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Not at all sure. The review will put the whole subject up for debate and the idea that wealthy students should receive free degrees paid for by the taxes of the less well off may not be all Corbyn's hopes for in popularityrottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
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.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.0 -
rottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
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.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.
The government should scrap immediately the 6% interest rate on loans. It is outrageous.
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Comprehensive education init :-)DavidL said:
Yes. The "all" is not only superfluous but wrong. Maybe "each student" would be somewhat clearer too.ydoethur said:
Much though I admire Greening, my inner grammar Nazi began goose-stepping in a fashion even John Cleese would blench at when I read this line:rottenborough said:
Greening on HE:Morris_Dancer said:Mr. Borough, it's a bit Brownian. She's a micromanager, but the PM has to be able to see the big picture.
https://www.justinegreening.co.uk/news/higher-education-options
'Overwhelmingly, all degrees cost students £9k per year in fees...'0 -
Well indeed, and look at where the biggest swings to Labour were at the last GE..welshowl said:
I seem to recall the figure being bandied about 20 years ago to justify the vast expansion in HE was that graduates earned around £400K (then) over a lifetime more than non graduates.Casino_Royale said:Any graduate (assuming employment) will be paying 20% IT, 12% NI, 9% repayments and probably 5% pension on any salary over 25k. A 41% tax without pension or 46% with it.
At over 45k, it would be 40% IT, 2% NI and 9% repayments. That's 51% tax without pension or 56% with it.
There is little prospect of this disappearing until they are well into their 50s. Out of that net income you'd be expected to pay high rents in London/SE and save for a deposit, which is very difficult.
That doesn't seem fair to me. It's no wonder the under 30s are turning to socialism: they are already paying socialist taxes without having any capital.
It clearly didn't seem to dawn on the proponents of such a huge expansion that expanding the supply of graduates would affect their "price" so to speak. All the rest is just chickens coming home to roost.
We have created a bloated HE sector and got the young to pay for it on tick, on the whopping con that it'll be worth it for them in the long run. It could never be, when all we have done is create a paper chase qualifications arms race for anyone unfortunate enough to be under about 40.0 -
Is there anywhere that doesn't charge £9k a year?ydoethur said:
I would have said it should be, 'Tuition fees for the overwhelming majority of courses are £9k per year.'DavidL said:
Yes. The "all" is not only superfluous but wrong. Maybe "each student" would be somewhat clearer too.ydoethur said:
Much though I admire Greening, my inner grammar Nazi began goose-stepping in a fashion even John Cleese would blench at when I read this line:rottenborough said:
Greening on HE:Morris_Dancer said:Mr. Borough, it's a bit Brownian. She's a micromanager, but the PM has to be able to see the big picture.
https://www.justinegreening.co.uk/news/higher-education-options
'Overwhelmingly, all degrees cost students £9k per year in fees...'
That would still be wrong, but it would be coherent.0 -
Oi! I had a compruhensuf edjookayshan and I can still speke and right Unglesh.rottenborough said:
Comprehensive education init :-)DavidL said:
Yes. The "all" is not only superfluous but wrong. Maybe "each student" would be somewhat clearer too.ydoethur said:
Much though I admire Greening, my inner grammar Nazi began goose-stepping in a fashion even John Cleese would blench at when I read this line:rottenborough said:
Greening on HE:Morris_Dancer said:Mr. Borough, it's a bit Brownian. She's a micromanager, but the PM has to be able to see the big picture.
https://www.justinegreening.co.uk/news/higher-education-options
'Overwhelmingly, all degrees cost students £9k per year in fees...'0 -
Let's say Mr Henderson had Tweeted the MoS front page and Mr Cox had sued him for libel. I would suggest going after the BBC too, not least because they have deep pockets.AlastairMeeks said:
I'd say that's an interesting question. It's a longstanding activity undertaken by BBC employees as a group who gain much of their cachet from their status as BBC employees and who mention that status in their Twitter bios. The BBC will have been well aware of this for some time and presumably has acquiesced in them carrying it out. You might try to argue that their Twitter presence is part of the BBC's devolved social media strategy and not a solely personal activity. The BBC gets some benefits from its employees being very visible on Twitter.rottenborough said:
No, he is doing it in a personal capacity.DecrepitJohnL said:
The BBC showed the front page on the Marr show; is the headline tweeter the BBC (even if Guido conflates them)?tlg86 said:
I think Hodges has a point. They showed the front page on the Marr show.Sandpit said:LOL at Dan Hodges getting in a Twitter spat with Morus of this parish...
https://order-order.com/2018/02/19/hodges-v-hendopolis/
Henderson's feed clearly states he works for the BBC. He could easily have a second, anonymous account, if he wanted to differentiate between his own actions and those on behalf of his employer.0 -
More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
Absolutely. They really snuck that one in. Outrageous really.Cyclefree said:rottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
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.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.
The government should scrap immediately the 6% interest rate on loans. It is outrageous.0 -
It's the history - IIRC they are the old communist party of the GDRrural_voter said:
I don't follow why Die Linke is persona non grata. The online descriptions make them sound like a democratic Socialist party of Jeremy Corbyn, Seamus Milne, Jon Lansman and Dennis Skinner. They're not considered a threat to order and stability as a Communist party would be or as a racist hard-right party would beTheWhiteRabbit said:
The new (permanent) SPD leader was the flagbearer of the deal - a good communicator and a more authentic voice than Schulz - before she became leader.rottenborough said:
Things fall apart; the centre cannot hold.David_Evershed said:
This polling with AfD on 25% and SPD on 14% will have a real impact on the way SPD members see the value of a coalition with Merkel/CDU. CDU are only on 26% themselves.Morris_Dancer said:Meanwhile. in Germany: https://twitter.com/afneil/status/965499042510843904
The new SPD leader, I think, has backed the coalition deal. We find out the result on 4 March, which I think is also the date of the Italian election.
Bleak. Very bleak.
I don't think focussing on East Germany - where the SPD lose votes to Die Linke (The Left which for those not familiar is exactly what it sounds like)- is that helpful.
The question for the CDU is "we'll back the deal, but is Merkel the right leader" and the question for the SPD is "do we want a disaster of an election now or in five years".
https://en.wikipedia.org/wiki/Federal_Office_for_the_Protection_of_the_Constitution0 -
I believe they are a mix of the followers of Oscar Lafontaine ex of the SPD who was pretty far left and the rehashed SED of East Germany (ie the lot that built the Wall and ran East Germany without the need for tiresome things like free elections for 40 odd years). I suspect it's the SED connection which makes them outcasts.rural_voter said:
I don't follow why Die Linke is persona non grata. The online descriptions make them sound like a democratic Socialist party of Jeremy Corbyn, Seamus Milne, Jon Lansman and Dennis Skinner. They're not considered a threat to order and stability as a Communist party would be or as a racist hard-right party would beTheWhiteRabbit said:
The new (permanent) SPD leader was the flagbearer of the deal - a good communicator and a more authentic voice than Schulz - before she became leader.rottenborough said:
Things fall apart; the centre cannot hold.David_Evershed said:
This polling with AfD on 25% and SPD on 14% will have a real impact on the way SPD members see the value of a coalition with Merkel/CDU. CDU are only on 26% themselves.Morris_Dancer said:Meanwhile. in Germany: https://twitter.com/afneil/status/965499042510843904
The new SPD leader, I think, has backed the coalition deal. We find out the result on 4 March, which I think is also the date of the Italian election.
Bleak. Very bleak.
I don't think focussing on East Germany - where the SPD lose votes to Die Linke (The Left which for those not familiar is exactly what it sounds like)- is that helpful.
