Keir Starmer has said the NHS is "broken" – a view many Britons may share, as 63% say NHS services nationally are "bad"https://t.co/JRjyDk1vsf pic.twitter.com/kA43SojJaQ
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Worse still is that there are hundreds of vacant anaesthetic Consultant posts.
HEE (and its devolved equivalents) is a nightmare. Sorting it out would massively help Junior Doctors in their careers, improve retention and tackle backlogs.
Just read the comments by Juniors under this rather smug HEE tweet:
FPT legal tender thing is largely a myth but I would be sad if cash ceased to be used.
For me it's a civil liberties issue. Why should the vendor know who I am when I buy something? A whiff of the officious and a step towards dystopia I think.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Worse still is that there are hundreds of vacant anaesthetic Consultant posts.
HEE (and its devolved equivalents) is a nightmare. Sorting it out would massively help Junior Doctors in their careers, improve retention and tackle backlogs.
Just read the comments by Juniors under this rather smug HEE tweet:
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
FPT legal tender thing is largely a myth but I would be sad if cash ceased to be used.
For me it's a civil liberties issue. Why should the vendor know who I am when I buy something? A whiff of the officious and a step towards dystopia I think.
It's more a convenience thing for the vendor.
With fewer and fewer bank branches open the average business now has to travel over 20 miles to their nearest branch.
With cards, just tap the PDQ machine at close of business and the money is in your account the next working day.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
Personal recent experience with the NHS:. my brother had a stroke on Good Friday. My mother noticed he was stumbling around and appeared vacant. She phoned 111. They sent a doctor who diagnosed a stroke. He called an ambulance which arrived in 40 minutes ( a good time these days). He was admitted to acute medical unit and then stroke unit. He is now out and expected to make a full recovery in a month or two with a stroke rehab team visiting. There might be a lot wrong with the NHS but there is a lot right with it.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Personal recent experience with the NHS:. my brother had a stroke on Good Friday. My mother noticed he was stumbling around and appeared vacant. She phoned 111. They sent a doctor who diagnosed a stroke. He called an ambulance which arrived in 40 minutes ( a good time these days). He was admitted to acute medical unit and then stroke unit. He is now out and expected to make a full recovery in a month or two with a stroke rehab team visiting. There might be a lot wrong with the NHS but there is a lot right with it.
Glad to hear he is recovering. Hope it continues to progress well.
"reassuring the voters that [the pandemic] is over and we’ve got enough mitigations to deal with a new outbreak might be one way but not the sole way to fix [the NHS]".
That won't possibly be a way to fix the NHS, which is far worse than simply "broken". How many people are stupid enough to allow such reassurance to take their minds off the real health problems they experience in their lives and the fact that the shitty state health service isn't fixing them?
Okay, the answer may be a lot, or at least a lot of swing voters. No-one ever lost money, etc. I doubt it, though.
No political party will ever call it as it is about the NHS.
A service as vast as the NHS is always going to have problems in some areas, as well as great practice in others. Indeed the same can be said of other countries systems.
It is a pretty dysfunctional system at the moment, with the government at war with the staff needed to solve the situation.
Certainly money will help, but there are many other things that could be done to improve efficiency and productivity that are minimal cost, or indeed net savings. Sorting out HEE as below for example.
A service as vast as the NHS is always going to have problems in some areas, as well as great practice in others. Indeed the same can be said of other countries systems.
It is a pretty dysfunctional system at the moment, with the government at war with the staff needed to solve the situation.
Certainly money will help, but there are many other things that could be done to improve efficiency and productivity that are minimal cost, or indeed net savings. Sorting out HEE as below for example.
You could make the same comment in education. Or, as far as I can see, transport.
I am starting to think the real problem is the Civil Service.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Worse still is that there are hundreds of vacant anaesthetic Consultant posts.
HEE (and its devolved equivalents) is a nightmare. Sorting it out would massively help Junior Doctors in their careers, improve retention and tackle backlogs.
Just read the comments by Juniors under this rather smug HEE tweet:
Yes and never mind the pain and despair, just don't forget to call medics "doctors" and to capitalise the word too, and at times like this let's all be silent and wish all medics well in their careers.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Personal recent experience with the NHS:. my brother had a stroke on Good Friday. My mother noticed he was stumbling around and appeared vacant. She phoned 111. They sent a doctor who diagnosed a stroke. He called an ambulance which arrived in 40 minutes ( a good time these days). He was admitted to acute medical unit and then stroke unit. He is now out and expected to make a full recovery in a month or two with a stroke rehab team visiting. There might be a lot wrong with the NHS but there is a lot right with it.
