWC vote they just got back from Ukip.0 -
Yes I was thinking that.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Maybe JRM is hoping to set off a landmark court case against child services on the rights of parents to name their children.0 -
Ruth "turning down" Westminster in order to remain at Holyrood [which is what I expect to happen] will surely only make her more popular in Scotland.
There's a long way to go before 2021* but presumably Labour (and the LDs) would come under great pressure to rule out supporting a minority Conservative administration.
* That decision (extending the life of this Scottish Parliament to 5 years) now looks premature.0 -
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.0 -
How did the Tories personal attacks on Corbyn work out ? Has the video reached 10m hits yet ? Carlotta should know. She was updating us every few hours before the election.Ishmael_Z said:
The Tories may just at the moment be thinking that attacks on a LOTO's political past don't work too good. As for the flags thing, it has all the hallmarks of being a #thing on #twitter and utterly trivial in #reallife.nigel4england said:
ET would be a gift for the Tories, a proper champagne socialist and hypocrite to boot.tyson said:
ET is very comfortable in her own shoes too.Roger said:
It was for Miliband. It showed him to be fake.Ishmael_Z said:
She is very good on TV, and the chav flag tweet was really, really not the career-annihilating blunder it was portrayed as.Paristonda said:
Thornberry has only 1 black mark next to her name with that whole Rotherham affair. Otherwise, she has actually been quite impressive - she generally performs well on TV, she's clearly of the left but not a hard left marxist type. She's clearly a bit of a champagne socialist, but her background is not. To my knowledge no history of IRA remarks or similar.Ishmael_Z said:Gotta be JRM. No one on that list cuts it; Thornberry, Benn, Cooper look much more prime ministerial to me, and the tories are extraordinarily lucky that the lunatics have taken over the Labour asylum, and are due to consolidate their position at party conference.
If the Corbynistas do consolidate control, I think she would be in with a shot for next leader
Her father worked for the UN and NATO, nothing wrong with that but does contradict the 'her background is not' theory above.
Despite campaigning for a greater commitment to social housing, it didn't stop her adding an ex-local authority house to her property portfolio and letting it out.
Plus the Rochester tweet will come back to haunt her forever and rightly so, if she is leader then Labour can kiss goodbye to the WWC vote they just got back from Ukip.0 -
The Primus, Secundus etc route was one taken by the rulers in the Codex Alera world. It's a fantasy by Jim Butcher, 5 or 6 parts, and really rather good. It has certain historical aspects but is almost entirely fantastical.
I reviewed the first part here:
http://thaddeusthesixth.blogspot.co.uk/2011/10/review-furies-of-calderon-codex-alera-1.html
Reminds me, when time/money permits, to try a Witcher book.0 -
Should have called him Septimus, and pointed meaningfully at the patio to quell any disputes about bedtime.Charles said:
My grandfather was called Quintus.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
But as he was the sixth kid, it was just to screw with people...0 -
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That was rather my point. And it wasn't Carlotta, it was me.surbiton said:
How did the Tories personal attacks on Corbyn work out ? Has the video reached 10m hits yet ? Carlotta should know. She was updating us every few hours before the election.Ishmael_Z said:
The Tories may just at the moment be thinking that attacks on a LOTO's political past don't work too good. As for the flags thing, it has all the hallmarks of being a #thing on #twitter and utterly trivial in #reallife.nigel4england said:
ET would be a gift for the Tories, a proper champagne socialist and hypocrite to boot.tyson said:
ET is very comfortable in her own shoes too.Roger said:
It was for Miliband. It showed him to be fake.Ishmael_Z said:
She is very good on TV, and the chav flag tweet was really, really not the career-annihilating blunder it was portrayed as.Paristonda said:
Thornberry has only 1 black mark next to her name with that whole Rotherham affair. Otherwise, she has actually been quite impressive - she generally performs well on TV, she's clearly of the left but not a hard left marxist type. She's clearly a bit of a champagne socialist, but her background is not. To my knowledge no history of IRA remarks or similar.Ishmael_Z said:Gotta be JRM. No one on that list cuts it; Thornberry, Benn, Cooper look much more prime ministerial to me, and the tories are extraordinarily lucky that the lunatics have taken over the Labour asylum, and are due to consolidate their position at party conference.
If the Corbynistas do consolidate control, I think she would be in with a shot for next leader
Her father worked for the UN and NATO, nothing wrong with that but does contradict the 'her background is not' theory above.
Despite campaigning for a greater commitment to social housing, it didn't stop her adding an ex-local authority house to her property portfolio and letting it out.
Plus the Rochester tweet will come back to haunt her forever and rightly so, if she is leader then Labour can kiss goodbye to the WWC vote they just got back from Ukip.0 -
I am a big Dresden Files fan. Will have to check out Butcher's other works.Morris_Dancer said:The Primus, Secundus etc route was one taken by the rulers in the Codex Alera world. It's a fantasy by Jim Butcher, 5 or 6 parts, and really rather good. It has certain historical aspects but is almost entirely fantastical.
I reviewed the first part here:
http://thaddeusthesixth.blogspot.co.uk/2011/10/review-furies-of-calderon-codex-alera-1.html
Reminds me, when time/money permits, to try a Witcher book.0 -
Mr. 83, must admit, I've never read any of the Dresden Files. The Codex Alera is good stuff, though.0
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On public sector pay, why can't the government cut it by 1% for those earning £50,000 or more and raise it by 2% for those below it (and cut MP pay as well).
Yes the government would still get bad headlines becasuse doctors and headteachers earn that much but who cares, it is the right thing to do as many lower paid workers have been suffering deep real terms wage cuts.