The question for the CDU is "we'll back the deal, but is Merkel the right leader" and the question for the SPD is "do we want a disaster of an election now or in five years".
https://en.wikipedia.org/wiki/Federal_Office_for_the_Protection_of_the_Constitution
Of course with nigh on a quarter of folk voting for Die Linke or the AfD it makes forming 50% out of the remaining 75% a tad tricky in forming a government, especially when around 20% are also voting for the FDP or the Greens who are essentially oil and water to each other.0 -
Uncapped, Russell Group universities could easily charge a full market rate of £25-30k annual fees for degrees like medicine.rottenborough said:
Is there anywhere that doesn't charge £9k a year?ydoethur said:
I would have said it should be, 'Tuition fees for the overwhelming majority of courses are £9k per year.'DavidL said:
Yes. The "all" is not only superfluous but wrong. Maybe "each student" would be somewhat clearer too.ydoethur said:
Much though I admire Greening, my inner grammar Nazi began goose-stepping in a fashion even John Cleese would blench at when I read this line:rottenborough said:
Greening on HE:Morris_Dancer said:Mr. Borough, it's a bit Brownian. She's a micromanager, but the PM has to be able to see the big picture.
https://www.justinegreening.co.uk/news/higher-education-options
'Overwhelmingly, all degrees cost students £9k per year in fees...'
That would still be wrong, but it would be coherent.0 -
Exactly my point. And indeed, I suspect the BBC want him to name them in his bio.tlg86 said:
Let's say Mr Henderson had Tweeted the MoS front page and Mr Cox had sued him for libel. I would suggest going after the BBC too, not least because they have deep pockets.AlastairMeeks said:
I'd say that's an interesting question. It's a longstanding activity undertaken by BBC employees as a group who gain much of their cachet from their status as BBC employees and who mention that status in their Twitter bios. The BBC will have been well aware of this for some time and presumably has acquiesced in them carrying it out. You might try to argue that their Twitter presence is part of the BBC's devolved social media strategy and not a solely personal activity. The BBC gets some benefits from its employees being very visible on Twitter.rottenborough said:
No, he is doing it in a personal capacity.DecrepitJohnL said:
The BBC showed the front page on the Marr show; is the headline tweeter the BBC (even if Guido conflates them)?tlg86 said:
I think Hodges has a point. They showed the front page on the Marr show.Sandpit said:LOL at Dan Hodges getting in a Twitter spat with Morus of this parish...
https://order-order.com/2018/02/19/hodges-v-hendopolis/
Henderson's feed clearly states he works for the BBC. He could easily have a second, anonymous account, if he wanted to differentiate between his own actions and those on behalf of his employer.
I'm encouraged by my work to tweet as part of my firm's social media strategy (not one of my favourite activities, as it happens). I'd be dumbfounded if the same were not true within the BBC, given the number of BBC employees at all levels who are enthusiastic tweeters.0 -
I suspect that the courts would look very differently on tweeting the front page of a newspaper and editorialising in the way that La Bercow did.TheScreamingEagles said:
That was the BBC, Neil's tweets on the front pages is him acting in a personal capacity.tlg86 said:
I think Hodges has a point. They showed the front page on the Marr show.Sandpit said:LOL at Dan Hodges getting in a Twitter spat with Morus of this parish...
https://order-order.com/2018/02/19/hodges-v-hendopolis/
As we saw with Sally Bercow posting on twitter can cost you a lot of money.
But I can quite understand why Neil doesn't want to take that risk.0 -
I suspect that the courts would look very differently on tweeting the front page of a newspaper and editorialising in the way that La Bercow did.TheScreamingEagles said:
That was the BBC, Neil's tweets on the front pages is him acting in a personal capacity.tlg86 said:
I think Hodges has a point. They showed the front page on the Marr show.Sandpit said:LOL at Dan Hodges getting in a Twitter spat with Morus of this parish...
https://order-order.com/2018/02/19/hodges-v-hendopolis/
As we saw with Sally Bercow posting on twitter can cost you a lot of money.
But I can quite understand why Neil doesn't want to take that risk.0 -
Mr. Owls, also (forgot to add and have been afk for a little while), what's Labour's policy for getting the money to fund giveaway number seventy-three-and-a-half?0
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The technical answer is no, because the cap is slightly higher than that.rottenborough said:
Is there anywhere that doesn't charge £9k a year?ydoethur said:
I would have said it should be, 'Tuition fees for the overwhelming majority of courses are £9k per year.'DavidL said:
Yes. The "all" is not only superfluous but wrong. Maybe "each student" would be somewhat clearer too.ydoethur said:
Much though I admire Greening, my inner grammar Nazi began goose-stepping in a fashion even John Cleese would blench at when I read this line:rottenborough said:
Greening on HE:Morris_Dancer said:Mr. Borough, it's a bit Brownian. She's a micromanager, but the PM has to be able to see the big picture.
https://www.justinegreening.co.uk/news/higher-education-options
'Overwhelmingly, all degrees cost students £9k per year in fees...'
That would still be wrong, but it would be coherent.
The rather less technical real-world answer is that it does vary more than is realised and it will be affected by a number of factors. That is to say, the headline figure is (I think) 9325 but in practice scholarships can reduce that significantly (up to half in some cases). Also some universities offer major discounts for second degrees at the same institution.
There is also - and this is a more noteworthy injustice that really would be better if corrected - a discount programme for those who can pay upfront. So the richest in every sense of the word pay the least...
I have to go again but I assure you I am not doing a @bigjohnowls and rubbing off to Sainsbury's. Have a good day!0 -
Mine is at 1.5%.Jonathan said:
Absolutely. They really snuck that one in. Outrageous really.Cyclefree said:rottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
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.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.
The government should scrap immediately the 6% interest rate on loans. It is outrageous.
Half thinking of paying it off, my mortgage rate will be 1.39%...
Though then again Corbyn might write it off, and being able to access the capital might be worth more than £4.66 a year. Hmm what to do.0 -
Another thing on libel. During the hours after the Westminster Bridge attack, posts naming the perpetrator were deleted because they didn't come from a reputable source. Yet, it was okay for the wrong name to be posted because it had been incorrectly named by Channel 4 news.
I'd have thought Mr Cox could sue the MoS, and if he wins, ask people on Twitter to delete Tweets showing the front page.0 -
The 'outrageous' effect it has is entirely to make the student-loan tax more progressive, since only graduates who are very highly paid in the future will pay any more as a result of the high interest rate. In objective terms, I'm not sure that changing the system to benefit future top lawyers and bankers should be a high priority of policy, but in political terms cutting the interest rate would be a low-cost way of making it look as though the government is doing something to alleviate the burden. So the government should do it.Cyclefree said:rottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
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.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.
The government should scrap immediately the 6% interest rate on loans. It is outrageous.
Alternatively, and more radically, I think that it's worth looking at a complete restructuring whereby student loan repayments get rebranded to what they really are - a graduate tax - and changed into a hypothecated higher education fund rather than treated as individual debts.0 -
I mean, to be fair, those newspaper columnists in left-wing papers who have taken offense are getting offended by things like exploitative labour practices amongst the poorest of society. The right wing columnists are getting offended that they can't sexually harass women or that gay people are being treated as normal members of society.MarqueeMark said:
No, just a vigilant prat-spotter.Alistair said:
Think I've spotted another one of those perpetually offended snowflakes.MarqueeMark said:
No, you're just being prat.Alistair said:
Hmmm, seems a lot of people are getting annoyed at my sweeping generalisation. I must be onto something here.MarqueeMark said:
And Polly Toynbee never takes offence, never I tell you. No-one in The Guardian ever does.Alistair said:
Yes, and they are all columnists in right wing papers.MaxPB said:
I don't think that's true any longer, there is a segment of society who's role has become to be perpetually offended, and be the forever victim.AlastairMeeks said:It’s a false dichotomy. It should be possible to express yourself clearly without giving unnecessary offence.
Some of our politicians manage neither.
*stifles a titter*
Anyone saying "all" is just setting themselves up for a fall.0 -
It's certainly wrong. Many courses, possibly even the majority, are not worth £9K a year, don't cost that to put on and generate debts that are, on average, somewhat unlikely to be fully repaid. Some, classically STEM subjects, cost more to provide and also give significantly greater economic advantages to the student. What the current mess shows is how badly a market can work with inaccurate and insufficient information.ydoethur said:
I would have said it should be, 'Tuition fees for the overwhelming majority of courses are £9k per year.'DavidL said:
Yes. The "all" is not only superfluous but wrong. Maybe "each student" would be somewhat clearer too.ydoethur said:
Much though I admire Greening, my inner grammar Nazi began goose-stepping in a fashion even John Cleese would blench at when I read this line:rottenborough said:
Greening on HE:Morris_Dancer said:Mr. Borough, it's a bit Brownian. She's a micromanager, but the PM has to be able to see the big picture.
https://www.justinegreening.co.uk/news/higher-education-options
'Overwhelmingly, all degrees cost students £9k per year in fees...'
