Then the question does become- why am I saving more? Because at some point, it becomes about a number on a spreadsheet and a line on a graph, rather than whatever aspects of a Good Life I might value. (View Post)

The complication is that the current setup allows people to switch from paying tax when they are on a higher marginal rate to when they are potentially on a lower marginal rate. That specific boon is… (View Post)

Trust you to grab a pizza the credit. (View Post)

Never put down to malice what can be explained by stupidity. This really might be the best that the shattered remains of CCHQ can produce. (View Post)

To adapt and negate Estelle Reine's line from When Harry Met Sally, I won't have what he's having. (View Post)