There are ways to raise the pay cap for poorer public sector workers whilst still being fiscally responsible.0 -
Yes Con Homes 2005 Tory leadership poll not only predicted Cameron would beat Davis but got his margin of victory almost spot on too. So today's poll showing Davis 1st, Boris 2nd and Patel 3rd of Tory runners and riders is a good marker of the views of the Tory membershipAlastairMeeks said:Does this table tell us much more than the make-up of the readership of Conservative Home? It always was dominated by the wilder-eyed Leavers.
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Ruth wins by a landslide... If she can get a Parliamentary seat by 2019....0
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In which case is Patel worth a bet?HYUFD said:
Yes Con Homes 2005 Tory leadership poll not only predicted Cameron would beat Davis but got his margin of victory almost spot on too. So today's poll showing Davis 1st, Boris 2nd and Patel 3rd of Tory runners and riders is a good marker of the views of the Tory membershipAlastairMeeks said:Does this table tell us much more than the make-up of the readership of Conservative Home? It always was dominated by the wilder-eyed Leavers.
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Mathematically that's a strange idea... Some people would end up overtaking others.nunu said:On public sector pay, why can't the government cut it by 1% for those earning £50,000 or more and raise it by 2% for those below it (and cut MP pay as well).
Yes the government would still get bad headlines becasuse doctors and headteachers earn that much but who cares, it is the right thing to do as many lower paid workers have been suffering deep real terms wage cuts.
There are ways to raise the pay cap for poorer public sector workers whilst still being fiscally responsible.
It also would cost almost as much as raising pay for everyone by 2%.
Also the pay differential between public and private is probably greatest for high incomes...
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Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?0 -
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).0 -
There are some people you just don't want on your side like Jeremy has shown. Things have moved on. Sun readers and their xenophobic flags are out. The young and the educated are taking over.nigel4england said:
Which was a great help to the Leave campaign.Roger said:
And I liked her taking the piss out of the guy who decked his house out like Nick Griffin's bunker.tyson said:
ET is very comfortable in her own shoes too.Roger said:
It was for Miliband. It showed him to be fake.Ishmael_Z said:
She is very good on TV, and the chav flag tweet was really, really not the career-annihilating blunder it was portrayed as.Paristonda said:
Thornberry has only 1 black mark next to her name with that whole Rotherham affair. Otherwise, she has actually been quite impressive - she generally performs well on TV, she's clearly of the left but not a hard left marxist type. She's clearly a bit of a champagne socialist, but her background is not. To my knowledge no history of IRA remarks or similar.Ishmael_Z said:Gotta be JRM. No one on that list cuts it; Thornberry, Benn, Cooper look much more prime ministerial to me, and the tories are extraordinarily lucky that the lunatics have taken over the Labour asylum, and are due to consolidate their position at party conference.
If the Corbynistas do consolidate control, I think she would be in with a shot for next leader
The Referendum was the nationalists high watermark. I doubt it'll be repeated
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I think she is pretty piss poor, but then I always thought that of May. I bet against May last time round because I expected her to flop.rkrkrk said:
In which case is Patel worth a bet?HYUFD said:
Yes Con Homes 2005 Tory leadership poll not only predicted Cameron would beat Davis but got his margin of victory almost spot on too. So today's poll showing Davis 1st, Boris 2nd and Patel 3rd of Tory runners and riders is a good marker of the views of the Tory membershipAlastairMeeks said:Does this table tell us much more than the make-up of the readership of Conservative Home? It always was dominated by the wilder-eyed Leavers.
With rare exceptions, my dislike of a Tory frontbencher is inversely related to their chance of winning, as such I have put afew quid on Priti.0 -
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).0 -
Good question, I don't know if they are considered.DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).
However, in terms of repayments now vs 5 years ago, they won't be different. It is a percentage of your salary, not related to how much you owe. And most people are paying them off so slowly that £20k or £50k at 3% or 6% interest rate, they will still be making payments in late 20 / early 30s when most people come to buy a home.
The real difference is the percentage of people actually clearing that debt by the cut off date vs the government having to clear it for them.0 -
FrancisUrquhart said:
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).
The repayment side is. Or it is for the Coventry building society (Which seems to be ner enough best buy on the mortgage charts)DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.
I pointed this out years ago in one of my (many) posts here :>0 -
Well here is the thing, I don't think there is a designated 'ceiling' for the Scottish Conservatives under Ruth Davidson while she outperforms the other Scottish party leaders in Scotland.Paristonda said:
Yes but tactical voting will only go so far in Holyrood due to the proportional aspect. So you need the SNP to fall back directly, in order to make any other administration viable. Those SNP voters then have to directly transfer to the unionist parties. Considering the increase in SNP has largely been at the expense of Slab, and considering that Slab no longer looks dead in Scotland even if the Tories performed better, it is more likely that a larger share of SNP votes would return to a resurgent Labour party than move to the Conservatives (like how ex-kippers returned to Lab rather than going on to Con).fitalass said:
The current voting system at Holyrood is not set up to deliver a majority, but as you may have noticed, the Scottish Conservatives under Ruth Davidson overtook the Scottish Labour party as the main Opposition at Holyrood. They also performed far better than the Scottish Labour party did in the last GE despite the Theresa May or Jeremy Corbyn's campaigns. Blame the Scottish Conservative result on the Ruth Davidson! You don't achieve that kind of level of political success without garnering the tactical votes of Scottish Labour voters in much the same way that the SNP used to be able to collect Tory votes..Paristonda said:
SNIPfitalass said:SNIP
Scon have room to increase but are probably nearing their ceiling as long as the Labour party looks resurgent. the SNP seem to be flailing post-election, so there is a large well of potential SNP voters for them to have 'return home'.
