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The cost of living – politicalbetting.com

SystemSystem Posts: 12,625
edited August 11 in General
The cost of living – politicalbetting.com

BREAKING: Bank of England cuts interest rates for fifth time in a year – now down to 4%.? Our polling shows the public sees interest rates as the second most influential key economic indicator – while MPs rank them fourth.Full findings ? bit.ly/4opj8XJ

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Comments

  • malcolmgmalcolmg Posts: 44,710
    First
  • ydoethurydoethur Posts: 74,838
    malcolmg said:

    First

    Second, like economics in the thinking of the MPC.
  • DavidLDavidL Posts: 56,121
    ydoethur said:

    malcolmg said:

    First

    Second, like economics in the thinking of the MPC.
    You give them far too much credit.
  • ydoethurydoethur Posts: 74,838
    DavidL said:

    ydoethur said:

    malcolmg said:

    First

    Second, like economics in the thinking of the MPC.
    You give them far too much credit.
    Well, yes, given they're buggers for paying their bills.
  • NigelbNigelb Posts: 80,171
    And let's not go into the cost of flat decoration.
  • ydoethurydoethur Posts: 74,838
    edited August 11
    Nigelb said:

    And let's not go into the cost of flat decoration.

    Or indeed the cost of flats, which is curvaceous.
  • LeonLeon Posts: 64,083
    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end
  • LeonLeon Posts: 64,083

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    After that post you are no longer allowed to call other PBers ‘boring centrist dads.’
    No CENTRIST DAD has a photo like I've got on the north wall of my bedroom
  • ydoethurydoethur Posts: 74,838
    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    After that post you are no longer allowed to call other PBers ‘boring centrist dads.’
    No CENTRIST DAD has a photo like I've got on the north wall of my bedroom
    I would point out that if you are a centrist Dad, then by definition at least one does.
  • MexicanpeteMexicanpete Posts: 33,510
    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
  • LeonLeon Posts: 64,083
    edited August 11

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
  • EabhalEabhal Posts: 11,489
    edited August 11
    What's Trump up to?
    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
  • Scott_xPScott_xP Posts: 39,541
    Eabhal said:

    What's Trump up to?


    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
    Both

    Distract from Epstein

    Dry run for cancelling elections

    Meanwhile his brains are leaking out of his ears...

    Trump: "It's embarrassing for me to be up here. I'm gonna see Putin. I'm going to Russia on Friday."

    https://bsky.app/profile/atrupar.com/post/3lw52ij5f3u2w
  • CarnyxCarnyx Posts: 44,881

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    Which operate a Trusted Traders system, too. Not just for oldies, I hasten to add, in case Leon doesn't want to self-identify as the old kind of fogey.
  • FairlieredFairliered Posts: 6,287
    Apparently, there’s a glut of fruit this year, which doesn’t explain why fruit prices are increasing.
  • MarqueeMarkMarqueeMark Posts: 55,613
    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    Not unless you have knocked £50k off the value, in the process of making it such a shrine that nobody else could ever consider living there...
  • wooliedyedwooliedyed Posts: 13,359
    edited August 11
    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    Its a question of what you're prepared to pay.
    For me that would be eye wateringly OTT but I'm church mouse poor.
    If you can afford it and you like the result then it's your money
  • bondegezoubondegezou Posts: 15,638
    To cross the Atlantic for a moment... it's notable in that graphic that the level of the stock market isn't considered an important indicator, which goes back to the discussion between @Casino_Royale and myself yesterday about whether Trump is delivering a strong economy. On those metrics, Trump is failing badly, which is why I expect the 2026 midterms to be very bad for the Republicans (if democracy isn't eroded by various dirty tricks).
  • MexicanpeteMexicanpete Posts: 33,510
    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    The mantra in our house was "never pay a tradesman". My father who for a maths teacher was quite an accomplished cabinet maker taught me everything from fixing a tap washer and wiring an electric plug to changing a clutch and servicing an Austin 1300. Painting a wall falls into the wiring a plug scale of DIY tasks. Mind you I f*****' hate DIY.
  • MarqueeMarkMarqueeMark Posts: 55,613

    Apparently, there’s a glut of fruit this year, which doesn’t explain why fruit prices are increasing.

    Depends if there is anyone to pick it...
  • bondegezoubondegezou Posts: 15,638
    Eabhal said:

    What's Trump up to?


    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
    Trump isn't rational. He acts according to his whims, as they ebb and flow. He shows no regard for the law, and legal attempts to hold him back are, at best, slow and, at worst, undermined by a corrupt Supreme Court. I don't think Trump executes dead cat strategies -- he's not that strategic any more -- but I think he does lash out when angry at how the media is portraying him.
  • Fysics_TeacherFysics_Teacher Posts: 6,310
    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    Magnet wanted more than that to revamp a very small kitchen. I turned them down.
  • tlg86tlg86 Posts: 27,086
    I wonder how the public's attitude towards unemployment has changed over the years and decades. Feels like the dog that doesn't bark any more.
  • MexicanpeteMexicanpete Posts: 33,510

    Apparently, there’s a glut of fruit this year, which doesn’t explain why fruit prices are increasing.

    Depends if there is anyone to pick it...
    If the government chain ganged these boat people into picking strawberries on an industrial scale they'd be straight to Halfords for a cheap inflatable to row back to Calais.
  • TheScreamingEaglesTheScreamingEagles Posts: 123,252
    edited August 11
    Eabhal said:

    What's Trump up to?


    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
    One of the theories I have seen is that Trump wants to create a precedent for this.

    On Jan 6th 2021, that day of infamy, Trump was saying only Pelosi could invoke the National Guard in DC.

