Very good advice. When I sold my old flat, I did that. I’d done my own CGT calculation - the accountant saved me a fortune, compared to that. He gave me a file (PDF) actually, demonstrating his metho… (View Post)

When Blair was in Downing Street, a European court ruled that a right to prompt treatment existed. In the U.K. we rapidly had tales of people taking the Eurostar to get ingrown toenail* ops in France… (View Post)

It is quite possible to be an informed user of healthcare. There’s tons of data out there, if you want to look. The thing to remember is that when you see units, hospitals or entire trusts failing, t… (View Post)

There is common belief that a single organisation is cheaper than the same job done by multiple organisation. This is often not true. The larger organisation just has a higher pyramid. When it comes … (View Post)

Half the point of employing a professional is the insurance they bring to the table, Shirley? (View Post)