It is the implementation rather than the ultimate aim that's at fault. There was only a year's notice to save up for a replacement car/van - not long enough for many of the people with a 7+… (View Post)

There will be some immediate losers, such as those who were first time buyers a few years ago and now can't afford SVR rates and have to be repossessed. I have sympathy for many of those people,… (View Post)

I was just thinking the other day how poor Khan is, and that a decent Tory candidate could beat him (even I would vote for a credible Tory this time round). I then wondered how to rank him compared t… (View Post)

Indeed. I'd much rather carry a thin light plastic card than a large heavy phone, If I'm out, I don't usually want anyone to call me, and everything else can wait. (View Post)

On the other hand, if you lose your phone, you can use cash to pay for everything while you get a new one and get everything set up again (which, as I discovered takes a few days) and it's much … (View Post)