    I think we know what’s coming on Jan 6th 2029.
  • FrancisUrquhartFrancisUrquhart Posts: 86,801
    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/
  • LennonLennon Posts: 1,823

    To cross the Atlantic for a moment... it's notable in that graphic that the level of the stock market isn't considered an important indicator, which goes back to the discussion between @Casino_Royale and myself yesterday about whether Trump is delivering a strong economy. On those metrics, Trump is failing badly, which is why I expect the 2026 midterms to be very bad for the Republicans (if democracy isn't eroded by various dirty tricks).

    My supposition would be that in the States 'Stock Market' would basically take the place of 'House Prices' in the chart above - an important 'second level' consideration.
  • ydoethurydoethur Posts: 74,838

    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/

    Perhaps it was shock that there was somebody young enough and strong enough to stand up to him in a CO-OP?
  • bigglesbiggles Posts: 6,824

    Apparently, there’s a glut of fruit this year, which doesn’t explain why fruit prices are increasing.

    Our damsons did well, but no major supermarket has yet asked to buy any. No apples or pears, so the bees failed in their one job.
  • bondegezoubondegezou Posts: 15,638
    Lennon said:

    To cross the Atlantic for a moment... it's notable in that graphic that the level of the stock market isn't considered an important indicator, which goes back to the discussion between @Casino_Royale and myself yesterday about whether Trump is delivering a strong economy. On those metrics, Trump is failing badly, which is why I expect the 2026 midterms to be very bad for the Republicans (if democracy isn't eroded by various dirty tricks).

    My supposition would be that in the States 'Stock Market' would basically take the place of 'House Prices' in the chart above - an important 'second level' consideration.
    I think people worry about house prices in the US too!

    With the stock market, there's a consensus that up is good. House prices are more complicated. I think most respondents in the graphic are unhappy about house prices being too high, not too low. Those with houses think house prices should be higher; those without, the reverse.
  • LeonLeon Posts: 64,083
    edited August 11

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    Magnet wanted more than that to revamp a very small kitchen. I turned them down.
    Indeed

    Under 10k for a whole flat (albeit not new kitchen or bathroom) feels perfectly reasonable to me

    My big expense was the guy who painted the bedroom. But I specifically asked a pro interior decorator pal for an expert painter, who would choose the best colours (within my parameters) and get it all done REALLY well. He cost £2000 to do the bedroom, inc paint

    But he did a magnificent job. Flawless, and he chose glorious colours (actually altering my specifications, but making it better)

    So it was pricey. But the bedroom now ROCKS the CORACLE of SATAN
  • OldKingColeOldKingCole Posts: 35,481
    biggles said:

    Apparently, there’s a glut of fruit this year, which doesn’t explain why fruit prices are increasing.

    Our damsons did well, but no major supermarket has yet asked to buy any. No apples or pears, so the bees failed in their one job.
    IIRC, from the pear tree in the garden of our former house, they fruit for three years out of four. Maybe this a 'fourth year' for yours?
  • StuartinromfordStuartinromford Posts: 19,411
    Isn't the problem with interest rates that people tend to have fixed rates these days, so at the moment people's actual interest rates depend on when they fixed over the last five years or so? They were still pretty negligible in summer 2022, maxed out over summer 2023-summer 2024, and have been drifting down since then.
  • EabhalEabhal Posts: 11,489

    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/

    Misuse of "vigilante" is a bit risky by the Telegraph there, particularly if charges are brought.
  • StillWatersStillWaters Posts: 10,561
    I think it’s pretty clear the divide (and understandable as well - and not necessarily wrong given the different remits).

    Individuals care about things that impact them: interest rates, house prices, inflation. National unemployment is a little bit of an outlier but I suspect that people who are unemployed/know someone unemployed care a lot about it while there are a large group of people who have never been in that position (in my career I’ve fortunately only had one 3 month period where I was in an “at risk” process without a job to go to & it was pretty unnerving). The strength of sterling is heavily reported and an “easy” yardstick for individuals to grasp “sterling is strong = we are doing well”. Of course it’s more complicated than that but that’s how normal people hear it.

    MPs are more focused on things at a macro level - like national GDP, etc which just don’t translate to the individual level in a meaningful way.
  • CarnyxCarnyx Posts: 44,881
    tlg86 said:

    I wonder how the public's attitude towards unemployment has changed over the years and decades. Feels like the dog that doesn't bark any more.

    Certain politicians have rather too effectively translated 'unemployed' into 'benefit scrounger'. No wonder the public don't give a toss. Despite the stupidity of fallling for the con, especially as many benefits apply to people in work, or who are retired.

  • Jim_MillerJim_Miller Posts: 3,453
    May I make a point that is obvious, but uncomfortable for some:

    Let me begin with an example. A year after Abraham Lincoln's mother died (from milk sickness), his father went back to Kentucky and proposed to a widow, with children of her own. She accepted and moved with with him and her children to Illinois. Blending these two families together made both of them better off, financially. (And since she and Abe's father were good-hearted, as well as competent, happier, too.)

