Happy Birthday to PB. It has been a joy to be lurking around here for ~16 of those 20 years. Wishing you all the best with your health, and I hope you know what an amazing thing you created, and that… (View Post)

This latter could be achieved by announcing the actual current scope of inheritance tax as if it was new. (View Post)

Isn't that 90% of General Practice though? It exists on the borders of medical care and social services. (View Post)

One thing I've never quite understood on house prices. Imagine lenders were no longer allowed to lend more than, say 3x salary. What would happen to house prices? Would they remain high? Or woul… (View Post)

(That said, part of the problem is people seeing their primary residence as "an asset" rather than "a place to live" because everyone has been trained to borrow heavily against it… (View Post)