I think a minority SNP administration in 2021 is most likely, but Kezia as FM is more likely than Ruth - SNP fallback will lead to Slab leapfrogging Scon.
If Kezia Dugdale was the answer to both Scottish Labour's problems and also a vehicle for the anti SNP vote, it would have materilised in the Holyrood elections last year or during the local elections and the GE just a few weeks ago. It didn't, and all because neither Kezia Dugdale or her party are now the natural home of the pro Union/anti SNP vote central ground vote in Scotland.
And with Scotland now lagging behind the UK in both economic and public sector performance, a perfect political storm is brewing that is going to propel the Scottish Conservatives into power at Holyrood. To put it into perspective, a terrible May GE campaign vs a socialist Corbyn manifesto utopia protest vote didn't shift more than six seats in a country that is really fed up with the SNP at Holryood or the constant chatter about another Indy Ref on the back of Brexit!0 -
Jon Ashworth being taught maths by Andrew Neil.
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Steve Baker is a strong media communicator. One to watch for the future, given he is also a strong parliamentary performer.0
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It is, but the as the repayments are a percentage of income, not based on the overall balance of debt left (unlike a normal loan), then the amount of the loan inself is irrevelent, it just reduces your Net Pay, like Income Tax or National insurance does.DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).0 -
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One thing that it does do is that by middled aged, when most people have kids. Under previous systems / rates, more people had cleared the loan and that extra tax rate had gone away meaning that they would have more income to pay for the kids / home improvements etc.Slackbladder said:
It is, but the as the repayments are a percentage of income, not based on the overall balance of debt left (unlike a normal loan), then the amount of the loan inself is irrevelent, it just reduces your Net Pay, like Income Tax or National insurance does.DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).
Now, in your 20s that debt builds up fairly significantly as you are hardly denting it given the interest rate / graduate salary. Then, by the time you earn decent money you will still be paying it off, meaning that the majority of people will be hit by that extra 7% tax rate for most of their working lives. But then under a graduate tax scheme or jezza's free for all, people will be paying extra tax one way or another.
The unpalatable answer is really less full time students, more flexible part time higher education and on the job learning...but parents won't accept that little Johnny isn't bright enough to one of the 25-30% that go full time (rather than the 50% now) and its elitist etc etc etc.0 -
He should go the whole Mogg, and change his own name by deed poll to Derisus Apsurdus.rkrkrk said:
Yes I was thinking that.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Maybe JRM is hoping to set off a landmark court case against child services on the rights of parents to name their children.0 -
Indeed. The system isn't great, but it kind of works, in 95% of the situation, it's exactly the same as a graduate tax.FrancisUrquhart said:
One thing that it does do is that by middled aged, when most people have kids. Under previous systems / rates, more people had cleared the loan and that extra tax rate had gone away meaning that they would have more income to pay for the kids / home improvements etc.Slackbladder said:
It is, but the as the repayments are a percentage of income, not based on the overall balance of debt left (unlike a normal loan), then the amount of the loan inself is irrevelent, it just reduces your Net Pay, like Income Tax or National insurance does.DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).
Now, in your 20s that debt builds up fairly significantly as you are hardly denting it given the interest rate / graduate salary. Then, by the time you earn decent money you will still be paying it off, meaning that the majority of people will be hit by that extra 7% tax rate for most of their working lives. But then under a graduate tax scheme or jezza's free for all, people will be paying extra tax one way or another.
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Well there are various changes I would make. One of the big issues that the change in the system didn't result in, wasSlackbladder said:
Indeed. The system isn't great, but it kind of works, in 95% of the situation, it's exactly the same as a graduate tax.FrancisUrquhart said:
One thing that it does do is that by middled aged, when most people have kids. Under previous systems / rates, more people had cleared the loan and that extra tax rate had gone away meaning that they would have more income to pay for the kids / home improvements etc.Slackbladder said:
It is, but the as the repayments are a percentage of income, not based on the overall balance of debt left (unlike a normal loan), then the amount of the loan inself is irrevelent, it just reduces your Net Pay, like Income Tax or National insurance does.DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).
Now, in your 20s that debt builds up fairly significantly as you are hardly denting it given the interest rate / graduate salary. Then, by the time you earn decent money you will still be paying it off, meaning that the majority of people will be hit by that extra 7% tax rate for most of their working lives. But then under a graduate tax scheme or jezza's free for all, people will be paying extra tax one way or another.
a) a proper market i.e there is just no way that a degree from Oxford is worth the same as Oxford Brookes
b) different subjects cost a vastly different amount to put on e.g Chemistry at a top uni costs about £15k per student per year, media studies at a shit one £3k.
c) things like medicine has become eye wateringly expensive, despite them being very valuable to the nation.0 -
If I was on plan 2, I'd clear my o/s balance tommorow - but as I'm plan 1 I'd in theory pay off my mortgage first.
