Also, most people (I think) will be in workplace pensions where there is an employer contribution (which is free money) and there is also a legal minimum contribution requirement. (View Post)

...and the thing about not making choices on their merits or having consistent guiding principles is that people are less inclined to believe you ever do do something on principle. Take this one: are… (View Post)

Arguably we're worse off that the Ming Vase wasn't purely an election winning tactic -- if they'd dropped the vase on the steps of number 10 and proceeded to govern on the basis of som… (View Post)

I certainly think more financial and numeracy clue would be useful, but more interesting than "how much of the population understands how the low to high rate band works" would be "how… (View Post)

If 2 is the rule they follow then 1 is a likely consequence of it -- the manager with the best short term record probably had a run of good luck, and reversion to the mean implies some defeats in the… (View Post)