    If young people in the UK, like young people here in the US, are less and less likely to get married, they will pay more, and have less. So inflation will hit them harder.
  • LeonLeon Posts: 64,083
    edited August 11

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    The mantra in our house was "never pay a tradesman". My father who for a maths teacher was quite an accomplished cabinet maker taught me everything from fixing a tap washer and wiring an electric plug to changing a clutch and servicing an Austin 1300. Painting a wall falls into the wiring a plug scale of DIY tasks. Mind you I f*****' hate DIY.
    Yes I kinda get that

    I rather enjoy some DIY tasks. It's not sex or heroin or hiking the Solovetskys, but there is a pleasure in it. Using your hands, an honest day's toil, and so forth

    The trouble is

    1. I get bored very easily. I can do it for an hour or two, after that tedium kicks in, then actual invade-Poland-now anger, I believe this is why Hitler started World War 2, he was sanding and respraying an old card-table and it just dragged

    2. And that's when I start hurrying up and making expensive mistakes so

    3. If a job is big I hire a pro
  • EabhalEabhal Posts: 11,489
    edited August 11
    On topic: inflation is everything, even if real wages are going up. That's what we found during Biden's presidency, and is consistent with prospect theory.
  • StillWatersStillWaters Posts: 10,561
    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
  • CarnyxCarnyx Posts: 44,881
    Eabhal said:

    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/

    Misuse of "vigilante" is a bit risky by the Telegraph there, particularly if charges are brought.
    Interesting terminology, in any case; it seems to be a deliberate equation of the West Country with the cowboy kind of lawless Wild West.
  • bigglesbiggles Posts: 6,824

    biggles said:

    Apparently, there’s a glut of fruit this year, which doesn’t explain why fruit prices are increasing.

    Our damsons did well, but no major supermarket has yet asked to buy any. No apples or pears, so the bees failed in their one job.
    IIRC, from the pear tree in the garden of our former house, they fruit for three years out of four. Maybe this a 'fourth year' for yours?
    Ahhhhh I’ll cling to that, thanks.
  • LeonLeon Posts: 64,083

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
  • StillWatersStillWaters Posts: 10,561
    Eabhal said:

    What's Trump up to?


    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
    As an aside I happened to sit next to a member of the Californian police at a Native American dance yesterday (eat your heart out @leon)

    Their biggest challenge is that Trump and Newson keep changing the detailed rules that they are supposed to follow in contradictory ways.

    Message I took from that is that the police really don’t want to take sides. They are trying to follow the rules and not get involved in politics.
  • ydoethurydoethur Posts: 74,838

    Eabhal said:

    What's Trump up to?


    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
    As an aside I happened to sit next to a member of the Californian police at a Native American dance yesterday (eat your heart out @leon)

    Their biggest challenge is that Trump and Newson keep changing the detailed rules that they are supposed to follow in contradictory ways.

    Message I took from that is that the police really don’t want to take sides. They are trying to follow the rules and not get involved in politics.
    Unfortunately that is not a tenable position for the police in a dictatorship.

    Whether the US has quite got there yet I will leave up to you.
  • StillWatersStillWaters Posts: 10,561

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    The mantra in our house was "never pay a tradesman". My father who for a maths teacher was quite an accomplished cabinet maker taught me everything from fixing a tap washer and wiring an electric plug to changing a clutch and servicing an Austin 1300. Painting a wall falls into the wiring a plug scale of DIY tasks. Mind you I f*****' hate DIY.
    To quote a great unsung (ahem) comedy group:

    T'was on the Monday morning, the gas man came to call,
    The gas tap wouldn't turn, I wasn't getting gas at all;
    He tore out all the skirting boards to try and find the main,
    And I had to call a carpenter to put them back again!
  • LeonLeon Posts: 64,083
    edited August 11

    Eabhal said:

    What's Trump up to?


    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
    As an aside I happened to sit next to a member of the Californian police at a Native American dance yesterday (eat your heart out @leon)

    Their biggest challenge is that Trump and Newson keep changing the detailed rules that they are supposed to follow in contradictory ways.

    Message I took from that is that the police really don’t want to take sides. They are trying to follow the rules and not get involved in politics.
    I've got my own, quite similar UK copper anecdote

    My friend who works with the top of MI5, MI6, and police counter terror etc, WhatsApped me yesterday to say that the police are absolutely hacked off by being forced to micromanage free speech at either end of the spectrum. They really don't want to do it. "Gets in the way of proper police work". But they are given no choice by a government, which is apparently in total panic about the potential recurrence of the Southport Riots, and obsessed with preventing anything that looks like them

    That's his take, FWIW
  • StuartinromfordStuartinromford Posts: 19,411

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    I suspect that a 7 year lifespan for interior refurbishment is optimistic. Or pessimistic, if you are thinking how far to spread out the cost.

    (In terms of public realm, it implies 2 cycles since 2010, to pick a not-at-all random date.)
  • StillWatersStillWaters Posts: 10,561
    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
    Sure. It makes sense and you can afford it. But it’s not a small amount for most people
  • FrancisUrquhartFrancisUrquhart Posts: 86,801
    Leon said:

    Eabhal said:

    What's Trump up to?


    • latest dead cat strategy to swerve Maxwell's allegations about Epstein
    • a full blown coup
    • both?

    (Interesting mirror to the focus on crime by the right in the UK. DC's crime rate has fallen significantly since the 90s, just as it has here. It's a pretty blatant attempt to justify unrest and/or authoritarianism)
    As an aside I happened to sit next to a member of the Californian police at a Native American dance yesterday (eat your heart out @leon)

    Their biggest challenge is that Trump and Newson keep changing the detailed rules that they are supposed to follow in contradictory ways.

    Message I took from that is that the police really don’t want to take sides. They are trying to follow the rules and not get involved in politics.
    I've got my own, quite similar UK copper anecdote

    My friend who works with the top of MI5, MI6, and police counter terror etc, WhatsApped me yesterday to say that the police are absolutely hacked off by being forced to micromanage free speech at either end of the spectrum. They really don't want to do it. "Gets in the way of proper police work". But they are given no choice by a government, which is apparently in total panic about the potential recurrence of the Southport Riots, and obsessed with preventing anything that looks like them

    That's his take, FWIW
    Good job we don't have the authorities getting funny about shopkeepers putting up signs calling shoplifters scumbags or photos of regular offenders....
  • StillWatersStillWaters Posts: 10,561

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    I suspect that a 7 year lifespan for interior refurbishment is optimistic. Or pessimistic, if you are thinking how far to spread out the cost.

