1) There's usually a surplus in January because of self-assessment 2) That's genuinely a positive surprise. Whisper it very quietly, but amongst all the noise about a slight uptick in unemp… (View Post)

It's satisfying living in a country where the King's brother can be arrested and taken into custody. Look at us, America. Who has the tyrannical monarchy now? (View Post)

FPT: It continues after that as well. My partner is stringing out her training as long as possible (reduced hours etc) because there is no guarantee of a job at the end, and even if she gets one she … (View Post)

My partner is stringing out her training as long as possible (reduced hours etc) because there is no guarantee of a job at the end, and even if she gets one she will take a pay cut. I don't unde… (View Post)

Only because there's a decent chance you don't need to pay the whole thing back - the threshold is £32k in Scotland, and the whole thing gets wiped after 30 years. There's a good argum… (View Post)