Is it noticeable since the election, the benches in the HoC swapped round, a mood shift on PB? It’s PB lefties now aggressively defensive and tetchy? The PB right joyously swinging swords, like yeoman cavalry at a riot. 😆Not as bright as your hatred of everything MalcolmYour hatred of pensioners is shining brightAnother one: to be rather frank, a large proportion of people who fall for these kind of frauds are not financially literate, and sometimes barely literate at all. This correlates with not having much cash. Apparently 1/3 of UK adults have savings of less than £1,000 - £100 to them would be a big, big hit.I think that's an excellent idea.OT but something one needs to know: not only are banks sometimes imposing an upper limit on scam refunds, many are now bringing in an £100 excess deduction.Surely that’s a good thing?
https://www.theguardian.com/money/2024/nov/23/uk-bank-fraud-victims-100-excess-refund-claims
If the banks (as they do) have to cover the entire cost it creates no incentive for customers to be careful
The only issue I can see is people not complaining about smaller frauds due to the "excess", like a scratch on your car. So you'll get thousands of £99 frauds, or fraudsters testing out methods unnoticed before going for the big one.
The stories that hit the headlines are the pensioner who loses £20,000. But the kind of person who loses that much is likely to be rather rich anyway, possibly through a mortgage-free home.
SCOTLAND IS (nearly) DOWN.Only in the poncy east , no issues in the west where men are men
I have a power cut, the Queensferry Crossing is closed, the A9 looks like Hoth, Lothian Buses have cancelled all services, and I can't get these studded tyres onto my bike. Waste of £100.
At Manor Fields Park in Sheffield, from Manor Park Crescent, they literally *are* an art installation. And the tactile paving design on this one is remarkable.Some are so useless they seem more like some attempt at an art installation, or as part of some research project around how hard it is to remove even useless pieces of urban architecture once they are in place, given the convoluted processes to remove the buggering things.This is my photo quota for the day. Politically on topic as the guy in the photograph is a Local Councillor in Lancashire.What is even the purpose of these barriers?
Martyn Hurt https://bsky.app/profile/martynhurt.bsky.social/post/3lbjj4ssz3s2j
This is a barrier near me that the County Council seems to think is fine. I can't independently get through it, even with the power assist as I need to control speed and direction with my arms. I've just started researching how to take action to get it removed.
More explanations on the thread. He's trying to work across party on this.
This is a link to Google Maps which shows that - subject to details I may have missed - that anti-wheelchair barrier means that an able bodied person can walk 50m down the path, whilst a wheelchair user who can't get through has to go 3/4 of a mile around the roads. I have several in positions like that here, at least one of which goes back to pre-1970.
https://www.google.com/maps/dir/53.812334,-2.2103297/53.8115892,-2.2097907/53.8123404,-2.2094661/@53.8112939,-2.2147939,406m/data=!3m1!1e3!4m2!4m1!3e0!5m1!1e3?entry=ttu&g_ep=EgoyMDI0MTExOS4yIKXMDSoASAFQAw==
Apologies for two barrier photos in a few days, but the new Bluesky feed means I may be buried in these .
At Manor Fields Park in Sheffield, from Manor Park Crescent, they literally *are* an art installation. And the tactile paving design on this one is remarkable.Some are so useless they seem more like some attempt at an art installation, or as part of some research project around how hard it is to remove even useless pieces of urban architecture once they are in place, given the convoluted processes to remove the buggering things.This is my photo quota for the day. Politically on topic as the guy in the photograph is a Local Councillor in Lancashire.What is even the purpose of these barriers?
Martyn Hurt https://bsky.app/profile/martynhurt.bsky.social/post/3lbjj4ssz3s2j
This is a barrier near me that the County Council seems to think is fine. I can't independently get through it, even with the power assist as I need to control speed and direction with my arms. I've just started researching how to take action to get it removed.
More explanations on the thread. He's trying to work across party on this.
This is a link to Google Maps which shows that - subject to details I may have missed - that anti-wheelchair barrier means that an able bodied person can walk 50m down the path, whilst a wheelchair user who can't get through has to go 3/4 of a mile around the roads. I have several in positions like that here, at least one of which goes back to pre-1970.
https://www.google.com/maps/dir/53.812334,-2.2103297/53.8115892,-2.2097907/53.8123404,-2.2094661/@53.8112939,-2.2147939,406m/data=!3m1!1e3!4m2!4m1!3e0!5m1!1e3?entry=ttu&g_ep=EgoyMDI0MTExOS4yIKXMDSoASAFQAw==
Apologies for two barrier photos in a few days, but the new Bluesky feed means I may be buried in these .
Not as bright as your hatred of everything MalcolmYour hatred of pensioners is shining brightAnother one: to be rather frank, a large proportion of people who fall for these kind of frauds are not financially literate, and sometimes barely literate at all. This correlates with not having much cash. Apparently 1/3 of UK adults have savings of less than £1,000 - £100 to them would be a big, big hit.I think that's an excellent idea.OT but something one needs to know: not only are banks sometimes imposing an upper limit on scam refunds, many are now bringing in an £100 excess deduction.Surely that’s a good thing?
https://www.theguardian.com/money/2024/nov/23/uk-bank-fraud-victims-100-excess-refund-claims
If the banks (as they do) have to cover the entire cost it creates no incentive for customers to be careful
The only issue I can see is people not complaining about smaller frauds due to the "excess", like a scratch on your car. So you'll get thousands of £99 frauds, or fraudsters testing out methods unnoticed before going for the big one.
The stories that hit the headlines are the pensioner who loses £20,000. But the kind of person who loses that much is likely to be rather rich anyway, possibly through a mortgage-free home.