    (In terms of public realm, it implies 2 cycles since 2010, to pick a not-at-all random date.)
    Most leasehold contracts work on 7 years interior and 10 years exterior.

    (I’m currently at 9 years interior and it’s getting a bit shabby).
  • MalmesburyMalmesbury Posts: 56,367
    Carnyx said:

    Eabhal said:

    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/

    Misuse of "vigilante" is a bit risky by the Telegraph there, particularly if charges are brought.
    Interesting terminology, in any case; it seems to be a deliberate equation of the West Country with the cowboy kind of lawless Wild West.
    I say, it's a bit orrrrf calling a chap a vigilante. Unless he was actually carrying a Cot Single Action Army with a 12 inch barrel.
  • FrancisUrquhartFrancisUrquhart Posts: 86,801
    ChatGPT5 is pile of shit #198454

    It took several minutes to return fairly easy travel info. Claude returned the same info immediately.
  • rottenboroughrottenborough Posts: 67,275

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    I suspect that a 7 year lifespan for interior refurbishment is optimistic. Or pessimistic, if you are thinking how far to spread out the cost.

    (In terms of public realm, it implies 2 cycles since 2010, to pick a not-at-all random date.)
    Most leasehold contracts work on 7 years interior and 10 years exterior.

    (I’m currently at 9 years interior and it’s getting a bit shabby).
    7 years!!! I'm 12 years into our interior decoration and I don't wanna think about a redo for at least another five!!!!
  • Sunil_PrasannanSunil_Prasannan Posts: 55,522
    Eabhal said:

    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/

    Misuse of "vigilante" is a bit risky by the Telegraph there, particularly if charges are brought.
    A-5.
  • TOPPINGTOPPING Posts: 44,230

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
    Sure. It makes sense and you can afford it. But it’s not a small amount for most people
    That's the problem with the upper classes. Don't know how the other half lives.
  • TheScreamingEaglesTheScreamingEagles Posts: 123,252

    ChatGPT5 is pile of shit #198454

    It took several minutes to return fairly easy travel info. Claude returned the same info immediately.

    Did they hire Liz Truss?
  • FrancisUrquhartFrancisUrquhart Posts: 86,801

    ChatGPT5 is pile of shit #198454

    It took several minutes to return fairly easy travel info. Claude returned the same info immediately.

    Did they hire Liz Truss?
    It's not that bad, it hasn't resorted to blaming the deep state for delays in answering simple questions.
  • JohnLilburneJohnLilburne Posts: 6,982
    Eabhal said:

    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/

    Misuse of "vigilante" is a bit risky by the Telegraph there, particularly if charges are brought.
    That sounds like straightforward self-defence to me. The question is whether the degree of force was reasonable.
  • MarqueeMarkMarqueeMark Posts: 55,613

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
    Sure. It makes sense and you can afford it. But it’s not a small amount for most people
    Nine million people across the UK have no savings and another five million have less than £100, according to new research from the Money and Pensions Service (MaPS). Overall, a quarter of UK adults have less than £100 put away.
  • FrancisUrquhartFrancisUrquhart Posts: 86,801

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
    Sure. It makes sense and you can afford it. But it’s not a small amount for most people
    Nine million people across the UK have no savings and another five million have less than £100, according to new research from the Money and Pensions Service (MaPS). Overall, a quarter of UK adults have less than £100 put away.
    I wonder how much people owe Buy Now Pay Later like Klarna?
  • sarissasarissa Posts: 2,225
    FPT

    Leon must be using the same contractors as the cabinet office...

    As part of the ongoing refurbishment works on the 4th Floor of 70 Whitehall, the Cabinet Office has submitted an application for the installation of a ceiling within the southern lift shaft. The total budget for this work, including all fees and VAT, is £280k.

    https://questions-statements.parliament.uk/written-questions/detail/2025-06-26/63006

    Safety, security, supervision, possibly existing asbestos, custom working hours to suit occupants - or you could just let the minimum price contractor get on with it and have another Glasgow School of Art fiasco.
  • LeonLeon Posts: 64,083

    ChatGPT5 is pile of shit #198454

    It took several minutes to return fairly easy travel info. Claude returned the same info immediately.

    If I am allowed to make just one AI remark (I’m off for a drink in Highgate in a minute) yes it is incredibly bad. It’s like Artificial UNintelligence

    Eg yesterday I was riffing with the new model about my gay new flat and we moved on to Oscar Wilde. And I made a joke about “somdomite”. The old GPT4o would have instantly got the reference (to the famous misspelling in the letter that accused and doomed Wilde) and indeed would have run with the joke and turned it into a mad riff with typos

    GPT5? Simply didn’t get it. Didn’t understand it. It didn’t even understand it after I dropped lots of heavy clues

    I had to patiently explain this piece of literary history like I was talking to a 9 year old. And even then - like a 9 year old - GPT5 seemed a bit gormless. Like it hadn’t really grasped the concept

    wtf have they done with it? Rumours fly that they are fast running out of money - OpenAI are being crushed by the might of Google and musk and meta who can afford to lose tens of billions on all this. OpenAI cannot do that

    So they have pretended to make an “upgrade” which is actually a downgrade, and all they are doing is throttling back on the intelligence they offer so as to save cash, and they are blaming any problems and complaints on “privacy” and “sycophancy” as issues

    It feels like a massive error, at the very least
  • Scott_xPScott_xP Posts: 39,541
    Don't be fooled. This guy is REALLY sharp...

