I completely get that. Phone calls are nearly all to mobiles now, even my elderly folks having given up on land-lines. The presumption of a caller is that they have a right to interrupt whatever you … (View Post)

I wasn't, much as I think them an item of beauty. I think it a folk belief without grounding in reality. (View Post)

Because pensions are deferred income. People are taxed when they take their pension, not when paying in. I doubt that the countries financial situation would be improved by taxing people saving for t… (View Post)

I'd forgotten about it... (View Post)

I think he has lost a stone or two. I suspect those trousers would drape better with a half break if worn with braces rather than a belt. I am Derek Guy and claim my £5 (View Post)