Late morning all :) Glorious start here in East London. To irritate everyone even further, I'll offer my thoughts on today's big races at Doncaster and Leopardstown. On Town Moor, I've… (View Post)

The main financial change I have observed in the last 25-30 years has been the decline of cheques. I used to write a lot of cheques on a monthly basis but haven't written one in five years. The … (View Post)

Evening all :) I've been on holiday this week. Back to a More In Common poll which at least will stop some constantly referring to a poll nearly a month old. The main thing in the figures is the… (View Post)

To push the tax question a notch further, when Margaret Thatcher came to power, basic rate tax was 33% (which was swiftly reduced to 30%) and VAT was 7.5% (swiftly doubled to 15%). We now have VAT at… (View Post)

That's probably the nicest thing you've ever said to me.... Enjoy the Montenegrin evening - I've only ever been to Kotor but it is a magical place. (View Post)