    @KevinASchofield

    Trump gets the venue for his talks with Putin wrong for a second time in the same press conference.

    "We're going to Russia - it's going to be a good deal."

    It's in Alaska.

    https://x.com/KevinASchofield/status/1954934566503805230
  • eekeek Posts: 30,901
    edited August 11
    sarissa said:

    FPT

    Leon must be using the same contractors as the cabinet office...

    As part of the ongoing refurbishment works on the 4th Floor of 70 Whitehall, the Cabinet Office has submitted an application for the installation of a ceiling within the southern lift shaft. The total budget for this work, including all fees and VAT, is £280k.

    https://questions-statements.parliament.uk/written-questions/detail/2025-06-26/63006

    Safety, security, supervision, possibly existing asbestos, custom working hours to suit occupants - or you could just let the minimum price contractor get on with it and have another Glasgow School of Art fiasco.
    For reference - moving a door, new kitchen and a new boiler (better location) is looking like costing £16-8,000 up north.

    Now I could probably have saved a £2,000 on a cheaper poorer quality kitchen but labour isn't cheap and the kitchen wasn't that expensive.

    The boiler was £3750 and that was the cheapest quote by £1500...
  • LeonLeon Posts: 64,083
    edited August 11
    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer
  • CarnyxCarnyx Posts: 44,881
    Leon said:

    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer

    Wait and see what the bill says.
  • eekeek Posts: 30,901

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    I suspect that a 7 year lifespan for interior refurbishment is optimistic. Or pessimistic, if you are thinking how far to spread out the cost.

    (In terms of public realm, it implies 2 cycles since 2010, to pick a not-at-all random date.)
    We were in Liverpool over the weekend. Both the Tate and Maritime museums on Albert Dock are currently closed.

    Then you remember they opened between 1985-91 and its coming up to 40 years of the initial work so no wonder major renovations are required.

    Worth adding it's clear that a lot of Albert Dock leases have expired because i'm sure there were more restaurants now then there was last time I was there (10 months ago from memory).
  • DavidLDavidL Posts: 56,121
    Scott_xP said:

    Don't be fooled. This guy is REALLY sharp...

    @KevinASchofield

    Trump gets the venue for his talks with Putin wrong for a second time in the same press conference.

    "We're going to Russia - it's going to be a good deal."

    It's in Alaska.

    https://x.com/KevinASchofield/status/1954934566503805230

    Maybe he hired Starmer to set it up for him. After which it might well be back to being Russia.
  • sarissasarissa Posts: 2,225
    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    I am planning a 'back to bare walls and begin again' refurb on a small one bed Edinburgh flat. New plumbing, electrics, modest kitchen and soft furnishings . As I'm planning on having some professional help in the design, my budget is £30-40,000. Plus two or three months in a short term let, which could be the difficult part.
  • OldKingColeOldKingCole Posts: 35,481

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    I suspect that a 7 year lifespan for interior refurbishment is optimistic. Or pessimistic, if you are thinking how far to spread out the cost.

    (In terms of public realm, it implies 2 cycles since 2010, to pick a not-at-all random date.)
    Most leasehold contracts work on 7 years interior and 10 years exterior.

    (I’m currently at 9 years interior and it’s getting a bit shabby).
    7 years!!! I'm 12 years into our interior decoration and I don't wanna think about a redo for at least another five!!!!
    My wife's grandparents, n the 1930's or thereabouts, moved every three or four years...... all rented properties ....... so they'd always be newly decorated.
    Or so the family legend has it.
  • eekeek Posts: 30,901
    Scott_xP said:

    Don't be fooled. This guy is REALLY sharp...

    @KevinASchofield

    Trump gets the venue for his talks with Putin wrong for a second time in the same press conference.

    "We're going to Russia - it's going to be a good deal."

    It's in Alaska.

    https://x.com/KevinASchofield/status/1954934566503805230

    Didn't we joke that Russia would be given Alaska as part of the deal (and yes I know the idea was that the EU suggest it to reflect how bad the deal was for the Ukraine).
  • LeonLeon Posts: 64,083
    sarissa said:

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    I am planning a 'back to bare walls and begin again' refurb on a small one bed Edinburgh flat. New plumbing, electrics, modest kitchen and soft furnishings . As I'm planning on having some professional help in the design, my budget is £30-40,000. Plus two or three months in a short term let, which could be the difficult part.
    Now that IS a lot. Good luck!

    And it puts my sub £10k in london in perspective
  • eekeek Posts: 30,901

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
    Sure. It makes sense and you can afford it. But it’s not a small amount for most people
    Nine million people across the UK have no savings and another five million have less than £100, according to new research from the Money and Pensions Service (MaPS). Overall, a quarter of UK adults have less than £100 put away.
    And that is why the Government is looking at making the first bit of people's pension funds into an rainy day accessible pot - because currently many people have zilch to fall back on...
  • TOPPINGTOPPING Posts: 44,230
    Leon said:

    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer

    Bin them. No use to anyone apart from you and you already have a set.

    You can't sell them because they won't fit anywhere else.

    When I sold a flat some time ago I'd had some lovely silk blinds made for the windows which cost a fortune and when it came to selling the flat I offered to sell the blinds for £100. They offered £50 and I was so outraged I refused and the blinds spent the following 10 years in the attic of my new place before I finally threw them away. Lovely, they were and it's a tragedy.

