Skip to content

A 28% return in just over a month? – politicalbetting.com

SystemSystem Posts: 12,811
edited November 26 in General
A 28% return in just over a month? – politicalbetting.com

Will Rachel Reeves follow Kemi Badenoch's advice and resign? #Budget2026 Here's how we bet on whether she'll be replaced as Chancellor this year:No – 2/7 (78% chance)Yes – 5/2 (28% chance)https://t.co/xLPp01UmMB https://t.co/N1MJ7EZzF4

Read the full story here

«134

Comments

  • Ms Reeves added: “I am not going to risk the instability that we had under the Conservatives with our public finances or family finances and that’s why I have asked people to pay more. I can’t write future Budgets.

    Same again next year then...
  • Reeves only has to survive 5 weeks with Christmas included so I di not see her resignation this year

    What happens in 2026 will depend much on May 26
  • squareroot2squareroot2 Posts: 7,259
    Vaguely off thread but its just an observation why so many companies and business are screwed. Its called lack of Customer Service. I rang 4 business to order tartan 63mm wired roll to decorate wreathes we are selling on behalf of our church. Every one either didn't answer or were closed by 3pm.or 4 pm. delivery stated as early Dec.
    I hunted thro Amazon and found what I wanted with next day delivery.. by 1pm that's how you do it. Businesses are there to serve the customer and not the other way round.
    Incidentally The Range said it was in stock so my wife went there but they were out of stock awaiting delivery. Hopeless
  • noneoftheabovenoneoftheabove Posts: 25,923
    The 2 child benefit change was clearly to buy the support of the Labour PLP for another year. It will work.
  • I agree. 2/7 on "stay" is very generous.

    Her risk isn't from Badenoch saying what she was bound to say, or indeed from Labour MPs (who she's thrown a bone to with the two child cap) but from a disastrous market reaction. Famous last words, and these things don't aways happen immediately, but the markets don't seem to have reacted particularly badly at this point.
  • Terrible fire in Hong Kong apartment block with at least 36 killed and 279 missing
  • viewcodeviewcode Posts: 26,903
    As of 17:40 it's now 2/9 on No. I'll pop into Laddies tonight but I expect it's another online-only book. Grrr... :(
  • I agree. 2/7 on "stay" is very generous.

    Her risk isn't from Badenoch saying what she was bound to say, or indeed from Labour MPs (who she's thrown a bone to with the two child cap) but from a disastrous market reaction. Famous last words, and these things don't aways happen immediately, but the markets don't seem to have reacted particularly badly at this point.

    The reason is she has created a 21 billion buffer but of course that is by taxing until the pips squeak
  • Vaguely off thread but its just an observation why so many companies and business are screwed. Its called lack of Customer Service. I rang 4 business to order tartan 63mm wired roll to decorate wreathes we are selling on behalf of our church. Every one either didn't answer or were closed by 3pm.or 4 pm. delivery stated as early Dec.
    I hunted thro Amazon and found what I wanted with next day delivery.. by 1pm that's how you do it. Businesses are there to serve the customer and not the other way round.
    Incidentally The Range said it was in stock so my wife went there but they were out of stock awaiting delivery. Hopeless

    On one hand true.

    On the other, customers will happily gouge their own eyes out for 50p off the price. Otherwise, Ryanair wouldn't exist.

    Websites sorting by price and the blandishments of Martin Lewis don't help, but we've collectively brought this on ourselves. (And our time could be spent much more productively, I'm sure.)
  • AnneJGPAnneJGP Posts: 4,401
    I'd be amazed if she does.
  • kinabalukinabalu Posts: 48,191
    Bookie offering 2/7 for a Dead Cert with a payout in 5 weeks? What's with the early Christmas presents?
  • OnlyLivingBoyOnlyLivingBoy Posts: 17,356
    Why would she go now? The markets liked the Budget. The Labour Party liked the Budget. The public probably like it as much as they were ever going to. Today has been a good day for Reeves as far as I can see. So far at least... Budgets received well on the day frequently unravel.
  • FossFoss Posts: 2,127
    Only 1359 days (at most) until the polls open…
  • Vaguely off thread but its just an observation why so many companies and business are screwed. Its called lack of Customer Service. I rang 4 business to order tartan 63mm wired roll to decorate wreathes we are selling on behalf of our church. Every one either didn't answer or were closed by 3pm.or 4 pm. delivery stated as early Dec.
    I hunted thro Amazon and found what I wanted with next day delivery.. by 1pm that's how you do it. Businesses are there to serve the customer and not the other way round.
    Incidentally The Range said it was in stock so my wife went there but they were out of stock awaiting delivery. Hopeless

    Agree, completely. An awful lot of businesses fail simply by not being able to manage the basics - Amazon wins because you can order something and there's a 99% chance it'll turn up next day and be what you ordered. And if there's a problem they'll just take it back.
  • God Bless the Chancellor. I shot an EV tax reaction video and put it straight out and its on fire! https://youtu.be/cnGjroPYnfI

    Don;t start taking talking heads or I am in trouble
  • AnneJGPAnneJGP Posts: 4,401
    Glad to hear there's general approval of the budget. The lady seems to have produced the rabbit out of the hat.
  • noneoftheabovenoneoftheabove Posts: 25,923
    AnneJGP said:

    Glad to hear there's general approval of the budget. The lady seems to have produced the rabbit out of the hat.

    There isn't general approval! But there is approval roughly proportional to Labour party approval, which is probably par for today.

    I thought it poor, politically and economically, but well delivered.
  • FrancisUrquhartFrancisUrquhart Posts: 89,117
    edited November 26
    The media are fixated on getting a narrative of if the manifesto pledges has been broken. Rachel from Accounts just managed to f##k up her denial in the presser. But its irrelevant, it was broken last year.

    There are far worse nasties in the budget than the semantics around raising taxes on "working people".
  • MarqueeMarkMarqueeMark Posts: 56,677
    Foss said:

    Only 1359 days (at most) until the polls open…

    Only 1077 days until the US voters can replace Trump...
  • God Bless the Chancellor. I shot an EV tax reaction video and put it straight out and its on fire! https://youtu.be/cnGjroPYnfI

    Don;t start taking talking heads or I am in trouble

    Wow - that is some negative effect on ev car sales
  • FrancisUrquhartFrancisUrquhart Posts: 89,117
    edited November 26
    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?
  • noneoftheabovenoneoftheabove Posts: 25,923

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
  • How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    For the Labour Party?

