You're right, of course you're right, but you know the objections. Spending a bit more to get a lot more is still spending more, and we've conditioned ourselves to not want that. It's moving spending… (View Post)

20 in total, isn't it? So 12 can be cash and the next 8 has to be s+s, I guess. The only time I've used the entire allowance is when I've had inheritances to deal with. Saving that much tax-free real… (View Post)

Just be grateful that there isn't a Lovely Shoes tax. Unless you buy your footwear via Shein, in which case I may have to revise my opinion of you. (View Post)

What is interesting is the more mainstream coverage- presumably because the Gill case makes the media think they have a chink in Farage's armour. Things becoming news long after they should have beco… (View Post)

Looking at the stats here, https://data.youthfuturesfoundation.org/dashboard/neet 1 in 8 is pretty average and it rarely goes that much higher or lower. Say 12.5% plus or minus 2.5%. Unfortunately fo… (View Post)