Acute Stroke care has transformed in my professional career. It is patchy though as maintaing 24 hour service of scanning and early intervention requires a large team and infrastructure so are only viable on a population of more than a million. Specialist stroke units work well in major urban centres, less so in smaller DGH units.
Meanwhile on Teesside the scandal of Teessworks is making waves. £450m of public investment handed to the right people for an untendered £1 per acre. Local media are a little scared of Houchen and his attack dog team so haven't gone to town on it in any depth.
And what is the response to Anna Turley posting the private eye expose? That's right - Corbynite shills attacking her!
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
It's going to resonate. Expect more of it. It wasn't the Tories who started it. Sir Softie has more than one connotation.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
It's going to resonate. Expect more of it. It wasn't the Tories who started it. Sir Softie has more than one connotation.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
The example you give fits one of the groups I described - nostalgia merchants.
Bit presumptive to describe who I am concerned about. My dad is about as tech-phobic as you can get. He is a classic cash nostalgia person, but even he now does online shopping. Took some doing but they can now do a shop without having to physically go. For someone who was adamant that he'd get robbed online its real progress.
Is caring for my parents enabling them to be able to have shopping delivered? Or pandering to his cash is king nostalgia so they can't...?
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
It's going to resonate. Expect more of it. It wasn't the Tories who started it. Sir Softie has more than one connotation.
Now, then, now then guys and gals, "it wasn't the Tories that started it"
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
It's going to resonate. Expect more of it. It wasn't the Tories who started it. Sir Softie has more than one connotation.
Surprised at the passion about physical cash on both sides. For the little its worth, its the first year I'm starting to use it only irregularly, I'd like it to stay, think its important to some, but think its further decline and eventual (maybe 15-20 years) disappearance is inevitable.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Not sure how that applies to Wales run by labour but it is a fact that the NHS is suffering across the devolved nations and I have no issue with anyone or any employer taking out private medical insurance though I have not done so myself
I notice we are still talking of cash and as a pensioner maybe it would be expected that I use cash but to be honest I only do so with the hairdresser to give her a tip, and just carry lose change for parking etc
Indeed I recently paid 90pence by my card but there is real concern, especially from the elderly, over the need to use an app for parking fees
I do believe we should consider those in society who struggle with technology and want to use cash but certainly I do object to any business who demands cash only which should be outlawed
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
Equally though the waiting list for all operations is likely to go through the roof given that there is a 20% vacancy rate for anaesthetists but the Government doesn't want to train new ones...
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
I think you may be very out of date on card fees. Square charge 1.75% on contactless and inserted cards, so 9p rather than £1 on £5 card charge.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Not sure how that applies to Wales run by labour but it is a fact that the NHS is suffering across the devolved nations and I have no issue with anyone or any employer taking out private medical insurance though I have not done so myself
I notice we are still talking of cash and as a pensioner maybe it would be expected that I use cash but to be honest I only do so with the hairdresser to give her a tip, and just carry lose change for parking etc
Indeed I recently paid 90pence by my card but there is real concern, especially from the elderly, over the need to use an app for parking fees
I do believe we should consider those in society who struggle with technology and want to use cash but certainly I do object to any business who demands cash only which should be outlawed
Why? Why should they pay the extra costs involved and possibly close as a result?
We can only talk about 'outlawing' practices if they are not going to put serious and totally unnecessary additional costs on the business as a result.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
I think you may be very out of date on card fees. Square charge 1.75% on contactless and inserted cards, so 9p rather than £1.
My information is from nine months ago. I do not think it is out of date.
Anyway, I suggest we leave this. It grew out of Anabobazina's decision to criticise somebody for not paying for a bus by smartphone in 2005. I don't see why we should pander (to link to my other pun) to his obsessions on the subject, particularly when it generates so much more heat than light.
Edit - incidentally I think the 1.75% is a fee to use the machine separate from bank fees, which is what I was referring to.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
We've repeated these arguments over at least three threads now, and done the subject to death. No one has changed their position.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
More than anything, Sir Softie is so utterly naff. There’s no conviction or brutality in it. Captain Hindsight was so much better. I mean, if you want to call Keir Starmer silly names as public services collapse, the tax burden soars, turds pour into our waterways and the cost of living skyrockets, go ahead. It’s fundamentally unserious.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
Equally though the waiting list for all operations is likely to go through the roof given that there is a 20% vacancy rate for anaesthetists but the Government doesn't want to train new ones...