    Unionised people employed by the state, I would have thought.
  • FrancisUrquhartFrancisUrquhart Posts: 89,117
    edited November 26

    God Bless the Chancellor. I shot an EV tax reaction video and put it straight out and its on fire! https://youtu.be/cnGjroPYnfI

    Don;t start taking talking heads or I am in trouble

    Wow - that is some negative effect on ev car sales
    The hybrid extra tax is particularly stupid. Half the EV because ????. People use hybrids in different ways and hyrbids come in many different varieties e.g. ones that give a lot of EV range and overs that are just 20-30miles. But, hybrids are selling well, they are the gateway to EVs for many. Which is what the government want us doing....So instead the government now double taxation on "fuel" for a hybrid.
  • noneoftheabovenoneoftheabove Posts: 25,923

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    For the Labour Party?

    Unionised people employed by the state, I would have thought.
    Doesn't matter who for. If you can swing just 5% of the pensioner client vote that is a lot of votes.
  • FrancisUrquhartFrancisUrquhart Posts: 89,117
    edited November 26

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    They ain't voting Labour regardless, certainly not ones with £20k per year to dump into cash ISAs. But if you haven't been shovelling money into ISAs by the time you get to 65, will you ever be doing. I just don't get the special complicating carve out.
  • FlatlanderFlatlander Posts: 5,526
    edited November 26

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    If you are already retired it is probably a bad idea to be relying on the AI bubble rather than using less risky savings vehicles.

    I suppose the biggest source of funds will be from those finding somewhere for their tax free pension pot if it isn't all being blown on cruises.
  • noneoftheabovenoneoftheabove Posts: 25,923

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    If you are already retired it is probably a bad idea to be relying on the AI bubble rather than using less risky savings vehicles.

    I suppose the biggest source of funds will be from those finding somewhere for their tax free pension pot if it isn't all being blown on cruises.
    Take a 25% tax free cash sum out of your pension and bung it into tax free ISAs over a few years. Wealth accelerator for the rich.
  • numbertwelvenumbertwelve Posts: 8,468
    edited November 26

    Why would she go now? The markets liked the Budget. The Labour Party liked the Budget. The public probably like it as much as they were ever going to. Today has been a good day for Reeves as far as I can see. So far at least... Budgets received well on the day frequently unravel.

    The markets had factored it all in already, pretty much, given that it was all out there.

    Most budgets don’t create a big bang with the markets (Kwarteng being a notable exception) because so long as one can show one’s workings and make the sums add up somehow (again, see the problem with Kwarteng’s) then the market will broadly accept it. The fallout and lack of confidence, if there is any, is typically slow burn.

    It’s probably been a good day for Reeves in the sense that I think she’s probably bought herself and Starmer time (which a lot of the budget was actually about). I really don’t see it is a budget that will shift Labour fortunes - in fact I think it’s going to poll terribly with the public.

    It may help move the economy front and centre as we move into early 2026 - which might inadvertently hurt Reform a little.
  • StillWatersStillWaters Posts: 11,876

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Because they don’t want to force oldies to invest more in stocks given their stage of the glidepath
  • noneoftheabovenoneoftheabove Posts: 25,923

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Because they don’t want to force oldies to invest more in stocks given their stage of the glidepath
    It doesn't force them to do anything! Jeez, if people can accumulate that level of wealth lets assume they have an iota of independent thought by their late sixties and seventies.
  • stodgestodge Posts: 15,614
    Evening all :)

    The one thing about the Budget being leaked ahead of time was it made life easier for Kemi Badenoch who could write her speech in advance rather than, as previous LOTOs have had to, write it as the Chancellor speaks.

    I haven't heard or read her response but I can probably guess the content.

    As I suspected this morning, nothing too surprising or dramatic in today's Budget speech. The horse racing industry is happy though the betting industry is moaning as usual.

    I welcome the reform to Council Tax charges for more valuable properties though again it's all a bit timid - I'd have gone for properties over £1 million.

    The Cash ISA changes, agian well trailed, seem to have touched a nerve or two but most won't have the money to save £20k (or even £12k).
  • StillWatersStillWaters Posts: 11,876

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Because they don’t want to force oldies to invest more in stocks given their stage of the glidepath
    It doesn't force them to do anything! Jeez, if people can accumulate that level of wealth lets assume they have an iota of independent thought by their late sixties and seventies.
    The government will be paranoid about mis-selling. I always save £20k a year to pay for my care home… the government stopped me putting in a cash ISA… it’s their fault I had to invest it in crypto-boomAI.com instead. Woe is me!
  • noneoftheabovenoneoftheabove Posts: 25,923

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Because they don’t want to force oldies to invest more in stocks given their stage of the glidepath
    It doesn't force them to do anything! Jeez, if people can accumulate that level of wealth lets assume they have an iota of independent thought by their late sixties and seventies.
    The government will be paranoid about mis-selling. I always save £20k a year to pay for my care home… the government stopped me putting in a cash ISA… it’s their fault I had to invest it in crypto-boomAI.com instead. Woe is me!
    Yes, they are the masters of whinging, especially if heaven forfend in one budget this century they don't get all the government sweeties they were expecting.
  • nico67nico67 Posts: 6,680
    edited November 26
    The two-child benefit cap removal doesn’t just appease the Labour backbenchers .

    The clue is in why Farage backed lifting the cap . Reform poll well with those on lower incomes and who are more likely to be on Universal Credit .
  • ThomasNasheThomasNashe Posts: 5,404
    Just seen Badenoch’s response to the budget. A load of guff about mansplaining, it seems. I thought the consensus here was that she was getting better? As BJO would put it: Kemi fans, please explain.
  • BattlebusBattlebus Posts: 2,009

    Vaguely off thread but its just an observation why so many companies and business are screwed. Its called lack of Customer Service. I rang 4 business to order tartan 63mm wired roll to decorate wreathes we are selling on behalf of our church. Every one either didn't answer or were closed by 3pm.or 4 pm. delivery stated as early Dec.
    I hunted thro Amazon and found what I wanted with next day delivery.. by 1pm that's how you do it. Businesses are there to serve the customer and not the other way round.
    Incidentally The Range said it was in stock so my wife went there but they were out of stock awaiting delivery. Hopeless

    Agree, completely. An awful lot of businesses fail simply by not being able to manage the basics - Amazon wins because you can order something and there's a 99% chance it'll turn up next day and be what you ordered. And if there's a problem they'll just take it back.
    Just a thanks to @MattW for his comment on the temperature and humidity digital room thermometers. Ordered yesterday and arrived today. Worked straight out of the box.
  • Why would she go now? The markets liked the Budget. The Labour Party liked the Budget. The public probably like it as much as they were ever going to. Today has been a good day for Reeves as far as I can see. So far at least... Budgets received well on the day frequently unravel.