Plan 2 would have been long term alot more expensive for me.0 -
For future offspring the names Caecilius, Cogidubnus and Lurcio remain available.Nigelb said:
He should go the whole Mogg, and change his own name by deed poll to Derisus Apsurdus.rkrkrk said:
Yes I was thinking that.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Maybe JRM is hoping to set off a landmark court case against child services on the rights of parents to name their children.0 -
Part of that is greedy chancellors automatically pushing the fees to the maximum of course.FrancisUrquhart said:
Well there are various changes I would make. One of the big issues that the change in the system didn't result in, wasSlackbladder said:FrancisUrquhart said:
Now, in your 20s that debt builds up fairly significantly as you are hardly denting it given the interest rate / graduate salary. Then, by the time you earn decent money you will still be paying it off, meaning that the majority of people will be hit by that extra 7% tax rate for most of their working lives. But then under a graduate tax scheme or jezza's free for all, people will be paying extra tax one way or another.Slackbladder said:
It is, but the as the repayments are a percentage of income, not based on the overall balance of debt left (unlike a normal loan), then the amount of the loan inself is irrevelent, it just reduces your Net Pay, like Income Tax or National insurance does.DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).
a) a proper market i.e there is just no way that a degree from Oxford is worth the same as Oxford Brookes
b) different subjects cost a vastly different amount to put on e.g Chemistry at a top uni costs about £15k per student per year, media studies at a shit one £3k.
c) things like medicine has become eye wateringly expensive, despite them being very valuable to the nation.0 -
There's not much talent on either side. Its a dire problem. Its appalling that Michael Gove should come second in the ratings, and amazing that Tories should consider him an electoral asset. A 2019 election would mean that 70 year old Tory castoff David Davies would be facing 70 year hopeless and incompetent hard left ideologue Corbyn, moderated by 76 year old Vince Cable.0
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I think it all depends on your situation and likely life earning etc. I can't remember the exact maths, but if you are in a career where you aren't going to be making much more than £30-40k a year for the rest of your life I don't think it is ever worth attempting to pay it off.Pulpstar said:If I was on plan 2, I'd clear my o/s balance tommorow - but as I'm plan 1 I'd in theory pay off my mortgage first.
Plan 2 would have been long term alot more expensive for me.0 -
May doing well on PMQs - economy, economy, economy!0
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Greedy and this bizarre attitude of my university is no lesser than any others, when everybody can check the ranking, facilities, academics who will teach you.Slackbladder said:
Part of that is greedy chancellors automatically pushing the fees to the maximum of course.FrancisUrquhart said:
Well there are various changes I would make. One of the big issues that the change in the system didn't result in, wasSlackbladder said:FrancisUrquhart said:
Now, in your 20s that debt builds up fairly significantly as you are hardly denting it given the interest rate / graduate salary. Then, by the time you earn decent money you will still be paying it off, meaning that the majority of people will be hit by that extra 7% tax rate for most of their working lives. But then under a graduate tax scheme or jezza's free for all, people will be paying extra tax one way or another.Slackbladder said:
It is, but the as the repayments are a percentage of income, not based on the overall balance of debt left (unlike a normal loan), then the amount of the loan inself is irrevelent, it just reduces your Net Pay, like Income Tax or National insurance does.DavidL said:
Surely the payments must be relevant for the affordability criteria that lenders are now obliged to apply? It must be a real issue with first time buyers in particular and I suspect is increasingly driving the reduction in home ownership.FrancisUrquhart said:
It is. The rate is set every year at March RPI level + 3%. Student loans aren't really a loan, they are a capped graduate tax.rkrkrk said:
Is it really that high?dyedwoolie said:Interested to hear one of the reasons the government feel they can get away with 6,1% interest in student loans is they don't credit score applicants. However they do garnish their salary so the argument is clearly moot.
Wow... If you were confident you'd pay off the loan in the time period - probably worth refinancing commercially?
The reason you wouldn't "refinance" is student loans aren't considered when it comes to other lending / credit rating and of course if you lose your job you stop making repayments (and the amount you repay each month is a % of your income not as a % of the debt).
a) a proper market i.e there is just no way that a degree from Oxford is worth the same as Oxford Brookes
b) different subjects cost a vastly different amount to put on e.g Chemistry at a top uni costs about £15k per student per year, media studies at a shit one £3k.
c) things like medicine has become eye wateringly expensive, despite them being very valuable to the nation.0 -
So back to normal. He is at the end of the day as thick as shit.Mortimer said:
The thing is the cult (and the wider public) don't care. May could bury him every week and it won't dent his poll ratings.0 -
Indeed. It is really quite scary.FrancisUrquhart said:
So back to normal. He is at the end of the day as thick as shit.Mortimer said:
The thing is the cult (and the wider public) don't care. May could bury him every week and it won't dent his poll ratings.
0 -
It will be higher than that these days, 60k or so.FrancisUrquhart said:
I think it all depends on your situation and likely life earning etc. I can't remember the exact maths, but if you are in a career where you aren't going to be making much more than £30-40k a year for the rest of your life I don't think it is ever worth attempting to pay it off.Pulpstar said:If I was on plan 2, I'd clear my o/s balance tommorow - but as I'm plan 1 I'd in theory pay off my mortgage first.
Plan 2 would have been long term alot more expensive for me.0 -
That was one of Theresa's best performances for a while. Pity she didn't show that passion on the economy in the GE0
-
To be fair, Hague used to give Blair a kicking most weeks and it didn't do him any favours. The difference was that Blair wasn't a total incompetent moron outside of the chamber.Mortimer said:
Indeed. It is really quite scary.FrancisUrquhart said:
So back to normal. He is at the end of the day as thick as shit.Mortimer said:
The thing is the cult (and the wider public) don't care. May could bury him every week and it won't dent his poll ratings.0 -
Nothing bizarre about asking for as much money as the market will stand. Your point would be stronger if it ended "and decide that what is on offer is not worth £9000 p.a."FrancisUrquhart said:
Greedy and this bizarre attitude of my university is no lesser than any others, when everybody can check the ranking, facilities, academics who will teach you.0 -
0
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Probably right. I haven't really looked since I paid off mine in a lump sum (and obviously did those calculations, and still not sure if I made the correct decision given passing up some investment opportunities).Pulpstar said:
It will be higher than that these days, 60k or so.FrancisUrquhart said:
I think it all depends on your situation and likely life earning etc. I can't remember the exact maths, but if you are in a career where you aren't going to be making much more than £30-40k a year for the rest of your life I don't think it is ever worth attempting to pay it off.Pulpstar said:If I was on plan 2, I'd clear my o/s balance tommorow - but as I'm plan 1 I'd in theory pay off my mortgage first.
