Though it would catch all those who have already crystallised their pension into an annuity, or, if I understand the rules correctly, a pension drawdown pot. But of course, like most of Pagan's ideas… (View Post)

Having been over the cliff edge myself, I don't buy that. I agree it should be removed, as should all cliff edges*, but the people I know in that position generally work hard because they want to ach… (View Post)

That is a graph of £1,000 income bands. The blip represents about 10-15,000 people. Given the curve of the graph resumes to trend after £100k, it's probable that there are c.15k people forgoing an ad… (View Post)

It's working ok for me. (View Post)

O/T, and because some posters kindly expressed an interest last week, here is my weekly pic of our self-build. And, oh my, it's exciting - we now have a floor (well sub-floor). Woo-hoo! (Here's the b… (View Post)