Cameron and Osborne prepared the ground for austerity before and during the 2010 election. Labour allowed the notion to arise that everything was the fault of the mean old Tories, so a change of gove… (View Post)

Because the income earned from your salary is a real gain, while the house price gain is a paper gain (the value has increased but it is still the same house). And most people who sell a house do so … (View Post)

Good article. I would suggest another longer term solution - focus on medical research into dementia as that drives a lot of the need for care homes From Alzheimer's UK: Dementia research is already … (View Post)

I can definitely see it as a possibility. The budget looks like a disaster in the making as I can't conceive of any budget that will keep all of the markets, the voters and Lab MPs on side. And then … (View Post)

malcolmg - some fair points. TBH - my connections are to England and Wales so am less dialled in to Scotland. Have you thought about writing a header yourself? Would be interested in hearing the asse… (View Post)