    So bin them now and save the palaver.
  • eekeek Posts: 30,901
    sarissa said:

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    I am planning a 'back to bare walls and begin again' refurb on a small one bed Edinburgh flat. New plumbing, electrics, modest kitchen and soft furnishings . As I'm planning on having some professional help in the design, my budget is £30-40,000. Plus two or three months in a short term let, which could be the difficult part.
    £40,000 sounds about right - a rewire is £4000 or so if you shop round..
  • LeonLeon Posts: 64,083
    TOPPING said:

    Leon said:

    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer

    Bin them. No use to anyone apart from you and you already have a set.

    You can't sell them because they won't fit anywhere else.

    When I sold a flat some time ago I'd had some lovely silk blinds made for the windows which cost a fortune and when it came to selling the flat I offered to sell the blinds for £100. They offered £50 and I was so outraged I refused and the blinds spent the following 10 years in the attic of my new place before I finally threw them away. Lovely, they were and it's a tragedy.

    So bin them now and save the palaver.
    They are honestly too gorgeous to bin. Bespoke crushed velvet in this kind of rusty orange

    Oooooh

    I just can’t chuck em, psychologically

    I shall keep a set spare for emergencies and cleaning or maybe just rolling around in naked
  • MalmesburyMalmesbury Posts: 56,367
    a
    sarissa said:

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this is a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    I am planning a 'back to bare walls and begin again' refurb on a small one bed Edinburgh flat. New plumbing, electrics, modest kitchen and soft furnishings . As I'm planning on having some professional help in the design, my budget is £30-40,000. Plus two or three months in a short term let, which could be the difficult part.
    Is that replace *all* plumbing and wiring? Gas?
  • MalmesburyMalmesbury Posts: 56,367
    Leon said:

    TOPPING said:

    Leon said:

    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer

    Bin them. No use to anyone apart from you and you already have a set.

    You can't sell them because they won't fit anywhere else.

    When I sold a flat some time ago I'd had some lovely silk blinds made for the windows which cost a fortune and when it came to selling the flat I offered to sell the blinds for £100. They offered £50 and I was so outraged I refused and the blinds spent the following 10 years in the attic of my new place before I finally threw them away. Lovely, they were and it's a tragedy.

    So bin them now and save the palaver.
    They are honestly too gorgeous to bin. Bespoke crushed velvet in this kind of rusty orange

    Oooooh

    I just can’t chuck em, psychologically

    I shall keep a set spare for emergencies and cleaning or maybe just rolling around in naked
    Think big - have another window put in for the curtains.
  • AnneJGPAnneJGP Posts: 3,825
    Does House Prices include rents, I wonder? If not it's an odd element to leave out.
  • LeonLeon Posts: 64,083
    Welcome to interiordecoratingplusoccasionalpolitics.com
  • CarnyxCarnyx Posts: 44,881

    Leon said:

    TOPPING said:

    Leon said:

    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer

    Bin them. No use to anyone apart from you and you already have a set.

    You can't sell them because they won't fit anywhere else.

    When I sold a flat some time ago I'd had some lovely silk blinds made for the windows which cost a fortune and when it came to selling the flat I offered to sell the blinds for £100. They offered £50 and I was so outraged I refused and the blinds spent the following 10 years in the attic of my new place before I finally threw them away. Lovely, they were and it's a tragedy.

    So bin them now and save the palaver.
    They are honestly too gorgeous to bin. Bespoke crushed velvet in this kind of rusty orange

    Oooooh

    I just can’t chuck em, psychologically

    I shall keep a set spare for emergencies and cleaning or maybe just rolling around in naked
    Think big - have another window put in for the curtains.
    Think economical - just put the curtains up over a blank wall. Like those dummy windows one got in the days of the Window Tax, only inside rather than outside.
  • AnneJGPAnneJGP Posts: 3,825
    Scott_xP said:

    Don't be fooled. This guy is REALLY sharp...

    @KevinASchofield

    Trump gets the venue for his talks with Putin wrong for a second time in the same press conference.

    "We're going to Russia - it's going to be a good deal."

    It's in Alaska.

    https://x.com/KevinASchofield/status/1954934566503805230

    Isn't it the master plan - Putin takes Alaska and Trump takes Canada? All nice & cosy together.
  • Daveyboy1961Daveyboy1961 Posts: 4,770

    A man has died after he was restrained by a vigilante Co-op customer.

    The man, 52, was reported to police after staff at the Co-op store in Fore Street, Torpoint, Cornwall, were attacked at 4.45pm on Wednesday Aug 6.

    He was restrained by a male customer but became unresponsive a short while later.

    https://www.telegraph.co.uk/news/2025/08/11/torpoint-coop-man-dies-after-restrained-customer/

    I am getting annoyed about clicking links to the telegraph and finding it is behind the paywall. It's bad enough buying copies of the mail for my wife without having to pay for right wing propaganda of the Telegraph as well.
  • MexicanpeteMexicanpete Posts: 33,510
    Leon said:

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    The mantra in our house was "never pay a tradesman". My father who for a maths teacher was quite an accomplished cabinet maker taught me everything from fixing a tap washer and wiring an electric plug to changing a clutch and servicing an Austin 1300. Painting a wall falls into the wiring a plug scale of DIY tasks. Mind you I f*****' hate DIY.
    Yes I kinda get that

    I rather enjoy some DIY tasks. It's not sex or heroin or hiking the Solovetskys, but there is a pleasure in it. Using your hands, an honest day's toil, and so forth

    The trouble is

    1. I get bored very easily. I can do it for an hour or two, after that tedium kicks in, then actual invade-Poland-now anger, I believe this is why Hitler started World War 2, he was sanding and respraying an old card-table and it just dragged

    2. And that's when I start hurrying up and making expensive mistakes so

    3. If a job is big I hire a pro
    3. You can get your hookers to carry out complicated home improvement tasks? Hats off to you. I wouldn't know the first place to go to hire a call girl let alone one with significant trade skills.
  • AnneJGPAnneJGP Posts: 3,825
    TOPPING said:

    Leon said:

    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer

    Bin them. No use to anyone apart from you and you already have a set.

