On the basis that people will all eventually die of something, and that something will often cost lots of NHS money, I suspect that the lifetime costs of smokers to the NHS/social care is probably lo… (View Post)
My parents new build has the opposite issue - it stays cool in summer (presumably because the walls and loft are so well insulated the main remaining heat loss is to the ground it's built on), to the… (View Post)
No. Planning is approximately a decision about "thou shalt/shalt not be permitted to build an object roughly size and shape x in place y". I used to think that restrictions on planning were… (View Post)
Turning this round - wouldn't it be better to have a modest quantity of regulations actually enforced, rather than millions of them ignored by everyone? (View Post)
I think the logic is to encourage people to save and have a nest egg for the future. Which is certainly not a bad idea - people with modest savings are much more likely to tide over the modest storms… (View Post)