That would still be wrong, but it would be coherent.
There is a pitiful or non existent correlation between the cost of producing the course and the fees. Universities are being completely dishonest about this. There is an even worse correlation between the cost of taking the course and its economic benefit. Again Universities have contrived to conceal that information.
We can deal with this mess either by having a graduate tax (where the more successful pay more back into the system) or by limiting the level of fees that a University can charge to cost +X%. Alternatively, we can just make it all "free" again benefitting the better off at the cost of the poor. The graduate tax seems the sensible option but if it is followed it is inevitable that the University sector may finally discover what "austerity" means.0 -
Mr. Pulpstar, a friend of mine at university, who always was rather clever, took out a student loan she didn't need (at low rates) then shoved the cash into an ISA with a far higher rate.0
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That's the Reynolds Defence.tlg86 said:Another thing on libel. During the hours after the Westminster Bridge attack, posts naming the perpetrator were deleted because they didn't come from a reputable source. Yet, it was okay for the wrong name to be posted because it had been incorrectly named by Channel 4 news.
I'd have thought Mr Cox could sue the MoS, and if he wins, ask people on Twitter to delete Tweets showing the front page.
https://en.wikipedia.org/wiki/Reynolds_v_Times_Newspapers_Ltd0 -
I did something similar, my second year student loan was invested in the stock market.Morris_Dancer said:Mr. Pulpstar, a friend of mine at university, who always was rather clever, took out a student loan she didn't need (at low rates) then shoved the cash into an ISA with a far higher rate.
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Quite. If you actually had such a tax going forwards on new graduates I suspect the market would sort the wheat from the chaff pdq. 17/18 year olds would become adept at working out the cost/benefits so that 25K to study chemical engineering at Imperial or medicine at Cambridge may still be worth it, 3K to study media at Bognor FE college may still be 3K down the drain.DavidL said:
It's certainly wrong. Many courses, possibly even the majority, are not worth £9K a year, don't cost that to put on and generate debts that are, on average, somewhat unlikely to be fully repaid. Some, classically STEM subjects, cost more to provide and also give significantly greater economic advantages to the student. What the current mess shows is how badly a market can work with inaccurate and insufficient information.ydoethur said:
I would have said it should be, 'Tuition fees for the overwhelming majority of courses are £9k per year.'DavidL said:
Yes. The "all" is not only superfluous but wrong. Maybe "each student" would be somewhat clearer too.ydoethur said:
Much though I admire Greening, my inner grammar Nazi began goose-stepping in a fashion even John Cleese would blench at when I read this line:rottenborough said:
Greening on HE:Morris_Dancer said:Mr. Borough, it's a bit Brownian. She's a micromanager, but the PM has to be able to see the big picture.
https://www.justinegreening.co.uk/news/higher-education-options
'Overwhelmingly, all degrees cost students £9k per year in fees...'
That would still be wrong, but it would be coherent.
There is a pitiful or non existent correlation between the cost of producing the course and the fees. Universities are being completely dishonest about this. There is an even worse correlation between the cost of taking the course and its economic benefit. Again Universities have contrived to conceal that information.
We can deal with this mess either by having a graduate tax (where the more successful pay more back into the system) or by limiting the level of fees that a University can charge to cost +X%. Alternatively, we can just make it all "free" again benefitting the better off at the cost of the poor. The graduate tax seems the sensible option but if it is followed it is inevitable that the University sector may finally discover what "austerity" means.
My only amazement is why (seemingly) more 17/18 year olds don't do this now anyway. Maybe they do and come to a different conclusion than I would.
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The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off , with been done over.Cyclefree said:rottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
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.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.
The government should scrap immediately the 6% interest rate on loans. It is outrageous.0 -
The funny thing is, in a way, Henderson has not done himself any favours for any future legal proceedings. Let's say he Tweets a front page with a claim which turns out to be libelous. The aggrieved party could point out that Henderson had previously taken steps to not libel someone else and so should have taken more care in other cases.TheScreamingEagles said:
That's the Reynolds Defence.tlg86 said:Another thing on libel. During the hours after the Westminster Bridge attack, posts naming the perpetrator were deleted because they didn't come from a reputable source. Yet, it was okay for the wrong name to be posted because it had been incorrectly named by Channel 4 news.
I'd have thought Mr Cox could sue the MoS, and if he wins, ask people on Twitter to delete Tweets showing the front page.
https://en.wikipedia.org/wiki/Reynolds_v_Times_Newspapers_Ltd0 -
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
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Gay people are being treated as normal members of society because they can get married. Under a law passed by right-wing Tories. After Labour fannied about for 13 years.Alistair said:
I mean, to be fair, those newspaper columnists in left-wing papers who have taken offense are getting offended by things like exploitative labour practices amongst the poorest of society. The right wing columnists are getting offended that they can't sexually harass women or that gay people are being treated as normal members of society.MarqueeMark said:
No, just a vigilant prat-spotter.Alistair said:
Think I've spotted another one of those perpetually offended snowflakes.MarqueeMark said:
No, you're just being prat.Alistair said:
Hmmm, seems a lot of people are getting annoyed at my sweeping generalisation. I must be onto something here.MarqueeMark said:
And Polly Toynbee never takes offence, never I tell you. No-one in The Guardian ever does.Alistair said:
Yes, and they are all columnists in right wing papers.MaxPB said:
I don't think that's true any longer, there is a segment of society who's role has become to be perpetually offended, and be the forever victim.AlastairMeeks said:It’s a false dichotomy. It should be possible to express yourself clearly without giving unnecessary offence.
Some of our politicians manage neither.
*stifles a titter*
Anyone saying "all" is just setting themselves up for a fall.
Labour is the party that has sexually segregated meetings. Where's the outrage about that for these left-wing newspaper columnists? Where's the outrgage about holocaust deniers and anti-semites being allowed into the Labour Party?
And while we're at it, where's their outrage that every Labour Government leaves office with lower employment than it inherits? Let's have a debate about who REALLY fucks over the poorest in society....0 -
I assume lenders can't ask if your wife/partner is pregnantRichard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
?
Best to fix the 5 year deal before the baby arrives
@Richard_Nabavi Are the barriers to entry really that low ? The appallingly slow speed of alot of lenders has become apparent to me in the last few months, Nationwide's AIP to valuation in just over a week through a broker seemed pretty good though.
Another q - is there some sort of regulation which means using a broker is quicker than going direct at the moment ?0 -
Yes cynical , they deserved losing their majority .Jonathan said:
Absolutely. They really snuck that one in. Outrageous really.Cyclefree said:rottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
Verified account
@jeremycorbyn
3m3 minutes ago
More
.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.
The government should scrap immediately the 6% interest rate on loans. It is outrageous.0 -
I suspect he will set up an official BBC twitter account for tomorrow's front pages.tlg86 said:
The funny thing is, in a way, Henderson has not done himself any favours for any future legal proceedings. Let's say he Tweets a front page with a claim which turns out to be libelous. The aggrieved party could point out that Henderson had previously taken steps to not libel someone else and so should have taken more care in other cases.TheScreamingEagles said:
That's the Reynolds Defence.tlg86 said:Another thing on libel. During the hours after the Westminster Bridge attack, posts naming the perpetrator were deleted because they didn't come from a reputable source. Yet, it was okay for the wrong name to be posted because it had been incorrectly named by Channel 4 news.
I'd have thought Mr Cox could sue the MoS, and if he wins, ask people on Twitter to delete Tweets showing the front page.
https://en.wikipedia.org/wiki/Reynolds_v_Times_Newspapers_Ltd
I sympathise with him a lot, Mike will attest, getting letters from solicitors threatening you with ruin is not a pleasant experience, especially when you've not done anything wrong.