    The markets had factored it all in already, pretty much, given that it was all out there.

    Most budgets don’t create a big bang with the markets (Kwarteng being a notable exception) because so long as one can show one’s workings and make the sums add up somehow (again, see the problem with Kwarteng’s) then the market will broadly accept it. The fallout and lack of confidence, if there is any, is typically slow burn.

    It’s probably been a good day for Reeves in the sense that I think she’s probably bought herself and Starmer time (which a lot of the budget was actually about). I really don’t see it is a budget that will shift Labour fortunes - in fact I think it’s going to poll terribly with the public.

    It may help move the economy front and centre as we move into early 2026 - which might inadvertently hurt Reform a little.
    It's keeping the cans rolling for another year, which isn't exactly inspiring. But given how little political space there is for spending cuts or tax rises, that is what it is. But the main thing that will make a difference is happening about 1300 miles to the East of us, and we are largely spectators.
  • TazTaz Posts: 22,618

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Because they don’t want to force oldies to invest more in stocks given their stage of the glidepath
    But surely that depends on their age ? 65 or 70 years old, IMV, need some exposure to equities for the back part of their retirement.
  • FairlieredFairliered Posts: 7,091

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    If you are already retired it is probably a bad idea to be relying on the AI bubble rather than using less risky savings vehicles.

    I suppose the biggest source of funds will be from those finding somewhere for their tax free pension pot if it isn't all being blown on cruises.
    Take a 25% tax free cash sum out of your pension and bung it into tax free ISAs over a few years. Wealth accelerator for the rich.
    If you want to accelerate your wealth in real terms, invest it in the markets, not stifle it in cash. If you are over 80 or have a life limiting disease, then stick it cash. Otherwise ……. I am 74 and use cash ISAs for my emergency fund only. I wouldn’t dream of keeping more than one year’s SIPP withdrawals in cash, or any surplus investments.
  • How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    Probably more to do with the traditional pension SOP to invest in shares while young and dynamic and gilts or cash when old and past it.
  • Meanwhile in "would anyone be able to tell the difference" news,

    The Conservative MP for Romford says he can see Reform UK winning his seat in the next general election.

    Andrew Rosindell, who has represented the east London constituency since 2001, said he currently thinks “my seat would almost certainly go to Reform”.


    https://www.msn.com/en-gb/news/uknews/east-london-tory-mp-says-reform-could-win-his-seat-at-next-election/ar-AA1RdupR?ocid=socialshare

    (Mathematically, he's probably right- Rozzer was about 1500 ahead of Labour and 5000 ahead of Reform in 2024. He's up for serving under PM Farage, because of course he is.)
  • noneoftheabovenoneoftheabove Posts: 25,923
    Taz said:

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Because they don’t want to force oldies to invest more in stocks given their stage of the glidepath
    But surely that depends on their age ? 65 or 70 years old, IMV, need some exposure to equities for the back part of their retirement.
    The people who have 20k of fresh savings to add to their ISAs each year won't need to do anything in particular with it to have a comfortable retirement.

    The people putting 2k into their ISA each year at that age need to think about what to invest in.
  • ‘Avoid skin-to-skin contact,’ Brits warned – as ‘super fungus’ that attacks groin and bum ‘spreads at pace’
    https://www.thesun.co.uk/health/37422547/super-fungus-attacks-groin-bum-spreading-uk/

    As it is a slow news day, here is a medical warning from the Sun.
  • theProletheProle Posts: 1,596

    God Bless the Chancellor. I shot an EV tax reaction video and put it straight out and its on fire! https://youtu.be/cnGjroPYnfI

    Don;t start taking talking heads or I am in trouble

    Wow - that is some negative effect on ev car sales
    The hybrid extra tax is particularly stupid. Half the EV because ????. People use hybrids in different ways and hyrbids come in many different varieties e.g. ones that give a lot of EV range and overs that are just 20-30miles. But, hybrids are selling well, they are the gateway to EVs for many. Which is what the government want us doing....So instead the government now double taxation on "fuel" for a hybrid.
    The logical thing would be apply the milage levy to all vehicles, then reduce fuel duty to compensate (I think fuel duty would need to roughly halve to about 27p/litre to make the change "revenue neutral" for a typical ICE vehicle).

    What this measure will mean is that hybrids with large batteries and "range extender" level engines are going to be very attractive compared to an identical EV without the range extender...
  • 90-second trailer for Goalhanger's new podcast, The Rest is Science:-
    https://www.youtube.com/watch?v=Jac-X0ci4BI
  • Just seen Badenoch’s response to the budget. A load of guff about mansplaining, it seems. I thought the consensus here was that she was getting better? As BJO would put it: Kemi fans, please explain.

    That was Kemi Badassenoch
  • noneoftheabovenoneoftheabove Posts: 25,923

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    If you are already retired it is probably a bad idea to be relying on the AI bubble rather than using less risky savings vehicles.

    I suppose the biggest source of funds will be from those finding somewhere for their tax free pension pot if it isn't all being blown on cruises.
    Take a 25% tax free cash sum out of your pension and bung it into tax free ISAs over a few years. Wealth accelerator for the rich.
    If you want to accelerate your wealth in real terms, invest it in the markets, not stifle it in cash. If you are over 80 or have a life limiting disease, then stick it cash. Otherwise ……. I am 74 and use cash ISAs for my emergency fund only. I wouldn’t dream of keeping more than one year’s SIPP withdrawals in cash, or any surplus investments.
    Agreed, and the government, a labour government, apparently according to their bluster for workers, wont tax this passive income whether it is invested or stashed as cash, and instead provides a myriad of ways for the rich to stay richer.
  • TresTres Posts: 3,230
    judging by reaction in my usual haunts the salary sacrifice thing has absolutely confused everyone and millions of voters now think they gonna get taxed on pension contributions. I'm sure the telegraph will be around to correct everyone of this misconception
  • Just seen Badenoch’s response to the budget. A load of guff about mansplaining, it seems. I thought the consensus here was that she was getting better? As BJO would put it: Kemi fans, please explain.

