I had similar difficulties when I first moved to Germany. The Germans really, really wanted to practice their English with me, and it was a real struggle to get them to speak German with me. I'm curr… (View Post)

Yes, like most people, I stopped taking a wallet out with me some time ago. It sits at home with my cards in for use as a backup in the event that I should lose my phone. (View Post)

What happens, though, if a democratically elected government decides to go about abolishing democracy? (View Post)

By either having interest paid out monthly or having multiple fixed-term accounts maturing at different times (or a combination of both strategies). Edit: But as I say, bank interest isn't my main so… (View Post)

I'm on the interest-plus side too with no mortgage and modest savings. Interest isn't my main source of income, but it is a useful supplement. (View Post)