More that they aren’t prepared to lend money that will stretch people to the point of breaking to repay. See risk rules following the Great Financial Crisis. Which was, at heart, all about lending to… (View Post)

It’s about people who are terrified by other people doing things without rules. So they must create a rule. Because relying on morality and judgement in a responsible person is Wrong. Once they have … (View Post)

A major feature of The Process State is that the Process is the Punishment. “You have done nothing wrong. But under section 13.1.3.4 (b) we have to fuck your entire life.” Another major feature is th… (View Post)

Truer than (perhaps) you think In the story, “AI” was used to create the list of books to ban. Probably ChatGPT. “AI” is actually just a really fancy way of guessing an output, based on the input. Th… (View Post)

Contributions. (View Post)