One eminent barrister told us to successfully defend a theoretical action might cost 100k.
Fortunately we've not gotten to that stage on PB.
A few posters crossed the line during phone hacking so like other larger news PB shut down all discussions on it.0 -
I think that there is such an opportunity, if you think that you are very likely to repay the full debt plus interest before the cut off date. Sitting on equity in your house when you could borrow against it at a lower rate and pay off the education loan must make sense in those circumstances.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
Because due to circumstances many people are are unable to move from the SVR .Loss of income, sickness , caring responsibilities to name but a few.The base rate is now 0.5 , the SVR on many occasions 4.5 to 5 5 or more..I think you know this but are uninterested in people not been able to access cheaper deals .So get ripped off.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
The reporting (by the BBC at least) of the survey about concerns businesses have that a woman they employ might be pregnant or about to be was a prime example of slanted media coverage. It was all indignation about 'antiquated attitudes', without even the faintest whiff of an understanding of the hit on a small company to find that a new employee immediately takes maternity leave. It has b-all to do with antiquated attitudes, it's about the disruption and getting landed with the bill.Pulpstar said:
I assume lenders can't ask if your wife/partner is pregnantRichard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
?
Best to fix the 5 year deal before the baby arrives0 -
Great Ormond Street Hospital may reverse decision to return £530k of donations received from the Presidents Club.
Sky journo thinks it is likely they will retain the money.0 -
Presumably your company, a law firm, have said officially that they’ll defend you for Twitter libel? Mr Henderson’s comments suggest that he’s on his own if he gets sued.AlastairMeeks said:
Exactly my point. And indeed, I suspect the BBC want him to name them in his bio.tlg86 said:
Let's say Mr Henderson had Tweeted the MoS front page and Mr Cox had sued him for libel. I would suggest going after the BBC too, not least because they have deep pockets.AlastairMeeks said:
I'd say that's an interesting question. It's a longstanding activity undertaken by BBC employees as a group who gain much of their cachet from their status as BBC employees and who mention that status in their Twitter bios. The BBC will have been well aware of this for some time and presumably has acquiesced in them carrying it out. You might try to argue that their Twitter presence is part of the BBC's devolved social media strategy and not a solely personal activity. The BBC gets some benefits from its employees being very visible on Twitter.rottenborough said:
No, he is doing it in a personal capacity.DecrepitJohnL said:
The BBC showed the front page on the Marr show; is the headline tweeter the BBC (even if Guido conflates them)?tlg86 said:
I think Hodges has a point. They showed the front page on the Marr show.Sandpit said:LOL at Dan Hodges getting in a Twitter spat with Morus of this parish...
https://order-order.com/2018/02/19/hodges-v-hendopolis/
Henderson's feed clearly states he works for the BBC. He could easily have a second, anonymous account, if he wanted to differentiate between his own actions and those on behalf of his employer.
I'm encouraged by my work to tweet as part of my firm's social media strategy (not one of my favourite activities, as it happens). I'd be dumbfounded if the same were not true within the BBC, given the number of BBC employees at all levels who are enthusiastic tweeters.0 -
Who is getting 'ripped off'? They can't access cheaper deals for objective reasons. As I pointed out, it's an extremely competitive market, and if they were getting 'ripped off', someone else could come in and rip them off slightly less, thus making big profits. They don't - which shows that the 'ripping off' doesn't exist.Yorkcity said:
Because due to circumstances many people are are unable to move from the SVR .Loss of income, sickness , caring responsibilities to name but a few.The base rate is now 0.5 , the SVR on many occasions 4.5 to 5 5 or more..I think you know this but are uninterested in people not been able to access cheaper deals .So get ripped off.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
Some sense at last.TheScreamingEagles said:Great Ormond Street Hospital may reverse decision to return £530k of donations received from the Presidents Club.
Sky journo thinks it is likely they will retain the money.0 -
Osborne increased the interest rate to 6.1% to increase the value of the loan book that he wanted to sell to help close the deficit, ignoring the impact on students, and the morality of unilaterally changing loan conditions.Yorkcity said:
Yes cynical , they deserved losing their majority .Jonathan said:
Absolutely. They really snuck that one in. Outrageous really.Cyclefree said:rottenborough said:
May really is absolutely crap at politics isn't she?bigjohnowls said:Jeremy Corbyn
Verified account
@jeremycorbyn
3m3 minutes ago
More
.@Theresa_May voted to triple tuition fees and saddle students with an average £40,000 in debt.
There's no need to "review" that. Labour will scrap fees, bring back maintenance grants and make education free.
By half-agreeing with Labour that the system is broken, and then proposing some minor fudges, she's just about to move the Overton Window on HE funding firmly towards Jezza's position.
The government should scrap immediately the 6% interest rate on loans. It is outrageous.
"A change to loan conditions, made after a loan is taken out? A mortgage company can’t legally do that to borrowers – so why is the government doing it to students?"
https://www.theguardian.com/money/blog/2016/may/28/student-loans-next-mis-selling-scandal
0 -
Anyone stuck on the SVR , they are paying to much over the base rate.Richard_Nabavi said:
Who is getting 'ripped off'? They can't access cheaper deals for objective reasons. As I pointed out, it's an extremely competitive market, and if they were getting 'ripped off', someone else could come in and rip them off slightly less, thus making big profits. They don't - which shows that the 'ripping off' doesn't exist.Yorkcity said:
Because due to circumstances many people are are unable to move from the SVR .Loss of income, sickness , caring responsibilities to name but a few.The base rate is now 0.5 , the SVR on many occasions 4.5 to 5 5 or more..I think you know this but are uninterested in people not been able to access cheaper deals .So get ripped off.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
"I would have said it should be, 'Tuition fees for the overwhelming majority of courses are £9k per year.'"
Yeah, my place look a bit bad in one league table as we've set fees for the placement year to either £0 or a small nominal amount. So the average fees include this and we come near bottom.
Except, obviously, a placement year is typically good thing.0 -
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
Mr. Nabavi, yeah, I read that article with the same thoughts. It never occurred to them to wonder why huge maternity rights might be concerning for businesses, particularly small ones. If questions aren't asked, they'll be wondered, and firms will opt for men over women if they have concerns over maternity leave.
Which doesn't help women at all.0 -
Yes, the barriers to entry are quite low, and there are already many dozens of providers. But it's not very profitable, which is exactly my point. It's the opposite of consumers getting ripped off, it's not a very attractive business to enter.Pulpstar said:@Richard_Nabavi Are the barriers to entry really that low ? The appallingly slow speed of alot of lenders has become apparent to me in the last few months, Nationwide's AIP to valuation in just over a week through a broker seemed pretty good though.
Another q - is there some sort of regulation which means using a broker is quicker than going direct at the moment ?0 -
Common sense finally reigns? Silly of a children’s hospital to give back half a million quid they desperately need.TheScreamingEagles said:Great Ormond Street Hospital may reverse decision to return £530k of donations received from the Presidents Club.
Sky journo thinks it is likely they will retain the money.0 -
Henderson completely went off the deep end. This petulant teenager-esque twitter poll and mashing of the retweet button of tweets from some right old dodgy accounts just because they were backing him.TheScreamingEagles said:
I suspect he will set up an official BBC twitter account for tomorrow's front pages.tlg86 said:
The funny thing is, in a way, Henderson has not done himself any favours for any future legal proceedings. Let's say he Tweets a front page with a claim which turns out to be libelous. The aggrieved party could point out that Henderson had previously taken steps to not libel someone else and so should have taken more care in other cases.TheScreamingEagles said:
That's the Reynolds Defence.tlg86 said:Another thing on libel. During the hours after the Westminster Bridge attack, posts naming the perpetrator were deleted because they didn't come from a reputable source. Yet, it was okay for the wrong name to be posted because it had been incorrectly named by Channel 4 news.
I'd have thought Mr Cox could sue the MoS, and if he wins, ask people on Twitter to delete Tweets showing the front page.
https://en.wikipedia.org/wiki/Reynolds_v_Times_Newspapers_Ltd
I sympathise with him a lot, Mike will attest, getting letters from solicitors threatening you with ruin is not a pleasant experience, especially when you've not done anything wrong.
