If you were born in an African village - I suspect opportunities beyond the village only arrived in the past 10-15 years as mobiles arrived.. (View Post)

Education, opportunities, birth control and reduced child mortality rates have all played a part in reduced fertility rates. Hardly surprising as most women don't want to be a baby factory and w… (View Post)

I think that's the thing - if we hadn't had the twins we would be retired (or as close to as makes no difference). Instead I'm probably working another 10-12 years but hey I mostly enj… (View Post)

Developers limit supply - the fix to the housing market is to increase supply which requires increased incentives for builders to start and finish the projects they have permission for. Now ideally I… (View Post)

We covered this yesterday where we pointed out its got to be the cheapest possible divorce solution - 1 call to ICE and all you problems are 3,000 miles away.. (View Post)