The really depressing bit of this is that the problems which all the pointless ID checking stuff portends to solve are not being solved, and indeed seem to be getting worse. It's basically a displace… (View Post)

There might be some truth in this theory if student loans were anything like normal borrowing, but the way we do student loans in the UK would completely work against it. Unless you are pretty high f… (View Post)

I think the best option is what I grew up with - a phenomenal degree of freedom, but granted progressively as I got older, and very consciously by my parents who took something of a "better drow… (View Post)

Isn't 2000-2015 an aberration caused by abolishing boom and bust, then a reversion to the mean? Holding a ruler up to the graph, 1999, and 2016-2019 looks like it all more or less lies on the same st… (View Post)

It's very simple isn't it? Reform exist because the Tories created a (large) gap in the market for a plausible party of right. Reform are topping the polls because Starmer has been given an enormous … (View Post)