Status and recognition doesn't necessarily mean publicly, of course. You could take pride in your walking prowess and achievements, or detailed knowledge of transport or industry, for example. But yo… (View Post)

I think that's an excuse. They could easily test quite quickly using income and affordability tests, includng debt exposure, which could be largely automated. It's more they're not comfortable doing … (View Post)

My mental health has been the worst when my self-esteem has been hit and I don't think I'm appreciated or valued enough, and you can spiral down. Status and recognition is hugely important to men. (View Post)

This is a brilliant piece. The key thing to me is an open attitude to risk. We don't have it. In fact, we are totally uncomfortable with changing any established process or way of doing things as we … (View Post)

I should add, when I googled it, the reason given for why using more than half your credit card limit (whatever it is) lowers your score is because this is considered a sign you're struggling to mana… (View Post)