A note of caution... The HMRC website and app tell you that you have a full year's contribution for years you were contracted out but they won't count it fully when assessing whether you've reached t… (View Post)

I believe they count as part years. I have 37 years but many were contracted out and I still have to buy a few more back. Easy for your wife to check her contribution situation online. (View Post)

Over what in particular? (Presumably not Moon's Cheltenham picks.) (View Post)

Let's hope so. (View Post)

OD - Oh Dear, how sad, never mind. (View Post)