Plan 2 would have been long term alot more expensive for me.0 -
Bit of a discrepancy between you and Robert Preston then ?FrancisUrquhart said:
So back to normal. He is at the end of the day as thick as shit.Mortimer said:
The thing is the cult (and the wider public) don't care. May could bury him every week and it won't dent his poll ratings.0 -
Mr. Meeks, Peston's unimpressive. As well as his brutal questioning of Corbyn ("will you keep your allotment?") there was also a very odd moment after one of the terrorist attacks. He came out with some nonsense that May (after she had made a statement that was pretty standard, straight bat stuff) was trying to have it both ways, taking a unifying stance *and* blaming Muslims [or words to that effect]. It was quite bizarre.0
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I didn't watch, I was commenting on somebody else observation. However, given how wrong Peston is on most things, I am glad I don't take his opinion on much.Yorkcity said:
Bit of a discrepancy between you and Robert Preston then ?FrancisUrquhart said:
So back to normal. He is at the end of the day as thick as shit.Mortimer said:
The thing is the cult (and the wider public) don't care. May could bury him every week and it won't dent his poll ratings.0 -
Channeling Mrs Merton, "what first made you a son of Labour peer so hostile to a Tory PM...."Morris_Dancer said:Mr. Meeks, Peston's unimpressive. As well as his brutal questioning of Corbyn ("will you keep your allotment?") there was also a very odd moment after one of the terrorist attacks. He came out with some nonsense that May (after she had made a statement that was pretty standard, straight bat stuff) was trying to have it both ways, taking a unifying stance *and* blaming Muslims [or words to that effect]. It was quite bizarre.
0 -
Amusing not only that people watching the same thing can have such different views... But that they can be so strongly held!AlastairMeeks said:For an alternative view:
https://twitter.com/Peston/status/8825598279935590410 -
I think Peston ejaculated prematurely over the transformation of Jezza, who sounded very authoritative with his first question but then went downhill.FrancisUrquhart said:
Channeling Mrs Merton, "what first made you a son of Labour peer so hostile to a Tory PM...."Morris_Dancer said:Mr. Meeks, Peston's unimpressive. As well as his brutal questioning of Corbyn ("will you keep your allotment?") there was also a very odd moment after one of the terrorist attacks. He came out with some nonsense that May (after she had made a statement that was pretty standard, straight bat stuff) was trying to have it both ways, taking a unifying stance *and* blaming Muslims [or words to that effect]. It was quite bizarre.
0 -
Mr. Urquhart, really not impressed with broadcast media lately. Sky's in love with the euro-sausage, and ITV have not been responsible or sensible over Grenfell Tower.
Yesterday, the imbecile reporting for ITV suggested that the response to Grenfell called into question who should run the country (or words to that effect). It was not an edifying moment of journalism.0 -
Fat head this morning on Sky was similar. The government were wrong to announce the judge, the government were definitely at fault for the tower fire, etc etc etc for 10 mins.Morris_Dancer said:Mr. Urquhart, really not impressed with broadcast media lately. Sky's in love with the euro-sausage, and ITV have not been responsible or sensible over Grenfell Tower.
Yesterday, the imbecile reporting for ITV suggested that the response to Grenfell called into question who should run the country (or words to that effect). It was not an edifying moment of journalism.
If the government hadn't announced a head of the inquiry by now they would have been getting it in the neck.
We don't know the exact causes of the fire, hence the inquiry. And even if it is suspected it was the cladding, it appears that buildings around the country have similar cladding dating back 15 years, and the cladding approved by the local council wasn't the stuff that was put on the building etc etc etc.0 -
Nice SNP-beating handed out from TM there. "Their schools are worse than those in Estonia".0
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Journalists in general tbh.Morris_Dancer said:Mr. Urquhart, really not impressed with broadcast media lately. Sky's in love with the euro-sausage, and ITV have not been responsible or sensible over Grenfell Tower.
Yesterday, the imbecile reporting for ITV suggested that the response to Grenfell called into question who should run the country (or words to that effect). It was not an edifying moment of journalism.
I rate both Andrews but otherwise I'd much rather have an ex-politician talking me through things.0 -
https://twitter.com/George_Osborne/status/882563774020034560
NB quote tweet is from James Forsyth:
@JGForsyth
Has Theresa May ever defended the Tories' economic record as vigorously as this? Might get her a positive mention in the Standard editorial.0 -
Having Scon MP's opens the way for sustained attacks on the SNP that was missing in the last ParliamentAnorak said:Nice SNP-beating from TM there.
0 -
Why didn't she do this at the bloody election?!Tissue_Price said:https://twitter.com/George_Osborne/status/882563774020034560
NB quote tweet is from James Forsyth:
@JGForsyth
Has Theresa May ever defended the Tories' economic record as vigorously as this? Might get her a positive mention in the Standard editorial.0 -
Perhaps she hated Osborne so much that she didn't want to share the credit for winning a landslide majority....nunu said:
Why didn't she do this at the bloody election?!Tissue_Price said:https://twitter.com/George_Osborne/status/882563774020034560
NB quote tweet is from James Forsyth:
@JGForsyth
Has Theresa May ever defended the Tories' economic record as vigorously as this? Might get her a positive mention in the Standard editorial.0 -
She is at the top of her game.nunu said:
Why didn't she do this at the bloody election?!Tissue_Price said:https://twitter.com/George_Osborne/status/882563774020034560
NB quote tweet is from James Forsyth:
@JGForsyth
Has Theresa May ever defended the Tories' economic record as vigorously as this? Might get her a positive mention in the Standard editorial.