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Not sure how that applies to Wales run by labour but it is a fact that the NHS is suffering across the devolved nations and I have no issue with anyone or any employer taking out private medical insurance though I have not done so myself
I notice we are still talking of cash and as a pensioner maybe it would be expected that I use cash but to be honest I only do so with the hairdresser to give her a tip, and just carry lose change for parking etc
Indeed I recently paid 90pence by my card but there is real concern, especially from the elderly, over the need to use an app for parking fees
I do believe we should consider those in society who struggle with technology and want to use cash but certainly I do object to any business who demands cash only which should be outlawed
Morning! I absolutely agree with you about apps for everything. One big complaint I have with EV charging is the wild west of 40 different charging networks who mostly all need some kind of app - and parking is the same.
Simply being able to tap a card reader is much better - fine for service providers to offer an app service for added benefits (parking reminders etc) but a tap and go ability should be mandatory.
My dad would refuse to even do tap and go as he doesn't get a card receipt. Which he keeps. And crosses off against the card statement every month to ensure he hasn't been ripped off...
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
We've repeated these arguments over at least three threads now, and done the subject to death. No one has changed their position.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
I think you may be very out of date on card fees. Square charge 1.75% on contactless and inserted cards, so 9p rather than £1.
My information is from nine months ago. I do not think it is out of date.
Anyway, I suggest we leave this. It grew out of Anabobazina's decision to criticise somebody for not paying for a bus by smartphone in 2005. I don't see why we should pander (to link to my other pun) to his obsessions on the subject, particularly when it generates so much more heat than light.
I want cash to stay as long as possible but getting card charges out by a factor of 10x does need correction imo.
If Starmer wants to make a difference to the NHS, he should propose a cross-party group that would look to achieve a minimum 10 year plan on funding, staffing, structure, to be implemented - unchanged save with all party agreement - by whoever is in government.
Until the NHS stops being a political football, it will continue to spiral the plughole.
My only use of coins is for a toss-up to go first on the bowling green. Y'day our opponent fished out a handful of copper coins incl GeoVI pennies. What a treasure trove of valueless yet irreplaceable memories!
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Not sure how that applies to Wales run by labour but it is a fact that the NHS is suffering across the devolved nations and I have no issue with anyone or any employer taking out private medical insurance though I have not done so myself
I notice we are still talking of cash and as a pensioner maybe it would be expected that I use cash but to be honest I only do so with the hairdresser to give her a tip, and just carry lose change for parking etc
Indeed I recently paid 90pence by my card but there is real concern, especially from the elderly, over the need to use an app for parking fees
I do believe we should consider those in society who struggle with technology and want to use cash but certainly I do object to any business who demands cash only which should be outlawed
Why? Why should they pay the extra costs involved and possibly close as a result?
We can only talk about 'outlawing' practices if they are not going to put serious and totally unnecessary additional costs on the business as a result.
I am not suggesting they become card only but that insisting on cash only is inappropriate
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
Equally though the waiting list for all operations is likely to go through the roof given that there is a 20% vacancy rate for anaesthetists but the Government doesn't want to train new ones...
Why not
This site is a collection of many of the cleverest, shrewdest thinkers in the nation. And the occasional Russian troll.
But I fear that explaining the actions of the government is beyond even us.
(If I had to guess, it's an obsession with Protecting The Frontline, which you can only get away with for a few years before holes in the back office cause trouble.)
If Starmer wants to make a difference to the NHS, he should propose a cross-party group that would look to achieve a minimum 10 year plan on funding, staffing, structure, to be implemented - unchanged save with all party agreement - by whoever is in government.
Until the NHS stops being a political football, it will continue to spiral the plughole.
Of course, Rishi could propose this too.
Jeez even the Stalinists only went for fixed five year plans. I guess this is what happens when the Revolutionary Communist Party become influential in the Tories.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
More than anything, Sir Softie is so utterly naff. There’s no conviction or brutality in it. Captain Hindsight was so much better. I mean, if you want to call Keir Starmer silly names as public services collapse, the tax burden soars, turds pour into our waterways and the cost of living skyrockets, go ahead. It’s fundamentally unserious.
It's not whether it's naff or not that matters. If it gets under the skin of Labour Mps and especially Starmer then great. He looks a bit soft, lacks gravitas.. Softie covers a lot of bases... it was Labour who descended to the gutter with their attack ad.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
We've repeated these arguments over at least three threads now, and done the subject to death. No one has changed their position.
Can we give it a rest ?
I thought that was the whole point of pb?
Fair point. It's just that the whole cash debate is particularly pointless, and not in the least bit entertaining either.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
Equally though the waiting list for all operations is likely to go through the roof given that there is a 20% vacancy rate for anaesthetists but the Government doesn't want to train new ones...
