Banking/payment services for the unbanked are a significant problem for marginalised people, and often a barrier to recovery. It is one place the state can provide a useful backstop at comparatively … (View Post)

Given that the average estate is well below the IHT level, and spouse/civil partner doesn't attract IHT: of the 600,000 odd deaths a year, the vast, vast majority will be unaffected by any such propo… (View Post)

Or "why pick baboons as your example when you could've picked Bonobos" (View Post)

I agree - it is a classic demonstration of how a local issue can upend everything. I am sure that the congestion charge issue has shored up the Tory vote on the one hand, contrary to the national pos… (View Post)

I'd start with GCSEs for that very reason. SATS I'm less sure about; they need the stress taking out of them because teachers communicate it to the kids which is no good for anyone. But having standa… (View Post)