PJH

Actually that's quite a jolt working that out. At no point in my working career (and I'm well inside the top 10% of earners nationwide) have I earned enough to be able to afford a 75% mortgage on the… (View Post)

That is an excellent plan. I've always wondered why more people don't do that. (Written whilst on the Lizzie Line, heading back to Romford after a day in the office) (View Post)

I wasn't impressed, now was the time to increase duty on fuel as prices have been falling. A clear mistake and a sign that hard choices will be avoided. (View Post)

Cash is much better for splitting the bill. The other night we ate out, and instead of faffing around with multiple payments via the machine, we just slapped £40 each on the table and walked out. It … (View Post)

Biggest risk is Single Point of Failure. When my phone was stolen last year it took me about a week to get everything back the way it should have been. As I never use my phone to pay anything and eve… (View Post)