I think the point is that if you have paid into the scheme over x years expecting the tax free lump sum, then rightly you expect to get it. Change it moving forward - fine. But whats done ought to be… (View Post)

Its almost always taking offence on behalf of others (who are not offended). (View Post)

As part of an extension project we've had our whole roof lifted, re-felted, battened and the tiles replaced (and new ones added). Looks great and should do for the next 25-30 years. We also had … (View Post)

Wife is keen for me to plant some on the allotment, so will be doing so shortly. (View Post)

And not just win, but gain a huge majority (albeit that was the rules of the game) (View Post)