Perhaps her escape from the clutches of Beardie n Fifi is responsible.0 -
She didn't think it was necessary. By the time she realised it was most of the country had already decided that she was a stupid old cow.nunu said:
Why didn't she do this at the bloody election?!Tissue_Price said:https://twitter.com/George_Osborne/status/882563774020034560
NB quote tweet is from James Forsyth:
@JGForsyth
Has Theresa May ever defended the Tories' economic record as vigorously as this? Might get her a positive mention in the Standard editorial.0 -
Daily Politics bigging up JRM. You read it here first.0
-
fitalass said:
And with Scotland now lagging behind the UK in both economic and public sector performance, a perfect political storm is brewing that is going to propel the Scottish Conservatives into power at Holyrood. >Paristonda said:
Yes but tactical voting will only go so far in Holyrood due to the proportional aspect. So you need the SNP to fall back directly, in order to make any other administration viable. Those SNP voters then have to directly transfer to the unionist parties. Considering the increase in SNP has largely been at the expense of Slab, and considering that Slab no longer looks dead in Scotland even if the Tories performed better, it is more likely that a larger share of SNP votes would return to a resurgent Labour party than move to the Conservatives (like how ex-kippers returned to Lab rather than going on to Con).fitalass said:
The current voting system at Holyrood is not set up to deliver a majority, but as you may have noticed, the Scottish Conservatives under Ruth Davidson overtook the Scottish Labour party as the main Opposition at Holyrood. They also performed far better than the Scottish Labour party did in the last GE despite the Theresa May or Jeremy Corbyn's campaigns. Blame the Scottish Conservative result on the Ruth Davidson! You don't achieve that kind of level of political success without garnering the tactical votes of Scottish Labour voters in much the same way that the SNP used to be able to collect Tory votes..Paristonda said:
SNIPfitalass said:SNIP
Scon have room to increase but are probably nearing their ceiling as long as the Labour party looks resurgent. the SNP seem to be flailing post-election, so there is a large well of potential SNP voters for them to have 'return home'.
I think a minority SNP administration in 2021 is most likely, but Kezia as FM is more likely than Ruth - SNP fallback will lead to Slab leapfrogging Scon.
hmmm A Tory FM? I'll believe it when I see it. Problem is they are still third in the central belt at Holyrood, so if there was another Tory surge Labour would likely gain those seats through the middle.
I think a lot of the Tory recovery in Scotland was because they weren't threatening to block Brexit whereas the SNP were and Labour were too weak in those rural (relatively pro-brexit for Scotland) seats SCon took. but in England Corbyn/labour accepted Brexit so LEAVE voters felt safe to vote for Labour down south.0 -
Only if the Tories lose the next general election, in which case she may be the next but 1 Tory leader after Davis or Borisrkrkrk said:
In which case is Patel worth a bet?HYUFD said:
Yes Con Homes 2005 Tory leadership poll not only predicted Cameron would beat Davis but got his margin of victory almost spot on too. So today's poll showing Davis 1st, Boris 2nd and Patel 3rd of Tory runners and riders is a good marker of the views of the Tory membershipAlastairMeeks said:Does this table tell us much more than the make-up of the readership of Conservative Home? It always was dominated by the wilder-eyed Leavers.
0 -
A freeze for those over £100k would be difficult for anyone to attack.nunu said:On public sector pay, why can't the government cut it by 1% for those earning £50,000 or more and raise it by 2% for those below it (and cut MP pay as well).
Yes the government would still get bad headlines becasuse doctors and headteachers earn that much but who cares, it is the right thing to do as many lower paid workers have been suffering deep real terms wage cuts.
There are ways to raise the pay cap for poorer public sector workers whilst still being fiscally responsible.
Well anyone who isn't working for the BBC.
0 -
I thought those WERE his first two names and Jacob was further down the listNigelb said:
He should go the whole Mogg, and change his own name by deed poll to Derisus Apsurdus.rkrkrk said:
Yes I was thinking that.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Maybe JRM is hoping to set off a landmark court case against child services on the rights of parents to name their children.0 -
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!0 -
Peston is a europhile Labour stooge who wants to see the back of both the Tories and Brexit.Morris_Dancer said:Mr. Meeks, Peston's unimpressive. As well as his brutal questioning of Corbyn ("will you keep your allotment?") there was also a very odd moment after one of the terrorist attacks. He came out with some nonsense that May (after she had made a statement that was pretty standard, straight bat stuff) was trying to have it both ways, taking a unifying stance *and* blaming Muslims [or words to that effect]. It was quite bizarre.
0 -
O/T anyone following Le Tour?
I'm on Majka for today's stage. Twice a KoM winner so should be involved in this mountain top finish, especially as he seems to be targetting a high GC finish this year rather than the KoM jersey. 33/1 for today.
Also backed Molleka at 100/1 for this years KoM. I think he's targetting this rather than GC and has lost 8 min so far this year so the big boys won't see him as a threat and may allow him to get away up the road, probably not today but the upcoming mountain stages. Of course he could just be feeling weak after doing the Giro but I'll take that chance.
I fancy Latour for the young riders jersey. havent backed him yet. hope to get a better price tomorrow. 7/1 was available this morning but the bookies I have cash with were best 5/1.
0 -
I'm hoping Froome wins as I have a bet I placed years ago, 5 TdFs at 20-1.paulyork64 said:O/T anyone following Le Tour?