    You can't sell them because they won't fit anywhere else.

    When I sold a flat some time ago I'd had some lovely silk blinds made for the windows which cost a fortune and when it came to selling the flat I offered to sell the blinds for £100. They offered £50 and I was so outraged I refused and the blinds spent the following 10 years in the attic of my new place before I finally threw them away. Lovely, they were and it's a tragedy.

    So bin them now and save the palaver.
    Charity shop donation. Give someone else the chance.
  • LeonLeon Posts: 64,083
    On the upside I have found a use for my pair of exquisite lengths of Bhutanese silk which I bought in Bhutan from the Queen of Bhutan’s official silkweaver in her atelier in the Himalayas

    I couldn’t find anywhere to “show them” so they have become the world’s most extravagant drawer liners in an old Italian chest

    And during my renovations I found a massive bag of raw frankincense tears that I bought in a village in Oman direct from the Empty Quarter

    So I have put some raw frankincense (enlivened by drops of eucalyptus oil) in small cast iron Japanese pots and put a pot in each now-silk-lined drawer. So when I open the drawer I get this intense aroma and it’s like opening the drawer of a quietly but massively gay cardinal in Rome who likes Yemeni boys and is weirdly obsessed with cheaper Chinese AirPods


  • Leon said:

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    There's a thing called Checkatrade to help older people from getting tucked up by dodgy tradesmen.
    I accept that this a very dull topic - but then it is also ON topic - cost of living

    Do you honestly think I'm being ripped off? Under £10k to entirely transform a flat? Including much furniture and bespoke blinds, curtains, etc?

    I don't believe it is. But if it is I am intrigued how the rest of you habitate. Do you simply slap more daub on the wattle?
    The mantra in our house was "never pay a tradesman". My father who for a maths teacher was quite an accomplished cabinet maker taught me everything from fixing a tap washer and wiring an electric plug to changing a clutch and servicing an Austin 1300. Painting a wall falls into the wiring a plug scale of DIY tasks. Mind you I f*****' hate DIY.
    Yes I kinda get that

    I rather enjoy some DIY tasks. It's not sex or heroin or hiking the Solovetskys, but there is a pleasure in it. Using your hands, an honest day's toil, and so forth

    The trouble is

    1. I get bored very easily. I can do it for an hour or two, after that tedium kicks in, then actual invade-Poland-now anger, I believe this is why Hitler started World War 2, he was sanding and respraying an old card-table and it just dragged

    2. And that's when I start hurrying up and making expensive mistakes so

    3. If a job is big I hire a pro
    3. You can get your hookers to carry out complicated home improvement tasks? Hats off to you. I wouldn't know the first place to go to hire a call girl let alone one with significant trade skills.
    Based on my Dad's old jokes, I believe they're great at french polishing. Maybe Hitler should have hired one too ?
  • MightyAlexMightyAlex Posts: 1,797
    edited August 11
    eek said:

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
    Sure. It makes sense and you can afford it. But it’s not a small amount for most people
    Nine million people across the UK have no savings and another five million have less than £100, according to new research from the Money and Pensions Service (MaPS). Overall, a quarter of UK adults have less than £100 put away.
    And that is why the Government is looking at making the first bit of people's pension funds into an rainy day accessible pot - because currently many people have zilch to fall back on...
    'Sorry you're not eligible for UC till you've depleted your pension'
  • HYUFDHYUFD Posts: 129,539
    While the UK has largely avoided heavy Trump tariffs with a mini deal and has a trade deal with the EU, to keep prices and inflation down further Reeves will likely raise taxes in the autumn after Labour backbenchers rejected further spending cuts from welfare
  • MattWMattW Posts: 29,127
    edited August 11
    Leon said:

    TOPPING said:

    Leon said:

    Talking of decor - and money saving - by sheer coincidence my extravagantly beautiful and very expensive bespoke velvet bedroom curtains have this minute arrived from John Lewis

    Only “problem” - they’ve made me two sets of beautiful velvet curtains not one. I’ve got a free set of curtains. Worth hundreds. What do I do with it? Keep it spare?

    Maybe keep it spare for when one gets dry cleaned

    I promise to return to non decor related discussions before the end of the summer

    Bin them. No use to anyone apart from you and you already have a set.

    You can't sell them because they won't fit anywhere else.

    When I sold a flat some time ago I'd had some lovely silk blinds made for the windows which cost a fortune and when it came to selling the flat I offered to sell the blinds for £100. They offered £50 and I was so outraged I refused and the blinds spent the following 10 years in the attic of my new place before I finally threw them away. Lovely, they were and it's a tragedy.

    So bin them now and save the palaver.
    They are honestly too gorgeous to bin. Bespoke crushed velvet in this kind of rusty orange

    Oooooh

    I just can’t chuck em, psychologically

    I shall keep a set spare for emergencies and cleaning or maybe just rolling around in naked
    How do you know they won't fit anywhere else?

    Does your block of flats or terraces have a notice board? Or a newsagent's window? Or Facebook group?

    If it's a converted terraced house or block there may be dozens the same within a few metres.