Why not
This site is a collection of many of the cleverest, shrewdest thinkers in the nation. And the occasional Russian troll.
But I fear that explaining the actions of the government is beyond even us.
I'm sure ChatGTP would have a go.
It would talk bollocks of course, but sound vaguely plausible doing so.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
Equally though the waiting list for all operations is likely to go through the roof given that there is a 20% vacancy rate for anaesthetists but the Government doesn't want to train new ones...
Why not
This site is a collection of many of the cleverest, shrewdest thinkers in the nation. And the occasional Russian troll.
But I fear that explaining the actions of the government is beyond even us.
(If I had to guess, it's an obsession with Protecting The Frontline, which you can only get away with for a few years before holes in the back office cause trouble.)
If you want to explain the actions of this government it may be best to ask a bunch of petulant toddlers rather than the shrewdies.
If Starmer wants to make a difference to the NHS, he should propose a cross-party group that would look to achieve a minimum 10 year plan on funding, staffing, structure, to be implemented - unchanged save with all party agreement - by whoever is in government.
Until the NHS stops being a political football, it will continue to spiral the plughole.
Of course, Rishi could propose this too.
Jeez even the Stalinists only went for fixed five year plans. I guess this is what happens when the Revolutionary Communist Party become influential in the Tories.
TBF that's not totally true. Stalin declared an end to FYP1 in four years and Khrushchev had his Seven Year Plan from 1959-65. So it wasn't completely fixed.
Any gigantic bureaucracy like the NHS will inevitably be inflexible, unresponsive and inefficient, and put managers' interests above those of front line stuff (I worked in NHS management for a few months once and was thoroughly pampered). And any service supplied at zero upfront cost will face infinite demand.
The NHS is a 1940s statist solution which has survived into the 2020s and which reminds oddly me of a VHS machine an elderly relative of mine insists on using to this day - clunky, unreliable and a nightmare when it goes wrong, but most of the time just about gets the job done.
Also there's the legacy of the COVID disaster.
Given all these problems, it is amazing that it works as well as it does.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
We've repeated these arguments over at least three threads now, and done the subject to death. No one has changed their position.
Can we give it a rest ?
I thought that was the whole point of pb?
Fair point. It's just that the whole cash debate is particularly pointless, and not in the least bit entertaining either.
We have cashdebated until we can cashdebate no more.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
We've repeated these arguments over at least three threads now, and done the subject to death. No one has changed their position.
Can we give it a rest ?
I thought that was the whole point of pb?
Fair point. It's just that the whole cash debate is particularly pointless, and not in the least bit entertaining either.
Small business owners and operators may disagree. I don't think it is pointless politically or culturally either.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
We've repeated these arguments over at least three threads now, and done the subject to death. No one has changed their position.
Can we give it a rest ?
I thought that was the whole point of pb?
Fair point. It's just that the whole cash debate is particularly pointless, and not in the least bit entertaining either.
We have cashdebated until we can cashdebate no more.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
It's got to you. GOOD!
Sir Softie isn't not much of an insult.
Not least because many people actually like the idea of a Softie government rather than one of toxic machismo.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
Equally though the waiting list for all operations is likely to go through the roof given that there is a 20% vacancy rate for anaesthetists but the Government doesn't want to train new ones...
Why not
This site is a collection of many of the cleverest, shrewdest thinkers in the nation. And the occasional Russian troll.
But I fear that explaining the actions of the government is beyond even us.
I'm sure ChatGTP would have a go.
It would talk bollocks of course, but sound vaguely plausible doing so.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance. That is a win for the Tories - take donations from private health companies, crash the NHS, force people in the arms of your patrons.
Problem is the private health service in this country is now overburdened.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Here’s the striking thing for me. You write ‘a basic knee replacement’ as if this is a trivial thing! It’s not, it’s major surgery replacing part of someone’s organic body with an artificial construct. The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money. No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good. We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for. NI is just a component of general taxation now. Time to get individual health insurance.
You seem to have missed out the first sentence - which was Private health care now has waiting lists of months for many types of operations.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
One oddity is that parts of the NHS are locally working fine with almost no waiting times. I had a cataract removed within just a month's notice even though it wasn't especially urgent, and the other eye will be done shortly too. But I'm told the waiting time is over a year in some places for exactly the same op. I'd have been glad to travel for it, and I expect many others are similar, so I wonder if waiting lists are over-localised. Perhaps the system should be national, so patients could choose between a convenient local op or a fast op 150 miles away - lots of people have someone they can stay with while it's don, and the people able to travel would ease the waiting time for those who can't.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
We've repeated these arguments over at least three threads now, and done the subject to death. No one has changed their position.
