Only because there's a decent chance you don't need to pay the whole thing back - the threshold is £32k in Scotland, and the whole thing gets wiped after 30 years. There's a good argum… (View Post)

To be fair, I think the impact of recent migration on overall prices is overblown somewhat because they tend to use housing stock very efficiently (too much so, tbh - basically slums.). I have a very… (View Post)

Or otherwise suppress demand with a flat 1% property tax. But yes, it's two-fold: we've ended up with a labour market where lots of employers are subsidised via benefits for working people,… (View Post)

Bollocks. Plenty of couples, both on minimum wage and living in areas with high housing costs are entitled to a UC award. That's even without children or any disabilities. And you're the on… (View Post)

The problem is developers are profit-maximising, not housing-maximising. That's why you have the perverse outcome of new detached houses inside the Edinburgh bypass. If we all agree that there a… (View Post)