I think as well as individual financial circumstances, one needs to consider what you actually want to do in retirement. Firstly you need to be coldly actuarial on how long you will live. Of course n… (View Post)

Some of my ancestors made their money in the Australian and NZ gold rushes. They were Presbyterian Ministers, and unpaid, and ran a bank. Many of the miners were Scottish, Welsh and Cornish, so my an… (View Post)

I think it is being over-hyped as an investment, but perhaps not as a technology. Sorry if I wasn't very clear, just having a cuppa as a break from cutting my lawn for only the second time in 2 … (View Post)

I am a doctor, not a pensions advisor, so take my advice with a shovel full of salt. I think it likely that bond yields will remain high, and interest rates positive, though if you are particularly r… (View Post)

I have never found the implication that senior consultants framed an innocent nurse in order to take the spotlight off their high death rate a tenable one. If it had led to an adverse CQC report* the… (View Post)