I'm on Majka for today's stage. Twice a KoM winner so should be involved in this mountain top finish, especially as he seems to be targetting a high GC finish this year rather than the KoM jersey. 33/1 for today.
Also backed Molleka at 100/1 for this years KoM. I think he's targetting this rather than GC and has lost 8 min so far this year so the big boys won't see him as a threat and may allow him to get away up the road, probably not today but the upcoming mountain stages. Of course he could just be feeling weak after doing the Giro but I'll take that chance.
I fancy Latour for the young riders jersey. havent backed him yet. hope to get a better price tomorrow. 7/1 was available this morning but the bookies I have cash with were best 5/1.
He needs to win this one really to keep it live I think, as he'll start getting 'old' in the next few years.
If he does win this one, the bet is in fantastic shape of course.0 -
On point (a) I think TSE has a header planned but it must be worth nearly as much.FrancisUrquhart said:Well there are various changes I would make. One of the big issues that the change in the system didn't result in, was
a) a proper market i.e there is just no way that a degree from Oxford is worth the same as Oxford Brookes
b) different subjects cost a vastly different amount to put on e.g Chemistry at a top uni costs about £15k per student per year, media studies at a shit one £3k.
c) things like medicine has become eye wateringly expensive, despite them being very valuable to the nation.
On point (b) media studies does quite well in employability surveys, even if they are all working as waiters. Amusingly, a hundred years ago the same arguments were made against English degrees -- reading novels was a leisure activity for women, not a serious field of study.0 -
The USA adulterous dating site Ashley Madison which got hacked a few years ago, whose name sounds to me like a firm of estate agents, was so called because those are two of the most common girls' first names.Beverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!0 -
Lesley, LeslieBeverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!
Frances, Francis
Vivian, Vivian
Frankie etc
And there are no doubt further ones0 -
https://en.m.wikipedia.org/wiki/Bev_RismanBeverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!
A rough tough rugby player too Miss C!0 -
I think he's started this year v well. your bet doesnt conflict with any of mine so good luck! he could definitely win today but I didn't like the price.Pulpstar said:
I'm hoping Froome wins as I have a bet I placed years ago, 5 TdFs at 20-1.paulyork64 said:O/T anyone following Le Tour?
I'm on Majka for today's stage. Twice a KoM winner so should be involved in this mountain top finish, especially as he seems to be targetting a high GC finish this year rather than the KoM jersey. 33/1 for today.
Also backed Molleka at 100/1 for this years KoM. I think he's targetting this rather than GC and has lost 8 min so far this year so the big boys won't see him as a threat and may allow him to get away up the road, probably not today but the upcoming mountain stages. Of course he could just be feeling weak after doing the Giro but I'll take that chance.
I fancy Latour for the young riders jersey. havent backed him yet. hope to get a better price tomorrow. 7/1 was available this morning but the bookies I have cash with were best 5/1.
He needs to win this one really to keep it live I think, as he'll start getting 'old' in the next few years.
If he does win this one, the bet is in fantastic shape of course.0 -
You write off this lady at your peril:
https://order-order.com/2017/07/05/mays-defiant-defence-austerity/
Here's a scenario:
The Corbyn lustre fades gradually. Brexit goes through and the UK economy begins to bounce. The deficit is dealt with (if not removed) and, most importantly of all, the May camp learn from the awful mistakes of this last election campaign.
Worth betting on a Conservative victory in 2022?0 -
Americans seem also to repurpose surnames as first names so you see Taylor and Jackson, for instance. I expect there will be a few Trumps starting school soon.Beverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!0 -
Almost unbelievable that in 2017 someone can post something so hideously gender binary as this.Beverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!
'Boys' 'Girls' names - you'll be telling me that they have to wear only blue and pink respectively next. Ridiculous rubbish.0 -
Neighbours had a several-month storyline which ended with a baby girl and boy both being named Shannon.dyedwoolie said:
Lesley, LeslieBeverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!
Frances, Francis
Vivian, Vivian
Frankie etc
And there are no doubt further ones0 -
Robindyedwoolie said:
Lesley, LeslieBeverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!
Frances, Francis
Vivian, Vivian
Frankie etc
And there are no doubt further ones
Jan0 -
Charlie is an excellent all purpose name0
-
Better than evens on Tories getting most seats would be the bet I'd go for.JennyFreeman said:You write off this lady at your peril:
https://order-order.com/2017/07/05/mays-defiant-defence-austerity/
Here's a scenario:
The Corbyn lustre fades gradually. Brexit goes through and the UK economy begins to bounce. The deficit is dealt with (if not removed) and, most importantly of all, the May camp learn from the awful mistakes of this last election campaign.
Worth betting on a Conservative victory in 2022?
Doubt May will be leader though in 2022.
As an aside - I doubt the economy will bounce from Brexit. The short term risk is downside.
A transitional deal would avoid that but it won't cause a bounce.0 -
Becoming convinced May is alternately channelling Nicola Murray & Jim Hacker.Ishmael_Z said:
She is at the top of her game.nunu said:
Why didn't she do this at the bloody election?!Tissue_Price said:https://twitter.com/George_Osborne/status/882563774020034560
NB quote tweet is from James Forsyth:
@JGForsyth
Has Theresa May ever defended the Tories' economic record as vigorously as this? Might get her a positive mention in the Standard editorial.
