I am aware of the Calhoun studies and they have many flaws. Having said that I think we are quite capable of wiping ourselves out by other means anyway. (View Post)

The good thing is that in the past @hyufd and I would get rather personal in these spats and although I admit I have called him an 'idiot' here (I shouldn't have) it is in good fun and… (View Post)

NOOOOO. I do not have income that takes me over £35k I spend my capital every year. My capital reduces every year as I spend it. Fortunately I have enough to take me well past any age I am likely to … (View Post)

Yes they should, because it is wrong that I am getting it. I did not contrive to get it. It was given to me when it shouldn't be and I will give it away to charity. (View Post)

Nope you have got it all right. Mad isn't it. I simply made the point that with the U turn on WFA I will now get the WFA even though I am well off and that I shouldn't and that I will give … (View Post)