One eminent barrister told us to successfully defend a theoretical action might cost 100k.
Fortunately we've not gotten to that stage on PB.
A few posters crossed the line during phone hacking so like other larger news PB shut down all discussions on it.0 -
Too much according to what criterion?Yorkcity said:
Anyone stuck on the SVR , they are paying to much over the base rate.Richard_Nabavi said:
Who is getting 'ripped off'? They can't access cheaper deals for objective reasons. As I pointed out, it's an extremely competitive market, and if they were getting 'ripped off', someone else could come in and rip them off slightly less, thus making big profits. They don't - which shows that the 'ripping off' doesn't exist.Yorkcity said:
Because due to circumstances many people are are unable to move from the SVR .Loss of income, sickness , caring responsibilities to name but a few.The base rate is now 0.5 , the SVR on many occasions 4.5 to 5 5 or more..I think you know this but are uninterested in people not been able to access cheaper deals .So get ripped off.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
Staying in the Single Market is staying in the EU in all but name. Time is running out for RemoanersCyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
They could also vote in the 2014 local elections too but given Labour won those elections by 2% and the London elections by 11% anyway so is already starting from a high base and UKIP got 17% a substantial part of which should go to the Tories in May, I do not expect May will get a 'Brexit battering'TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
As the BBC keep saying about Oxfam...think of the kids...TheScreamingEagles said:Great Ormond Street Hospital may reverse decision to return £530k of donations received from the Presidents Club.
Sky journo thinks it is likely they will retain the money.0 -
Evening Standard front page attacking PM. Who’d have thought?williamglenn said:ttps://twitter.com/George_Osborne/status/965550175212236803
0 -
There are two different questions here:Sandpit said:
Presumably your company, a law firm, have said officially that they’ll defend you for Twitter libel? Mr Henderson’s comments suggest that he’s on his own if he gets sued.AlastairMeeks said:
Exactly my point. And indeed, I suspect the BBC want him to name them in his bio.tlg86 said:
Let's say Mr Henderson had Tweeted the MoS front page and Mr Cox had sued him for libel. I would suggest going after the BBC too, not least because they have deep pockets.AlastairMeeks said:
I'd say that's an interesting question. It's a longstanding activity undertaken by BBC employees as a group who gain much of their cachet from their status as BBC employees and who mention that status in their Twitter bios. The BBC will have been well aware of this for some time and presumably has acquiesced in them carrying it out. You might try to argue that their Twitter presence is part of the BBC's devolved social media strategy and not a solely personal activity. The BBC gets some benefits from its employees being very visible on Twitter.rottenborough said:
No, he is doing it in a personal capacity.DecrepitJohnL said:
The BBC showed the front page on the Marr show; is the headline tweeter the BBC (even if Guido conflates them)?tlg86 said:
I think Hodges has a point. They showed the front page on the Marr show.Sandpit said:LOL at Dan Hodges getting in a Twitter spat with Morus of this parish...
https://order-order.com/2018/02/19/hodges-v-hendopolis/
Henderson's feed clearly states he works for the BBC. He could easily have a second, anonymous account, if he wanted to differentiate between his own actions and those on behalf of his employer.
I'm encouraged by my work to tweet as part of my firm's social media strategy (not one of my favourite activities, as it happens). I'd be dumbfounded if the same were not true within the BBC, given the number of BBC employees at all levels who are enthusiastic tweeters.
1) If an employee gets sued for libel, to what extent can he or she look to his employer for reimbursement?
2) If an employee publishes something potentially actionable, in what circumstances can the aggrieved person sue the employer?
I was focussing on 2.0 -
Technically it is the former de facto Deputy PM & close friend of Mrs May and a former Brexit Minister attacking the governmentSandpit said:
Evening Standard front page attacking PM. Who’d have thought?williamglenn said:ttps://twitter.com/George_Osborne/status/965550175212236803
0 -
It will do a lot of good in Richmond and Twickenham where LibDems hope to give the Tories a "Brexit battering". Every EU national in the borough will be reminded that they can vote in the locals and give the Tories a "Brexit battering". I love that phrase.Cyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
To be fair, Damian Green's comments are definitely news. They seem to be aimed more at Boris et al than Theresa May, though.Sandpit said:
Evening Standard front page attacking PM. Who’d have thought?williamglenn said:ttps://twitter.com/George_Osborne/status/965550175212236803
0 -
Libel is one of the things the land of the free does quite well. Tweeting or printing the truth isn't libellous. As Private Eye (Maxwell) or the Sunday Times (Armstrong) can tell you, in the UK printing the truth can be libellous, which is absurd.TheScreamingEagles said:
I suspect he will set up an official BBC twitter account for tomorrow's front pages.tlg86 said:
The funny thing is, in a way, Henderson has not done himself any favours for any future legal proceedings. Let's say he Tweets a front page with a claim which turns out to be libelous. The aggrieved party could point out that Henderson had previously taken steps to not libel someone else and so should have taken more care in other cases.TheScreamingEagles said:
That's the Reynolds Defence.tlg86 said:Another thing on libel. During the hours after the Westminster Bridge attack, posts naming the perpetrator were deleted because they didn't come from a reputable source. Yet, it was okay for the wrong name to be posted because it had been incorrectly named by Channel 4 news.
I'd have thought Mr Cox could sue the MoS, and if he wins, ask people on Twitter to delete Tweets showing the front page.
https://en.wikipedia.org/wiki/Reynolds_v_Times_Newspapers_Ltd
I sympathise with him a lot, Mike will attest, getting letters from solicitors threatening you with ruin is not a pleasant experience, especially when you've not done anything wrong.
One eminent barrister told us to successfully defend a theoretical action might cost 100k.
Fortunately we've not gotten to that stage on PB.
A few posters crossed the line during phone hacking so like other larger news PB shut down all discussions on it.
US courts now refuse to accept UK libel verdicts.0 -
On student loans, plan II is shown as being repaid at a threshold of £21,000.
http://www.studentloanrepayment.co.uk/portal/page?_pageid=93,6678784&_dad=portal&_schema=PORTAL
I thought this was now £25,000 ? Is the website wrong ?0 -
And the LibDem's democracy deficit? Ignoring the will of the voters stuffed them royally in the SW last year.Barnesian said:
It will do a lot of good in Richmond and Twickenham where LibDems hope to give the Tories a "Brexit battering". Every EU national in the borough will be reminded that they can vote in the locals and give the Tories a "Brexit battering". I love that phrase.Cyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
iirc it is going but has not yet gone upPulpstar said:On student loans, plan II is shown as being repaid at a threshold of £21,000.
http://www.studentloanrepayment.co.uk/portal/page?_pageid=93,6678784&_dad=portal&_schema=PORTAL
I thought this was now £25,000 ? Is the website wrong ?0 -
Staying in the Single Market but outside the EU political institutions respects the EURef and minimises the economic damage. It's the least worst option (except for actually staying in the EU).stevef said:
Staying in the Single Market is staying in the EU in all but name. Time is running out for RemoanersCyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html
Time is certainly running out for the Brexit negotiations. Punters on Betfair are betting on a 60% probability that the UK will NOT exit the EU on 29 March 2019.0 -
Probably something to do with their connections to the communists in East Germany.rural_voter said:
I don't follow why Die Linke is persona non grata. The online descriptions make them sound like a democratic Socialist party of Jeremy Corbyn, Seamus Milne, Jon Lansman and Dennis Skinner. They're not considered a threat to order and stability as a Communist party would be or as a racist hard-right party would beTheWhiteRabbit said:
The new (permanent) SPD leader was the flagbearer of the deal - a good communicator and a more authentic voice than Schulz - before she became leader.rottenborough said:
Things fall apart; the centre cannot hold.David_Evershed said:
This polling with AfD on 25% and SPD on 14% will have a real impact on the way SPD members see the value of a coalition with Merkel/CDU. CDU are only on 26% themselves.Morris_Dancer said:Meanwhile. in Germany: https://twitter.com/afneil/status/965499042510843904
The new SPD leader, I think, has backed the coalition deal. We find out the result on 4 March, which I think is also the date of the Italian election.
