I'm late to the party but... great header @Cyclefree. Thanks. (View Post)

Disgusting comment. (View Post)

How would you say Bicester, mister? (View Post)

A note of caution... The HMRC website and app tell you that you have a full year's contribution for years you were contracted out but they won't count it fully when assessing whether you've reached t… (View Post)

I believe they count as part years. I have 37 years but many were contracted out and I still have to buy a few more back. Easy for your wife to check her contribution situation online. (View Post)