    FPT
    "Nothing like a bit of girl on girl!" :lol:
  • IanB2IanB2 Posts: 53,418
    AnneJGP said:

    Glad to hear there's general approval of the budget. The lady seems to have produced the rabbit out of the hat.

    The rabbit that’s had its photo in the papers every day for the last fortnight?
  • stodge said:

    Evening all :)

    The one thing about the Budget being leaked ahead of time was it made life easier for Kemi Badenoch who could write her speech in advance rather than, as previous LOTOs have had to, write it as the Chancellor speaks.

    I haven't heard or read her response but I can probably guess the content.

    As I suspected this morning, nothing too surprising or dramatic in today's Budget speech. The horse racing industry is happy though the betting industry is moaning as usual.

    I welcome the reform to Council Tax charges for more valuable properties though again it's all a bit timid - I'd have gone for properties over £1 million.

    The Cash ISA changes, agian well trailed, seem to have touched a nerve or two but most won't have the money to save £20k (or even £12k).

    I suspect the racing industry will complain when the bookies stiff them anyway by closing shops and withdrawing sponsorships.
  • rcs1000 said:

    This budget reminds me of the Lamont budget in the early 1990s. It was a complicators budget, introducing lots of little ways to try and increase tax take without anyone noticing too much.

    Chancellors are either complicators or simplifiers. The simplifiers - like Howe or Lawson or Clarke - are much better than the complicators.

    Much easier to be a simplifier when you have spare cash to play with.

    (I'd be totally up for simplifications. Getting rid of all those damnfool spikes by reducing thresholds or increasing rates would be a good thing. But politically toxic. Which is why Darling and Osborne did what they did in the first place.

    And whilst I would have voted for a Doctor's Mandate in 2024, I totally get why it wasn't on offer. Given how late Nigel (F not L) upended the whole game by joining it, Labour's cowardice was understandable, if cowardly.)
  • LennonLennon Posts: 1,843
    rcs1000 said:

    This budget reminds me of the Lamont budget in the early 1990s. It was a complicators budget, introducing lots of little ways to try and increase tax take without anyone noticing too much.

    Chancellors are either complicators or simplifiers. The simplifiers - like Howe or Lawson or Clarke - are much better than the complicators.

    It seems to me that part of the issue is that we've had complicators rather than simplifiers for the best part of the last 30 years. Both Brown and Osborne were complicators - always fiddling with little bits here and there. I think that Kwarteng was instinctively a simplifier but clearly had other problems. Sunak was on balance probably a complicator - Eat Out to Help Out wasn't exactly a simplifying measure.
  • OT - Reeves is there as long as Starmer is there.

    Kemi Badenoch - like Starmer - suffers from the 'you had your chance - now noone is listening' issue. I can't comment on her response to the budget as I haven't noticed it. Even Starmer has the advantage of being PM so you have to take some notice. What's the point of Ms Badenoch - she's hardly doing to Starmer what Starmer did to Johnson and Truss is she. Andy Burnham is doing a better job as Leader of the Opposition!
  • TazTaz Posts: 22,618
    Tres said:

    judging by reaction in my usual haunts the salary sacrifice thing has absolutely confused everyone and millions of voters now think they gonna get taxed on pension contributions. I'm sure the telegraph will be around to correct everyone of this misconception

    Presumably anything above £2,000 is topped up a few weeks later, the same as if you put it in a SIPP, and the main impact is you pay NI and tax on the wages for anything above the £2K so effectively you pay more NI ?
  • EabhalEabhal Posts: 12,671
    edited November 26
    I can't get over how poor an idea the mileage thing is. SNP will be delighted though - hammers rural Scotland, which happens to also be the part of the UK generating all the electricity that powers these EVs. The leaflets write themselves.

    At least C2W wasn't binned. Phew.
  • squareroot2squareroot2 Posts: 7,259
    AnneJGP said:

    Glad to hear there's general approval of the budget. The lady seems to have produced the rabbit out of the hat.

    I think.you are living in a parallel.universe....
  • stodgestodge Posts: 15,614

    stodge said:

    Evening all :)

    The one thing about the Budget being leaked ahead of time was it made life easier for Kemi Badenoch who could write her speech in advance rather than, as previous LOTOs have had to, write it as the Chancellor speaks.

    I haven't heard or read her response but I can probably guess the content.

    As I suspected this morning, nothing too surprising or dramatic in today's Budget speech. The horse racing industry is happy though the betting industry is moaning as usual.

    I welcome the reform to Council Tax charges for more valuable properties though again it's all a bit timid - I'd have gone for properties over £1 million.

    The Cash ISA changes, agian well trailed, seem to have touched a nerve or two but most won't have the money to save £20k (or even £12k).

    I suspect the racing industry will complain when the bookies stiff them anyway by closing shops and withdrawing sponsorships.
    Interesting to see a polarisation between a few well-attended big meetings with significant betting turnover and the majority of meetings, especially midweek, which are poor for on-course bookies. The off-course books do themselves no favours by filling the screens with cartoon racing from dawn to dusk.
  • noneoftheabovenoneoftheabove Posts: 25,923
    rcs1000 said:

    rcs1000 said:

    This budget reminds me of the Lamont budget in the early 1990s. It was a complicators budget, introducing lots of little ways to try and increase tax take without anyone noticing too much.

    Chancellors are either complicators or simplifiers. The simplifiers - like Howe or Lawson or Clarke - are much better than the complicators.

    Much easier to be a simplifier when you have spare cash to play with.

    (I'd be totally up for simplifications. Getting rid of all those damnfool spikes by reducing thresholds or increasing rates would be a good thing. But politically toxic. Which is why Darling and Osborne did what they did in the first place.