Can we give it a rest ?
I thought that was the whole point of pb?
Fair point. It's just that the whole cash debate is particularly pointless, and not in the least bit entertaining either.
We have cashdebated until we can cashdebate no more.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
There has been a significant increase in the number of people taking out private health insurance.
If Starmer wants to make a difference to the NHS, he should propose a cross-party group that would look to achieve a minimum 10 year plan on funding, staffing, structure, to be implemented - unchanged save with all party agreement - by whoever is in government.
Until the NHS stops being a political football, it will continue to spiral the plughole.
Of course, Rishi could propose this too.
Over the last few days we have heard so much about the Good Friday Agreement that was a product of those who were vehemently opposed to each other but came together for the greater good with each making compromises and the result has been largely peace in Northern Ireland for the last 25 years
It is that spirit of wanting to resolve an unresolvable problem that is needed in our NHS and until it happens the NHS will continue in crisis across the country and devolved powers ad infinitum
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
I think you may be very out of date on card fees. Square charge 1.75% on contactless and inserted cards, so 9p rather than £1 on £5 card charge.
Card fees are hidden..... I cannot find a definitive guide to what using a cards costs a business user (and in turn the cutomer)... in Fiji they routinely add3% for card transactions...thats a lot of take by the banks IMO.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
More than anything, Sir Softie is so utterly naff. There’s no conviction or brutality in it. Captain Hindsight was so much better. I mean, if you want to call Keir Starmer silly names as public services collapse, the tax burden soars, turds pour into our waterways and the cost of living skyrockets, go ahead. It’s fundamentally unserious.
It's not whether it's naff or not that matters. If it gets under the skin of Labour Mps and especially Starmer then great. He looks a bit soft, lacks gravitas.. Softie covers a lot of bases... it was Labour who descended to the gutter with their attack ad.
Sir Softie isn’t the gutter, it’s the primary school playground. Johnson’s Jimmy Saville stuff was the gutter. Labour joined the Tories there with the paedo poster.
‘Twas, ever thus with the NHS, I suggest that what are the problems is that it is continually debated over by middle-aged men, a group of people who use it least. The involvement of more women in the debate has been a good thing, but it might be good to have more involvement of the elderly.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
It's got to you. GOOD!
Sir Softie isn't not much of an insult.
Not least because many people actually like the idea of a Softie government rather than one of toxic machismo.
And being more than one week old I am old enough to remember when they were moaning about him being too mean......
Local Elections 2 weeks away received my postal vote just now. Plenty of time to spoil my ballot with juvenile scribblings
Make sure you don't accidentally leave it valid. Every election people have to be reminded that writing on it wont automatically invalidate, and that, yes, a penis in or around the box might well be deemed acceptable.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
I think you may be very out of date on card fees. Square charge 1.75% on contactless and inserted cards, so 9p rather than £1 on £5 card charge.
Card fees are hidden..... I cannot find a definitive guide to what using a cards costs a business user (and in turn the cutomer)... in Fiji they routinely add3% for card transactions...thats a lot of take by the banks IMO.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
More than anything, Sir Softie is so utterly naff. There’s no conviction or brutality in it. Captain Hindsight was so much better. I mean, if you want to call Keir Starmer silly names as public services collapse, the tax burden soars, turds pour into our waterways and the cost of living skyrockets, go ahead. It’s fundamentally unserious.
It's not whether it's naff or not that matters. If it gets under the skin of Labour Mps and especially Starmer then great. He looks a bit soft, lacks gravitas.. Softie covers a lot of bases... it was Labour who descended to the gutter with their attack ad.
Many non-Conservatives were also disappointed at the "Sunak nonce" tweet.
Anyway, can you place these in time-line order please? a) the "attack ad" b) Sir Softie c) Sir Keir Savile slur.
As well as putting more funds into the NHS we need to ease the burden on it by encouraging those who can afford it to go private. In terms of Covid as long as we avoid any new vaccine immune variant it is over for now
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
I think you may be very out of date on card fees. Square charge 1.75% on contactless and inserted cards, so 9p rather than £1 on £5 card charge.
Card fees are hidden..... I cannot find a definitive guide to what using a cards costs a business user (and in turn the cutomer)... in Fiji they routinely add3% for card transactions...thats a lot of take by the banks IMO.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
More than anything, Sir Softie is so utterly naff. There’s no conviction or brutality in it. Captain Hindsight was so much better. I mean, if you want to call Keir Starmer silly names as public services collapse, the tax burden soars, turds pour into our waterways and the cost of living skyrockets, go ahead. It’s fundamentally unserious.
