One thing I've never quite understood on house prices. Imagine lenders were no longer allowed to lend more than, say 3x salary. What would happen to house prices? Would they remain high? Or woul… (View Post)

(That said, part of the problem is people seeing their primary residence as "an asset" rather than "a place to live" because everyone has been trained to borrow heavily against it… (View Post)

I lived in an apartment in the US, and vastly preferred it to the house I lived in back in the UK. Someone else looked after the garden (which was actually used by very few residents), there was a gy… (View Post)

Except one is probably being generated hence the weird turns of phrase. (View Post)

Heil Mordaunt. Heil Badenoch. Heil Spode. Yes, I can see that. (View Post)