Bleak. Very bleak.
I don't think focussing on East Germany - where the SPD lose votes to Die Linke (The Left which for those not familiar is exactly what it sounds like)- is that helpful.
The question for the CDU is "we'll back the deal, but is Merkel the right leader" and the question for the SPD is "do we want a disaster of an election now or in five years".
https://en.wikipedia.org/wiki/Federal_Office_for_the_Protection_of_the_Constitution0 -
hang on.... didn't we have a GE top "bash her"??HYUFD said:
They could also vote in the 2014 local elections too but given Labour won those elections by 2% and the London elections by 11% anyway so is already starting from a high base and UKIP got 17% a substantial part of which should go to the Tories in May, I do not expect May will get a 'Brexit battering'TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
No it doesn't as it requires free movement, one of the key reasons for the Leave voteBarnesian said:
Staying in the Single Market but outside the EU political institutions respects the EURef and minimises the economic damage. It's the least worst option (except for actually staying in the EU).stevef said:
Staying in the Single Market is staying in the EU in all but name. Time is running out for RemoanersCyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html
Time is certainly running out for the Brexit negotiations. Punters on Betfair are betting on a 60% probability that the UK will NOT exit the EU on 29 March 2019.0 -
They've probably got legal advice telling them they can't return it.Sandpit said:
Common sense finally reigns? Silly of a children’s hospital to give back half a million quid they desperately need.TheScreamingEagles said:Great Ormond Street Hospital may reverse decision to return £530k of donations received from the Presidents Club.
Sky journo thinks it is likely they will retain the money.0 -
Lol - sneakyTheWhiteRabbit said:
iirc it is going but has not yet gone upPulpstar said:On student loans, plan II is shown as being repaid at a threshold of £21,000.
http://www.studentloanrepayment.co.uk/portal/page?_pageid=93,6678784&_dad=portal&_schema=PORTAL
I thought this was now £25,000 ? Is the website wrong ?0 -
Like stamp duty, which is a transaction tax?Morris_Dancer said:Mr. Owls, a transaction tax is drunken madness.
0 -
Although the feedback from donors has been far from unanimous, with some praising the world-renowned children's hospital for its stance, the balance of views is said to have been in favour of keeping the funds.TheScreamingEagles said:
So much for other people stopping donations if the money wasn't refunded.0 -
https://www.moneysavingexpert.com/news/family/2017/10/victory-for-graduates-student-loan-repayment-thresholdPulpstar said:
Lol - sneakyTheWhiteRabbit said:
iirc it is going but has not yet gone upPulpstar said:On student loans, plan II is shown as being repaid at a threshold of £21,000.
http://www.studentloanrepayment.co.uk/portal/page?_pageid=93,6678784&_dad=portal&_schema=PORTAL
I thought this was now £25,000 ? Is the website wrong ?0 -
... when EU nationals living here, working on essential services and paying taxes were not allowed the vote on something of critical importance to them. That was the democracy deficit and why the EURef was undemocratic. Well - EU nationals can vote in the locals and they will. They will.MarqueeMark said:
And the LibDem's democracy deficit? Ignoring the will of the voters stuffed them royally in the SW last year.Barnesian said:
It will do a lot of good in Richmond and Twickenham where LibDems hope to give the Tories a "Brexit battering". Every EU national in the borough will be reminded that they can vote in the locals and give the Tories a "Brexit battering". I love that phrase.Cyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
LDs won back a few seats from the Tories in posh upper class Remainerville at the general election eg Twickenham, Kingston upon Thames, Bath and Oxford West and Abingdon. Elsewhere though the Tories tenses to increase their majorities in seats they won from the LDs in 2015, especially in Leave voting seats in the SouthwestMarqueeMark said:
And the LibDem's democracy deficit? Ignoring the will of the voters stuffed them royally in the SW last year.Barnesian said:
It will do a lot of good in Richmond and Twickenham where LibDems hope to give the Tories a "Brexit battering". Every EU national in the borough will be reminded that they can vote in the locals and give the Tories a "Brexit battering". I love that phrase.Cyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
The differential between the base rate and the SVR is to much.You might not agree.However these people are been unfairly treated because they can not change due to circumstances . A fair system a regulator would step in .You might not care , I do.https://www.cml.org.uk/news/news-and-views/five-things-you-need-to-know-about-mortgage-rates/Richard_Nabavi said:
Too much according to what criterion?Yorkcity said:
Anyone stuck on the SVR , they are paying to much over the base rate.Richard_Nabavi said:
Who is getting 'ripped off'? They can't access cheaper deals for objective reasons. As I pointed out, it's an extremely competitive market, and if they were getting 'ripped off', someone else could come in and rip them off slightly less, thus making big profits. They don't - which shows that the 'ripping off' doesn't exist.Yorkcity said:
Because due to circumstances many people are are unable to move from the SVR .Loss of income, sickness , caring responsibilities to name but a few.The base rate is now 0.5 , the SVR on many occasions 4.5 to 5 5 or more..I think you know this but are uninterested in people not been able to access cheaper deals .So get ripped off.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
Yes and she still got 42% of the vote and enough seats to form a government with the DUPTheWhiteRabbit said:
hang on.... didn't we have a GE top "bash her"??HYUFD said:
They could also vote in the 2014 local elections too but given Labour won those elections by 2% and the London elections by 11% anyway so is already starting from a high base and UKIP got 17% a substantial part of which should go to the Tories in May, I do not expect May will get a 'Brexit battering'TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
0
-
Mr. Evershed, when referring to a transaction tax, also called a Tobin Tax or Robin Hood* Tax, it's usually taken to apply to transactions involving financial firms (buying and selling shares etc).
*This is particularly laughable as Robin Hood opposed the high levels of taxation imposed by King John/the Sheriff of Nottingham.0 -
Quite. I thought that they were a bit, shall we say, unrepentant.AndyJS said:
Probably something to do with their connections to the communists in East Germany.rural_voter said:
I don't follow why Die Linke is persona non grata. The online descriptions make them sound like a democratic Socialist party of Jeremy Corbyn, Seamus Milne, Jon Lansman and Dennis Skinner. They're not considered a threat to order and stability as a Communist party would be or as a racist hard-right party would beTheWhiteRabbit said:
The new (permanent) SPD leader was the flagbearer of the deal - a good communicator and a more authentic voice than Schulz - before she became leader.rottenborough said:
Things fall apart; the centre cannot hold.David_Evershed said:
This polling with AfD on 25% and SPD on 14% will have a real impact on the way SPD members see the value of a coalition with Merkel/CDU. CDU are only on 26% themselves.Morris_Dancer said:Meanwhile. in Germany: https://twitter.com/afneil/status/965499042510843904
The new SPD leader, I think, has backed the coalition deal. We find out the result on 4 March, which I think is also the date of the Italian election.
Bleak. Very bleak.
I don't think focussing on East Germany - where the SPD lose votes to Die Linke (The Left which for those not familiar is exactly what it sounds like)- is that helpful.