If it's being used at PMQs it won't be an off the cuff remark.
It will have been polled and focus-grouped by Levido first.
Anyway, I will spend the rest of the evening with my family.
Five years ago I got annoyed that London cabbies still only took cash and refused cards. I'm just arguing for choice.
Deeply odd how cash v. card has become such a fervent culture war issue. It's possibly fuelled by whichever group is detected to be largely on one side of it or not.
Sign of the times perhaps.
Cash is being defended by three groups: 1. Dodgy Traders who love cash as they don't pay tax on it. Have been quoted different amounts for work if I want an invoice for my company to pay vs cash. "Err, really?" 2. Nostalgia merchants who are still living pre-covid. My MIL who at Easter got arsey with wife because she wasn't carrying cash for a restaurant tip 3. People who want to withdraw lovely anonymous cash before buying something they don't want on a credit card statement.
As I understand it the old legal tender arguments went out with Covid. Its now legal not to take cash. When we get our shop open later in he summer I'm only planning to take cash because there are some elderly people and small kids who may want to use it.
For a business like ours cash is an absolute arse.
The only thing worse than cash is being given a cheque.
Cash is still useful. Some posters (and sadly, seemingly RP) look at their own lives and see no use for it: they seem not to understand that others *may* have use cases where cash is useful. It's particularly funny given that the people most against cash appear to be the left-leaning on here - who should allegedly care for those left behind in society...
As a small example: when we had covid recently, a friend got us a few groceries whilst we awaited a supermarket delivery. I paid him back yesterday, in cash. The alternatives would have been a cheque (inconvenient), or bank transfer (slightly awkward for such a small sum, esp. as I did not have his account set up). It was much easier to just walk over and hand over a couple of notes.
Admittedly, I use cash much less than I used to. But it is still useful.
Then there are other use cases: people who use cash as they have problems controlling spending; people who do not want their controlling partners to see everything they have spent, etc, etc.
I am not *anti-cash*. I laid out a few areas where it is still useful. Your example of someone has got a few groceries I accept. But do you have cash to pay them? Do they have change to give you? As cash disappears it becomes just as likely that cash becomes more, not less, difficult.
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
TBF, you said: "Cash is being defended by three groups:", and then gave groups in a negative manner. My point is that cash is used, and needed, far wider than those three groups.
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
I will say this once more, and then leave it.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
I think you may be very out of date on card fees. Square charge 1.75% on contactless and inserted cards, so 9p rather than £1 on £5 card charge.
Card fees are hidden..... I cannot find a definitive guide to what using a cards costs a business user (and in turn the cutomer)... in Fiji they routinely add3% for card transactions...thats a lot of take by the banks IMO.
Even today, I still can't find anyone who'll take American Express.
You wonder why this government chooses to pick a fight with healthcare staff.
I think that's a bit unfair. They've not picked a fight with healthcare staff. They're engaged in a sort of mass brawl with staff in all public services.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
More than anything, Sir Softie is so utterly naff. There’s no conviction or brutality in it. Captain Hindsight was so much better. I mean, if you want to call Keir Starmer silly names as public services collapse, the tax burden soars, turds pour into our waterways and the cost of living skyrockets, go ahead. It’s fundamentally unserious.
If it's being used at PMQs it won't be an off the cuff remark.
It will have been polled and focus-grouped by Levido first.
That means they're confident it will resonate.
We’ll see if it does. For me, it’s just a bit “meh”. It lacks any kind of conviction and doesn’t even scan well.
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
Why bother?
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
Apparently that's the answer to the failing criminal justice system, too.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
More than anything, Sir Softie is so utterly naff. There’s no conviction or brutality in it. Captain Hindsight was so much better. I mean, if you want to call Keir Starmer silly names as public services collapse, the tax burden soars, turds pour into our waterways and the cost of living skyrockets, go ahead. It’s fundamentally unserious.
If it's being used at PMQs it won't be an off the cuff remark.
It will have been polled and focus-grouped by Levido first.
Local Elections 2 weeks away received my postal vote just now. Plenty of time to spoil my ballot with juvenile scribblings
You don't need photo ID for postal votes at least, showing even more how ludicrous the requirement is for ID for polling station votes
Its notable that even supporters of the changes seem confused why nothing on postal votes.
Particularly as postal votes were the area of significant concern and polling station fraud was not. One can only draw one conclusion...
Great post from HYUFD by the way, pinpointing the anomaly.
I was doing an extended session on constitutional reform from 1832 to 1928 yesterday.
