It's too much because you're ramping up something which is already exviting*, at a time of year which is already pleasant, and at a time when you are struggling to think of and indeed affor… (View Post)

But I'd just rather do this stuff a bit later. Early January is bleak and could do with a lift. Early December is actually quite nice in a late Autumnal way and doesn't need Christmas tramp… (View Post)

I'd happily move Christmas 20 days later. To the point when it genuinely does start to feel lighter. Because for me, dark mornings are a much bigger downer than dark evenings. Also, I love Nov a… (View Post)

The second part of that is certainly true. On the first, well, we're buffetted about by the financial weather - but some basic economic common sense would at least point the rudder in the right … (View Post)

But wealth which has been accumulated doesn't just sit in a drawer. If you put your money in the bank, it's available for other people to borrow, to invest in their own wealth creation. I s… (View Post)