You don't go to Edinburgh or Glasgow for the undergraduate teaching (Heriot-Watt and Strathclyde are both better than their more prestigious neighbours, depending on the course). You go to them for t… (View Post)

For most people your ISA is primarily your emergency fund. It's quite unusual to be making serious long-term investments; rarer still to be maxing out your allowance. That explains why most of it is … (View Post)

At the PB Northern Meeting I'll be joining your table. (View Post)

Just so pathetically weak from everyone in Europe, including us. It was obvious that this was going to happen after the drones into Poland. Do an Erdogan and blow them out of the sky - that's the bar… (View Post)

Don't get me wrong - I don't think doubling council tax is remotely politically possible. It's just when I look at the tax and spending options that are available it's about the best one, along with … (View Post)