The question for the CDU is "we'll back the deal, but is Merkel the right leader" and the question for the SPD is "do we want a disaster of an election now or in five years".
https://en.wikipedia.org/wiki/Federal_Office_for_the_Protection_of_the_Constitution0 -
As you know, Leavers had a variety of reasons for voting Leave. The only explicit reason was to leave the EU. Don't put words into their mouths.HYUFD said:
No it doesn't as it requires free movement, one of the key reasons for the Leave voteBarnesian said:
Staying in the Single Market but outside the EU political institutions respects the EURef and minimises the economic damage. It's the least worst option (except for actually staying in the EU).stevef said:
Staying in the Single Market is staying in the EU in all but name. Time is running out for RemoanersCyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html
Time is certainly running out for the Brexit negotiations. Punters on Betfair are betting on a 60% probability that the UK will NOT exit the EU on 29 March 2019.0 -
You ignore my point, and instead attack me saying I 'don't care'. Whether I care or not is irrelevant to the point I'm making, and which you keep ignoring, which is that haven't explained why the differential is 'too much', nor answered my point that if it was too much, other lenders would step in and try to grab some of this juicy business. The obvious conclusion, which you seem incapable of understanding because you are so sure that business is some kind of evil conspiracy, is that the business into as juicy as you assume.Yorkcity said:
The differential between the base rate and the SVR is to much.You might not agree.However these people are been unfairly treated because they can not change due to circumstances . A fair system a regulator would step in .You might not care , I do.https://www.cml.org.uk/news/news-and-views/five-things-you-need-to-know-about-mortgage-rates/Richard_Nabavi said:
Too much according to what criterion?Yorkcity said:
Anyone stuck on the SVR , they are paying to much over the base rate.Richard_Nabavi said:
Who is getting 'ripped off'? They can't access cheaper deals for objective reasons. As I pointed out, it's an extremely competitive market, and if they were getting 'ripped off', someone else could come in and rip them off slightly less, thus making big profits. They don't - which shows that the 'ripping off' doesn't exist.Yorkcity said:
Because due to circumstances many people are are unable to move from the SVR .Loss of income, sickness , caring responsibilities to name but a few.The base rate is now 0.5 , the SVR on many occasions 4.5 to 5 5 or more..I think you know this but are uninterested in people not been able to access cheaper deals .So get ripped off.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
Aren't you putting words into their mouths by claiming that staying in the Single Market would respect the result? Since every survey and the nature of the campaign shows that Freedom of Movement was the most important issue for Leave voters, your position seems untenable.Barnesian said:
As you know, Leavers had a variety of reasons for voting Leave. The only explicit reason was to leave the EU. Don't put words into their mouths.HYUFD said:
No it doesn't as it requires free movement, one of the key reasons for the Leave voteBarnesian said:
Staying in the Single Market but outside the EU political institutions respects the EURef and minimises the economic damage. It's the least worst option (except for actually staying in the EU).stevef said:
Staying in the Single Market is staying in the EU in all but name. Time is running out for RemoanersCyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html
Time is certainly running out for the Brexit negotiations. Punters on Betfair are betting on a 60% probability that the UK will NOT exit the EU on 29 March 2019.0 -
He sees Henderson as the BBC.TheScreamingEagles said:A media law expert opines
https://twitter.com/DBanksy/status/965362896959098880
So to go back to my original point, Marr showed the front page. @Sandpit might be right that the BBC lawyer's worked through the night to say that it was okay to show it on the Marr show.0 -
When you started taking about EU nationals and a democracy deficit, my irony meter gave up the ghost..... If only the EU had more democracy, eh? The Referendum would not have been lost.Barnesian said:
... when EU nationals living here, working on essential services and paying taxes were not allowed the vote on something of critical importance to them. That was the democracy deficit and why the EURef was undemocratic. Well - EU nationals can vote in the locals and they will. They will.MarqueeMark said:
And the LibDem's democracy deficit? Ignoring the will of the voters stuffed them royally in the SW last year.Barnesian said:
It will do a lot of good in Richmond and Twickenham where LibDems hope to give the Tories a "Brexit battering". Every EU national in the borough will be reminded that they can vote in the locals and give the Tories a "Brexit battering". I love that phrase.Cyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
Along with the principle that decisions affecting the UK should be made in the UK (which staying in the single market would not fully respect anyway given it requires ECJ jurisdiction) regaining control over immigration and the UK border was one of the top 2 reasons for voting LeaveBarnesian said:
As you know, Leavers had a variety of reasons for voting Leave. The only explicit reason was to leave the EU. Don't put words into their mouths.HYUFD said:
No it doesn't as it requires free movement, one of the key reasons for the Leave voteBarnesian said:
Staying in the Single Market but outside the EU political institutions respects the EURef and minimises the economic damage. It's the least worst option (except for actually staying in the EU).stevef said:
Staying in the Single Market is staying in the EU in all but name. Time is running out for RemoanersCyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html
Time is certainly running out for the Brexit negotiations. Punters on Betfair are betting on a 60% probability that the UK will NOT exit the EU on 29 March 2019.
https://lordashcroftpolls.com/2016/06/how-the-united-kingdom-voted-and-why/0 -
Sainsburys empty.
A business in crisis.
Every price rounded up to end in a 5 or 0.
Lidl by contrast full of biddies0 -
Give over , they are stuck on the SVR , and are been taken advantage off .They do not look to move as there is no one to move to. Lenders are not stepping in because they all hold people stuck on the SVR .Richard_Nabavi said:
You ignore my point, and instead attack me saying I 'don't care'. Whether I care or not is irrelevant to the point I'm making, and which you keep ignoring, which is that haven't explained why the differential is 'too much', nor answered my point that if it was too much, other lenders would step in and try to grab some of this juicy business. The obvious conclusion, which you seem incapable of understanding because you are so sure that business is some kind of evil conspiracy, is that the business into as juicy as you assume.Yorkcity said:
The differential between the base rate and the SVR is to much.You might not agree.However these people are been unfairly treated because they can not change due to circumstances . A fair system a regulator would step in .You might not care , I do.https://www.cml.org.uk/news/news-and-views/five-things-you-need-to-know-about-mortgage-rates/Richard_Nabavi said:
Too much according to what criterion?Yorkcity said:
Anyone stuck on the SVR , they are paying to much over the base rate.Richard_Nabavi said:
Who is getting 'ripped off'? They can't access cheaper deals for objective reasons. As I pointed out, it's an extremely competitive market, and if they were getting 'ripped off', someone else could come in and rip them off slightly less, thus making big profits. They don't - which shows that the 'ripping off' doesn't exist.Yorkcity said:
Because due to circumstances many people are are unable to move from the SVR .Loss of income, sickness , caring responsibilities to name but a few.The base rate is now 0.5 , the SVR on many occasions 4.5 to 5 5 or more..I think you know this but are uninterested in people not been able to access cheaper deals .So get ripped off.Richard_Nabavi said:
Since the mortgage market is extremely competitive, with lots of mortgage lenders, and since it is very easy for new entrants to come into the market an offer better deals, why do you think anyone is being 'done over'? Maybe they are not very good credit risks? Or maybe you've spotted a humdinger of a business opportunity which all those building societies, UK banks, foreign banks, and specialised lenders have somehow overlooked.Yorkcity said:The banks are the same charging people 4.5 to 5.5 on SVR mortgage rates.Many unable to move due to a change in circumstances.No wonder people struggling are pissed off with been done over.
0 -
Sainsburys is empty? Bugger!bigjohnowls said:Sainsburys empty.
A business in crisis.
Every price rounded up to end in a 5 or 0.
Lidl by contrast full of biddies
I like Sainsburys, it keeps the riff raff out of my local Waitrose.0 -
If votes on constitutional questions affecting the future of the country and its relations with foreign powers are to be given to citizens of those very foreign powers, there's not much point to British citizenship as a differentiator in that case is there? That has to be the reddest line of the lot.Barnesian said:
... when EU nationals living here, working on essential services and paying taxes were not allowed the vote on something of critical importance to them. That was the democracy deficit and why the EURef was undemocratic. Well - EU nationals can vote in the locals and they will. They will.MarqueeMark said:
And the LibDem's democracy deficit? Ignoring the will of the voters stuffed them royally in the SW last year.Barnesian said:
It will do a lot of good in Richmond and Twickenham where LibDems hope to give the Tories a "Brexit battering". Every EU national in the borough will be reminded that they can vote in the locals and give the Tories a "Brexit battering". I love that phrase.Cyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
Which Sainsbury's? The one near me was heaving yesterday afternoon.bigjohnowls said:Sainsburys empty.
A business in crisis.
Every price rounded up to end in a 5 or 0.