    And whilst I would have voted for a Doctor's Mandate in 2024, I totally get why it wasn't on offer. Given how late Nigel (F not L) upended the whole game by joining it, Labour's cowardice was understandable, if cowardly.)
    That's not really true: it doesn't get much attention these days, but the early Howe budgets were tax raising budgets. Now, I grant you, the tax raising was mostly in the form of VAT (which had the impact of suppressing consumption, which fell on the lower middle classes in particular) but nevertheless, Howe concentrated on reducing the budget deficit, while also simplifying the tax system.
    How about it is easier to be a simplifier when significantly changing the tax take, whether up or down?

    Tragically, it seems they were actually only a week away from taking this course by increasing income tax, with some kind of NI reduction as an offset.
  • DavidLDavidL Posts: 56,978
    rcs1000 said:

    This budget reminds me of the Lamont budget in the early 1990s. It was a complicators budget, introducing lots of little ways to try and increase tax take without anyone noticing too much.

    Chancellors are either complicators or simplifiers. The simplifiers - like Howe or Lawson or Clarke - are much better than the complicators.

    One of the many problems with this budget is that by far the biggest tax raising items was the freezing of allowances for another 3 years. This, it is claimed, is consistent with the promises not to raise tax rates but only to the fiscally illiterate.

    I can’t remember the last time I got a personal allowance, it may have been as long ago as the early 2000s, so this doesn’t directly affect me ( there is of course an indirect effect in that an ever increasing proportion of my income will be subject to the highest rate of tax) but there is no doubt that it is those who find themselves dragged into higher rates for the first time who are hurt the most. A 2p increase in IT would have hurt people like me a bit more and those who were in the £40k range somewhat less. But hell, politics is more important.
  • noneoftheabovenoneoftheabove Posts: 25,923
    DavidL said:

    rcs1000 said:

    This budget reminds me of the Lamont budget in the early 1990s. It was a complicators budget, introducing lots of little ways to try and increase tax take without anyone noticing too much.

    Chancellors are either complicators or simplifiers. The simplifiers - like Howe or Lawson or Clarke - are much better than the complicators.

    One of the many problems with this budget is that by far the biggest tax raising items was the freezing of allowances for another 3 years. This, it is claimed, is consistent with the promises not to raise tax rates but only to the fiscally illiterate.

    I can’t remember the last time I got a personal allowance, it may have been as long ago as the early 2000s, so this doesn’t directly affect me ( there is of course an indirect effect in that an ever increasing proportion of my income will be subject to the highest rate of tax) but there is no doubt that it is those who find themselves dragged into higher rates for the first time who are hurt the most. A 2p increase in IT would have hurt people like me a bit more and those who were in the £40k range somewhat less. But hell, politics is more important.
    The 3 year freeze is in never never land. We may well have a Reform or Tory chancellor by then. Or if there is economic improvement Labour will probably promise to unfreeze it ahead of the GE anyway.

    It is just a wheeze to make the spreadsheet compliant.
  • RattersRatters Posts: 1,638
    Taz said:

    Tres said:

    judging by reaction in my usual haunts the salary sacrifice thing has absolutely confused everyone and millions of voters now think they gonna get taxed on pension contributions. I'm sure the telegraph will be around to correct everyone of this misconception

    Presumably anything above £2,000 is topped up a few weeks later, the same as if you put it in a SIPP, and the main impact is you pay NI and tax on the wages for anything above the £2K so effectively you pay more NI ?
    You just pay NI on the pension contribution above £2k.

    So for higher rate tax payers the marginal Employee NI rate is 2%. The Employer one is 15%.

    So if you contribute £7k pa to your pension, you pay an extra £100 pa in tax. And your Employer pays an extra £750.

    I think it's been poorly explained and people are overestimating how little this hits them in direct taxation.
  • Andy_JSAndy_JS Posts: 38,627
    "Fraser Myers
    Reeves’s budget from hell proves the technocrats have failed us
    Vapid, visionless politicians, guided by so-called experts, have brought the nation to ruin."

    https://www.spiked-online.com
  • HYUFDHYUFD Posts: 131,802
    It wasn't a great Budget today but despite that not impossible Reeves could still outlast Starmer and Badenoch
  • HYUFDHYUFD Posts: 131,802
    edited November 26
    Eabhal said:

    I can't get over how poor an idea the mileage thing is. SNP will be delighted though - hammers rural Scotland, which happens to also be the part of the UK generating all the electricity that powers these EVs. The leaflets write themselves.

    At least C2W wasn't binned. Phew.

    Labour never win rural Scotland anyway though, only the SNP, Tories or LDs and maybe now Reform do. The seats that swing between Labour and SNP are the towns, cities and suburbs in the central belt and Reeves announced £850 million extra for Scotland and them
  • DavidLDavidL Posts: 56,978

    DavidL said:

    rcs1000 said:

    This budget reminds me of the Lamont budget in the early 1990s. It was a complicators budget, introducing lots of little ways to try and increase tax take without anyone noticing too much.

    Chancellors are either complicators or simplifiers. The simplifiers - like Howe or Lawson or Clarke - are much better than the complicators.

    One of the many problems with this budget is that by far the biggest tax raising items was the freezing of allowances for another 3 years. This, it is claimed, is consistent with the promises not to raise tax rates but only to the fiscally illiterate.

    I can’t remember the last time I got a personal allowance, it may have been as long ago as the early 2000s, so this doesn’t directly affect me ( there is of course an indirect effect in that an ever increasing proportion of my income will be subject to the highest rate of tax) but there is no doubt that it is those who find themselves dragged into higher rates for the first time who are hurt the most. A 2p increase in IT would have hurt people like me a bit more and those who were in the £40k range somewhat less. But hell, politics is more important.
    The 3 year freeze is in never never land. We may well have a Reform or Tory chancellor by then. Or if there is economic improvement Labour will probably promise to unfreeze it ahead of the GE anyway.

    It is just a wheeze to make the spreadsheet compliant.
    I completely agree. It is a measure for the OBR, not the real economy. It has no effect on borrowing this coming year which is deep in the danger zone. If anything I am more apprehensive about future stability after this budget.
  • noneoftheabovenoneoftheabove Posts: 25,923
    edited November 26
    Andy_JS said:

    "Fraser Myers
    Reeves’s budget from hell proves the technocrats have failed us
    Vapid, visionless politicians, guided by so-called experts, have brought the nation to ruin."

    https://www.spiked-online.com

    Enough of experts. Lets set the annual IT rate by giving the chancellor 3 darts, whatever they score is the rate. If the chancellor is a darts pro, or an u14 champion, they only get one dart.
  • EabhalEabhal Posts: 12,671
    edited November 26
    Can anyone explain to me why the driver in Liverpool wasn't charged with attempted murder? According to the CPS it was an "act of calculated violence" - I would have thought that + the use of a 2-tonne vehicle would be enough. How's it different to stabbing someone?
  • HYUFDHYUFD Posts: 131,802

    OT - Reeves is there as long as Starmer is there.

