Sure, but your payments stay incredibly high forever, relative to what you could get for a similarly good vehicle that's slightly older. Or if you kept one for longer. I understand why car manuf… (View Post)

I'm not sure if it's just where I live and work, but there's still absolutely loads of pubs everywhere. (View Post)

So many of our society's problems arise from housing scarcity forcing costs to an absurdly high proportion of people's salaries. A few ideas: 1. Huge liberalisation in planning approval pro… (View Post)

Trump's chance of winning electoral college: - 538: 53% - Nate Silver: 54% - Betfair: 65% So the models project a coin toss with a slight Trump bias, while the betting market make Trump almost t… (View Post)

In a recent thread we discussed the falling fertility rate and its long-term implications. Starting from here (1.44 rate), to propose policies seemingly designed to reduce births further from working… (View Post)