Lidl by contrast full of biddies0 -
Hmm. Lab wins Barnet etc on the EU vote. I can see the Daily Heil headlines now!Barnesian said:
... when EU nationals living here, working on essential services and paying taxes were not allowed the vote on something of critical importance to them. That was the democracy deficit and why the EURef was undemocratic. Well - EU nationals can vote in the locals and they will. They will.MarqueeMark said:
And the LibDem's democracy deficit? Ignoring the will of the voters stuffed them royally in the SW last year.Barnesian said:
It will do a lot of good in Richmond and Twickenham where LibDems hope to give the Tories a "Brexit battering". Every EU national in the borough will be reminded that they can vote in the locals and give the Tories a "Brexit battering". I love that phrase.Cyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
Mayor of London Sadiq Khan said the local elections were the first opportunity since the 2016 referendum for EU citizens to stage a protest vote against the Government’s handling of Brexit negotiations and push the Prime Minister into seeking a softer Brexit deal.
Although EU citizens living in the UK cannot vote in general elections, they are entitled to take part in local elections.
Some 1.1 million are eligible in London, including an estimated 51,000 in Barnet and up to 39,000 in Wandsworth, both of which are key battlegrounds.
A “Brexit battering” at the polls could be significant for Mrs May because some Tories have said her performance in the local elections will be critical to deciding whether fresh moves are made to trigger a leadership contest.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html0 -
Stamp duty is a form of transactions tax.Morris_Dancer said:Mr. Evershed, when referring to a transaction tax, also called a Tobin Tax or Robin Hood* Tax, it's usually taken to apply to transactions involving financial firms (buying and selling shares etc).
*This is particularly laughable as Robin Hood opposed the high levels of taxation imposed by King John/the Sheriff of Nottingham.
You pay stamp duty when you buy shares:
https://www.gov.uk/tax-buy-shares0 -
Yeah, it's all an evil conspiracy, and other businesses, building societies, and foreign banks are selflessly refusing to step in so that their rivals can continue to skim off vast profits.Yorkcity said:Give over , they are stuck on the SVR , and are been taken advantage off .They do not look to move as there is no one to move to. Lenders are not stepping in because they all hold people stuck on the SVR .
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Source for the right wing columnists?Alistair said:
I mean, to be fair, those newspaper columnists in left-wing papers who have taken offense are getting offended by things like exploitative labour practices amongst the poorest of society. The right wing columnists are getting offended that they can't sexually harass women or that gay people are being treated as normal members of society.MarqueeMark said:
No, just a vigilant prat-spotter.Alistair said:
Think I've spotted another one of those perpetually offended snowflakes.MarqueeMark said:
No, you're just being prat.Alistair said:
Hmmm, seems a lot of people are getting annoyed at my sweeping generalisation. I must be onto something here.MarqueeMark said:
And Polly Toynbee never takes offence, never I tell you. No-one in The Guardian ever does.Alistair said:
Yes, and they are all columnists in right wing papers.MaxPB said:
I don't think that's true any longer, there is a segment of society who's role has become to be perpetually offended, and be the forever victim.AlastairMeeks said:It’s a false dichotomy. It should be possible to express yourself clearly without giving unnecessary offence.
Some of our politicians manage neither.
*stifles a titter*
Anyone saying "all" is just setting themselves up for a fall.
LOL about GOSH kicking your ladder from under you with such perfect timing.0 -
Sainsbury's is doing its best to drive me away by slowly dropping the things I want to buy each week. It is as if management has heard about but not thought about the 80/20 rule and don't realise it is not the same 20 for each shopper. As they tend towards a small core range they will have to compete solely on price which will not end well for them. And don't get me started on the hunt round the car park for trolleys.bigjohnowls said:Sainsburys empty.
A business in crisis.
Every price rounded up to end in a 5 or 0.
Lidl by contrast full of biddies0 -
No I'm not putting words into their mouth. I'm saying that leaving the EU respects the result. That's all.Richard_Nabavi said:
Aren't you putting words into their mouths by claiming that staying in the Single Market would respect the result? Since every survey and the nature of the campaign shows that Freedom of Movement was the most important issue for Leave voters, your position seems untenable.Barnesian said:
As you know, Leavers had a variety of reasons for voting Leave. The only explicit reason was to leave the EU. Don't put words into their mouths.HYUFD said:
No it doesn't as it requires free movement, one of the key reasons for the Leave voteBarnesian said:
Staying in the Single Market but outside the EU political institutions respects the EURef and minimises the economic damage. It's the least worst option (except for actually staying in the EU).stevef said:
Staying in the Single Market is staying in the EU in all but name. Time is running out for RemoanersCyclefree said:
If only Labour were in favour of staying in the SM and the CU..... But they're not. So it's the Lib Dems, assuming there are any left, again.....for all the good that will do.TheScreamingEagles said:More than a million European Union citizens in London were today urged to punish Theresa May for “Brexit chaos” in borough elections this spring.
https://www.standard.co.uk/news/politics/sadiq-urges-londons-eu-citizens-to-punish-theresa-may-for-brexit-chaos-in-spring-elections-a3769901.html
Time is certainly running out for the Brexit negotiations. Punters on Betfair are betting on a 60% probability that the UK will NOT exit the EU on 29 March 2019.
Ashcroft's survey of 12,000+ people showed that the number one reason why people voted Leave was "The principle that decisions about the UK should be made in the UK". I interpret that as "Take Back Control" but I don't want to put words in their mouth.
Controlling immigration was the second reason.
https://lordashcroftpolls.com/2016/06/how-the-united-kingdom-voted-and-why/
52% of voters voted to Leave the EU. Some of them voted Leave to control immigration. As it was the second reason given I'd be very surprised if it applied to over 50% of all voters. It was a minority reason.
It is an often repeated fallacy that staying in the Single Market does not respect the result. It is very boring to have to keep refuting the claim, but it has to be refuted or many will think it is the truth. It is a good example of "fake news". It needs calling out.0 -
You obviously think paying 5% over the base rate for those on stuck on the SVR is fair.We will leave it at that.Richard_Nabavi said:
Yeah, it's all an evil conspiracy, and other businesses, building societies, and foreign banks are selflessly refusing to step in so that their rivals can skim off vast profits.Yorkcity said:Give over , they are stuck on the SVR , and are been taken advantage off .They do not look to move as there is no one to move to. Lenders are not stepping in because they all hold people stuck on the SVR .
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It is hugely misunderstood as well. Most people think it is a tax on banks or bankers. It isn't. It's a tax on those buying and selling the shares i.e. the pension funds/asset managers. The cost is on those saving for their pension or in a stocks and shares ISA i.e. you and me.Morris_Dancer said:Mr. Evershed, when referring to a transaction tax, also called a Tobin Tax or Robin Hood* Tax, it's usually taken to apply to transactions involving financial firms (buying and selling shares etc).
*This is particularly laughable as Robin Hood opposed the high levels of taxation imposed by King John/the Sheriff of Nottingham.
So it is a tax on savers. Not bankers.
It is a tax on everyone with a pension not paid for by other taxpayers, which is most of us. Still Labour has form on attacking pensioners and their savings (see one G Brown) and they clearly don't understand how it works so hardly surprising that they're in favour of it.0 -
Time is running out for remoaners.
To be blunt, (on topic) they disingenuously seek to base their case on their amazing claim that seventeen and a half million people went to the polls in 2016 and voted to leave the EU but were perfectly happy for the EU to continue to control UK laws and borders via the Single Market.
That would be like saying that people voted for a political party at a general election without agreeing with any of its manifesto.
Leavers made perfectly clear throughout the referendum campaign that to vote Leave would be to "take back control" of UK borders and laws. The official Remain booklet sent to all homes said that a vote for Leave meant leaving the Single Market.
The idea then that in 2016 voters chose only to leave the club but wanted the club to continue to impose all its rules and regulations is ridiculous and disingenuous. People voted to end the EU's control over our borders and laws. Period.
I had to smile when a prominent Leaver, Bernard Jenkin, whom I disagree with on most things, pointed out that for decades the current leader of the opposition, Jeremy Corbyn, went into the NO lobbies and voted against every EU treaty, including that which established the Single Market.
There would be no Brexit if it were not for Jeremy Corbyn failing to campaign for Remain effectively.
I wonder whether this ridiculous old Marxist is going to put himself in the ludicrous position in 2022 of campaigning for a Single Market that he voted against creating in the first place.
No wonder Corbynistas want to silence all discussion of him.
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