    Kemi Badenoch - like Starmer - suffers from the 'you had your chance - now noone is listening' issue. I can't comment on her response to the budget as I haven't noticed it. Even Starmer has the advantage of being PM so you have to take some notice. What's the point of Ms Badenoch - she's hardly doing to Starmer what Starmer did to Johnson and Truss is she. Andy Burnham is doing a better job as Leader of the Opposition!

    Badenoch was excellent at the despatch box today
  • Casino_RoyaleCasino_Royale Posts: 64,731
    Is it a 28% return?

    Have you applied the new 25% gambling tax?
  • DavidLDavidL Posts: 56,978
    HYUFD said:

    It wasn't a great Budget today but despite that not impossible Reeves could still outlast Starmer and Badenoch

    She won’t outlast Starmer. She is his creature. No one else would want her.
  • noneoftheabovenoneoftheabove Posts: 25,923

    Is it a 28% return?

    Have you applied the new 25% gambling tax?

    Depends if you are a registered bookie and if the date is after 1 April 2027.

    Personally I would ban any and all governmental changes on 1 April, for obvious reasons.
  • HYUFDHYUFD Posts: 131,802

    Meanwhile in "would anyone be able to tell the difference" news,

    The Conservative MP for Romford says he can see Reform UK winning his seat in the next general election.

    Andrew Rosindell, who has represented the east London constituency since 2001, said he currently thinks “my seat would almost certainly go to Reform”.


    https://www.msn.com/en-gb/news/uknews/east-london-tory-mp-says-reform-could-win-his-seat-at-next-election/ar-AA1RdupR?ocid=socialshare

    (Mathematically, he's probably right- Rozzer was about 1500 ahead of Labour and 5000 ahead of Reform in 2024. He's up for serving under PM Farage, because of course he is.)

    I think Rosindell is the likeliest Tory MP to defect to Reform now unless Jenrick becomes Conservative leader
  • OldKingColeOldKingCole Posts: 36,126
    I haven’t seen this anywhere, but that may be because I haven’t looked properly, but what happens when someone’s OAP rises above the tax threshold?
  • DavidL said:

    rcs1000 said:

    This budget reminds me of the Lamont budget in the early 1990s. It was a complicators budget, introducing lots of little ways to try and increase tax take without anyone noticing too much.

    Chancellors are either complicators or simplifiers. The simplifiers - like Howe or Lawson or Clarke - are much better than the complicators.

    One of the many problems with this budget is that by far the biggest tax raising items was the freezing of allowances for another 3 years. This, it is claimed, is consistent with the promises not to raise tax rates but only to the fiscally illiterate.

    I can’t remember the last time I got a personal allowance, it may have been as long ago as the early 2000s, so this doesn’t directly affect me ( there is of course an indirect effect in that an ever increasing proportion of my income will be subject to the highest rate of tax) but there is no doubt that it is those who find themselves dragged into higher rates for the first time who are hurt the most. A 2p increase in IT would have hurt people like me a bit more and those who were in the £40k range somewhat less. But hell, politics is more important.
    The 3 year freeze is in never never land. We may well have a Reform or Tory chancellor by then. Or if there is economic improvement Labour will probably promise to unfreeze it ahead of the GE anyway.

    It is just a wheeze to make the spreadsheet compliant.
    That's the trouble with getting St Augustine to write your fiscal rule- make me properly prudent, but not yet.

    But as long as the Will Of The People is dead set against increases in headline tax rates, we will keep getting this sort of stuff.
  • IanB2IanB2 Posts: 53,418
    HYUFD said:

    Meanwhile in "would anyone be able to tell the difference" news,

    The Conservative MP for Romford says he can see Reform UK winning his seat in the next general election.

    Andrew Rosindell, who has represented the east London constituency since 2001, said he currently thinks “my seat would almost certainly go to Reform”.


    https://www.msn.com/en-gb/news/uknews/east-london-tory-mp-says-reform-could-win-his-seat-at-next-election/ar-AA1RdupR?ocid=socialshare

    (Mathematically, he's probably right- Rozzer was about 1500 ahead of Labour and 5000 ahead of Reform in 2024. He's up for serving under PM Farage, because of course he is.)

    I think Rosindell is the likeliest Tory MP to defect to Reform now unless Jenrick becomes Conservative leader
    lol. Voters switch from Tory to Reform because they are fed up with Tory incompetence and want a real change. Then they end up with exactly the same guy as before. Reform isn’t going to be able to pull that off in too many places before people smell a rat.
  • HYUFDHYUFD Posts: 131,802
    nico67 said:

    The two-child benefit cap removal doesn’t just appease the Labour backbenchers .

    The clue is in why Farage backed lifting the cap . Reform poll well with those on lower incomes and who are more likely to be on Universal Credit .

    Most Reform voters opposed ending the two child benefit cap in polls, increasing standard child benefit would have been more popular
  • HYUFD said:

    Meanwhile in "would anyone be able to tell the difference" news,

    The Conservative MP for Romford says he can see Reform UK winning his seat in the next general election.

    Andrew Rosindell, who has represented the east London constituency since 2001, said he currently thinks “my seat would almost certainly go to Reform”.


    https://www.msn.com/en-gb/news/uknews/east-london-tory-mp-says-reform-could-win-his-seat-at-next-election/ar-AA1RdupR?ocid=socialshare

    (Mathematically, he's probably right- Rozzer was about 1500 ahead of Labour and 5000 ahead of Reform in 2024. He's up for serving under PM Farage, because of course he is.)

    I think Rosindell is the likeliest Tory MP to defect to Reform now unless Jenrick becomes Conservative leader
    He also wants Havering to have a vote on whether they stay a London Borough, or become part of Essex again.
  • noneoftheabovenoneoftheabove Posts: 25,923

    So, I've read the budget (so you don't have to) and buried in the small print is this little gem:

    "Following re-costings conducted by HMRC, and certified by the Office for Budget Responsibility (OBR), the reforms to the taxation of non-domiciled individuals implemented in April are now expected to raise £39.5 billion across the scorecard, and VAT on private school fees is expected to raise an average of £40 million extra per year."


