The success with which the political system captured the PCCs, and steered them into cosy relationships with the police is worthy of a book. The original idea was to bring in outside supervision of t… (View Post)

Secondary effects. Policing doesn't seem to consider those. I grew up in Oxford. In that period - up to the early 90s - there was the following phenomenon. A certain individual was known by all to be… (View Post)

The devil is, as ever, in the segmentation of the aggregate numbers. IIRC the debt ratios for the lower incomes are pretty horrific. (View Post)

At the boat club, one of the rowers has had her bike stolen. The tracker (well integrated into it) shows the exact location. The police refused to do anything. There is some discussion about seeing t… (View Post)

Some car finance is usurious - as usual, with lower deposits etc the terms are worse. The issue is that they do little in the way of affordability checks, and load people up with big car mortgages on… (View Post)