Well said. And the oligopoly is a direct consequence of the planning system too. Small developers consistently state that planning is by far the number one obstacle they face. https://www.hbf.co.uk/n… (View Post)

. Because what makes it risky is also what makes it interesting and popular. Yes California has foliage that might burn. Nevada does not. But that foliage is part of California's charm over Neva… (View Post)

No. But I'd rather that than have no property or possessions. Besides its not every 5 years that each home will need replacing, within 5 years other homes might not the same ones. That is how in… (View Post)

An increase in home ownership amongst the working class and young is an exceptionally good thing and is what is sorely needed today. And it doesn't neatly transpire that the quarter who didn… (View Post)

Which was an exceptionally good thing. We need it to happen again, desperately, to reverse the catastrophic damage of the Brown years onwards. (View Post)