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Reeves poised to cut cash ISA limit to £12K

Can’t say I’m fussed by this, seems fair enough.

I was expecting it to be £5,000 so £12,000 is more than ample.

Possibly this is a step towards that. I don’t disagree with your sentiment either.

It's a classic "shaft the youth of today" solution.
My parents have a small fortune in ISAs, accrued over man years, and will continue to keep all their annual gains - huzzah.

But now we've pulled up the drawbridge on the next generation getting into the same position.

It's also problematic because someone like me who has a reasonable pile in an ISA really won't want to take it out for short-term use (eg business investment) because I can never put it back.

We should have no limits on ISA deposit or withdrawl, just a cap on the total held - say £100 seems reasonable.

Aiui the suggestion is a limit only on cash holdings rather than ISAs generally so the young will have the same chance (and that rather begs the question whether ISAs are really aimed at young people anyway. Other than HENRY types, most won't have a spare £20,000 a year until middle age, what with mortgages and children.

Sometimes I feel like I live in a different world to some PB'ers. £20,000 'spare' is ... unimaginable. £20 'spare' is at least feasible.

Get rid, he's useless.

General Election now, and here's the winner. He has some super new plans for the NHS that I think all his voters are going to love.

https://www.instagram.com/reel/DO9Sd1MDR1H/?igsh=azFwZWdhcHp1Z2xz

Unfortunately I think UK insurance companies have more in common with those in the USA than with those in Europe. An insurance-based system does seem to work in Europe and my perception is that it's because the companies aren't out to screw the customer for every last penny.

I was being mischievous. I very much doubt the average Reform voters has any clue that their healthcare could cost them £420 a month.

This guy is getting away with blue murder and very few are calling him out. I am particularly disappointed with the Conservatives, they seem to look upon this outrageous clown as a friend and ally on the basis of my enemy's enemy is my friend.

How much do you think the NHS costs the average Reform voter at the moment? And is that good value for money?

We spend a very similar percentage of GDP as European peers such as Germany and France.

But the median age in those countries is higher than the UK. And health outcomes can be debated, but we're certainly not an obvious leader of the pack.

I think both sides could do with accepting that the NHS isn't as amazing or awful as some imagine.

The US system, by contrast, is objectively awful. Extremely high cost and worse outcomes at an aggregate level.

I imagine there's lots we could learn from where some European nations deliver better value for money than us.

Get rid, he's useless.

General Election now, and here's the winner. He has some super new plans for the NHS that I think all his voters are going to love.

https://www.instagram.com/reel/DO9Sd1MDR1H/?igsh=azFwZWdhcHp1Z2xz

Unfortunately I think UK insurance companies have more in common with those in the USA than with those in Europe. An insurance-based system does seem to work in Europe and my perception is that it's because the companies aren't out to screw the customer for every last penny.

I was being mischievous. I very much doubt the average Reform voters has any clue that their healthcare could cost them £420 a month.

This guy is getting away with blue murder and very few are calling him out. I am particularly disappointed with the Conservatives, they seem to look upon this outrageous clown as a friend and ally on the basis of my enemy's enemy is my friend.

How much do you think the NHS costs the average Reform voter at the moment? And is that good value for money?

We spend a very similar percentage of GDP as European peers such as Germany and France.

But the median age in those countries is higher than the UK. And health outcomes can be debated, but we're certainly not an obvious leader of the pack.

I think both sides could do with accepting that the NHS isn't as amazing or awful as some imagine.

The US system, by contrast, is objectively awful. Extremely high cost and worse outcomes at an aggregate level.

I imagine there's lots we could learn from where some European nations deliver better value for money than us.

A friend is something of a polyglot. She gets annoyed with people online who are always looking for One Simple Trick to learn a language quickly. There's no such thing, she says. You just have to put the work in.

I feel the same about healthcare policy. People want One Simple Trick to deliver better healthcare at less cost. It doesn't exist. Yes, there are plenty of small things you can do. The healthcare policy research literature is full of international comparisons and proposals, and the NHS is constantly looking at these, piloting schemes and making changes. But switching to, say, the German healthcare system isn't going to spectacularly change the underlying challenges: healthcare costs money and the population is ageing. The research suggests that, more or less, the different delivery systems across Europe don't make that much difference, but the amount you spend does.