    £40 million a year. Let that sink in a minute. Just *£40 million*. It was originally supposeed to be £1.75bn extra.

    Bet it's actually negative in reality. Labour has closed independent schools, reduced the size of the education sector, and increased the burden on the public purse - all at the same time.

    Pretty sure it will be a £40m change to their previous forecast rather than £40m. Spending on private schools is around £10bn per year.
  • BenpointerBenpointer Posts: 36,149

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    If you are already retired it is probably a bad idea to be relying on the AI bubble rather than using less risky savings vehicles.

    I suppose the biggest source of funds will be from those finding somewhere for their tax free pension pot if it isn't all being blown on cruises.
    Take a 25% tax free cash sum out of your pension and bung it into tax free ISAs over a few years. Wealth accelerator for the rich.
    Er... not with a cash ISA, most cash ISAs are paying less than CPI and the few that are paying more are only up to 0.5% in real terms - 25 years of that gains you 13%
  • HYUFD said:

    Meanwhile in "would anyone be able to tell the difference" news,

    The Conservative MP for Romford says he can see Reform UK winning his seat in the next general election.

    Andrew Rosindell, who has represented the east London constituency since 2001, said he currently thinks “my seat would almost certainly go to Reform”.


    https://www.msn.com/en-gb/news/uknews/east-london-tory-mp-says-reform-could-win-his-seat-at-next-election/ar-AA1RdupR?ocid=socialshare

    (Mathematically, he's probably right- Rozzer was about 1500 ahead of Labour and 5000 ahead of Reform in 2024. He's up for serving under PM Farage, because of course he is.)

    I think Rosindell is the likeliest Tory MP to defect to Reform now unless Jenrick becomes Conservative leader
    He also wants Havering to have a vote on whether they stay a London Borough, or become part of Essex again.
    He always wants a vote on Hexit. Despite having been born in Greater London, whether he likes it or not.

    As for joining the Faragistes, I assume that there is enough in the Whips' Black Book to keep him in line. And there is another ex-Conservtive ahead of him in the queue to be Romford's Reform MP;

    https://www.bbc.com/news/articles/cqjexze7444o
  • carnforthcarnforth Posts: 7,807

    So, I've read the budget (so you don't have to) and buried in the small print is this little gem:

    "Following re-costings conducted by HMRC, and certified by the Office for Budget Responsibility (OBR), the reforms to the taxation of non-domiciled individuals implemented in April are now expected to raise £39.5 billion across the scorecard, and VAT on private school fees is expected to raise an average of £40 million extra per year."


    £40 million a year. Let that sink in a minute. Just *£40 million*. It was originally supposeed to be £1.75bn extra.

    Bet it's actually negative in reality. Labour has closed independent schools, reduced the size of the education sector, and increased the burden on the public purse - all at the same time.

    It was the 2024 version of the fox hunting ban. Except there are more plausible reasons for ending fox hunting than putting VAT on education.
  • FrankBoothFrankBooth Posts: 10,216

    ‘Avoid skin-to-skin contact,’ Brits warned – as ‘super fungus’ that attacks groin and bum ‘spreads at pace’
    https://www.thesun.co.uk/health/37422547/super-fungus-attacks-groin-bum-spreading-uk/

    As it is a slow news day, here is a medical warning from the Sun.

    Some of us have no problem with that.

    I hadn't realised that the mother in the case of the parents arrested for 'harassing' a school is Jewish. Coincidence? Did her organising a Holocaust Memorial Day event cause the school undue stress?

    https://www.thejc.com/news/uk/revealed-police-quizzed-wrongfully-arrested-jewish-mother-over-her-faith-gvhymd83
  • RogerRoger Posts: 21,563
    edited November 26
    I listened to Kemi today and found her rather childish.

    I know the budget is showtime but in her position if she wants to be taken seriously on one of the few occasions people might notice her she'd surely do better if she didn't sound like she was in a Christmas pantomime
  • EabhalEabhal Posts: 12,671
    edited November 26

    So, I've read the budget (so you don't have to) and buried in the small print is this little gem:

    "Following re-costings conducted by HMRC, and certified by the Office for Budget Responsibility (OBR), the reforms to the taxation of non-domiciled individuals implemented in April are now expected to raise £39.5 billion across the scorecard, and VAT on private school fees is expected to raise an average of £40 million extra per year."


    £40 million a year. Let that sink in a minute. Just *£40 million*. It was originally supposeed to be £1.75bn extra.

    Bet it's actually negative in reality. Labour has closed independent schools, reduced the size of the education sector, and increased the burden on the public purse - all at the same time.

    Pretty sure it will be a £40m change to their previous forecast rather than £40m. Spending on private schools is around £10bn per year.
    Otherwise it would suggest that the behavioural response was 98%, which is stretching credulity somewhat given the number of XC90s speeding into Fettes.
  • HYUFDHYUFD Posts: 131,802
    Roger said:

    I listened to Kemi today and found her rather childish.

    I know the budget is showtime but in her position if she wants to be taken seriously on one of the few occasions people might notice her she'd surely do better if she didn't sound like she was in a Christmas pantomime

    Given you would never vote Tory anyway I doubt she cares. Tory voters thought she was good today, as I expect did many Reform voters and voters who voted Labour last year having voted Conservative in 2019
  • noneoftheabovenoneoftheabove Posts: 25,923

    How do all governments manage to overcomplicate the sytem every time e.g. the change to amount you can put in a Cash ISA, but then addomg a carve out for over 65s...why?

    Who are the biggest most reliable voting group? Who are the most efficient whining group?
    If you are already retired it is probably a bad idea to be relying on the AI bubble rather than using less risky savings vehicles.

    I suppose the biggest source of funds will be from those finding somewhere for their tax free pension pot if it isn't all being blown on cruises.
    Take a 25% tax free cash sum out of your pension and bung it into tax free ISAs over a few years. Wealth accelerator for the rich.
    Er... not with a cash ISA, most cash ISAs are paying less than CPI and the few that are paying more are only up to 0.5% in real terms - 25 years of that gains you 13%
    People make their own choice how to invest it. The question is why does it need to be tax sheltered? The rich stuffing their savings into low return products doesn't help anyone, encourage them to spend it and grow the economy, or if it is going to be invested then ideally invested in UK based growth.
  • HYUFDHYUFD Posts: 131,802

    HYUFD said:

    Meanwhile in "would anyone be able to tell the difference" news,

    The Conservative MP for Romford says he can see Reform UK winning his seat in the next general election.

