It is for most people (although some people have do so so through ill health) but you do your financial planning based on what you entitled to. I front-end loaded what I took from my occupational pen… (View Post)

A lot of people retire below state pension age and use the lump sum to take them through to state pension age. It's hard to argue they "don't need it" and changing the rules in retrospect w… (View Post)

No, I retired early because I calculated I can afford to live on the pension pot I have built up (despite actuarial reduction) and the relatively small (by international standards) State Pension I am… (View Post)

State pensions are taxable, and are about to go over the tax free allowance. (View Post)

Labour have always been ahead of the Tories on this one too, but it has never stopped enough people voting Conservative (View Post)