Perhaps her escape from the clutches of Beardie n Fifi is responsible.0 -
I find most of that very plausible, but I won't bet on it because it coincides with what I want to happen. I think the Corbgasm was real and intense, but transient, and that he will stitch things up to ensure that his successor shares his politics (but not his charisma). But I don't think there is any chance of May outperforming expectations to a big enough extent to have her going into another GE as PM.JennyFreeman said:You write off this lady at your peril:
https://order-order.com/2017/07/05/mays-defiant-defence-austerity/
Here's a scenario:
The Corbyn lustre fades gradually. Brexit goes through and the UK economy begins to bounce. The deficit is dealt with (if not removed) and, most importantly of all, the May camp learn from the awful mistakes of this last election campaign.
Worth betting on a Conservative victory in 2022?0 -
Boris has the highest ceiling of any of the likely contenders. But he also probably has the lowest floor.DecrepitJohnL said:
Boris does Boris no favours. As the only Conservative to be elected Mayor of London, twice, he is a proven vote-winner. After this year's election result, he should, as such, be a shoe-in.IanB2 said:Seventh like Boris.
The BBC drama doc on the last Tory leadership did Boris no favours.
But he is lazy and arrogant and it shows whenever he is interviewed and relies on jokes and bluster to cover up ignorance of his brief. Cameron was sometimes as bad, like the bright student who floats effortlessly by on last-minute revision, but with Boris it is every single time. And buy clothes that fit -- spend some of the book royalties in Savile Row -- if Jeremy Corbyn can do it, so can Boris.0 -
I think that's very true. I tried to avoid saying she would lead them to victory. I could see her steering through Brexit and perhaps taking the Tories up to 2021 then standing aside for a bright young thing to come from the ranks and lead them to victory.Ishmael_Z said:
I find most of that very plausible, but I won't bet on it because it coincides with what I want to happen. I think the Corbgasm was real and intense, but transient, and that he will stitch things up to ensure that his successor shares his politics (but not his charisma). But I don't think there is any chance of May outperforming expectations to a big enough extent to have her going into another GE as PM.JennyFreeman said:You write off this lady at your peril:
https://order-order.com/2017/07/05/mays-defiant-defence-austerity/
Here's a scenario:
The Corbyn lustre fades gradually. Brexit goes through and the UK economy begins to bounce. The deficit is dealt with (if not removed) and, most importantly of all, the May camp learn from the awful mistakes of this last election campaign.
Worth betting on a Conservative victory in 2022?
If the Conservatives don't get their act together, including on social media and amongst yoofs, then they deserve to lose. But that was by no means the only catastrophe of the 2017 campaign.
I'm reminded of that line in Blackadder:
'I want to see how a war is fought ... so badly.'
'Well you've certainly come to the right place Bob. A war hasn't been fought this badly since Olaf the Hairy, high chief of all the Vikings, accidentally ordered 80,000 battle helmets with the horns on the inside.'0 -
Yeah, well, that's the real world for you.JennyFreeman said:
Almost unbelievable that in 2017 someone can post something so hideously gender binary as this.Beverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!0 -
Corbyn isn't charismatic particularly, he is just good at rantingIshmael_Z said:
I find most of that very plausible, but I won't bet on it because it coincides with what I want to happen. I think the Corbgasm was real and intense, but transient, and that he will stitch things up to ensure that his successor shares his politics (but not his charisma). But I don't think there is any chance of May outperforming expectations to a big enough extent to have her going into another GE as PM.JennyFreeman said:You write off this lady at your peril:
https://order-order.com/2017/07/05/mays-defiant-defence-austerity/
Here's a scenario:
The Corbyn lustre fades gradually. Brexit goes through and the UK economy begins to bounce. The deficit is dealt with (if not removed) and, most importantly of all, the May camp learn from the awful mistakes of this last election campaign.
Worth betting on a Conservative victory in 2022?0 -
There's some Canuk-based stupidity occurring right now where a mother wants her baby girl to be listed on the birth certificate as Gender Unknown until she's "old enough to make the decision on her own".JennyFreeman said:
Almost unbelievable that in 2017 someone can post something so hideously gender binary as this.Beverley_C said:
The other american custom I find a bit odd is that of giving boys girl's names and vice versa. I once came across a boy called Claire and a girl called Robin. Two more famous examples were Marion Morrison (John Wayne) and Michael Learned (Mrs Walton in "The Waltons").DecrepitJohnL said:
Yes -- though I wonder if it is changing slightly as we adopt the American custom of just making names up, as well as immigrants no longer feeling compelled to anglicise their names. It is tough now -- he'd be criticised as well for calling the boy Wayne.Beverley_C said:
Are the other boys named in sequence? Primus, Secundus, etc.....?Theuniondivvie said:
Unaccountably he has given his only daughter the single Christian name of Mary. Perhaps he thinks fillies are too weak to bear the burden of lots of stupid names.TheScreamingEagles said:twitter.com/FelicityMorse/status/882510117610172416
It seems like a rotten thing to do to the children. They have to bear the ridicule of unusual names, not the parent who named them.
Someone on here pointed out to me, many years ago, that 100 years ago Beverley was sometimes a boys name. Yikes!
'Boys' 'Girls' names - you'll be telling me that they have to wear only blue and pink respectively next. Ridiculous rubbish.
The poor baby is called Searyl Atli Doty which is bad enough. Her mother clearly has a mental disorder and the child should be taken into care.
http://theresurgent.com/canadian-mother-wants-babys-gender-to-be-unknown/0 -
That's wrong IMO. There will be a very substantial boost* (compared with current falling expectations) if a Brexit deal which avoids a cliff-edge can be done. Of course, you are right that the converse is also true - there is very substantial downside risk, which is only partially priced-in at the moment.rkrkrk said:As an aside - I doubt the economy will bounce from Brexit. The short term risk is downside.
A transitional deal would avoid that but it won't cause a bounce.
* Albeit offset by a substantial rise in sterling.0