That's what I think is the right solution too, though just simply with average earnings. And match it to the personal allowance. (View Post)

nico67 didn't suggest that it would. (View Post)

It's very popular with the groups that Labour is primarily losing voters to - other left wing parties and those lost to DK and will not vote. It's sound politics IMO - the next election is going to b… (View Post)

You don't go to Edinburgh or Glasgow for the undergraduate teaching (Heriot-Watt and Strathclyde are both better than their more prestigious neighbours, depending on the course). You go to them for t… (View Post)

For most people your ISA is primarily your emergency fund. It's quite unusual to be making serious long-term investments; rarer still to be maxing out your allowance. That explains why most of it is … (View Post)