One student was literally open mouthed all the way through at how cynical every reform bill was - solely for partisan advantage. 1832 to entrench the Whig win of 1830 and ride the wave of fervour, 1867 to control redistribution of seats, 1884-85 as a grubby deal that gave Liberals voters and Tories seats. 1918 to get supporters of the government that won the war to vote.
Comments
https://twitter.com/ShaunLintern/status/1648724433035567104?t=TWwTWxr9PEkZ-lOZUEwmoA&s=19
With stories like this it's small bleeding wonder things are in a mess.
Bad enough there aren't enough training places, worse that we can't even employ the ones we do train!
HEE (and its devolved equivalents) is a nightmare. Sorting it out would massively help Junior Doctors in their careers, improve retention and tackle backlogs.
Just read the comments by Juniors under this rather smug HEE tweet:
https://twitter.com/NHSE_WTE/status/1640740143572176897?t=Z8dAeaGgPb-DY4L3KnRIHg&s=19
For me it's a civil liberties issue. Why should the vendor know who I am when I buy something? A whiff of the officious and a step towards dystopia I think.
If only because of the lack of anaesthetists...
An example. We have a chinese takeaway in the village who studiously refuse to get a card reader. The nearest cash machine is 5 miles away in the next village. So if we want to use them it takes planning. Because having ended up with notes sat in a wallet for literal months we just don't get cash out regularly any more - it is by exception.
Cash won't disappear and I don't want it to. But its utility is shrinking rapidly. When you understand that fiat money is a computer-created fiction anyway it seems archaic creating these tokens to represent something which is entirely digital.
Calling a "lefty Lawyer" "Sir Softie" would appear to garner more Tory votes according to the PB glitterati than resolving the NHS crisis. So as you were.
"Sir Softie"? Genius!
With fewer and fewer bank branches open the average business now has to travel over 20 miles to their nearest branch.
With cards, just tap the PDQ machine at close of business and the money is in your account the next working day.
Couldn't we talk about something relatively uncontroversial like how great a race director Michael Masi was?
That won't possibly be a way to fix the NHS, which is far worse than simply "broken". How many people are stupid enough to allow such reassurance to take their minds off the real health problems they experience in their lives and the fact that the shitty state health service isn't fixing them?
Okay, the answer may be a lot, or at least a lot of swing voters. No-one ever lost money, etc. I doubt it, though.
No political party will ever call it as it is about the NHS.
It is a pretty dysfunctional system at the moment, with the government at war with the staff needed to solve the situation.
Certainly money will help, but there are many other things that could be done to improve efficiency and productivity that are minimal cost, or indeed net savings. Sorting out HEE as below for example.
I am starting to think the real problem is the Civil Service.
I know from first hand experience the waiting times, certainly for the Doctor my colleague needs to have a basic knee replacement, is in months. She is having to wait several months for a knee replacement privately.
Anecdotal, of course, but they are saying this is a consequence of less availability in the NHS.
Which reminds me, what do dildos and soya beans have in common?
Both get used as a substitute for meat.
And what is the response to Anna Turley posting the private eye expose? That's right - Corbynite shills attacking her!
https://twitter.com/annaturley/status/1648663585260810241
In fact, I'm amused that you wrote that post in such a manner. The people who primarily be using cash are the people I'd expect you to care about, and be concerned about, the most.
Bit presumptive to describe who I am concerned about. My dad is about as tech-phobic as you can get. He is a classic cash nostalgia person, but even he now does online shopping. Took some doing but they can now do a shop without having to physically go. For someone who was adamant that he'd get robbed online its real progress.
Is caring for my parents enabling them to be able to have shopping delivered? Or pandering to his cash is king nostalgia so they can't...?
The NHS was not set up to do such things, and if we want it, and for those who need it, such as my dad, it’s life changing. But we shouldn’t forget that it all costs money.
No party wins general elections by saying they will put up tax to pay for the NHS. We are a nation of hypocrites, that lie to pollsters and then in the moment in the polling booth we think of ourselves, not the greater good.
We would be better as a society with far greater health insurance and an NHS that did the basics. Need a new hip? Your health insurance is what that’s for.
NI is just a component of general taxation now. Time to get individual health insurance.
The key group who use and need cash are small businesses and their customers in poorer areas. Where margins are tight, the high fees charged for card machines and card transactions are literally the difference between solvency and closure. Although there are fees for banking in cash, they are (a) somewhat lower and (b) it's in your power to vary them by deciding how much cash you do and don't bank. You don't have that power with cards.