    Or you could make your shagpit bed into a 4 poster. Or have a curtained off alcove.
  • NigelbNigelb Posts: 80,171

    To cross the Atlantic for a moment... it's notable in that graphic that the level of the stock market isn't considered an important indicator, which goes back to the discussion between @Casino_Royale and myself yesterday about whether Trump is delivering a strong economy. On those metrics, Trump is failing badly, which is why I expect the 2026 midterms to be very bad for the Republicans (if democracy isn't eroded by various dirty tricks).

    I am getting more despondent about the chances of the midterms being a fair vote.
    Irrespective of any gerrymandering.

    I think it's possible they could be stolen outright.
  • HYUFDHYUFD Posts: 129,539
    edited August 11
    Nigelb said:

    To cross the Atlantic for a moment... it's notable in that graphic that the level of the stock market isn't considered an important indicator, which goes back to the discussion between @Casino_Royale and myself yesterday about whether Trump is delivering a strong economy. On those metrics, Trump is failing badly, which is why I expect the 2026 midterms to be very bad for the Republicans (if democracy isn't eroded by various dirty tricks).

    I am getting more despondent about the chances of the midterms being a fair vote.
    Irrespective of any gerrymandering.

    I think it's possible they could be stolen outright.
    How? Congressional elections are administered by state election officials, not the Federal government.

    Not even the most red of states would have all state election officials willing to falsify an election either
  • JohnLilburneJohnLilburne Posts: 6,982
    HYUFD said:

    Nigelb said:

    To cross the Atlantic for a moment... it's notable in that graphic that the level of the stock market isn't considered an important indicator, which goes back to the discussion between @Casino_Royale and myself yesterday about whether Trump is delivering a strong economy. On those metrics, Trump is failing badly, which is why I expect the 2026 midterms to be very bad for the Republicans (if democracy isn't eroded by various dirty tricks).

    I am getting more despondent about the chances of the midterms being a fair vote.
    Irrespective of any gerrymandering.

    I think it's possible they could be stolen outright.
    How? Congressional elections are administered by state election officials, not the Federal government.

    Not even the most red of states would have all state election officials willing to falsify an election either
    The Presidential elections are also administered by State election officials, and we saw what happened in 2020
  • JohnLilburneJohnLilburne Posts: 6,982

    eek said:

    Leon said:

    Leon said:

    Speaking of inflation, and for those interested on the prior thread

    So far I've spent about £3000 on repainting the bedroom, hall, kitchen, including quite expensive paint. Also about £2k on furniture upgrades, new curtains, new appliances, new ART PHOTOS etc. Still got the living room and bathroom to go, maybe another £4k including new furniture, bespoke blinds, cushions, etc

    So that's £9k for a total revamp of my small but desirable flat, turning it into a kind of weird personal shrine?

    I don't believe that is insane for a complete transformation, especially as it is will be THE TEMPLE OF LEON by the end

    It’s also about 1/4 of the median pre-tax salary. Now you could argue that an interior refurbishment has a 7 year life span so you are not spending much on housing… but most people won’t see it like that.
    But as you say, this revamp will last me easily 5 years, probably 7

    So it's just over a grand a year to live in a flat I find much more pleasing. Or I do it cheaply and get depressed at the paint scheme

    Also, the IKEA really HAD to go
    Sure. It makes sense and you can afford it. But it’s not a small amount for most people
    Nine million people across the UK have no savings and another five million have less than £100, according to new research from the Money and Pensions Service (MaPS). Overall, a quarter of UK adults have less than £100 put away.
    And that is why the Government is looking at making the first bit of people's pension funds into an rainy day accessible pot - because currently many people have zilch to fall back on...
    'Sorry you're not eligible for UC till you've depleted your pension'
    It is notable that if you save for your retirement using something other than a pension, it will be counted as capital, whereas a pension won't
  • NigelbNigelb Posts: 80,171
    This is the fantasist deciding the fate of Europe, if we don't stop him.

    "...I was a little bothered by the fact that Zelenskyy was saying I have to get constitutional approval. He has approval to go to war and kill everybody but he needs approval to do a land swap because there will be some land swapping going on. I know that through Russia.
    I get along with Zelenskyy but, you know, I disagree with what he has done. Very, very severely disagree. This is a war that shouldn’t have happened."

    https://www.theguardian.com/us-news/live/2025/aug/11/donald-trump-washington-crime-homelessness-redistricting-tariffs-us-politics-news-live-updates
  • HYUFDHYUFD Posts: 129,539
    edited August 11

    HYUFD said:

    Nigelb said:

    To cross the Atlantic for a moment... it's notable in that graphic that the level of the stock market isn't considered an important indicator, which goes back to the discussion between @Casino_Royale and myself yesterday about whether Trump is delivering a strong economy. On those metrics, Trump is failing badly, which is why I expect the 2026 midterms to be very bad for the Republicans (if democracy isn't eroded by various dirty tricks).

    I am getting more despondent about the chances of the midterms being a fair vote.
    Irrespective of any gerrymandering.

    I think it's possible they could be stolen outright.
    How? Congressional elections are administered by state election officials, not the Federal government.

    Not even the most red of states would have all state election officials willing to falsify an election either
    The Presidential elections are also administered by State election officials, and we saw what happened in 2020
    Biden was elected once the votes were counted.

    Does Trump even care about midterms anyway? He didn't in 2018, unless he or a member of his family is on the ballot I don't think he is really that bothered. Hence why he roused his supporters in 2020 in DC but not 2018.

    If a whole load of GOP Representatives and Senators lose their seats next year I doubt Trump will care, he will blame them for being insufficiently MAGA. Remember the GOP was always just a vehicle for Trump for his presidential ambitions, he was a registered Democrat until 2009 although he had backed Reagan in the 1980s but not massively so
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