    Andrew Rosindell, who has represented the east London constituency since 2001, said he currently thinks “my seat would almost certainly go to Reform”.


    https://www.msn.com/en-gb/news/uknews/east-london-tory-mp-says-reform-could-win-his-seat-at-next-election/ar-AA1RdupR?ocid=socialshare

    (Mathematically, he's probably right- Rozzer was about 1500 ahead of Labour and 5000 ahead of Reform in 2024. He's up for serving under PM Farage, because of course he is.)

    I think Rosindell is the likeliest Tory MP to defect to Reform now unless Jenrick becomes Conservative leader
    He also wants Havering to have a vote on whether they stay a London Borough, or become part of Essex again.
    He always wants a vote on Hexit. Despite having been born in Greater London, whether he likes it or not.

    As for joining the Faragistes, I assume that there is enough in the Whips' Black Book to keep him in line. And there is another ex-Conservtive ahead of him in the queue to be Romford's Reform MP;

    https://www.bbc.com/news/articles/cqjexze7444o
    Reform members would pick Rosindell over Prince who would be more likely to stand in Chingford or Ilford North anyway
  • EabhalEabhal Posts: 12,671
    edited November 26
    Eabhal said:

    So, I've read the budget (so you don't have to) and buried in the small print is this little gem:

    "Following re-costings conducted by HMRC, and certified by the Office for Budget Responsibility (OBR), the reforms to the taxation of non-domiciled individuals implemented in April are now expected to raise £39.5 billion across the scorecard, and VAT on private school fees is expected to raise an average of £40 million extra per year."


    £40 million a year. Let that sink in a minute. Just *£40 million*. It was originally supposeed to be £1.75bn extra.

    Bet it's actually negative in reality. Labour has closed independent schools, reduced the size of the education sector, and increased the burden on the public purse - all at the same time.

    Pretty sure it will be a £40m change to their previous forecast rather than £40m. Spending on private schools is around £10bn per year.
    Otherwise it would suggest that the behavioural response was 98%, which is stretching credulity somewhat given the number of XC90s speeding into Fettes.
    Yep - "The yield from the October 2024 measure to charge VAT on private school fees has been
    revised up slightly by an average of £40 million per year, driven by the updated forecast for
    average earnings that is used to project fee growth."
  • Casino_RoyaleCasino_Royale Posts: 64,731
    Eabhal said:

    So, I've read the budget (so you don't have to) and buried in the small print is this little gem:

    "Following re-costings conducted by HMRC, and certified by the Office for Budget Responsibility (OBR), the reforms to the taxation of non-domiciled individuals implemented in April are now expected to raise £39.5 billion across the scorecard, and VAT on private school fees is expected to raise an average of £40 million extra per year."


    £40 million a year. Let that sink in a minute. Just *£40 million*. It was originally supposeed to be £1.75bn extra.

    Bet it's actually negative in reality. Labour has closed independent schools, reduced the size of the education sector, and increased the burden on the public purse - all at the same time.

    Pretty sure it will be a £40m change to their previous forecast rather than £40m. Spending on private schools is around £10bn per year.
    Otherwise it would suggest that the behavioural response was 98%, which is stretching credulity somewhat given the number of XC90s speeding into Fettes.
    No, plenty of people warned this would cost the exchequer as many parents moved into the State system and schools shut down.

    And your silly cliche summarises the problem behind the policy.
  • RogerRoger Posts: 21,563
    Good clip of Farage answering questions. The arrogant swagger hadn't completely disappeared but he sounded diminished. He also compared himself to Enoch Powell who was apparently saying the same things at the same time. Not the coolest move in my opinion! It didn't feel like he was putting things into context as much as reminding people what very ugly views he holds
  • nico67nico67 Posts: 6,680
    HYUFD said:

    nico67 said:

    The two-child benefit cap removal doesn’t just appease the Labour backbenchers .

    The clue is in why Farage backed lifting the cap . Reform poll well with those on lower incomes and who are more likely to be on Universal Credit .

    Most Reform voters opposed ending the two child benefit cap in polls, increasing standard child benefit would have been more popular
    A majority of Labour to Reform switchers support the cap removal . That’s from recent YouGov polling .
  • FairlieredFairliered Posts: 7,091

    I haven’t seen this anywhere, but that may be because I haven’t looked properly, but what happens when someone’s OAP rises above the tax threshold?

    AFAIK if you only have a state pension, and your income rises above the threshold, you won’t be asked to pay tax. If, however, you also have another pension, all the tax due will be deducted from it.
  • EabhalEabhal Posts: 12,671
    edited November 26

    Eabhal said:

    So, I've read the budget (so you don't have to) and buried in the small print is this little gem:

    "Following re-costings conducted by HMRC, and certified by the Office for Budget Responsibility (OBR), the reforms to the taxation of non-domiciled individuals implemented in April are now expected to raise £39.5 billion across the scorecard, and VAT on private school fees is expected to raise an average of £40 million extra per year."


    £40 million a year. Let that sink in a minute. Just *£40 million*. It was originally supposeed to be £1.75bn extra.

    Bet it's actually negative in reality. Labour has closed independent schools, reduced the size of the education sector, and increased the burden on the public purse - all at the same time.

    Pretty sure it will be a £40m change to their previous forecast rather than £40m. Spending on private schools is around £10bn per year.
    Otherwise it would suggest that the behavioural response was 98%, which is stretching credulity somewhat given the number of XC90s speeding into Fettes.
    No, plenty of people warned this would cost the exchequer as many parents moved into the State system and schools shut down.

    And your silly cliche summarises the problem behind the policy.
    I would normally rip into a PBer who made a mistake as egregious as that - but I'm not going to because I made a similar one myself at work today...

    The key thing is to fess up and concede the mistake immediately. In your case, that the tax revenues are up £40 million compared with the prior forecast - not reduced by 98% as you've suggested.

    (You're right about the cliche, it does appear that they have moved on from XC90s in the main).
Sign In or Register to comment.