Banks and their apologists claim it is cheaper to use cards, but this is simply not true. It is cheaper for (1) people who pay large amounts every time, so it's a smaller percentage of the overall take and (2) large corporations including banks, who are deliberately running down their branch network to increase their profits and therefore want us all to pay by card.
Now I can understand why in London or Manchester, dominated by the big corps and with a high (extortionate, truthfully) cost of living, that means cash is no longer important.
That does not mean it is the case everywhere. Outside of major cities and tourist honeypots, where you can still get a decent meal for a fiver, insisting on card only would mean some businesses paying near 20% of turnover in card fees, instead of around 5% for cash banking fees. Which seems to me utterly unfair, ridiculous and in itself pretty well criminal.
And while I have no objection to people using cards to pay (I do it myself an awful lot) I cannot understand the mentality of people who say 'I find cash inconvenient in my particular circumstances, therefore everyone who uses it must be a criminal or a moron.' Which we see one particularly weird example of on this board.
If that person doesn't like that, that's his problem. But he should understand that his is playing the games of big businesses against ordinary people, out of selfishness.
Along with everything else.
Utterly pathetic from Sunak at PMQs.
the waiting list for a hip / knee operation on the NHS is years which is why the demand for private ones is now so high...
I notice we are still talking of cash and as a pensioner maybe it would be expected that I use cash but to be honest I only do so with the hairdresser to give her a tip, and just carry lose change for parking etc
Indeed I recently paid 90pence by my card but there is real concern, especially from the elderly, over the need to use an app for parking fees
I do believe we should consider those in society who struggle with technology and want to use cash but certainly I do object to any business who demands cash only which should be outlawed
We can only talk about 'outlawing' practices if they are not going to put serious and totally unnecessary additional costs on the business as a result.
Anyway, I suggest we leave this. It grew out of Anabobazina's decision to criticise somebody for not paying for a bus by smartphone in 2005. I don't see why we should pander (to link to my other pun) to his obsessions on the subject, particularly when it generates so much more heat than light.
Edit - incidentally I think the 1.75% is a fee to use the machine separate from bank fees, which is what I was referring to.
No one has changed their position.
Can we give it a rest ?
I forget who it is my mother sees, perhaps hairdresser, who has a card reader but much prefers cash for cost reasons.
It's insane to try and outlaw or drive out cash.
Simply being able to tap a card reader is much better - fine for service providers to offer an app service for added benefits (parking reminders etc) but a tap and go ability should be mandatory.
My dad would refuse to even do tap and go as he doesn't get a card receipt. Which he keeps. And crosses off against the card statement every month to ensure he hasn't been ripped off...
Until the NHS stops being a political football, it will continue to spiral the plughole.
Of course, Rishi could propose this too.
But I fear that explaining the actions of the government is beyond even us.
(If I had to guess, it's an obsession with Protecting The Frontline, which you can only get away with for a few years before holes in the back office cause trouble.)
It's just that the whole cash debate is particularly pointless, and not in the least bit entertaining either.
It would talk bollocks of course, but sound vaguely plausible doing so.
The NHS is a 1940s statist solution which has survived into the 2020s and which reminds oddly me of a VHS machine an elderly relative of mine insists on using to this day - clunky, unreliable and a nightmare when it goes wrong, but most of the time just about gets the job done.
Also there's the legacy of the COVID disaster.
Given all these problems, it is amazing that it works as well as it does.
I suppose we could Stone him
Not least because many people actually like the idea of a Softie government rather than one of toxic machismo.
Mind you, he never does any actual work so I suppose it's a lucrative form of pension for him.
It is that spirit of wanting to resolve an unresolvable problem that is needed in our NHS and until it happens the NHS will continue in crisis across the country and devolved powers ad infinitum
‘Twas, ever thus with the NHS, I suggest that what are the problems is that it is continually debated over by middle-aged men, a group of people who use it least. The involvement of more women in the debate has been a good thing, but it might be good to have more involvement of the elderly.
Anyway, can you place these in time-line order please?
a) the "attack ad"
b) Sir Softie
c) Sir Keir Savile slur.
Rishi Sunak doesn't...
Why would anyone be confused about that?
It will have been polled and focus-grouped by Levido first.
That means they're confident it will resonate.
Great post from HYUFD by the way, pinpointing the anomaly.
One student was literally open mouthed all the way through at how cynical every reform bill was - solely for partisan advantage. 1832 to entrench the Whig win of 1830 and ride the wave of fervour, 1867 to control redistribution of seats, 1884-85 as a grubby deal that gave Liberals voters and Tories seats. 1918 to get supporters of the government that won the war to vote.
Some things never change...